olivLaw · US equity research
Beacon Financial Corporation BBT
Savings Institutions, Not Federally Chartered · SIC 6036 · Vertical: Savings Institutions, Not Federally Chartered (SIC 6036)
Beacon Financial Corporation is the regional bank holding company for Beacon Bank & Trust, headquartered in Boston with branches across New England and New York. After the September 2025 merger of equals with Brookline, the bank reports total assets of about 21.9 billion USD, and its recent quarterly results show a modest improvement in net interest margin while lending growth remains cautious.
At the close of 04 Nov 2026, Beacon Financial Corporation (BBT) stock was 31.34 USD (+1.59% on the day), with market capitalisation 2.6 bn USD, P/E 16.4 on diluted EPS of 1.91 USD over the last 12 months, dividend yield 4.12%, beta 0.75, 52-week range 24.19–32.61 USD. Latest reported quarter (Q2 2026): net income of 64.4 m USD (+192.5% YoY), diluted EPS 0.77 USD.
Data as of · AI analysis dated · Source: SEC filings and closing prices, computed by olivLaw.
Price history
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Technical reading
- RSI (14)
- 66.0
- strong (55–70)
- Bollinger (20, 2)
- 25.74 – 32.42
- in the upper half of the band · %B 0.84 · band width 22.9%
- SMA 50 / 200
- 29.55 / 29.99
- mixed trend
- MACD (12, 26, 9)
- 0.65 / 0.30
- MACD above signal
Indicators describe past prices; on their own they do not predict direction. On our history the RSI ≤ 40 filter added no return (see the signals methodology).
Performance
| Company | S&P 500 | vs S&P 500 | Vertical median | |
|---|---|---|---|---|
| 1 month | +11.4% | −1.1% | +12.5 pp | — |
| 3 months | −1.3% | −0.5% | −0.9 pp | — |
| 6 months | +8.6% | +4.4% | +4.2 pp | — |
| Year to date | +18.8% | +12.3% | +6.5 pp | — |
| 1 year | +26.0% | +13.5% | +12.4 pp | +33.3% |
| 3 years | +47.6% | +76.4% | −28.9 pp | +46.5% |
| 5 years | +9.7% | +63.7% | −53.9 pp | — |
Price returns, dividends excluded.
Quarterly results
Latest quarter: Q2 2026 · 30 Jun 2026
Quarterly margins
Quarterly statements · USD
| Fiscal year | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | Q2 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 125.6 m | 110.2 m | 110.4 m | 113.7 m | — | — | — | — |
| Interest expense | 76.6 m | 73.2 m | 67.9 m | 65.4 m | 83.6 m | 112.8 m | — | — |
| Pre-tax income | 26.7 m | 23.8 m | 25.5 m | 29.6 m | -8.4 m | 75.2 m | 66.0 m | 87.0 m |
| Income tax | 6.6 m | 6.3 m | 6.4 m | 7.6 m | -4.2 m | 21.8 m | 19.7 m | 22.6 m |
| Net income | 20.1 m | 17.5 m | 19.1 m | 22.0 m | -4.2 m | 53.4 m | 46.2 m | 64.4 m |
| Diluted EPS | 0.23 | 0.20 | 0.21 | 0.25 | -0.05 | 0.64 | 0.55 | 0.77 |
| Operating cash flow | 19.9 m ≈ | 43.5 m | 8.0 m | 33.6 m ≈ | 15.4 m ≈ | 167.4 m | -13.8 m | 64.1 m ≈ |
| Capex | 2.6 m ≈ | 1.8 m | 3.4 m | 2.2 m ≈ | -1.1 m ≈ | 7.8 m | — | — |
| Dividends paid | 20.5 m ≈ | 12.0 m | 12.0 m | 12.0 m ≈ | 12.0 m ≈ | 27.0 m | 27.0 m | 27.0 m ≈ |
| Share repurchases | -1.0 k ≈ | -2.0 k | 0 | 0 ≈ | — | — | — | — |
≈ derived quarter (cumulative difference / share-days average)
E/P over time
E/P = trailing-12-month diluted EPS / price at quarter end. E/P is the inverse of P/E and stays defined when earnings are negative.
Today's P/E sits at the 43 percentile of its own 35-quarter history (min 8.6, median 19.3, max 49.9; quarters with earnings only).
