olivLaw · US equity research
Pioneer Bancorp, Inc. PBFS
Savings Institutions, Not Federally Chartered · SIC 6036 · Vertical: Savings Institutions, Not Federally Chartered (SIC 6036)
Pioneer Bancorp is the holding company of Pioneer Bank, National Association, a community bank in New York's Capital Region that combines local lending with insurance, wealth management and employee benefits consulting. In 2026 it expanded through several acquisitions while its net interest margin improved, though rising costs and regional concentration remain points to watch. Total assets reached 2.36 billion USD at 30 June 2026.
The AI analysis may be outdated: new filings came after its sources (see the «AI analysis» section).
At the close of 04 Nov 2026, Pioneer Bancorp, Inc. (PBFS) stock was 18.80 USD (+3.47% on the day), with market capitalisation 467.0 m USD, P/E 27.1 on diluted EPS of 0.69 USD over the last 12 months, beta 0.36, 52-week range 13.02–18.80 USD. Latest reported quarter (Q2 2026): revenue of 4.3 m USD (+7.3% YoY), net income of 3.5 m USD (−46.0% YoY), diluted EPS 0.14 USD.
Data as of · AI analysis dated · Source: SEC filings and closing prices, computed by olivLaw.
Price history
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Technical reading
- RSI (14)
- 65.4
- strong (55–70)
- Bollinger (20, 2)
- 17.25 – 18.68
- above the upper band · %B 1.09 · band width 8.0%
- SMA 50 / 200
- 17.90 / 16.02
- uptrend (price > SMA50 > SMA200)
- MACD (12, 26, 9)
- 0.19 / 0.12
- MACD above signal
Indicators describe past prices; on their own they do not predict direction. On our history the RSI ≤ 40 filter added no return (see the signals methodology).
Performance
| Company | S&P 500 | vs S&P 500 | Vertical median | |
|---|---|---|---|---|
| 1 month | +8.2% | −2.0% | +10.2 pp | — |
| 3 months | +9.5% | −2.2% | +11.7 pp | — |
| 6 months | +28.7% | +4.3% | +24.4 pp | — |
| Year to date | +39.5% | +10.6% | +28.9 pp | — |
| 1 year | +43.2% | +10.5% | +32.7 pp | +27.2% |
| 3 years | +126.5% | +73.7% | +52.8 pp | +46.5% |
| 5 years | +44.6% | +61.7% | −17.1 pp | — |
Price returns, dividends excluded.
Quarterly results
Latest quarter: Q2 2026 · 30 Jun 2026
Quarterly margins
Quarterly statements · USD
| Fiscal year | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | Q2 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 3.8 m | 3.7 m | 3.7 m | 4.0 m | 3.6 m | 4.6 m | 3.8 m | 4.3 m |
| Depreciation & amortisation | 629.0 k | 191.0 k ≈ | 583.0 k | 600.0 k ≈ | 595.0 k ≈ | 122.0 k | 608.0 k | 1.1 m ≈ |
| Interest expense | 6.5 m | 6.4 m | — | — | — | — | — | — |
| Pre-tax income | 8.2 m | 5.0 m | 7.4 m | 8.1 m | 5.6 m | 5.3 m | 5.7 m | 4.8 m |
| Income tax | 1.9 m | 1.1 m | 1.7 m | 1.7 m | 1.3 m | 1.6 m | 416.0 k | 1.3 m |
| Net income | 6.3 m | 3.9 m | 5.8 m | 6.5 m | 4.3 m | 3.7 m | 5.3 m | 3.5 m |
| Diluted EPS | 0.25 | 0.16 | 0.23 | 0.26 | 0.18 | 0.15 ≈ | 0.22 | 0.14 |
| Operating cash flow | 1.9 m | 9.6 m ≈ | -3.5 m | 5.1 m ≈ | 3.9 m ≈ | 5.7 m | -161.0 k | 14.7 m ≈ |
| Share repurchases | 1.2 m | -1.2 m ≈ | 1.6 m | 3.3 m ≈ | 6.0 m ≈ | 417.0 k | — | — |
≈ derived quarter (cumulative difference / share-days average)
E/P over time
E/P = trailing-12-month diluted EPS / price at quarter end. E/P is the inverse of P/E and stays defined when earnings are negative.
