olivLaw · US equity research
Rhinebeck Bancorp, Inc. RBKB
Savings Institutions, Not Federally Chartered · SIC 6036 · Vertical: Savings Institutions, Not Federally Chartered (SIC 6036)
Rhinebeck Bancorp is the holding company of community bank Rhinebeck Bank, active in New York's Hudson Valley with a focus on commercial lending and core deposits. After completing its conversion in July 2026 and listing on Nasdaq as RBKB, the company has fresh capital, and how it deploys that capital and how its earnings develop are worth following closely for the interested public.
The AI analysis may be outdated: new filings came after its sources (see the «AI analysis» section).
At the close of 04 Nov 2026, Rhinebeck Bancorp, Inc. (RBKB) stock was 13.03 USD (+0.46% on the day), with market capitalisation 203.7 m USD, P/E 14.4 on diluted EPS of 0.90 USD over the last 12 months, beta 0.13, 52-week range 6.91–13.23 USD. Latest reported quarter (Q2 2026): revenue of 744.0 k USD (+2.2% YoY), net income of 2.6 m USD (−4.0% YoY), diluted EPS 0.24 USD.
Data as of · AI analysis dated · Source: SEC filings and closing prices, computed by olivLaw.
Price history
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Technical reading
- RSI (14)
- 58.8
- strong (55–70)
- Bollinger (20, 2)
- 12.72 – 13.03
- above the upper band · %B 1.01 · band width 2.4%
- SMA 50 / 200
- 12.87 / 11.75
- uptrend (price > SMA50 > SMA200)
- MACD (12, 26, 9)
- 0.03 / 0.01
- MACD above signal
Indicators describe past prices; on their own they do not predict direction. On our history the RSI ≤ 40 filter added no return (see the signals methodology).
Performance
| Company | S&P 500 | vs S&P 500 | Vertical median | |
|---|---|---|---|---|
| 1 month | −1.5% | −2.0% | +0.5 pp | — |
| 3 months | +7.2% | −2.2% | +9.3 pp | — |
| 6 months | +13.3% | +4.3% | +9.1 pp | — |
| Year to date | +51.4% | +10.6% | +40.9 pp | — |
| 1 year | +86.3% | +10.5% | +75.8 pp | +27.2% |
| 3 years | +180.9% | +73.7% | +107.2 pp | +46.5% |
| 5 years | +68.4% | +61.7% | +6.7 pp | — |
Price returns, dividends excluded.
Quarterly results
Latest quarter: Q2 2026 · 30 Jun 2026
Quarterly margins
Quarterly statements · USD
| Fiscal year | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | Q2 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 773.0 k | 750.0 k | 773.0 k | 728.0 k | 739.0 k | 744.0 k | 764.0 k | 744.0 k |
| Pre-tax income | -10.3 m | -3.3 m | 2.9 m | 3.5 m | 3.3 m | 2.9 m | 2.9 m | 3.4 m |
| Income tax | -2.2 m | -683.0 k | 639.0 k | 762.0 k | 648.0 k | 591.0 k | 635.0 k | 762.0 k |
| Net income | -8.1 m | -2.7 m | 2.3 m | 2.7 m | 2.7 m | 2.3 m | 2.2 m | 2.6 m |
| Diluted EPS | -0.75 | -0.25 ≈ | 0.21 | 0.25 | 0.25 | 0.21 ≈ | 0.20 | 0.24 |
| Operating cash flow | -3.6 m ≈ | 3.6 m | 4.3 m | 2.4 m ≈ | 2.2 m ≈ | 2.8 m | 3.5 m | 5.6 m ≈ |
| Capex | 49.0 k ≈ | 369.0 k | 116.0 k | 182.0 k ≈ | 199.0 k ≈ | 353.0 k | 637.0 k | 205.0 k ≈ |
| Share repurchases | — | — | — | — | — | — | 220.0 k | 1.6 m ≈ |
≈ derived quarter (cumulative difference / share-days average)
E/P over time
E/P = trailing-12-month diluted EPS / price at quarter end. E/P is the inverse of P/E and stays defined when earnings are negative.
Today's P/E sits at the 87 percentile of its own 23-quarter history (min 7.2, median 10.3, max 17.5; quarters with earnings only).