Fiscal years
| Fiscal year | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 430.5 m | 449.3 m | 383.1 m | 434.4 m | 413.5 m | 411.8 m | 400.0 m | 29.9 m |
| Revenue YoY | +17.9% | +4.4% | −14.7% | +13.4% | −4.8% | −0.4% | −2.9% | −92.5% |
| Net income | 105.8 m | 97.5 m | -533.0 m | 118.7 m | 92.5 m | 75.0 m | 68.7 m | 90.3 m |
| Net income YoY | +91.4% | −7.9% | −647.0% | unavailable | −22.0% | −18.9% | −8.4% | +31.4% |
| Diluted EPS | 2.29 | 1.97 | -10.60 | 2.39 | 2.02 | 0.85 | 0.77 | 1.03 |
| Diluted EPS YoY | +64.7% | −14.0% | −638.1% | unavailable | −15.5% | −57.9% | −9.4% | +33.8% |
| net % | 24.6% | 21.7% | -139.1% | 27.3% | 22.4% | 18.2% | 17.2% | 301.4% |
| Free cash flow | 212.9 m | 101.0 m | 220.4 m | 83.2 m | 109.2 m | 104.2 m | 100.0 m | 212.2 m |
Reported results vs expectations
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Balance sheet & financial health
Fiscal year 2025 · 31 Dec 2025
- Cash
- 2.0 bn USD
- Financial debt
- 788.4 m USD
- Net debt
- -1.3 bn USD
- Equity
- 2.5 bn USD
- Total assets
- 23.2 bn USD
- Debt / equity
- 0.32x
- Current ratio
- unavailable
- ROE
- 4.9%
- ROA
- 0.5%
- FCF margin
- 708.4%
Financial statements (source on every figure)
Revenue and net income (USD)
Income statement · USD
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Source (latest year) |
|---|---|---|---|---|---|---|---|
| Net interest income | 316.8 m | 291.2 m | 344.6 m | 339.7 m | 329.6 m | 503.1 m | SEC (XBRL)· 02 Mar 2026verified |
| Net fee income | 66.3 m | 143.2 m | 68.9 m | 31.9 m | 25.6 m | 49.9 m | SEC (XBRL)· 02 Mar 2026verified |
| Non-interest expense | 840.2 m | 285.9 m | 288.7 m | 239.5 m | 241.9 m | 389.7 m | SEC (XBRL)· 02 Mar 2026verified |
| Pre-tax income | -533.0 m | 149.0 m | 113.8 m | 93.9 m | 91.7 m | 121.9 m | SEC (XBRL)· 02 Mar 2026verified |
| Net income | -533.0 m | 118.7 m | 92.5 m | 75.0 m | 68.7 m | 90.3 m | SEC (XBRL)· 02 Mar 2026verified |
| Diluted EPS | -10.60 | 2.39 | 2.02 | 0.85 | 0.77 | 1.03 | SEC (XBRL)· 02 Mar 2026verified |
| Dividend per share | 0.72 | 0.48 | 0.54 | 0.54 | 0.54 | 0.73 | SEC (XBRL)· 02 Mar 2026verified |
Balance sheet · USD
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Source (latest year) |
|---|---|---|---|---|---|---|---|
| Cash | 1.6 bn | 1.6 bn | 383.0 m | 133.0 m | 543.7 m | 2.0 bn | SEC (XBRL)· 02 Mar 2026verified |
| Loans | 8.0 bn | 6.7 bn | 8.2 bn | 8.9 bn | 9.7 bn | 17.8 bn | SEC (XBRL)· 02 Mar 2026verified |
| Total assets | 12.8 bn | 11.6 bn | 11.7 bn | 12.4 bn | 11.9 bn | 23.2 bn | SEC (XBRL)· 02 Mar 2026verified |
| Deposits | 10.2 bn | 10.1 bn | 10.3 bn | 10.6 bn | 8.9 bn | 19.5 bn | SEC (XBRL)· 02 Mar 2026verified |
| Short-term debt | 40.0 m | 0 | 0 | 260.0 m | 103.5 m | — | SEC (XBRL)· 03 Mar 2025verified |
| Long-term debt | 531.6 m | 110.8 m | 125.5 m | 246.6 m | 1.5 bn | 788.4 m | SEC (XBRL)· 02 Mar 2026verified |
| Total liabilities | 11.7 bn | 10.4 bn | 10.7 bn | 11.4 bn | 10.7 bn | 20.7 bn | SEC (XBRL)· 02 Mar 2026verified |
| Equity | 1.2 bn † | 1.2 bn † | 992.1 m † | 1.2 bn † | 1.2 bn † | 2.5 bn † | SEC (XBRL)· 02 Mar 2026verified |
† equity attributable to the parent's shareholders: in these years the issuer no longer reports the total including non-controlling interests.
