olivLaw · European equity research
Irish Continental Group plc ICGC.L
United Kingdom · London Stock Exchange · Vertical: Listed companies from United Kingdom
At the close of 05 Nov 2026, Irish Continental Group plc (ICGC.L) stock was 6.55 GBP (−0.76% on the day), with beta -5.68, 52-week range 4.94–6.95 GBP.
Data as of · Source: ESEF annual reports and closing prices, computed by olivLaw.
Price history
Loading chart…
Technical reading
- RSI (14)
- 46.3
- neutral
- Bollinger (20, 2)
- 6.47 – 6.82
- in the lower half of the band · %B 0.22 · band width 5.2%
- SMA 50 / 200
- 6.58 / 5.90
- mixed trend
- MACD (12, 26, 9)
- -0.01 / 0.00
- MACD below signal
Indicators describe past prices; on their own they do not predict direction. On our history the RSI ≤ 40 filter added no return (see the signals methodology).
Performance
| Company | EURO STOXX 50 | vs EURO STOXX 50 | Vertical median | |
|---|---|---|---|---|
| 1 month | −3.0% | −0.6% | −2.3 pp | — |
| 3 months | −3.0% | −4.2% | +1.2 pp | — |
| 6 months | +12.2% | +4.3% | +7.8 pp | — |
| Year to date | +21.3% | +7.5% | +13.8 pp | — |
| 1 year | +32.6% | +9.9% | +22.7 pp | +5.8% |
| 3 years | +71.5% | +49.8% | +21.6 pp | +26.3% |
| 5 years | +70.2% | +42.8% | +27.4 pp | — |
Price returns, dividends excluded.
Quarterly results
ESEF annual reports carry no quarters: the results are annual (below).
E/P over time
the price (USD) and the reports are in different currencies
E/P = trailing-12-month diluted EPS / price at quarter end. E/P is the inverse of P/E and stays defined when earnings are negative.
Fiscal years
| Fiscal year | 2023 | 2024 | 2025 |
|---|---|---|---|
| Revenue | 572.0 m | 603.8 m | 666.7 m |
| Revenue YoY | unavailable | +5.6% | +10.4% |
| Net income | 61.6 m | 59.9 m | 74.9 m |
| Net income YoY | unavailable | −2.8% | +25.0% |
| Diluted EPS | 0.36 | 0.36 | 0.46 |
| Diluted EPS YoY | unavailable | −0.3% | +28.7% |
| net % | 10.8% | 9.9% | 11.2% |
| Free cash flow | 86.7 m | 101.9 m | 47.9 m |
Balance sheet & financial health
Fiscal year 2025 · 31 Dec 2025
- Cash
- 36.7 m EUR
- Financial debt
- 7.3 m EUR
- Net debt
- -29.4 m EUR
- Equity
- 283.6 m EUR
- Total assets
- 714.6 m EUR
- Debt / equity
- 0.03x
- Current ratio
- 0.59x
- ROE
- 24.7%
- ROA
- 11.1%
- FCF margin
- 7.2%
Financial statements (source on every figure)
Revenue and net income (EUR)
Margins
Income statement · EUR
| Line | 2023 | 2024 | 2025 | Source (latest year) |
|---|---|---|---|---|
| Revenue | 572.0 m | 603.8 m | 666.7 m | esef· 09 Apr 2026verified |
| Operating income | 68.4 m | 69.1 m | 85.6 m | esef· 09 Apr 2026verified |
| Interest expense | 6.5 m | 8.5 m | 10.2 m | esef· 09 Apr 2026verified |
| Pre-tax income | 63.3 m | 62.2 m | 77.5 m | esef· 09 Apr 2026verified |
| Income tax | 1.7 m | 2.3 m | 2.6 m | esef· 09 Apr 2026verified |