Today's P/E sits at the 79 percentile of its own 19-quarter history (min 10.2, median 16.4, max 329.4; quarters with earnings only).
Fiscal years
| Fiscal year | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Revenue | unavailable | 12.9 m | 12.6 m | 12.8 m | 13.2 m | 13.0 m | 15.0 m | 15.8 m |
| Revenue YoY | unavailable | unavailable | −2.6% | +1.7% | +3.6% | −1.9% | +15.2% | +5.8% |
| Net income | 11.5 m | 7.3 m | 5.2 m | 1.1 m | 10.3 m | 21.9 m | 15.3 m | 20.3 m |
| Net income YoY | unavailable | −36.4% | −28.9% | −79.3% | +854.4% | +113.5% | −30.5% | +32.9% |
| Diluted EPS | unavailable | unavailable | 0.21 | 0.04 | 0.41 | 0.87 | 0.61 | 0.83 |
| Diluted EPS YoY | unavailable | unavailable | unavailable | −81.0% | +925.0% | +112.2% | −29.9% | +36.1% |
| net % | unavailable | 56.7% | 41.4% | 8.4% | 77.7% | 169.1% | 102.1% | 128.3% |
| Free cash flow | 15.0 m | 3.8 m | 322.0 k | 32.1 m | 49.2 m | 25.8 m | 23.0 m | unavailable |
Reported results vs expectations
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Balance sheet & financial health
Fiscal year 2025 · 31 Dec 2025
- Cash
- 133.7 m USD
- Financial debt
- unavailable USD
- Net debt
- unavailable USD
- Equity
- 323.9 m USD
- Total assets
- 2.2 bn USD
- Debt / equity
- unavailable
- Current ratio
- unavailable
- ROE
- 6.5%
- ROA
- 1.0%
- FCF margin
- unavailable
Financial statements (source on every figure)
Revenue and net income (USD)
Income statement · USD
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Source (latest year) |
|---|---|---|---|---|---|---|---|
| Net interest income | 48.8 m | 41.8 m | 42.4 m | 65.5 m | 66.5 m | 79.1 m | SEC (XBRL)· 12 Mar 2026verified |
| Net fee income | 15.7 m | 15.8 m | 14.1 m | 14.1 m | 16.3 m | 17.1 m | SEC (XBRL)· 12 Mar 2026verified |
| Non-interest expense | 51.7 m | 50.9 m | 43.7 m | 51.8 m | 60.7 m | 66.1 m | SEC (XBRL)· 12 Mar 2026verified |
| Pre-tax income | 6.0 m | 2.7 m | 13.3 m | 27.9 m | 19.4 m | 26.5 m | SEC (XBRL)· 12 Mar 2026verified |
| Net income | 5.2 m | 1.1 m | 10.3 m | 21.9 m | 15.3 m | 20.3 m | SEC (XBRL)· 12 Mar 2026verified |
| Diluted EPS | 0.21 | 0.04 | 0.41 | 0.87 | 0.61 | 0.83 | SEC (XBRL)· 12 Mar 2026verified |
Balance sheet · USD
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Source (latest year) |
|---|---|---|---|---|---|---|---|
| Cash | 156.9 m | 325.0 m | 376.1 m | 150.5 m | 165.2 m | 133.7 m | SEC (XBRL)· 12 Mar 2026verified |
| Loans | 1.1 bn | 1.1 bn | 982.6 m | 1.1 bn | 1.3 bn | 1.6 bn | SEC (XBRL)· 12 Mar 2026verified |
| Total assets | 1.5 bn | 1.8 bn | 2.0 bn | 1.9 bn | 1.9 bn | 2.2 bn | SEC (XBRL)· 12 Mar 2026verified |
| Deposits | 1.3 bn | 1.5 bn | 1.7 bn | 1.5 bn | 1.6 bn | 1.7 bn | SEC (XBRL)· 12 Mar 2026verified |
| Total liabilities | 1.3 bn | 1.6 bn | 1.7 bn | 1.6 bn | 1.6 bn | 1.8 bn | SEC (XBRL)· 12 Mar 2026verified |
| Equity | 224.0 m † | 237.8 m † | 242.6 m † | 266.7 m † | 296.5 m † | 323.9 m † | SEC (XBRL)· 12 Mar 2026verified |
† equity attributable to the parent's shareholders: in these years the issuer no longer reports the total including non-controlling interests.
