olivLaw · US equity research
Capitol Federal Financial, Inc. CFFN
Savings Institution, Federally Chartered · SIC 6035 · Vertical: Savings Institution, Federally Chartered (SIC 6035)
Capitol Federal Financial is the holding company of Capitol Federal Savings Bank, a federally chartered savings bank based in Topeka, Kansas, that is expanding from residential mortgage lending into full commercial banking. Total assets stood at 9.66 billion USD on June 30, 2026, and the company says its transformation is lifting net interest margin and fee income, a topic that matters for a bank sector exposed to interest rate pressure.
The AI analysis may be outdated: new filings came after its sources (see the «AI analysis» section).
At the close of 04 Nov 2026, Capitol Federal Financial, Inc. (CFFN) stock was 8.78 USD (+2.45% on the day), with market capitalisation 1.1 bn USD, P/E 13.4 on diluted EPS of 0.65 USD over the last 12 months, dividend yield 4.33%, beta 0.76, 52-week range 6.09–9.19 USD. Latest reported quarter (Q3 2026): net income of 23.6 m USD (+28.2% YoY), diluted EPS 0.19 USD.
Data as of · AI analysis dated · Source: SEC filings and closing prices, computed by olivLaw.
Price history
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Technical reading
- RSI (14)
- 61.3
- strong (55–70)
- Bollinger (20, 2)
- 8.01 – 8.74
- above the upper band · %B 1.06 · band width 8.7%
- SMA 50 / 200
- 8.56 / 8.01
- uptrend (price > SMA50 > SMA200)
- MACD (12, 26, 9)
- 0.03 / -0.03
- MACD above signal
Indicators describe past prices; on their own they do not predict direction. On our history the RSI ≤ 40 filter added no return (see the signals methodology).
Performance
| Company | S&P 500 | vs S&P 500 | Vertical median | |
|---|---|---|---|---|
| 1 month | +2.7% | −1.1% | +3.8 pp | — |
| 3 months | −3.4% | −0.5% | −3.0 pp | — |
| 6 months | +12.1% | +4.4% | +7.7 pp | — |
| Year to date | +28.9% | +12.3% | +16.6 pp | — |
| 1 year | +41.6% | +13.5% | +28.1 pp | +23.2% |
| 3 years | +58.8% | +76.4% | −17.6 pp | +71.9% |
| 5 years | −29.4% | +63.7% | −93.0 pp | — |
Price returns, dividends excluded.
Quarterly results
Latest quarter: Q3 2026 · 30 Jun 2026
Quarterly statements · USD
| Fiscal year | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | Q2 '26 | Q3 '26 |
|---|---|---|---|---|---|---|---|---|
| Pre-tax income | 19.2 m | 19.1 m | 19.3 m | 21.6 m | 23.0 m | 25.2 m | 25.1 m | 29.2 m |
| Income tax | 7.2 m | 3.7 m | 3.9 m | 3.3 m | 4.2 m | 4.9 m | 4.9 m | 5.7 m |
| Net income | 12.1 m | 15.4 m | 15.4 m | 18.4 m | 18.8 m | 20.3 m | 20.1 m | 23.6 m |
| Diluted EPS | 0.09 ≈ | 0.12 | 0.12 | 0.14 | 0.14 ≈ | 0.16 | 0.16 | 0.19 |
| Operating cash flow | -3.1 m | 5.6 m | 15.5 m ≈ | 12.4 m ≈ | 21.5 m | 17.4 m | 21.4 m ≈ | 17.4 m ≈ |
| Capex | 1.8 m | 1.2 m | 756.0 k ≈ | 1.6 m ≈ | 1.7 m | 1.6 m | 1.3 m ≈ | 1.8 m ≈ |
| Dividends paid | 11.0 m | 11.1 m | 11.1 m ≈ | 11.1 m ≈ | 11.1 m | 11.0 m | 15.9 m ≈ | 10.6 m ≈ |
| Share repurchases | -1.0 k | 0 | 0 ≈ | 0 ≈ | 3.9 m | 16.0 m | 15.8 m ≈ | 14.2 m ≈ |
≈ derived quarter (cumulative difference / share-days average)
E/P over time
E/P = trailing-12-month diluted EPS / price at quarter end. E/P is the inverse of P/E and stays defined when earnings are negative.
Today's P/E sits at the 20 percentile of its own 35-quarter history (min 11.8, median 18.9, max 28.4; quarters with earnings only).