Cash flow · USD
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Source (latest year) |
|---|---|---|---|---|---|---|---|
| Dividends paid | 36.6 m | 24.6 m | 24.5 m | 47.9 m | 48.1 m | 63.1 m | SEC (XBRL)· 02 Mar 2026verified |
| Share repurchases | 473.0 k | 68.7 m | 124.5 m | 23.8 m | 17.5 m | — | SEC (XBRL)· 03 Mar 2025verified |
Computed indicators
Growth
Profitability
Returns
Market and valuation
Banking
32 indicators that do not apply to the sector.
Valuation
olivLaw classification
Score: 43 / 100
A scoring methodology on indicators and valuation, not investment advice.
Closing price
04 Nov 2026Source: olivLaw, closing series
Market cap: 2.6 bn USD
Key indicators
Coverage and freshness
Score by group
- Valuation60
- Returns45
- Quality53
- Balance sheet12
- Growth0
Estimated value range
The combined range = the median of the valid methods' low, central and high values; it is not a probability interval and does not cover every result. Envelope of all methods: 9.57 – 43.38 USD.
Valuation assumptions are editorial choices, not measured; beta is not measured.
Method ranges (USD per share)
— — Mid · ▏ Price
Valuation methods
- Residual income29.10 – 30.38 (Mid 29.73)
- Justified P/B23.01 – 30.95 (Mid 26.40)
- Dividend discount (DDM)9.57 – 12.87 (Mid 10.97)
- Peers: P/E27.56 – 31.93 (Mid 29.00)5 companies used · median multiple 15.2x · quartiles 14.4x – 16.7xECBK, FSBW, GCBC, PBFS, RBKB
- Peers: P/B26.44 – 43.38 (Mid 32.60)8 companies used · median multiple 1.1x · quartiles 0.9x – 1.4xECBK, FBLA, FLG, FNWB, FSBW, GCBC, PBFS, RBKB
Classification (SIC) comparables group by industry code, not by economic activity; the direct group is an editorial selection by activity. Members' multiples are on their own trailing twelve months, at their own latest close.
Assumptions (illustrative, editorial)
- Risk-free rate
- 4.3%
- Equity risk premium
- 5.0%
- Beta (default)
- 1.00
- Cost of equity
- 9.3%
- Terminal growth
- 2.5%
Factor scorecard
Neutral profile · Score 43/100
| Factor | Value | Score | Weight used |
|---|---|---|---|
| ROE · Quality | 8.4% | 75 (vs peers) | 19% |
| ROA · Quality | 0.9% | 38 (on a fixed band) | 7% |
| Cost-to-income · Quality | 67.4% | 0 (on a fixed band) | 12% |
| Net interest margin · Quality | 4.2% | 100 (on a fixed band) | 7% |
| EPS CAGR 3Y · Growth | -20.1% | 0 (on a fixed band) | 10% |
| Revenue CAGR 3Y · Growth | -58.3% | 0 (on a fixed band) | 7% |
| NPL ratio · Balance sheet | unavailable | unavailable | — |
| Cost of risk · Balance sheet | unavailable | unavailable | — |
| Loan-to-deposit · Balance sheet | 95.1% | 12 (on a fixed band) | 5% |
| P/B · Valuation | 1.0x | 63 (vs peers) | 12% |
| P/E (TTM) · Valuation | 16.4x | 57 (vs peers) | 12% |
| Dividend yield · Returns | 4.1% | 45 (on a fixed band) | 10% |
Factors without a value were dropped; the remaining weights were renormalised.
Score groups
- Balance sheet· partial12/100 · 1/3 factors with a value
- Growth0/100 · 2/2 factors with a value
- Quality53/100 · 4/4 factors with a value
- Returns45/100 · 1/1 factors with a value
- Valuation60/100 · 2/2 factors with a value
A «partial» group is computed from under half of its weight or from one factor: it is not a full assessment of the group.