Fiscal years
| Fiscal year | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 2.8 m | 2.8 m | 2.3 m | 2.6 m | 2.8 m | 2.9 m | 3.0 m | 3.0 m |
| Revenue YoY | +16.6% | +0.6% | −19.4% | +13.5% | +9.5% | +1.8% | +4.2% | −0.6% |
| Net income | 4.4 m | 6.0 m | 5.9 m | 11.6 m | 7.0 m | 4.4 m | -8.6 m | 10.0 m |
| Net income YoY | +45.1% | +36.9% | −0.8% | +95.3% | −39.5% | −37.2% | −296.1% | unavailable |
| Diluted EPS | unavailable | 0.56 | 0.55 | 1.06 | 0.64 | 0.40 | -0.80 | 0.92 |
| Diluted EPS YoY | unavailable | unavailable | −1.8% | +92.7% | −39.6% | −37.5% | −300.0% | unavailable |
| net % | 155.3% | 211.2% | 260.0% | 447.3% | 247.3% | 152.6% | -287.1% | 336.6% |
| Free cash flow | 7.5 m | 9.5 m | 13.0 m | 5.9 m | 13.7 m | 6.5 m | 7.7 m | 10.9 m |
Reported results vs expectations
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Balance sheet & financial health
Fiscal year 2025 · 31 Dec 2025
- Cash
- 102.0 m USD
- Financial debt
- unavailable USD
- Net debt
- unavailable USD
- Equity
- 136.9 m USD
- Total assets
- 1.3 bn USD
- Debt / equity
- unavailable
- Current ratio
- unavailable
- ROE
- 7.8%
- ROA
- 0.8%
- FCF margin
- 365.0%
Financial statements (source on every figure)
Revenue and net income (USD)
Income statement · USD
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Source (latest year) |
|---|---|---|---|---|---|---|---|
| Net interest income | 36.4 m | 39.4 m | 41.8 m | 38.0 m | 37.7 m | 46.4 m | SEC (XBRL)· 13 Mar 2026verified |
| Net fee income | 8.3 m | 7.4 m | 5.9 m | 5.8 m | -9.0 m | 7.0 m | SEC (XBRL)· 13 Mar 2026verified |
| Non-interest expense | 30.1 m | 35.5 m | 37.4 m | 36.4 m | 36.8 m | 39.0 m | SEC (XBRL)· 13 Mar 2026verified |
| Pre-tax income | 7.5 m | 15.0 m | 8.9 m | 5.6 m | -10.9 m | 12.7 m | SEC (XBRL)· 13 Mar 2026verified |
| Net income | 5.9 m | 11.6 m | 7.0 m | 4.4 m | -8.6 m | 10.0 m | SEC (XBRL)· 13 Mar 2026verified |
| Diluted EPS | 0.55 | 1.06 | 0.64 | 0.40 | -0.80 | 0.92 | SEC (XBRL)· 13 Mar 2026verified |
Balance sheet · USD
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Source (latest year) |
|---|---|---|---|---|---|---|---|
| Cash | 93.5 m | 72.1 m | 31.4 m | 22.1 m | 37.5 m | 102.0 m | SEC (XBRL)· 13 Mar 2026verified |
| Loans | 873.8 m | 855.0 m | 994.4 m | 1.0 bn | 971.8 m | 953.4 m | SEC (XBRL)· 13 Mar 2026verified |
| Total assets | 1.1 bn | 1.3 bn | 1.3 bn | 1.3 bn | 1.3 bn | 1.3 bn | SEC (XBRL)· 13 Mar 2026verified |
| Deposits | 929.4 m | 1.1 bn | 1.1 bn | 1.0 bn | 1.0 bn | 1.1 bn | SEC (XBRL)· 13 Mar 2026verified |
| Total liabilities | 1.0 bn | 1.2 bn | 1.2 bn | 1.2 bn | 1.1 bn | 1.2 bn | SEC (XBRL)· 13 Mar 2026verified |
| Equity | 116.5 m † | 126.0 m † | 108.1 m † | 113.7 m † | 121.8 m † | 136.9 m † | SEC (XBRL)· 13 Mar 2026verified |
† equity attributable to the parent's shareholders: in these years the issuer no longer reports the total including non-controlling interests.
Cash flow · USD
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Source (latest year) |
|---|---|---|---|---|---|---|---|
| Share repurchases | — | — | — | — | — | 95.0 k | SEC (XBRL)· 13 Mar 2026verified |
Computed indicators
Growth
Profitability
Returns
Market and valuation
Banking
32 indicators that do not apply to the sector.