Cash flow · USD
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Source (latest year) |
|---|---|---|---|---|---|---|---|
| Share repurchases | — | — | — | — | 1.1 m | 11.3 m | SEC (XBRL)· 12 Mar 2026verified |
Computed indicators
Growth
Profitability
Returns
Market and valuation
Banking
32 indicators that do not apply to the sector.
Valuation
olivLaw classification
Score: 40 / 100
A scoring methodology on indicators and valuation, not investment advice.
(margin_of_safety <= -0.25 & agreement in ['high', 'medium'])
Closing price
04 Nov 2026Source: olivLaw, closing series
Market cap: 467.0 m USD
Key indicators
Coverage and freshness
Score by group
- Balance sheet12
- Growth83
- Valuation27
- Quality34
Estimated value range
The combined range = the median of the valid methods' low, central and high values; it is not a probability interval and does not cover every result. Envelope of all methods: 4.65 – 14.22 USD.
Valuation assumptions are editorial choices, not measured; beta is not measured.
Method ranges (USD per share)
— — Mid · ▏ Price
Valuation methods
- Residual income11.76 – 12.31 (Mid 12.03)
- Justified P/B4.65 – 6.25 (Mid 5.33)
- Dividend discount (DDM)unavailable · the company pays no dividend: a dividend model needs an explicit initiation assumption
- Peers: P/E10.40 – 11.43 (Mid 10.95)4 companies used · median multiple 15.8x · quartiles 15.0x – 16.5xBBT, ECBK, GCBC, RBKB
- Peers: P/B10.42 – 14.22 (Mid 13.67)7 companies used · median multiple 1.0x · quartiles 0.8x – 1.1xBBT, ECBK, FBLA, FLG, FNWB, FSBW, RBKB
Classification (SIC) comparables group by industry code, not by economic activity; the direct group is an editorial selection by activity. Members' multiples are on their own trailing twelve months, at their own latest close.
Assumptions (illustrative, editorial)
- Risk-free rate
- 4.3%
- Equity risk premium
- 5.0%
- Beta (default)
- 1.00
- Cost of equity
- 9.3%
- Terminal growth
- 2.5%
Factor scorecard
Unattractive profile · Score 40/100
| Factor | Value | Score | Weight used |
|---|---|---|---|
| ROE · Quality | 5.2% | 38 (vs peers) | 21% |
| ROA · Quality | 0.8% | 25 (on a fixed band) | 8% |
| Cost-to-income · Quality | 75.6% | 0 (on a fixed band) | 13% |
| Net interest margin · Quality | 3.8% | 91 (on a fixed band) | 8% |
| EPS CAGR 3Y · Growth | 26.5% | 100 (on a fixed band) | 11% |
| Revenue CAGR 3Y · Growth | 6.1% | 61 (on a fixed band) | 8% |
| NPL ratio · Balance sheet | unavailable | unavailable | — |
| Cost of risk · Balance sheet | unavailable | unavailable | — |
| Loan-to-deposit · Balance sheet | 95.0% | 12 (on a fixed band) | 5% |
| P/B · Valuation | 1.4x | 25 (vs peers) | 13% |
| P/E (TTM) · Valuation | 27.1x | 29 (vs peers) | 13% |
| Dividend yield · Returns | unavailable | unavailable | — |
Factors without a value were dropped; the remaining weights were renormalised.
Score groups
- Balance sheet· partial12/100 · 1/3 factors with a value
- Growth83/100 · 2/2 factors with a value
- Quality34/100 · 4/4 factors with a value
- Returns· partialunavailable · 0/1 factors with a value
- Valuation27/100 · 2/2 factors with a value
A «partial» group is computed from under half of its weight or from one factor: it is not a full assessment of the group.
Memo
Pioneer Bancorp, Inc./MD (PBFS). Latest full fiscal year: 2025; data up to 2026-06-30.
Figures computed from the financial statements: net interest income 79.1 m USD in 2025; YoY growth 5.8%; net margin 103.4%; ROE 5.2%.
The estimated value range is 10.41–11.87 USD per share (median of 4 methods, agreement: high); assumptions are illustrative. Against the central value of 11.49 USD, the price of 18.80 USD leaves a potential of -38.9% (value / price − 1) and a margin of safety of -63.6% (1 − price / value). The range is the median of the methods' low, central and high values, not a probability interval.
olivLaw score 40/100, methodological classification: unattractive profile (score, margin of safety and method agreement together; not a judgement of the right price). Groups assessed only in part: balance, returns. Not investment advice.
