olivLaw · European equity research
Ευρώπη Holdings Α.ε. EVR.AT
Greece · Athens Stock Exchange · ISIN GRS474003001 · Vertical: Listed companies from Greece
At the close of 30 Oct 2026, Ευρώπη Holdings Α.ε. (EVR.AT) stock was 1.33 EUR (+0.00% on the day), with market capitalisation 168.6 m EUR, P/E 37.2 on diluted EPS of 0.04 EUR over the last 12 months, dividend yield 3.45%, beta 0.57, 52-week range 1.31–2.32 EUR.
Data as of · Source: ESEF annual reports and closing prices, computed by olivLaw.
Price history
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Technical reading
- RSI (14)
- 29.6
- oversold (≤ 30)
- Bollinger (20, 2)
- 1.14 – 1.80
- in the lower half of the band · %B 0.29 · band width 44.7%
- SMA 50 / 200
- 1.60 / 1.87
- downtrend (price < SMA50 < SMA200)
- MACD (12, 26, 9)
- -0.09 / -0.08
- MACD below signal
Indicators describe past prices; on their own they do not predict direction. On our history the RSI ≤ 40 filter added no return (see the signals methodology).
Performance
| Company | EURO STOXX 50 | vs EURO STOXX 50 | Vertical median | |
|---|---|---|---|---|
| 1 month | −21.4% | +0.4% | −21.8 pp | — |
| 3 months | −23.6% | −3.3% | −20.3 pp | — |
| 6 months | −28.8% | +4.0% | −32.7 pp | — |
| Year to date | −33.3% | +8.1% | −41.4 pp | — |
| 1 year | −32.2% | +10.7% | −42.9 pp | +1.1% |
| 3 years | +33.3% | +50.1% | −16.8 pp | +43.6% |
| 5 years | +93.6% | +43.6% | +50.0 pp | — |
Price returns, dividends excluded.
Quarterly results
ESEF annual reports carry no quarters: the results are annual (below).
E/P over time
E/P = trailing-12-month diluted EPS / price at quarter end. E/P is the inverse of P/E and stays defined when earnings are negative.
Today's P/E sits at the 50 percentile of its own 2-quarter history (min 7.0, median 31.4, max 55.7; quarters with earnings only).
Fiscal years
| Fiscal year | 2023 | 2024 | 2025 |
|---|---|---|---|
| Revenue | 1.4 m | 2.8 m | 14.7 m |
| Revenue YoY | unavailable | +94.7% | +435.3% |
| Net income | -7.1 m | 10.1 m | 4.5 m |
| Net income YoY | unavailable | unavailable | −55.0% |
| Diluted EPS | -0.18 | 0.21 | 0.04 |
| Diluted EPS YoY | unavailable | unavailable | −83.0% |
| net % | -504.2% | 365.4% | 30.7% |
| Free cash flow | unavailable | unavailable | unavailable |
Balance sheet & financial health
Fiscal year 2025 · 31 Dec 2025
- Cash
- 10.0 m EUR
- Financial debt
- 23.1 m EUR
- Net debt
- 13.1 m EUR
- Equity
- 192.4 m EUR
- Total assets
- 264.7 m EUR
- Debt / equity
- 0.12x
- Current ratio
- 1.04x
- ROE
- 2.9%
- ROA
- 2.1%
- FCF margin
- unavailable
Financial statements (source on every figure)
Revenue and net income (EUR)
Margins
Income statement · EUR
| Line | 2023 | 2024 | 2025 | Source (latest year) |
|---|---|---|---|---|
| Revenue | 1.4 m | 2.8 m | 14.7 m | esef· 23 Oct 2026verified |
| Cost of revenue | 8.2 k | 245.4 k | 7.8 m | esef· 23 Oct 2026verified |
| Gross profit | 1.4 m | 2.5 m | 7.0 m | esef· 23 Oct 2026verified |
| Operating income | 169.6 k | 242.1 k | 8.8 m | esef· 23 Oct 2026verified |
| Interest expense | 479.5 k | 1.0 m | 1.7 m | esef· 23 Oct 2026verified |
| Pre-tax income | -8.0 m | 11.8 m | 9.1 m | esef· 23 Oct 2026verified |
| Income tax | -792.0 k | 1.9 m | 4.6 m | esef· 23 Oct 2026verified |
| Net income | -7.1 m | 10.1 m | 4.5 m | esef· 23 Oct 2026verified |
| Diluted EPS | -0.18 | 0.21 | 0.04 | esef· 23 Oct 2026verified |
| Dividend per share | — | 0.00 | 0.05 | esef· 23 Oct 2026derived |
Balance sheet · EUR
| Line | 2023 | 2024 | 2025 | Source (latest year) |
|---|---|---|---|---|
| Cash | 2.1 m | 23.8 m | 10.0 m | esef· 23 Oct 2026verified |