Valuation
olivLaw classification
Score: 50 / 100
A scoring methodology on indicators and valuation, not investment advice.
(margin_of_safety <= -0.25 & agreement in ['high', 'medium'])
Closing price
04 Nov 2026Source: olivLaw, closing series
Market cap: 203.7 m USD
Key indicators
Coverage and freshness
Score by group
- Quality42
- Growth65
- Valuation49
- Balance sheet71
Estimated value range
The combined range = the median of the valid methods' low, central and high values; it is not a probability interval and does not cover every result. Envelope of all methods: 5.55 – 15.10 USD.
Valuation assumptions are editorial choices, not measured; beta is not measured.
Method ranges (USD per share)
— — Mid · ▏ Price
Valuation methods
- Residual income8.34 – 8.73 (Mid 8.54)
- Justified P/B5.55 – 7.46 (Mid 6.36)
- Dividend discount (DDM)unavailable · the company pays no dividend: a dividend model needs an explicit initiation assumption
- Peers: P/E13.71 – 15.10 (Mid 14.82)5 companies used · median multiple 16.4x · quartiles 15.2x – 16.7xBBT, ECBK, FSBW, GCBC, PBFS
- Peers: P/B7.04 – 9.61 (Mid 9.23)7 companies used · median multiple 1.0x · quartiles 0.8x – 1.1xBBT, ECBK, FBLA, FLG, FNWB, FSBW, PBFS
Classification (SIC) comparables group by industry code, not by economic activity; the direct group is an editorial selection by activity. Members' multiples are on their own trailing twelve months, at their own latest close.
Assumptions (illustrative, editorial)
- Risk-free rate
- 4.3%
- Equity risk premium
- 5.0%
- Beta (default)
- 1.00
- Cost of equity
- 9.3%
- Terminal growth
- 2.5%
Factor scorecard
Unattractive profile · Score 50/100
| Factor | Value | Score | Weight used |
|---|---|---|---|
| ROE · Quality | 7.3% | 63 (vs peers) | 21% |
| ROA · Quality | 0.7% | 23 (on a fixed band) | 8% |
| Cost-to-income · Quality | 73.9% | 0 (on a fixed band) | 13% |
| Net interest margin · Quality | 3.4% | 76 (on a fixed band) | 8% |
| EPS CAGR 3Y · Growth | 12.9% | 100 (on a fixed band) | 11% |
| Revenue CAGR 3Y · Growth | 1.8% | 18 (on a fixed band) | 8% |
| NPL ratio · Balance sheet | unavailable | unavailable | — |
| Cost of risk · Balance sheet | unavailable | unavailable | — |
| Loan-to-deposit · Balance sheet | 71.6% | 71 (on a fixed band) | 5% |
| P/B · Valuation | 1.5x | 13 (vs peers) | 13% |
| P/E (TTM) · Valuation | 14.4x | 86 (vs peers) | 13% |
| Dividend yield · Returns | unavailable | unavailable | — |
Factors without a value were dropped; the remaining weights were renormalised.
Score groups
- Balance sheet· partial71/100 · 1/3 factors with a value
- Growth65/100 · 2/2 factors with a value
- Quality42/100 · 4/4 factors with a value
- Returns· partialunavailable · 0/1 factors with a value
- Valuation49/100 · 2/2 factors with a value
A «partial» group is computed from under half of its weight or from one factor: it is not a full assessment of the group.
Memo
Rhinebeck Bancorp, Inc. (RBKB). Latest full fiscal year: 2025; data up to 2026-06-30.
Figures computed from the financial statements: net interest income 46.4 m USD in 2025; YoY growth -0.6%; net margin 329.8%; ROE 7.3%.
The estimated value range is 7.69–9.17 USD per share (median of 4 methods, agreement: medium); assumptions are illustrative. Against the central value of 8.88 USD, the price of 13.03 USD leaves a potential of -31.8% (value / price − 1) and a margin of safety of -46.7% (1 − price / value). The range is the median of the methods' low, central and high values, not a probability interval.
olivLaw score 50/100, methodological classification: unattractive profile (score, margin of safety and method agreement together; not a judgement of the right price). Groups assessed only in part: balance, returns. Not investment advice.