Fiscal years
| Fiscal year | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 15.6 m | 16.6 m | 14.8 m | 16.5 m | 18.1 m | 17.6 m | 15.3 m | 16.3 m |
| Revenue YoY | +3.9% | +6.2% | −10.8% | +11.5% | +9.7% | −2.8% | −13.1% | +6.5% |
| Net income | 98.9 m | 94.2 m | 64.5 m | 76.1 m | 84.5 m | -101.7 m | 38.0 m | 68.0 m |
| Net income YoY | +17.6% | −4.7% | −31.5% | +17.9% | +11.0% | −220.4% | unavailable | +79.0% |
| Diluted EPS | 0.73 | 0.68 | 0.47 | 0.56 | 0.62 | -0.76 | 0.29 | 0.52 |
| Diluted EPS YoY | +15.9% | −6.8% | −30.9% | +19.1% | +10.7% | −222.6% | unavailable | +79.3% |
| net % | 632.7% | 567.7% | 436.1% | 461.1% | 466.6% | -577.6% | 248.4% | 417.3% |
| Free cash flow | 112.4 m | 69.2 m | 78.2 m | 65.1 m | 91.7 m | 41.3 m | 24.0 m | 49.8 m |
Reported results vs expectations
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Balance sheet & financial health
Fiscal year 2025 · 30 Sept 2025
- Cash
- 252.4 m USD
- Financial debt
- unavailable USD
- Net debt
- unavailable USD
- Equity
- 1.0 bn USD
- Total assets
- 9.8 bn USD
- Debt / equity
- unavailable
- Current ratio
- unavailable
- ROE
- 6.5%
- ROA
- 0.7%
- FCF margin
- 305.8%
Financial statements (source on every figure)
Revenue and net income (USD)
Income statement · USD
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Source (latest year) |
|---|---|---|---|---|---|---|---|
| Net interest income | 189.3 m | 175.0 m | 192.6 m | 153.3 m | 162.1 m | 180.3 m | SEC (XBRL)· 26 Nov 2025verified |
| Net fee income | 19.6 m | 28.1 m | 22.8 m | -171.5 m | 5.2 m | 20.7 m | SEC (XBRL)· 26 Nov 2025verified |
| Non-interest expense | 106.0 m | 115.6 m | 112.9 m | 113.9 m | 111.9 m | 117.3 m | SEC (XBRL)· 26 Nov 2025verified |
| Pre-tax income | 80.6 m | 96.0 m | 107.2 m | -139.0 m | 54.1 m | 83.0 m | SEC (XBRL)· 26 Nov 2025verified |
| Net income | 64.5 m | 76.1 m | 84.5 m | -101.7 m | 38.0 m | 68.0 m | SEC (XBRL)· 26 Nov 2025verified |
| Diluted EPS | 0.47 | 0.56 | 0.62 | -0.76 | 0.29 | 0.52 | SEC (XBRL)· 26 Nov 2025verified |
| Dividend per share | 0.68 | 0.87 | 0.76 | 0.62 | 0.34 | 0.34 | SEC (XBRL)· 26 Nov 2025verified |
Balance sheet · USD
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Source (latest year) |
|---|---|---|---|---|---|---|---|
| Cash | 185.1 m | 42.3 m | 49.2 m | 245.6 m | 217.3 m | 252.4 m | SEC (XBRL)· 26 Nov 2025verified |
| Loans | 7.2 bn | 7.1 bn | 7.5 bn | 8.0 bn | 7.9 bn | 8.1 bn | SEC (XBRL)· 26 Nov 2025verified |
| Total assets | 9.5 bn | 9.6 bn | 9.6 bn | 10.2 bn | 9.5 bn | 9.8 bn | SEC (XBRL)· 26 Nov 2025verified |
| Total liabilities | 8.2 bn | 8.4 bn | 8.5 bn | 9.1 bn | 8.5 bn | 8.7 bn | SEC (XBRL)· 26 Nov 2025verified |
| Equity | 1.3 bn † | 1.2 bn † | 1.1 bn † | 1.0 bn † | 1.0 bn † | 1.0 bn † | SEC (XBRL)· 26 Nov 2025verified |
† equity attributable to the parent's shareholders: in these years the issuer no longer reports the total including non-controlling interests.