| Receivables | 350.5 k | 6.9 m | 9.9 m | esef· 23 Oct 2026verified |
| Current assets | 25.7 m | 30.9 m | 58.3 m | esef· 23 Oct 2026verified |
| Property, plant & equipment, net | 11.3 m | 59.3 k | 3.4 m | esef· 23 Oct 2026verified |
| Goodwill | — | 0 | 48.5 m | esef· 23 Oct 2026verified |
| Intangibles (excl. goodwill) | 0 | 9.5 k | 27.0 m | esef· 23 Oct 2026verified |
| Total assets | 78.3 m | 165.1 m | 264.7 m | esef· 23 Oct 2026verified |
| Accounts payable | 90.5 k | 4.1 m | 10.0 m | esef· 23 Oct 2026verified |
| Short-term debt | 1.0 m | 18.0 m | 23.0 m | esef· 23 Oct 2026verified |
| Long-term debt | 6.9 m | 10.1 m | 92.9 k | esef· 23 Oct 2026verified |
| Current liabilities | 21.6 m | 23.8 m | 56.1 m | esef· 23 Oct 2026verified |
| Total liabilities | 32.8 m | 44.8 m | 72.3 m | esef· 23 Oct 2026verified |
| Equity | 45.5 m | 120.3 m | 192.4 m | esef· 23 Oct 2026verified |
| Shares outstanding at year end | 40.2 m | 48.1 m | 127.0 m | esef· 23 Oct 2026derived |
Cash flow · EUR
Computed indicators
Growth
Profitability
Returns
Balance sheet
Liquidity
Cash
Efficiency
Market and valuation
1 indicators that do not apply to the sector.
Valuation
olivLaw classification
- score weight coverage: 43.8% of at least 60%
A scoring methodology on indicators and valuation, not investment advice.
Closing price
30 Oct 2026Source: olivLaw, closing series
Market cap: 168.6 m EUR
Key indicators
Coverage and freshness
Score by group
44% · Insufficient data
Estimated value range
The combined range = the median of the valid methods' low, central and high values; it is not a probability interval and does not cover every result. Envelope of all methods: 0.30 – 0.85 EUR.
Valuation assumptions are editorial choices, not measured; beta is not measured.
Method ranges (EUR per share)
— — Mid · ▏ Price
Valuation methods
- DCF (discounted cash flow)unavailable · input data missing
- Peers: EV/EBITDAunavailable · input data missing
- Peers: P/E0.30 – 0.46 (Mid 0.39)26 companies used · median multiple 10.9x · quartiles 8.3x – 12.9xAEGN.AT, AEM.AT, ALMY.AT, ASCO.AT, ASTAK.AT, AVAX.AT, BELA.AT, BIOKA.AT, BIOSK.AT, BIOT.AT, BRIQ.AT, BYLOT.AT, CENTR.AT, DAIOS.AT, DIMAND.AT, EIS.AT, ELBE.AT, ELHA.AT, ELLAKTOR.AT, ELSTR.AT, ELTON.AT, ETE.AT, EUROB.AT, EYAPS.AT, FAIS.AT, FLEXO.AT
- Dividend discount (DDM)0.62 – 0.85 (Mid 0.72)
Assumptions (illustrative, editorial)
- Risk-free rate
- 3.0%
- Equity risk premium
- 5.5%
- Beta (default)
- 1.00
- Cost of equity
- 8.5%
- Terminal growth
- 2.0%
Factor scorecard
Insufficient data
Minimum-evidence gate: score weight coverage: 43.8% of at least 60%
| Factor | Value | Score | Weight used |
|---|---|---|---|
| ROIC · Quality | 4.5% | 30 (vs peers) | 24% |
| Net margin · Quality | 30.7% | 82 (vs peers) | 14% |
| FCF conversion · Quality | unavailable | unavailable | — |
| Revenue CAGR 3Y · Growth | unavailable | unavailable | — |
| EPS CAGR 3Y · Growth | unavailable | unavailable | — |
| Net debt / EBITDA · Balance sheet | unavailable | unavailable | — |
| Interest coverage · Balance sheet | 5.3x | 58 (on a fixed band) | 14% |
| Current ratio · Balance sheet | 1.0x | 20 (on a fixed band) | 10% |
| P/E (TTM) · Valuation | 37.2x | 7 (vs peers) | 24% |
| EV/EBITDA · Valuation | unavailable | unavailable | — |
| FCF yield · Valuation | unavailable | unavailable | — |
| Shareholder yield (distributions) · Returns | 3.4% | 49 (on a fixed band) | 14% |
| Payout ratio (FCF) · Returns | unavailable | unavailable | — |
Factors without a value were dropped; the remaining weights were renormalised.