Text generated deterministically from the figures shown; no language model. Not investment advice.
What supports the thesis
- Net interest margin: 3.4%
- EPS CAGR 3Y: 12.9%
- Loan-to-deposit: 71.6%
- P/E (TTM): 14.4x
What contradicts it
- ROA: 0.7%
- Cost-to-income: 73.9%
- Revenue CAGR 3Y: 1.8%
- P/B: 1.5x
- The price is above the estimated value range
Not assessed (insufficient data or a ratio without meaning): NPL ratio, Cost of risk, Dividend yield.
Versus the vertical median
Savings Institutions, Not Federally Chartered (SIC 6036) · same industry (4-digit SIC) · compared with 8 companies
Multiples and returns vs the median
Price rebased to 100 (monthly, 5 years)
Companies in the vertical
| Market cap | P/E | ROE | Net margin | Revenue YoY | 1A / 3A | |
|---|---|---|---|---|---|---|
| FLGFlagstar Bank, National Association | 4.5 bn | 220.3 | 0.6% | — | +17.4% | −10% / −61% |
| BBTBeacon Financial Corp | 2.6 bn | 16.4 | 8.4% | 533.6% | −92.5% | +22% / +50% |
| GCBCGreene County Bancorp, Inc. | 623.0 m | 15.2 | 15.9% | — | +11.1% | +60% / +46% |
| PBFSPioneer Bancorp, Inc. | 467.0 m | 27.1 | 5.2% | 103.4% | +5.8% | +41% / +127% |
| FSBWFS Bancorp, Inc. | 330.5 m | 10.2 | 10.8% | — | +44.8% | +9% / +47% |
| FBLAFB Bancorp, Inc. | 271.4 m | — | -0.1% | -0.4% | −3.8% | +35% / unavailable |
| RBKBRhinebeck Bancorp, Inc. | 203.7 m | 14.4 | 7.3% | 329.8% | −0.6% | +86% / +181% |
| ECBKECB Bancorp, Inc. | 200.7 m | 16.7 | 6.6% | 1,868.7% | +3.6% | +32% / +90% |
| FNWBFirst Northwest Bancorp | 98.3 m | 63.3 | 1.0% | — | −23.1% | +5% / −30% |
1- and 3-year price returns: for RBKB from daily closes (the same as the performance table), for the other companies from month-end closes.
olivLaw engine forecast
The world engine ran after the company's latest material disclosure. Probabilities are of TOUCHING a level within the horizon (not closing there) and sit next to the random walk (p_rw), the no-information benchmark.
The engine has no published run for this company yet.
Valuation scenarios (editable assumptions)
Illustrative scenarios
Illustrative: not forecasts and without probabilities. Each case is one coherent set of assumptions, computed on today's figures.
Estimated price (USD)
| Estimated price | Bear | Base | Bull |
|---|---|---|---|
| 1 years | 5.23 Total return -60% · Per year -60% | 9.26 Total return -29% · Per year -29% | 13.97 Total return 7% · Per year 7% |
| 3 years | 4.81 Total return -63% · Per year -28% | 9.60 Total return -26% · Per year -10% | 15.93 Total return 22% · Per year 7% |
| 5 years | 4.41 Total return -66% · Per year -19% | 9.95 Total return -24% · Per year -5% | 18.17 Total return 39% · Per year 7% |
- Exit P/E± 2.40
- Net margin± 1.68
- Annual revenue growth± 1.42
- Annual dilution± 0.14
AI analysis
AI-generatedAI-generated analysis (Claude) from cited public sources; it may contain errors. Not investment advice. As of 27 Oct 2026 · Model: claude-haiku-5-5.
Possibly outdated: the newest document it read is from 13 Aug 2026; since then the company filed 8-K (29 Oct 2026 · results).
In brief
Rhinebeck Bancorp is the holding company of community bank Rhinebeck Bank, active in New York's Hudson Valley with a focus on commercial lending and core deposits. After completing its conversion in July 2026 and listing on Nasdaq as RBKB, the company has fresh capital, and how it deploys that capital and how its earnings develop are worth following closely for the interested public.
SWOT
Strengths
- The company has a solid base of core deposits and close relationships with its local community. The fresh capital from the conversion strengthens the capital position and gives flexibility for lending.