| Net income | 61.6 m | 59.9 m | 74.9 m | esef· 09 Apr 2026verified |
| Diluted EPS | 0.36 | 0.36 | 0.46 | esef· 09 Apr 2026verified |
| Dividend per share | 0.14 | 0.15 | 0.16 | esef· 09 Apr 2026derived |
Balance sheet · EUR
| Line | 2023 | 2024 | 2025 | Source (latest year) |
|---|---|---|---|---|
| Cash | 46.8 m | 41.3 m | 36.7 m | esef· 09 Apr 2026verified |
| Inventories | 4.0 m | 11.1 m | 13.1 m | esef· 09 Apr 2026verified |
| Current assets | 119.4 m | 125.6 m | 132.4 m | esef· 09 Apr 2026verified |
| Property, plant & equipment, net | 368.7 m | 351.9 m | 396.2 m | esef· 09 Apr 2026verified |
| Intangibles (excl. goodwill) | 2.1 m | 2.8 m | 3.2 m | esef· 09 Apr 2026verified |
| Total assets | 573.3 m | 639.1 m | 714.6 m | esef· 09 Apr 2026verified |
| Accounts payable | 93.7 m | 106.3 m | 131.0 m | esef· 09 Apr 2026verified |
| Short-term debt | 112.4 m | 7.3 m | 7.3 m | esef· 09 Apr 2026verified |
| Current liabilities | 218.6 m | 121.7 m | 223.4 m | esef· 09 Apr 2026verified |
| Total liabilities | 291.0 m | 316.8 m | 431.0 m | esef· 09 Apr 2026verified |
| Equity | 282.3 m | 322.3 m | 283.6 m | esef· 09 Apr 2026verified |
| Shares outstanding at year end | 170.2 m | 165.0 m | 160.7 m | esef· 09 Apr 2026derived |
Cash flow · EUR
| Line | 2023 | 2024 | 2025 | Source (latest year) |
|---|---|---|---|---|
| Operating cash flow | 128.6 m | 131.8 m | 149.9 m | esef· 09 Apr 2026verified |
| Capex | 41.9 m | 29.9 m | 102.0 m | esef· 09 Apr 2026verified |
| Free cash flow | 86.7 m ≈ | 101.9 m ≈ | 47.9 m ≈ | esef· 09 Apr 2026derived |
| Investing cash flow | -40.2 m | -29.2 m | -94.6 m | esef· 09 Apr 2026verified |
| Financing cash flow | -80.9 m | -107.8 m | -59.3 m | esef· 09 Apr 2026verified |
| Dividends paid | 24.4 m | 24.7 m | 25.5 m | esef· 09 Apr 2026verified |
| Share repurchases | 21.4 m | 9.0 m | 97.7 m | esef· 09 Apr 2026verified |
≈ computed by olivLaw from the reported lines of the same year: Operating cash flow − Capex.
Computed indicators
Growth
Profitability
Returns
Balance sheet
Liquidity
Cash
Efficiency
Market and valuation
1 indicators that do not apply to the sector.
Valuation
olivLaw classification
- score weight coverage: 37.5% of at least 60%
A scoring methodology on indicators and valuation, not investment advice.
Closing price
05 Nov 2026Source: olivLaw, closing series
Market cap: unavailable
Price and reporting are in different currencies; market indicators are unavailable.
Key indicators
Coverage and freshness
Score by group
38% · Insufficient data
Estimated value range
The combined range = the median of the valid methods' low, central and high values; it is not a probability interval and does not cover every result. Envelope of all methods: 2.16 – 7.97 EUR.
Valuation assumptions are editorial choices, not measured; beta is not measured.