Cash flow · USD
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Source (latest year) |
|---|---|---|---|---|---|---|---|
| Dividends paid | 93.9 m | 117.9 m | 103.1 m | 83.2 m | 44.5 m | 44.3 m | SEC (XBRL)· 26 Nov 2025verified |
| Share repurchases | 20.8 m | 4.6 m | 0 | 23.5 m | 19.4 m | 3.9 m | SEC (XBRL)· 26 Nov 2025verified |
Computed indicators
Growth
Profitability
Returns
Market and valuation
Banking
32 indicators that do not apply to the sector.
Valuation
olivLaw classification
Score: 39 / 100
A scoring methodology on indicators and valuation, not investment advice.
score < 40
Closing price
04 Nov 2026Source: olivLaw, closing series
Market cap: 1.1 bn USD
Key indicators
Coverage and freshness
Score by group
- Returns82
- Growth0
- Valuation50
- Quality39
Estimated value range
The combined range = the median of the valid methods' low, central and high values; it is not a probability interval and does not cover every result. Envelope of all methods: 4.47 – 11.17 USD.
Valuation assumptions are editorial choices, not measured; beta is not measured.
Method ranges (USD per share)
— — Mid · ▏ Price
Valuation methods
- Residual income7.73 – 8.07 (Mid 7.90)
- Justified P/B5.74 – 7.72 (Mid 6.59)
- Dividend discount (DDM)4.47 – 6.01 (Mid 5.13)
- Peers: P/E7.08 – 8.58 (Mid 7.85)10 companies used · median multiple 12.0x · quartiles 10.8x – 13.1xAX, BKU, EBC, FCAP, HFBL, HTB, KRNY, NRIM, PFS, WNEB
- Peers: P/B8.24 – 11.17 (Mid 9.29)12 companies used · median multiple 1.1x · quartiles 1.0x – 1.4xAX, BKU, EBC, FCAP, FDSB, HFBL, HTB, KFFB, KRNY, NRIM, PFS, WNEB
Classification (SIC) comparables group by industry code, not by economic activity; the direct group is an editorial selection by activity. Members' multiples are on their own trailing twelve months, at their own latest close.
Assumptions (illustrative, editorial)
- Risk-free rate
- 4.3%
- Equity risk premium
- 5.0%
- Beta (default)
- 1.00
- Cost of equity
- 9.3%
- Terminal growth
- 2.5%
Factor scorecard
Unattractive profile · Score 39/100
| Factor | Value | Score | Weight used |
|---|---|---|---|
| ROE · Quality | 8.0% | 43 (vs peers) | 20% |
| ROA · Quality | 0.9% | 33 (on a fixed band) | 8% |
| Cost-to-income · Quality | 53.7% | 45 (on a fixed band) | 13% |
| Net interest margin · Quality | 2.1% | 25 (on a fixed band) | 8% |
| EPS CAGR 3Y · Growth | -5.7% | 0 (on a fixed band) | 10% |
| Revenue CAGR 3Y · Growth | -3.4% | 0 (on a fixed band) | 8% |
| NPL ratio · Balance sheet | unavailable | unavailable | — |
| Cost of risk · Balance sheet | unavailable | unavailable | — |
| Loan-to-deposit · Balance sheet | unavailable | unavailable | — |
| P/B · Valuation | 1.1x | 62 (vs peers) | 13% |
| P/E (TTM) · Valuation | 13.4x | 38 (vs peers) | 13% |
| Dividend yield · Returns | 4.3% | 82 (vs peers) | 10% |
Factors without a value were dropped; the remaining weights were renormalised.
Score groups
- Balance sheet· partialunavailable · 0/3 factors with a value
- Growth0/100 · 2/2 factors with a value
- Quality39/100 · 4/4 factors with a value
- Returns82/100 · 1/1 factors with a value
- Valuation50/100 · 2/2 factors with a value
A «partial» group is computed from under half of its weight or from one factor: it is not a full assessment of the group.
Memo
Capitol Federal Financial, Inc. (CFFN). Latest full fiscal year: 2025; data up to 2026-06-30.
Figures computed from the financial statements: net interest income 180.3 m USD in 2025; YoY growth 6.5%; net margin 508.2%; ROE 8.0%.
The estimated value range is 7.08–8.07 USD per share (median of 5 methods, agreement: high); assumptions are illustrative. Against the central value of 7.85 USD, the price of 8.78 USD leaves a potential of -10.6% (value / price − 1) and a margin of safety of -11.9% (1 − price / value). The range is the median of the methods' low, central and high values, not a probability interval.
olivLaw score 39/100, methodological classification: unattractive profile (score, margin of safety and method agreement together; not a judgement of the right price). Groups assessed only in part: balance. Not investment advice.