Text generated deterministically from the figures shown; no language model. Not investment advice.
What supports the thesis
- Net interest margin: 3.8%
- EPS CAGR 3Y: 26.5%
What contradicts it
- ROA: 0.8%
- Cost-to-income: 75.6%
- Loan-to-deposit: 95.0%
- P/B: 1.4x
- P/E (TTM): 27.1x
- The price is above the estimated value range
Not assessed (insufficient data or a ratio without meaning): NPL ratio, Cost of risk, Dividend yield.
Versus the vertical median
Savings Institutions, Not Federally Chartered (SIC 6036) · same industry (4-digit SIC) · compared with 8 companies
Multiples and returns vs the median
Price rebased to 100 (monthly, 5 years)
Companies in the vertical
| Market cap | P/E | ROE | Net margin | Revenue YoY | 1A / 3A | |
|---|---|---|---|---|---|---|
| FLGFlagstar Bank, National Association | 4.5 bn | 220.3 | 0.6% | — | +17.4% | −10% / −61% |
| BBTBeacon Financial Corp | 2.6 bn | 16.4 | 8.4% | 533.6% | −92.5% | +22% / +50% |
| GCBCGreene County Bancorp, Inc. | 623.0 m | 15.2 | 15.9% | — | +11.1% | +60% / +46% |
| PBFSPioneer Bancorp, Inc. | 467.0 m | 27.1 | 5.2% | 103.4% | +5.8% | +43% / +127% |
| FSBWFS Bancorp, Inc. | 330.5 m | 10.2 | 10.8% | — | +44.8% | +9% / +47% |
| FBLAFB Bancorp, Inc. | 271.4 m | — | -0.1% | -0.4% | −3.8% | +35% / unavailable |
| RBKBRhinebeck Bancorp, Inc. | 203.7 m | 14.4 | 7.3% | 329.8% | −0.6% | +67% / +189% |
| ECBKECB Bancorp, Inc. | 200.7 m | 16.7 | 6.6% | 1,868.7% | +3.6% | +32% / +90% |
| FNWBFirst Northwest Bancorp | 98.3 m | 63.3 | 1.0% | — | −23.1% | +5% / −30% |
1- and 3-year price returns: for PBFS from daily closes (the same as the performance table), for the other companies from month-end closes.
olivLaw engine forecast
The world engine ran after the company's latest material disclosure. Probabilities are of TOUCHING a level within the horizon (not closing there) and sit next to the random walk (p_rw), the no-information benchmark.
The engine has no published run for this company yet.
Valuation scenarios (editable assumptions)
Illustrative scenarios
Illustrative: not forecasts and without probabilities. Each case is one coherent set of assumptions, computed on today's figures.
Estimated price (USD)
| Estimated price | Bear | Base | Bull |
|---|---|---|---|
| 1 years | 11.04 Total return -41% · Per year -41% | 19.51 Total return 4% · Per year 4% | 29.37 Total return 56% · Per year 56% |
| 3 years | 11.07 Total return -41% · Per year -16% | 21.98 Total return 17% · Per year 5% | 36.27 Total return 93% · Per year 24% |
| 5 years | 11.10 Total return -41% · Per year -10% | 24.75 Total return 32% · Per year 6% | 44.79 Total return 138% · Per year 19% |
- Exit P/E± 5.49
- Net margin± 3.85
- Annual revenue growth± 3.11
- Annual dilution± 0.32
AI analysis
AI-generatedAI-generated analysis (Claude) from cited public sources; it may contain errors. Not investment advice. As of 27 Oct 2026 · Model: claude-haiku-5-5.
Possibly outdated: the newest document it read is from 10 Aug 2026; since then the company filed 8-K (30 Oct 2026 · results).
In brief
Pioneer Bancorp is the holding company of Pioneer Bank, National Association, a community bank in New York's Capital Region that combines local lending with insurance, wealth management and employee benefits consulting. In 2026 it expanded through several acquisitions while its net interest margin improved, though rising costs and regional concentration remain points to watch. Total assets reached 2 2.36 billion USD at 30 June 2026.