Method ranges (EUR per share)
— — Mid · ▏ Price
Valuation methods
- DCF (discounted cash flow)unavailable · input data missing
- Peers: EV/EBITDAunavailable · input data missing
- Peers: P/E5.17 – 7.97 (Mid 6.61)17 companies used · median multiple 14.4x · quartiles 11.3x – 17.4x0EV1.L, ABDN.L, ABF.L, AIRE.L, AJB.L, ALFA.L, AMIF.L, APTD.L, ASHM.L, AUTO.L, BAB.L, BAG.L, BATS.L, BBY.L, BCG.L, BKG.L, BME.L
- Dividend discount (DDM)2.16 – 2.94 (Mid 2.49)
Assumptions (illustrative, editorial)
- Risk-free rate
- 3.0%
- Equity risk premium
- 5.5%
- Beta (default)
- 1.00
- Cost of equity
- 8.5%
- Terminal growth
- 2.0%
Factor scorecard
Insufficient data
Minimum-evidence gate: score weight coverage: 37.5% of at least 60%
| Factor | Value | Score | Weight used |
|---|---|---|---|
| ROIC · Quality | 30.5% | 79 (vs peers) | 28% |
| Net margin · Quality | 11.2% | 51 (vs peers) | 17% |
| FCF conversion · Quality | 64.0% | 49 (on a fixed band) | 17% |
| Revenue CAGR 3Y · Growth | unavailable | unavailable | — |
| EPS CAGR 3Y · Growth | unavailable | unavailable | — |
| Net debt / EBITDA · Balance sheet | unavailable | unavailable | — |
| Interest coverage · Balance sheet | 8.4x | 100 (on a fixed band) | 17% |
| Current ratio · Balance sheet | 0.6x | 0 (on a fixed band) | 11% |
| P/E (TTM) · Valuation | unavailable | unavailable | — |
| EV/EBITDA · Valuation | unavailable | unavailable | — |
| FCF yield · Valuation | unavailable | unavailable | — |
| Shareholder yield (distributions) · Returns | unavailable | unavailable | — |
| Payout ratio (FCF) · Returns | 53.2% | 95 (on a fixed band) | 11% |
Factors without a value were dropped; the remaining weights were renormalised.
Score groups
- Balance sheet60/100 · 2/3 factors with a value
- Growth· partialunavailable · 0/2 factors with a value
- Quality63/100 · 3/3 factors with a value
- Returns· partial95/100 · 1/2 factors with a value
- Valuation· partialunavailable · 0/3 factors with a value
A «partial» group is computed from under half of its weight or from one factor: it is not a full assessment of the group.
Memo
Irish Continental Group plc (ICGC.L). Latest full fiscal year: 2025; data up to 2025-12-31.
Figures computed from the financial statements: revenue 666.7 m EUR in 2025; YoY growth 10.4%; net margin 11.2%; ROE 24.7%.
The estimated value range is 3.66–5.46 EUR per share (median of 2 methods, agreement: low); assumptions are illustrative. The range is the median of the methods' low, central and high values, not a probability interval.
Insufficient data for a verdict (score weight coverage: 37.5% of at least 60%).
Text generated deterministically from the figures shown; no language model. Not investment advice.
What supports the thesis
- ROIC: 30.5%
- Interest coverage: 8.4x
- Payout ratio (FCF): 53.2%
What contradicts it
- Current ratio: 0.6x
- The valuation methods diverge
Not assessed (insufficient data or a ratio without meaning): Revenue CAGR 3Y, EPS CAGR 3Y, Net debt / EBITDA, P/E (TTM), EV/EBITDA, FCF yield, Shareholder yield (distributions).