Score groups
- Balance sheet43/100 · 2/3 factors with a value
- Growth· partialunavailable · 0/2 factors with a value
- Quality49/100 · 2/3 factors with a value
- Returns· partial49/100 · 1/2 factors with a value
- Valuation· partial7/100 · 1/3 factors with a value
A «partial» group is computed from under half of its weight or from one factor: it is not a full assessment of the group.
Memo
ΕΥΡΏΠΗ HOLDINGS Α.Ε. (EVR.AT). Latest full fiscal year: 2025; data up to 2025-12-31.
Figures computed from the financial statements: revenue 14.7 m EUR in 2025; YoY growth 435.3%; net margin 30.7%; ROE 2.9%.
The estimated value range is 0.46–0.66 EUR per share (median of 2 methods, agreement: low); assumptions are illustrative. Against the central value of 0.55 EUR, the price of 1.33 EUR leaves a potential of -58.3% (value / price − 1) and a margin of safety of -140.0% (1 − price / value). The range is the median of the methods' low, central and high values, not a probability interval.
Insufficient data for a verdict (score weight coverage: 43.8% of at least 60%).
Text generated deterministically from the figures shown; no language model. Not investment advice.
What supports the thesis
- Net margin: 30.7%
What contradicts it
- ROIC: 4.5%
- Current ratio: 1.0x
- P/E (TTM): 37.2x
- The price is above the estimated value range
- The valuation methods diverge
Not assessed (insufficient data or a ratio without meaning): FCF conversion, Revenue CAGR 3Y, EPS CAGR 3Y, Net debt / EBITDA, EV/EBITDA, FCF yield, Payout ratio (FCF).
Versus the vertical median
Listed companies from Greece · same country · compared with 39 companies
Multiples and returns vs the median
Price rebased to 100 (monthly, 5 years)
Companies in the vertical
| Market cap | P/E | ROE | Net margin | Revenue YoY | 1A / 3A | |
|---|---|---|---|---|---|---|
| EUROB.ATΤραπεζα Eurobank Ανωνυμη Eταιρεια | 16.9 bn | 12.4 | 14.0% | 39.7% | +2.7% | +35% / +172% |
| ETE.ATΕθνικη Τραπεζα Της Ελλαδος Α.ε. | 15.0 bn | 13.0 | 13.3% | 42.5% | −5.4% | +23% / +164% |
| ELPE.ATHelleniq Energy Ανωνυμη Εταιρεια Συμμετοχων | 5.2 bn | 29.9 | 6.4% | 1.5% | −9.0% | +106% / +124% |
| CENER.ATCenergy Holdings | 4.6 bn | 23.9 | 24.3% | 9.4% | +14.7% | +48% / +213% |
| BELA.ATJumbo Ανωνυμη Εμπορικη Εταιρεια | 3.7 bn | 11.5 | 21.5% | 26.0% | +7.2% | +0% / +14% |
| AKTR.ATΑκtor Ανώνυμη Εταιρεία Συμμετοχών, Τεχνικών Και Ενεργειακών Έργων | 2.0 bn | 112.3 | 6.7% | 1.3% | +11.2% | +9% / +191% |
| EYDAP.ATΕταιρια Υδρευσεως Και Αποχετευσεως Πρωτευουσης Ανωνυμη Εταιρια | 1.5 bn | — | -2.6% | -5.9% | −2.4% | +85% / +135% |
| ELHA.ATEλβαλχαλκορ Ελληνικη Βιομηχανια Χαλκου Και Αλουμινιου Ανωνυμος Εταιρεια | 1.3 bn | 12.8 | 9.8% | 2.9% | +5.1% | +9% / +90% |
| AEGN.ATΑεροπορια Αιγαιου Ανωνυμη Αεροπορικη Εταιρεια | 1.0 bn | 6.9 | 27.7% | 7.9% | +4.6% | −20% / −0% |
| AVAX.ATΑβαξ Ανωνυμη Εταιρεια Εργοληπτικη-Τουριστικη-Εμπορικη-Βιομηχανικη-Οικοδομικων Υλικων & Μηχανηματων | 508.6 m | 10.7 | 25.9% | 5.0% | +47.1% | +41% / +124% |
| BYLOT.ATBally's Intralot Α.ε. | 466.5 m | 15.3 | -9.3% | -12.6% | +34.8% | +12% / +19% |
| ELLAKTOR.ATΕλλακτωρ Ανωνυμη Εταιρεια | 429.8 m | 2.8 | 26.1% | 175.2% | −74.8% | −31% / −43% |