Memo
Beacon Financial Corp (BBT). Latest full fiscal year: 2025; data up to 2026-06-30.
Figures computed from the financial statements: net interest income 503.1 m USD in 2025; YoY growth -92.5%; net margin 533.6%; ROE 8.4%.
The estimated value range is 26.44–30.95 USD per share (median of 5 methods, agreement: high); assumptions are illustrative. Against the central value of 29.00 USD, the price of 31.34 USD leaves a potential of -7.5% (value / price − 1) and a margin of safety of -8.1% (1 − price / value). The range is the median of the methods' low, central and high values, not a probability interval.
olivLaw score 43/100, methodological classification: neutral profile (score, margin of safety and method agreement together; not a judgement of the right price). Groups assessed only in part: balance. Not investment advice.
Text generated deterministically from the figures shown; no language model. Not investment advice.
What supports the thesis
- ROE: 8.4%
- Net interest margin: 4.2%
What contradicts it
- Cost-to-income: 67.4%
- EPS CAGR 3Y: -20.1%
- Revenue CAGR 3Y: -58.3%
- Loan-to-deposit: 95.1%
- The price is above the estimated value range
Not assessed (insufficient data or a ratio without meaning): NPL ratio, Cost of risk.
Versus the vertical median
Savings Institutions, Not Federally Chartered (SIC 6036) · same industry (4-digit SIC) · compared with 8 companies
Multiples and returns vs the median
Price rebased to 100 (monthly, 5 years)
Companies in the vertical
| Market cap | P/E | ROE | Net margin | Revenue YoY | 1A / 3A | |
|---|---|---|---|---|---|---|
| FLGFlagstar Bank, National Association | 4.5 bn | 220.3 | 0.6% | — | +17.4% | −10% / −61% |
| BBTBeacon Financial Corp | 2.6 bn | 16.4 | 8.4% | 533.6% | −92.5% | +26% / +48% |
| GCBCGreene County Bancorp, Inc. | 623.0 m | 15.2 | 15.9% | — | +11.1% | +60% / +46% |
| PBFSPioneer Bancorp, Inc. | 467.0 m | 27.1 | 5.2% | 103.4% | +5.8% | +41% / +127% |
| FSBWFS Bancorp, Inc. | 330.5 m | 10.2 | 10.8% | — | +44.8% | +9% / +47% |
| FBLAFB Bancorp, Inc. | 271.4 m | — | -0.1% | -0.4% | −3.8% | +35% / unavailable |
| RBKBRhinebeck Bancorp, Inc. | 203.7 m | 14.4 | 7.3% | 329.8% | −0.6% | +67% / +189% |
| ECBKECB Bancorp, Inc. | 200.7 m | 16.7 | 6.6% | 1,868.7% | +3.6% | +32% / +90% |
| FNWBFirst Northwest Bancorp | 98.3 m | 63.3 | 1.0% | — | −23.1% | +5% / −30% |
1- and 3-year price returns: for BBT from daily closes (the same as the performance table), for the other companies from month-end closes.
olivLaw engine forecast
The world engine ran after the company's latest material disclosure. Probabilities are of TOUCHING a level within the horizon (not closing there) and sit next to the random walk (p_rw), the no-information benchmark.
The engine has no published run for this company yet.
Valuation scenarios (editable assumptions)
Illustrative scenarios
Illustrative: not forecasts and without probabilities. Each case is one coherent set of assumptions, computed on today's figures.
Estimated price (USD)
| Estimated price | Bear | Base | Bull |
|---|---|---|---|
| 1 years | 16.72 Total return -44% · Per year -44% | 29.72 Total return -1% · Per year -1% | 44.97 Total return 48% · Per year 48% |
| 3 years | 13.28 Total return -50% · Per year -21% | 26.82 Total return -3% · Per year -1% | 44.97 Total return 58% · Per year 16% |
| 5 years | 10.54 Total return -55% · Per year -15% | 24.20 Total return -5% · Per year -1% | 44.97 Total return 67% · Per year 11% |
- Exit P/E± 6.70
- Net margin± 4.69
- Annual revenue growth± 4.24
- Annual dilution± 0.39
AI analysis
AI-generatedAI-generated analysis (Claude) from cited public sources; it may contain errors. Not investment advice. As of 27 Oct 2026 · Model: claude-haiku-5-5.