Versus the vertical median
Listed companies from United Kingdom · same country · compared with 39 companies
Multiples and returns vs the median
Price rebased to 100 (monthly, 5 years)
Companies in the vertical
| Market cap | P/E | ROE | Net margin | Revenue YoY | 1A / 3A | |
|---|---|---|---|---|---|---|
| BATS.LBritish American Tobacco P.L.C. | 104.3 bn | 13.5 | 16.5% | 30.3% | −1.0% | +7% / +88% |
| ABF.LAssociated British Foods PLC | 14.7 bn | 14.3 | 9.2% | 5.3% | −3.1% | −5% / −15% |
| 0EV1.LCarnival PLC | 5.5 bn | 4.1 | 46.7% | 13.4% | +6.4% | unavailable / unavailable |
| BAB.LBabcock International Group PLC | 5.1 bn | 24.7 | 34.7% | 4.1% | +7.2% | −10% / +158% |
| AUTO.LAutotrader Group PLC | 4.8 bn | 16.4 | 60.2% | 47.1% | +3.9% | −13% / −23% |
| BBY.LBalfour Beatty PLC | 4.2 bn | 16.3 | 23.2% | 2.8% | +15.2% | +20% / +160% |
| ABDN.LAberdeen Group PLC | 4.1 bn | 10.8 | 8.0% | 28.9% | −2.1% | +11% / +41% |
| BKG.LThe Berkeley Group Holdings PLC | 3.6 bn | 11.3 | 8.8% | 13.4% | −4.2% | −0% / −22% |
| BME.LB&M European Value Retail PLC | 2.9 bn | 17.4 | 21.2% | 2.8% | +3.7% | +68% / −51% |
| AJB.LAj Bell PLC | 2.4 bn | 22.8 | 49.9% | 33.1% | +18.0% | +8% / +128% |
| ASHM.LAshmore Group PLC | 1.4 bn | 13.9 | 13.1% | 71.6% | −0.1% | +28% / +18% |
| BCG.LBaltic Classifieds Group PLC | 1.2 bn | 23.2 | 15.8% | 57.6% | +6.9% | −99% / −99% |
| APN.LApplied Nutrition PLC | 763.6 m | 36.2 | 41.2% | 19.7% | +24.2% | +71% / unavailable |
| BAG.LA.G. Barr P.L.C. | 671.9 m | 14.4 | 14.4% | 10.8% | +4.0% | −7% / +26% |
| ASC.LAsos PLC | 494.5 m | — | -81.3% | -12.0% | −14.7% | +71% / +8% |
| ALFA.LAlfa Financial Software Holdings PLC | 486.8 m | 16.3 | 61.5% | 23.8% | +15.3% | −28% / +10% |
| AML.LAston Martin Lagonda Global Holdings PLC | 344.3 m | — | -93.4% | -39.2% | −20.6% | −45% / −85% |
| APTD.LAptitude Software Group PLC | 111.3 m | 28.5 | 7.2% | 6.2% | −7.3% | −30% / −23% |
| AMGO.LAmigo Holdings PLC | 9.9 m | — | — | — | −81.9% | +325% / +844% |
| ASBE.LAssociated British Engineering PLC | 605.3 k | — | -19.1% | — | unavailable | unavailable / unavailable |
| AMIF.LAmicorp Fs (uk) PLC | 221.6 k | 0.1 | 27.5% | 9.1% | +8.1% | unavailable / unavailable |
| AAF.LAirtel Africa PLC | — | — | 24.1% | 10.6% | +29.5% | −7% / +164% |
| AAL.LAnglo American PLC | — | — | -19.3% | -20.2% | +4.5% | +30% / +76% |
| ACG.LAcg Metals Limited | — | — | -80.3% | -32.0% | +134.8% | +60% / +63% |
| AEP.LAnglo-Eastern Plantations PLC | — | — | 16.1% | 19.5% | +25.0% | +5% / +113% |
1- and 3-year price returns: for ICGC.L from daily closes (the same as the performance table), for the other companies from month-end closes.
olivLaw engine forecast
The world engine ran after the company's latest material disclosure. Probabilities are of TOUCHING a level within the horizon (not closing there) and sit next to the random walk (p_rw), the no-information benchmark.
The engine has no published run for this company yet.
Valuation scenarios (editable assumptions)
Illustrative scenarios
Scenarios are not available. input data missing
AI analysis
The qualitative analysis has not been written for this company yet.
Products, market & competition
The qualitative analysis has not been written for this company yet.
News & filings
In the press
No news in our archive over the last 180 days.
Annual reports (ESEF)
- Annual report 202509 Apr 2026
- Annual report 202509 Apr 2026
- Annual report 202415 Apr 2025
- Annual report 202415 Apr 2025
Figures computed by olivLaw from ESEF annual reports and closing prices; the qualitative analysis is AI-generated from cited sources. Not investment advice.