- Local recognition and knowledge of Hudson Valley markets are a competitive advantage against large banks. Management has also stressed its experience in personalized service and local decision-making.
- Asset quality improved in the first half of 2026, with past-due loans lower than at the end of 2025.
Weaknesses
- Profitability declined in the second quarter of 2026, and operating expenses grew faster than revenues.
- The loan portfolio is concentrated in a few categories, especially commercial real estate and indirect automobile loans, which increases exposure to specific risks.
- Activity is geographically concentrated in one region, which makes the company sensitive to local economic developments.
Opportunities
- Growth in commercial lending and treasury management services could bring cheaper deposits and higher non-interest income.
- New capital could finance expansion in counties with growth potential and possibly acquisitions, if suitable opportunities arise.
- A possible banking-as-a-service partnership or private banking offering could widen the customer base and fee income.
Threats
- A regional economic downturn could increase past-due loans and reduce the value of real estate collateral.
- Competition from large banks, credit unions and fintech companies could pressure margins and the cost of attracting deposits.
- Tariffs and trade tensions could affect customers in the industrial and agricultural sectors, with effects on their ability to repay.
Risks
- Concentration in commercial lendinghigh
Commercial real estate and commercial business loans are large in size and more sensitive to local economic conditions, so a single deteriorating loan can have a considerable effect 1.
- Indirect automobile credit riskmedium
Indirect automobile loans depend on dealers for compliance and for perfecting the security interest, and vehicles can lose value quickly 1.
- Adequacy of loss provisionsmedium
The allowance for credit losses relies on estimates and economic forecasts, and if the assumptions are wrong, the allowance could prove insufficient 1.
- Margin pressuremedium
The decline in the net interest margin and higher operating costs reduced profit in the first half of 2026, and the pressure could continue if the trend does not change 3.
- Deployment of new capitallow
The company must deploy the capital from the conversion prudently; if it cannot generate acceptable returns, its performance could suffer 2.
Investment thesis
What would need to be true (bull case)
- If the bank converts its new capital and growing core deposit base into profitable commercial lending, profitability could gradually recover on a better trend.
- Improving portfolio quality and lower past-due loans could show that risk management is working, which could support investor confidence.
- If interest rates fall, the cost of funding could keep declining, and the margin could benefit from this trend.
What would break the thesis
- Quarterly profit fell in the second quarter of 2026, and higher costs could keep eroding results if revenues do not grow enough.
- Dependence on commercial lending and property collateral could expose the bank to large losses if the local market deteriorates.
- The capital from the conversion could remain unused for a long period, which could dilute returns for shareholders.
What to watch
- Development of the net interest margin and non-interest income after the conversionQ3 2026
- How the company uses the offering proceeds to grow lending2027
- Quality of the commercial loan and indirect automobile portfoliosnext 10-K
- Trend of operating expenses relative to total revenuesQ1 2027
Products, market & competition
AI-generatedAI-generated analysis (Claude) from cited public sources; it may contain errors. Not investment advice. As of 27 Oct 2026 · Model: claude-haiku-5-5.
Possibly outdated: the newest document it read is from 13 Aug 2026; since then the company filed 8-K (29 Oct 2026 · results).
The business
Rhinebeck Bank is a community bank headquartered in Poughkeepsie, operating 12 branches in Dutchess, Orange and Ulster Counties and representative offices in Albany County 1. Its primary activity is accepting deposits from the public and using those funds, together with borrowings, mainly for commercial real estate loans, commercial business loans and indirect automobile loans 1. At December 31, 2025, total assets were 1.30 billion USD and total deposits were 1.10 billion USD 1.
In July 2026 the company completed its conversion from a mutual holding company structure into a fully public stock holding company, bringing in gross proceeds of 88.8 million USD 3. Because the offering was oversubscribed, the company returned part of the subscription funds to subscribers 2. Shares outstanding rose to about 15.6 million, and the new shares began trading on the Nasdaq Capital Market 2.
Management says the strategy aims to expand the net interest margin, non-interest income and efficiency through relationship-based commercial lending, lower-cost core deposits and investment in technology 1. Through June 30, 2026, net interest income rose slightly while quarterly profit fell, mainly because of higher operating expenses 3.