Text generated deterministically from the figures shown; no language model. Not investment advice.
What supports the thesis
- Dividend yield: 4.3%
What contradicts it
- Net interest margin: 2.1%
- EPS CAGR 3Y: -5.7%
- Revenue CAGR 3Y: -3.4%
- The price is above the estimated value range
Not assessed (insufficient data or a ratio without meaning): NPL ratio, Cost of risk, Loan-to-deposit.
Versus the vertical median
Savings Institution, Federally Chartered (SIC 6035) · same industry (4-digit SIC) · compared with 14 companies
Multiples and returns vs the median
Price rebased to 100 (monthly, 5 years)
Companies in the vertical
| Market cap | P/E | ROE | Net margin | Revenue YoY | 1A / 3A | |
|---|---|---|---|---|---|---|
| AXAxos Financial, Inc. | 5.4 bn | 10.7 | 16.7% | 624.8% | +23.5% | +15% / +147% |
| EBCEastern Bankshares, Inc. | 5.3 bn | 13.3 | 9.4% | 257.2% | +19.1% | +24% / +95% |
| TFSLTfs Financial Corporation | 4.7 bn | 46.0 | 5.3% | — | unavailable | +17% / +26% |
| BKUBankUnited, Inc. | 3.2 bn | 12.3 | 9.2% | 1,154.5% | +7.4% | +4% / +63% |
| PFSProvident Financial Services Inc | 3.1 bn | 9.8 | 11.1% | 411.6% | +7.1% | +23% / +55% |
| CFFNCapitol Federal Financial, Inc. | 1.1 bn | 13.4 | 8.0% | 508.2% | +6.5% | +42% / +59% |
| HTBHomeTrust Bancshares, Inc. | 798.6 m | 12.5 | 11.0% | — | −1.9% | +17% / +107% |
| KRNYKearny Financial Corp. | 605.1 m | 16.4 | 4.8% | — | +36.0% | +36% / +18% |
| NRIMNorthrim Bancorp, Inc. | 545.0 m | 9.9 | 16.6% | 21.8% | +30.4% | −0% / +99% |
| WNEBWestern New England Bancorp, Inc. | 281.6 m | 16.7 | 6.9% | — | −34.3% | +15% / +79% |
| FCAPFirst Capital, Inc. | 215.3 m | 11.6 | 13.9% | 252.8% | +1.6% | +29% / +145% |
| FDSBFifth District Bancorp, Inc. | 92.5 m | 52.4 | 1.3% | 273.6% | −2.3% | +29% / unavailable |
| HFBLHome Federal Bancorp, Inc. of Louisiana | 67.7 m | 11.1 | 10.8% | 364.5% | +30.0% | +40% / +72% |
| KFFBKentucky First Federal Bancorp | 44.4 m | 32.0 | 2.9% | — | −11.8% | +31% / +18% |
| BYFCBroadway Financial Corporation | — | — | -7.6% | -11,027.1% | +18.7% | +86% / +54% |
1- and 3-year price returns: for CFFN from daily closes (the same as the performance table), for the other companies from month-end closes.
olivLaw engine forecast
The world engine ran after the company's latest material disclosure. Probabilities are of TOUCHING a level within the horizon (not closing there) and sit next to the random walk (p_rw), the no-information benchmark.
The engine has no published run for this company yet.
Valuation scenarios (editable assumptions)
Illustrative scenarios
Illustrative: not forecasts and without probabilities. Each case is one coherent set of assumptions, computed on today's figures.
Estimated price (USD)
| Estimated price | Bear | Base | Bull |
|---|---|---|---|
| 1 years | 4.81 Total return -42% · Per year -42% | 8.53 Total return 1% · Per year 1% | 12.90 Total return 52% · Per year 52% |
| 3 years | 3.95 Total return -46% · Per year -19% | 7.96 Total return 3% · Per year 1% | 13.31 Total return 67% · Per year 19% |
| 5 years | 3.25 Total return -50% · Per year -13% | 7.42 Total return 4% · Per year 1% | 13.73 Total return 83% · Per year 13% |
- Exit P/E± 1.99
- Net margin± 1.39
- Annual revenue growth± 1.24
- Annual dilution± 0.12
AI analysis
AI-generatedAI-generated analysis (Claude) from cited public sources; it may contain errors. Not investment advice. As of 27 Oct 2026 · Model: claude-haiku-5-5.