SWOT
Strengths
- The company has a deposit base diversified across retail, commercial and municipal clients, which gives it a stable funding source 3.
- Personalised client service and knowledge of local markets are used as a competitive edge against larger banks 1.
- Diversification into insurance, wealth and consulting could bring non-interest income and deepen client ties 1.
Weaknesses
- Heavy exposure to real estate loans in one region means a local price decline could affect many collateral values at once 1.
- Operating costs rose with acquisitions, and return on equity remains modest compared with larger banks 13.
- Reliance on one partner for residential mortgage origination limits control over how those loans are written 1.
Opportunities
- Expanding equipment finance nationally through Targeted Lending could open new commercial client segments 3.
- Continued demand for deposits and loans in the Capital Region could support balance sheet expansion 3.
- Integrating wealth and employee benefits services could lift revenue without adding much banking balance sheet 1.
Threats
- Intense competition from large banks and non-bank financial firms could compress margins and slow growth 1.
- An economic downturn in the region could raise credit losses, especially in commercial and real estate portfolios 1.
- Regulatory changes and compliance costs could weigh on profitability, particularly for a mid-sized bank 1.
Risks
- Geographic concentrationhigh
Profitability depends heavily on the economy of the Capital Region, which leaves the company exposed to a local downturn 1.
- Interest rate riskhigh
Sharp moves in interest rates could reduce net interest income and the value of the securities portfolio 1.
- Real estate credit riskmedium
A loan book heavy in commercial and residential real estate could produce losses if property values fall 1.
- Acquisition integrationmedium
Integrating several firms bought in 2026 could delay synergies and lead to cost overruns or goodwill impairment 12.
- Liquidity and municipal depositsmedium
Municipal deposits are price sensitive and a significant share of deposits is uninsured, which can create funding volatility 13.
Investment thesis
What would need to be true (bull case)
- Rapid growth in loans and deposits in the first half of 2026, together with a rising net interest margin, suggests the bank's relationship model is working in its market 3.
- Acquisitions in insurance, wealth and consulting could diversify revenue and reduce reliance on interest income if integration goes well 13.
- A diversified deposit base and solid shareholders' equity provide a cushion against shocks, especially if interest rates stabilise 13.
What would break the thesis
- Quarterly profit fell in 2026 compared with the prior year, and higher acquisition-related costs could keep net income under pressure 3.
- Geographic concentration and heavy real estate exposure make the company sensitive to a regional recession or a fall in local property prices 1.
- Competition from large banks and non-bank lenders could limit the bank's ability to hold margins and grow deposits 1.
What to watch
- Trajectory of net interest margin and deposit costs against Fed rate movesQ3 2026
- Integration of 2026 acquisitions and related non-interest expensesQ4 2026
- Level of non-performing loans and net charge-offsnext 10-K
- Trend in municipal and uninsured deposits2027
Products, market & competition
AI-generatedAI-generated analysis (Claude) from cited public sources; it may contain errors. Not investment advice. As of 27 Oct 2026 · Model: claude-haiku-5-5.
Possibly outdated: the newest document it read is from 10 Aug 2026; since then the company filed 8-K (30 Oct 2026 · results).
The business
Pioneer Bancorp, Inc. is a Maryland corporation formed in 2019 that operates through Pioneer Bank, National Association, with a history of more than 130 years in its community 1. The bank attracts deposits from the general public and municipalities and uses them, together with Federal Home Loan Bank of New York advances, to fund commercial, industrial, construction and home equity lending, as well as residential mortgages bought through a partnership with a mortgage banking company 1. At 31 December 2025 consolidated total assets were 2.15 billion USD, deposits 1.74 billion USD and shareholders' equity 323.9 million USD 1.
The strategy called 'More Than a Bank' aims to build fee income alongside interest income through insurance, wealth management and HR consulting subsidiaries 1. The company says it intends to pursue acquisitions in these areas, and in 2026 it completed several such deals 3. Its primary market is the Capital Region of New York, where the economy is diversified and unemployment in the served counties is generally below the national rate 1.
On the balance sheet, lending is dominated by real estate exposure, and much of the loan portfolio is secured by property in the company's market area 1. The company presents itself as a community bank focused on personal service, while extending its reach beyond the region through equipment financing 3.