Segments
Indirect automobile loans
Indirect automobile loans, originated through dealerships, were 22.3% of total loans at December 31, 2025, but were reduced by 25.7 million USD in 2026 in line with a strategic decision to lower their concentration in the portfolio 3. Management has highlighted specific risks of this segment, including rapid depreciation of collateral and limited personal contact with borrowers 1.
Market context
The primary market is New York's Hudson Valley, where the economy is diversified and the unemployment rate in the served counties was below the New York State average at the end of 2025 1. Competition for deposits and loans is intense, given the presence of large New York City money center banks and large regional banks, as well as non-bank lenders and fintech companies 1. The company held a 10.44% share of FDIC-insured deposits in Dutchess County at June 30, 2025, while its shares in the other counties were much smaller 1.
Local economic developments and the commercial real estate market directly affect portfolio quality, because most loans are secured by property in the area 1. If inflation and interest rates stay high, demand for loans and collateral values could be affected, which could influence margins and credit costs 1.
Trends
- Interest rates above historical normsmixed
Interest rates have stayed above historical levels, which has eroded the value of longer-dated securities and raised the bank's operating costs 1. In the second quarter of 2026 the net interest margin declined, showing the pressure this trend places on asset yields 3.
- Lower cost of fundingtailwind
The cost of interest-bearing liabilities fell by 13 basis points in the second quarter of 2026, reflecting a lower rate environment and the maturity of higher-yielding FHLB advances 3. This trend could support margins if the decline in asset yields stabilizes 3.
- Tariffs and supply chainsheadwind
Changes in trade policy and tariffs could affect customers in agriculture, manufacturing and retail, reducing their revenues and ability to repay loans 1. The company has said it cannot predict the outcome of trade negotiations or their full impact on its business 1.
- Digitalization and efficiencymixed
The bank is investing in automation, digital account opening and analytics to reduce costs and support scalable growth 1. These investments, however, raised salary and data processing costs in the first half of 2026, pushing profit down 3. The net effect depends on whether these investments turn into savings or additional revenue.
Competitive position
The main competitors for deposits are other community and commercial banks, credit unions and fintech companies in the market area, many of them larger than the company 1. In Dutchess, Ulster and Orange Counties, large New York City banks and regional banks have a significant presence, and the company says it can maintain its position through local relationships and personalized service 1.
Competition for commercial loans also comes from large banks and non-bank lenders, which may offer more flexible terms 1. The company has said that intensifying competition, especially from technology platforms, could limit its future growth 1.
- Major New York City money center banks
Large banks with a significant presence in the counties served by Rhinebeck Bank, presented in the source without individual identification.
- Large regional banks
Large regional banks active in the same markets with resource advantages, according to the company.
- Community and commercial banks in the Hudson Valley
Direct local competitors for deposits and loans, many of them larger than the company.
- Financial technology companies
Non-bank companies offering traditional banking products and competing through digital channels.
Links, dependencies and risks
Who the company is tied to, from its own SEC filings (customers, suppliers, production, partners, competitors, countries, regulation), from the 5 %+ holders' statements (13D/13G) and from what other companies say about it. Click a node for its evidence; on a listed company the graph moves to it.
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News & filings
In the press
No news in our archive over the last 180 days.
SEC filings
- Current report29 Oct 2026Results of operations · Financial statements and exhibits
- Current report06 Oct 2026Departure or appointment of officers
- Current report18 Aug 2026Departure or appointment of officers
- Current report14 Aug 2026Departure or appointment of officers
- Quarterly report13 Aug 2026
- Current report23 Jul 2026Results of operations · Financial statements and exhibits
- Current report21 Jul 2026Other events · Financial statements and exhibits
- Current report17 Jul 2026Other events · Financial statements and exhibits
- Current report29 Jun 2026Shareholder vote · Other events · Financial statements and exhibits
- Current report26 May 2026Other events · Financial statements and exhibits
Sources
- [1] Form 10-K, fiscal year ended 2025-12-31 · SEC / Rhinebeck Bancorp, Inc. · 13 Mar 2026
- [2] Form 10-Q, quarter ended 2026-06-30 · SEC / Rhinebeck Bancorp, Inc. · 13 Aug 2026
- [3] Form 8-K, results release (exhibit 99.1) · SEC / Rhinebeck Bancorp, Inc. · 23 Jul 2026
Figures computed by olivLaw from SEC filings and closing prices; the qualitative analysis is AI-generated from cited sources. Not investment advice.