Possibly outdated: the newest document it read is from 07 Aug 2026; since then the company filed 8-K (28 Oct 2026 · results).
In brief
Capitol Federal Financial is the holding company of Capitol Federal Savings Bank, a federally chartered savings bank based in Topeka, Kansas, that is expanding from residential mortgage lending into full commercial banking. Total assets stood at 9.66 billion USD on June 30, 2026, and the company says its transformation is lifting net interest margin and fee income, a topic that matters for a bank sector exposed to interest rate pressure.
SWOT
Strengths
- The company holds a strong position in Kansas residential mortgage lending, a reputation for stability, and a capital structure that regulators consider sound. Net interest income has grown steadily over recent quarters.
- A relatively small branch network with large average deposits per branch supports cost efficiency. Centralized loan administration processes contribute to this efficiency.
- The bank has considerable liquidity available through collateral arrangements with the Federal Home Loan Bank and unencumbered securities, giving it flexibility in funding.
Weaknesses
- A long-term, fixed-rate residential mortgage book makes bank income sensitive to rate changes, especially when deposit rates rise faster than loan yields.
- The bank reported a negative one-year repricing gap and exceeded internal interest rate sensitivity thresholds at September 30, 2025.
- The shift to commercial lending requires costly staff and technology, and the company has a limited history of large-scale commercial activity.
Opportunities
- Growth in non-interest-bearing deposits and fees from treasury management, private banking and wealth management could diversify revenue and reduce reliance on interest income.
- The small business and high-net-worth segments offer growth prospects, and the company has already launched digital onboarding for these customers.
- Paying down higher-cost borrowings and redirecting repayments into commercial loans could continue to improve the net interest margin.
Threats
- A fall in property values or a regional recession could increase delinquencies and loan losses, especially within the growing commercial portfolio.
- Strong competition for deposits from online banks and credit unions could push funding costs higher.
- Cyberattacks, information system failures and risks at third-party providers could affect operations and the bank's reputation.
Risks
- Interest rate riskhigh
Bank income depends on the gap between interest earned and interest paid. If deposit rates rise faster than loan yields, the margin could narrow.
- Commercial credit riskhigh
Commercial loans are larger and more complex than residential mortgages, and deterioration in a single loan or borrowing relationship could produce significant losses.
- Geographic concentrationmedium
Operations are concentrated in Kansas and parts of Missouri, and commercial lending outside these markets adds risks tied to other local property markets.
- Cyber and operational riskmedium
Banks are frequent targets of cyberattacks, and reliance on third-party vendors widens exposure. A major incident could affect customers and the company's reputation.
- Regulatory and supervisory changeslow
OCC and FRB rules may change capital and examination requirements. Changes could require higher loss reserves or limit capital distributions from the bank to the company.
Investment thesis
What would need to be true (bull case)
- The shift toward commercial lending and growth in non-interest-bearing deposits could sustain a rising net interest margin and better efficiency, which could support results over several years.
- A leading position in Kansas mortgage lending, a strong reputation and a stable deposit base could give the company an edge as it extends services to businesses and wealthy clients.
- If the repurchase program and dividends continue while capital remains solid, the company could enhance shareholder value as fee income grows.
What would break the thesis
- A long-term mortgage book funded with rate-sensitive deposits could compress the margin if deposit rates stay high or rise again.
- Rapid growth in commercial loans could expose the bank to losses above current estimates, especially in a weaker regional economy.
- The strategic transformation requires continuing investment in technology and staff; if fee income does not grow enough, costs could remain a drag on profitability.
What to watch
- Trend in net interest margin and net interest incomeQ1 2027
- Quality of the commercial loan book, delinquencies and loss reservesQ1 2027
- Growth in non-interest-bearing deposits and treasury and private banking fees2027
Products, market & competition
AI-generatedAI-generated analysis (Claude) from cited public sources; it may contain errors. Not investment advice. As of 27 Oct 2026 · Model: claude-haiku-5-5.
Possibly outdated: the newest document it read is from 07 Aug 2026; since then the company filed 8-K (28 Oct 2026 · results).
The business
The bank attracts deposits from the public and from businesses and invests them mainly in commercial loans, secured by real estate or for commercial and industrial purposes, and in long-term first-mortgage loans on owner-occupied homes. Funding comes from deposits and from borrowings from the Federal Home Loan Bank of Topeka. Results depend primarily on net interest income, the difference between interest earned on loans and securities and interest paid on deposits and borrowings.