| AEM.ATAlter Ego Media Α.ε. | 353.9 m | 18.0 | 18.3% | 14.0% | +12.6% | −2% / unavailable |
| ALMY.ATΑλουμυλ Βιομηχανια Αλουμινιου Αε | 323.4 m | 10.5 | 23.5% | 6.0% | +11.7% | +16% / +120% |
| DIMAND.ATDimand Ανωνυμη Εταιρεια Αξιοποιησης Και Εκμεταλλευσης Ακινητων Και Κατασκευων Υπηρεσιων Και Συμμετοχων | 269.6 m | 7.7 | 18.5% | 58.5% | +110.6% | +44% / +30% |
| EYAPS.ATΕταιρεια Υδρευσης & Αποχετευσης Θεσσαλονικης Α.ε. | 172.1 m | 22.3 | 4.1% | 8.8% | +2.4% | +26% / +44% |
| EVR.ATΕυρώπη Holdings Α.ε. | 168.6 m | 37.2 | 2.9% | 30.7% | +435.3% | −32% / +33% |
| BRIQ.ATBriq Properties Ανωνυμη Εταιρεια Επενδυσεων Σε Ακινητη Περιουσια | 151.8 m | 6.0 | 15.5% | 116.9% | +37.8% | +14% / +72% |
| FAIS.ATΦαις Συμμετοχων Ανωνυμη Εταιρεια | 116.3 m | 8.7 | 22.1% | 6.3% | +12.9% | −7% / unavailable |
| DAIOS.ATΔαϊος Πλαστικα Ανωνυμη Βιομηχανικη Εμπορικη Εταιρεια Α.ε. | 97.5 m | 9.9 | 14.0% | 15.6% | +9.1% | −9% / +103% |
| ASTAK.ATAlpha Real Estate Services Ae | 94.7 m | 12.6 | 10.4% | 30.3% | +22.4% | −7% / −7% |
| FLEXO.ATFlexopack Ανωνυμη Εμπορικη Και Βιομηχανικη Εταιρεια Πλαστικων | 92.5 m | 8.3 | 8.3% | 6.8% | +4.6% | −2% / −2% |
| ASCO.ATA.s. Εμπορικη-Βιομηχανικη Εταιρια Η/υ & Παιχνιδιων Α.ε. | 59.9 m | 10.5 | 14.1% | 15.8% | +16.4% | +11% / +106% |
| AVE.ATAve Α.ε. | 51.4 m | — | -25.2% | -7.4% | +8.2% | −6% / −11% |
| ELTON.ATΕλτον Διεθνους Εμποριου Ανωνυμη Εμπορικη Βιομηχανικη Εταιρεια | 47.6 m | 14.0 | 4.9% | 1.9% | +8.6% | −10% / −17% |
1- and 3-year price returns: for EVR.AT from daily closes (the same as the performance table), for the other companies from month-end closes.
olivLaw engine forecast
The world engine ran after the company's latest material disclosure. Probabilities are of TOUCHING a level within the horizon (not closing there) and sit next to the random walk (p_rw), the no-information benchmark.
The engine has no published run for this company yet.
Valuation scenarios (editable assumptions)
Illustrative scenarios
Illustrative: not forecasts and without probabilities. Each case is one coherent set of assumptions, computed on today's figures.
Estimated price (EUR)
| Estimated price | Bear | Base | Bull |
|---|---|---|---|
| 1 years | 0.87 Total return -32% · Per year -32% | 1.53 Total return 18% · Per year 18% | 2.29 Total return 76% · Per year 76% |
| 3 years | 1.03 Total return -15% · Per year -5% | 2.02 Total return 63% · Per year 18% | 3.30 Total return 162% · Per year 38% |
| 5 years | 1.22 Total return 6% · Per year 1% | 2.67 Total return 122% · Per year 17% | 4.75 Total return 285% · Per year 31% |
- Exit P/E± 0.50
- Net margin± 0.35
- Annual revenue growth± 0.26
- Annual dilution± 0.03
AI analysis
The qualitative analysis has not been written for this company yet.
Products, market & competition
The qualitative analysis has not been written for this company yet.
News & filings
In the press
No news in our archive over the last 180 days.
Annual reports (ESEF)
- Annual report 202523 Oct 2026
- Annual report 202423 Oct 2026
Figures computed by olivLaw from ESEF annual reports and closing prices; the qualitative analysis is AI-generated from cited sources. Not investment advice.