In brief
Beacon Financial Corporation is the regional bank holding company for Beacon Bank & Trust, headquartered in Boston with branches across New England and New York. After the September 2025 merger of equals with Brookline, the bank reports total assets of about 21.9 billion USD, and its recent quarterly results show a modest improvement in net interest margin while lending growth remains cautious 3.
SWOT
Strengths
- A solid regional network across New England and New York, with many branches and long-standing banking relationships with commercial clients 1.
- Capital is well sized, with ratios above well-capitalized thresholds, which allows the share repurchase programme 13.
- A recent improvement in the net interest margin shows management's ability to manage funding costs 3.
Weaknesses
- Reliance on commercial real estate loans, which form a large share of the portfolio and produced recent deterioration 3.
- Volatility in payroll deposits, which can fall sharply with payroll cycles and strain liquidity 23.
- Integration and restructuring costs from the merger, which have pressured operating expenses in recent periods 13.
Opportunities
- Cost reduction through synergies and operational discipline, which could improve profitability if management's plans take hold 3.
- Diversification of fee income through wealth management and SBA lending, if these lines grow 13.
- Returning capital to shareholders through buybacks and dividends, which could support long-term value for investors 3.
Threats
- Sustained pressure from high rates and macroeconomic uncertainty could reduce loan demand and push deposits into other products 23.
- Intense competition from fintech firms and digital banks could draw away traditional banking customers 1.
- A broader downturn in the local economy could weaken borrowers' ability to repay their debts 1.
Risks
- Interest rate sensitivityhigh
Interest income depends on rate movements, and changes in monetary policy can affect margins and borrowers' ability to repay loans 1. Depositor behaviour under rate pressure could reshape the funding mix 2.
- Quality of the commercial loan bookhigh
Commercial real estate and business loans are sensitive to economic conditions, and recent deterioration shows that provisions could rise further 13.
- Liquidity and reliance on depositsmedium
Unexpected withdrawals of payroll or brokered deposits could force the bank to borrow at higher cost or sell liquid assets 12.
- Merger integrationmedium
Integrating the two banks and restructuring have produced high costs, and delays in reaching synergies could weigh on results 13.
- Technology competitionmedium
If investment in technology and artificial intelligence is not applied in time, the company could lose customers to digital competitors 1.
Investment thesis
What would need to be true (bull case)
- Quarterly results show a better net interest margin and interest income, and if management reaches its cost targets, profitability could rise meaningfully 3.
- The capital base is solid, and the announced repurchase authorisation of up to 125 million USD suggests confidence in the company's value 3.
- The regional footprint and diversification into wealth management and SBA lending could support growth in fee income 13.
What would break the thesis
- Loan growth slowed in the third quarter of 2026, and deterioration in the commercial real estate book could continue if the market stays strained 3.
- Nonperforming assets rose from the prior quarter, and reliance on volatile deposits could pressure liquidity 23.
- Merger effects and restructuring costs have pressured expenses, and if synergies lag, profitability could stay below expectations 13.
What to watch
- Trend in net interest margin and the cost of core depositsQ4 2026
- Level of nonperforming assets and provisions on commercial real estate loansQ4 2026
- Pace of share repurchases under the 125 million USD programme2027
- Results and outlook in the next annual 10-K for fiscal 2026next 10-K
Products, market & competition
AI-generatedAI-generated analysis (Claude) from cited public sources; it may contain errors. Not investment advice. As of 27 Oct 2026 · Model: claude-haiku-5-5.
The business
Beacon Financial Corporation, a Delaware holding company, owns Beacon Bank & Trust and the investment advisory subsidiary Clarendon Private, offering commercial, business and retail banking, cash management, foreign exchange, online and mobile banking, consumer and residential loans, and wealth management services 1. The company had 147 banking offices in New England and New York at the end of fiscal 2025 and more than 145 by 30 September 2026 13. Its headquarters and executive management are in Boston, Massachusetts 1.
Specialised subsidiaries extend the offer into niche segments: Eastern Funding provides equipment financing to small businesses, and the 44 Business Capital division runs SBA 7A lending, some of which is sold to investors 13. Clarendon Private, a registered investment advisor with the SEC, was integrated into the group structure on 1 July 2026 2.