Management's strategy is to move from a retail-oriented institution to one with a broad commercial presence, investing in technology, people, products and services. Targeted areas include treasury management for businesses, small business banking and private banking, trust and wealth management, aimed at growing non-interest-bearing deposits and fee revenue. The bank suspended purchases of correspondent one- to four-family loans in June 2024.
Segments
Deposits and treasury services
Deposits include high-yield savings accounts, checking accounts, certificates of deposit and treasury management services for businesses. The bank aims to grow non-interest-bearing deposits and fees tied to business accounts, which management describes as a priority for diversifying funding sources.
Market context
The bank operates in Kansas and several Missouri counties, with 46 branches at September 30, 2025, and serves metropolitan areas including Topeka, Wichita, Lawrence and Manhattan. According to the FDIC, at June 30, 2025 the bank ranked second in Kansas by deposit market share, at 6.2 percent, a relevant context for its commercial expansion.
The commercial lending market is highly competitive, with large national, regional and local banks, credit unions, commercial finance companies and non-bank lenders. Competition for retail deposits also comes from online banks that are not tied to any specific area, which makes pricing and product breadth especially important.
Trends
- Interest rates and the shape of the yield curvemixed
Bank income depends on the spread between long-term loan rates and short-term deposit rates. A steeper yield curve could support net interest income, while a flat or inverted curve could compress it, and the company has already reported a rising margin in 2026.
- Shift toward commercial lendingmixed
Growth in the commercial book, which carries higher yields than mortgages, supports the margin. However, commercial loans generally carry greater credit risk than residential loans, and any weakening of portfolio quality could affect results.
- Digital banking and business servicestailwind
Investments in digital platforms, online account opening for businesses and treasury technology respond to customer demand for faster service. If these investments translate into non-interest deposits and fees, they could support growth in non-interest income.
- Regulatory and cost pressureheadwind
Banking regulation, capital requirements and technology costs can raise operating expenses. The company reports an improved efficiency ratio, but continued investment in staff and technology could keep costs elevated.
Competitive position
The company says it faces competition from national, regional and local banks, credit unions, farm credit lenders and non-bank lenders. Smaller local banks sometimes offer aggressive pricing and specialized loan structures, while online banks compete for retail deposits without geographic limits.
Capitol Federal differentiates itself through its well-established banking network, its reputation for financial strength and customer service, and its relationships with real estate agents. The company aims to stay competitive through treasury management, small business products and private banking services.
- National and regional U.S. banks
Banks named in the filings compete for commercial loans and deposits, and their presence in the company's markets has grown, according to the filing.
- Local Kansas banks
Smaller local banks sometimes offer aggressive pricing and specialized products, which the company treats as an important source of competition.
- Credit unions
Credit unions compete for both retail deposits and consumer and mortgage lending.
- Online banks
Online banks are not tied to a geographic area and compete for deposits with attractive rates, a risk to the company's funding strategy.
Links, dependencies and risks
Who the company is tied to, from its own SEC filings (customers, suppliers, production, partners, competitors, countries, regulation), from the 5 %+ holders' statements (13D/13G) and from what other companies say about it. Click a node for its evidence; on a listed company the graph moves to it.
Loading the links…
News & filings
In the press
No news in our archive over the last 180 days.
SEC filings
- Current report28 Oct 2026Results of operations · Regulation FD disclosure · Financial statements and exhibits
- Current report16 Oct 2026Other events · Financial statements and exhibits
- Current report24 Sept 2026Departure or appointment of officers · Financial statements and exhibits
- Current report22 Sept 2026Departure or appointment of officers
- Quarterly report07 Aug 2026
- Current report29 Jul 2026Results of operations · Regulation FD disclosure · Financial statements and exhibits
- Quarterly report08 May 2026
- Current report29 Apr 2026Results of operations · Regulation FD disclosure · Financial statements and exhibits
- Quarterly report06 Feb 2026
- Current report (amendment)02 Feb 2026Departure or appointment of officers
Sources
- [1] Form 10-K, fiscal year ended 2025-09-30 · SEC / Capitol Federal Financial, Inc. · 26 Nov 2025
- [2] Form 10-Q, quarter ended 2026-06-30 · SEC / Capitol Federal Financial, Inc. · 07 Aug 2026
- [3] Form 8-K, results release (exhibit 99.1) · SEC / Capitol Federal Financial, Inc. · 29 Jul 2026
Figures computed by olivLaw from SEC filings and closing prices; the qualitative analysis is AI-generated from cited sources. Not investment advice.