The funding structure changed after the merger: core deposits, including demand checking, NOW, non-payroll money market and savings accounts, made up about 70% of total deposits at 30 June 2026, while payroll deposits are declining and partly tied to payroll cycles 2.
Segments
Deposits and funding
Total deposits stood at 19.5 billion USD at the end of fiscal 2025, of which core deposits rose by more than 112% over the year, mainly through accounts brought in from Brookline 1. By 30 September 2026 deposits had fallen quarter over quarter, mainly because of payroll and brokered deposits 3.
Market context
Beacon operates in the New England and New York banking markets, where competition for loans and deposits remains strong and pricing is influenced by Federal Reserve rate decisions 12. Most loans are secured by real estate in its market areas, so local property market conditions feed directly into portfolio quality 1.
Trends
- Higher rates and a normalising yield curvemixed
If short-term rates fall faster than long-term rates, deposit costs could reprice lower than loan yields, supporting the net interest margin; conversely, a parallel rate decline could reduce net interest income 2.
- Borrower caution in a high-rate environmentheadwind
Management said macroeconomic uncertainty and the higher-rate environment made borrowers more cautious, weighing on loan growth in the third quarter of 2026 3. If this caution persists, portfolio growth could stay limited 3.
- Cost synergies and expense disciplinetailwind
The merger created cost synergies, and the new leadership has made expense discipline and stronger core funding immediate priorities, which could support profitability if those goals are met 13.
- Deterioration in larger commercial real estate loansheadwind
Three larger commercial real estate loans deteriorated in the third quarter of 2026, requiring specific reserves and lifting nonperforming assets; further deterioration could pressure profitability 3.
Competitive position
The company faces competition from traditional banks, online banks, financial technology companies and wealth management firms, which compete on product, price, technology and reputation 1. Emerging technologies such as artificial intelligence could intensify competition and accelerate change in the sector 1.
In deposits and lending the decisive factors are product range, interest rates, branch locations and online access, and rivals with national networks or more advanced technology could draw customers away from Beacon 1.
- Traditional and online banks in New England and New York
Compete for deposits and commercial loans and are named in the filing as the main rivals in the company's markets 1.
- Financial technology companies
Offer traditional banking services through mobile platforms, competing for retail and small business customers 1.
- Wealth management and investment advisory firms
Compete for higher-net-worth clients and are named in the filing as rivals of the wealth management division 1.
- External technology and service providers
Are named as key partners for new products, and delays on their side could affect the company's competitiveness 1.
Links, dependencies and risks
Who the company is tied to, from its own SEC filings (customers, suppliers, production, partners, competitors, countries, regulation), from the 5 %+ holders' statements (13D/13G) and from what other companies say about it. Click a node for its evidence; on a listed company the graph moves to it.
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News & filings
In the press
No news in our archive over the last 180 days.
SEC filings
- Current report03 Nov 2026Departure or appointment of officers · Financial statements and exhibits
- Current report21 Oct 2026Results of operations · Regulation FD disclosure · Financial statements and exhibits
- Current report (amendment)30 Sept 2026Departure or appointment of officers
- Current report29 Sept 2026Other events
- Current report21 Sept 2026Departure or appointment of officers · Regulation FD disclosure · Financial statements and exhibits
- Current report20 Aug 2026Material agreement · Creation of a direct financial obligation · Other events · Financial statements and exhibits
- Current report13 Aug 2026Regulation FD disclosure · Financial statements and exhibits
- Quarterly report07 Aug 2026
- Current report03 Aug 2026Departure or appointment of officers · Other events · Financial statements and exhibits
- Current report29 Jul 2026Results of operations · Regulation FD disclosure · Financial statements and exhibits
Sources
- [1] Form 10-K, fiscal year ended 2025-12-31 · SEC / Beacon Financial Corporation · 02 Mar 2026
- [2] Form 10-Q, quarter ended 2026-06-30 · SEC / Beacon Financial Corporation · 07 Aug 2026
- [3] Form 8-K, results release (exhibit 99.1) · SEC / Beacon Financial Corporation · 21 Oct 2026
Figures computed by olivLaw from SEC filings and closing prices; the qualitative analysis is AI-generated from cited sources. Not investment advice.