Segments
Insurance, employee benefits and consulting
The subsidiaries Pioneer Insurance Agency, Pioneer Consulting Solutions and the employee benefits unit grew through acquisitions, and in April and July 2026 firms specialising in benefits and college advisory were added 3. The company says these activities are designed to bring commission and service revenue that complements interest income 1.
Wealth management
Pioneer Financial Services, also known as Pioneer Wealth Management, had 1.4 billion USD of assets under management at the end of 2025, after acquiring a Capital Region firm in October 2025 1. Revenue here depends on capital market performance, which makes the unit sensitive to stock market swings 1.
Market context
The bank's core market is the Capital Region of New York, including Albany, Schenectady and Troy, where the economy spans education, technology, health care and a large state government workforce 1. Its FDIC-insured deposit share varies widely by county, from 0.46% in Warren to 19.38% in Rensselaer, and in every county large regional banks and New York City money centre banks have a strong presence 1. Deposit growth of 13.2% in the first half of 2026 points to continued demand in this market 3.
Competition for deposits and loans is expected to stay intense, driven by industry consolidation, technology that lowers entry barriers and non-bank financial firms 1. For the company, sustainable growth could depend on attracting commercial and municipal clients without sacrificing pricing discipline 1.
Trends
- Interest rate levelsmixed
The Federal Reserve raised rates in 2022 and 2023 and cut them in 2024 and 2025, and rate changes feed directly into net interest income and portfolio values 1. Lower rates could accelerate loan prepayments, while higher rates could compress the spread between interest earned and paid 1. In the second quarter of 2026 the net interest margin rose to 4.30% 3, showing that the recent rate environment supported the bank.
- Inflation and operating costsheadwind
Inflation raises the cost of utilities and services the bank uses, and it can also weigh on borrowers' ability to repay loans 1. Non-interest expenses rose in 2026 as acquisitions were integrated, and the company reported higher costs than a year earlier 3.
- Consolidation and acquisitions in financial servicesmixed
Financial services companies are consolidating, and Pioneer uses acquisitions to extend its insurance, wealth and consulting offerings 1. The 2026 deals, such as Targeted Lending and Reiser Consulting Group, open new revenue streams but also bring integration risk 3.
- Credit quality and real estate riskheadwind
High exposure to real estate, especially commercial lending, means that falling local property values could weaken collateral and raise provisions 1. In the first half of 2026 net charge-offs rose, driven by a single commercial borrower and acquired loans 3, so the credit cycle warrants close monitoring.
Competitive position
The main deposit competition comes from large regional banks such as Key Bank, Citizens Bank, M&T Bank and TD Bank, as well as New York City banks like Bank of America and JP Morgan Chase, which have a strong presence in every county served 1. Beyond banks, the company faces credit unions, fund providers and non-bank financial firms, including fintech companies 1.
In insurance, benefits and consulting the company competes with specialist firms and local intermediaries, and it cites its direct client relationships and local market knowledge as advantages 1. Whether those advantages hold after acquisitions depends on integrating teams and keeping key staff 1.
- Key Bank
Large regional bank with a strong presence in the Capital Region counties, named by the company as a direct rival for deposits.
- Citizens Bank
Large regional bank present in the market area, named as a rival for deposits and loans.
- M&T Bank
Large regional bank with significant presence in the counties served by Pioneer.
- TD Bank
Large regional bank with significant presence in the counties served by Pioneer.
Links, dependencies and risks
Who the company is tied to, from its own SEC filings (customers, suppliers, production, partners, competitors, countries, regulation), from the 5 %+ holders' statements (13D/13G) and from what other companies say about it. Click a node for its evidence; on a listed company the graph moves to it.
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News & filings
In the press
No news in our archive over the last 180 days.
SEC filings
- Current report30 Oct 2026Results of operations · Financial statements and exhibits
- Quarterly report10 Aug 2026
- Current report (amendment)10 Aug 2026Financial statements and exhibits
- Current report30 Jul 2026Results of operations · Financial statements and exhibits
- Current report29 Jul 2026Other events · Financial statements and exhibits
- Current report23 Jul 2026Departure or appointment of officers · Financial statements and exhibits
- Current report20 May 2026Shareholder vote
- Quarterly report11 May 2026
- Current report30 Apr 2026Results of operations · Financial statements and exhibits
- Current report28 Apr 2026Acquisition or disposition of assets · Other events · Financial statements and exhibits
Sources
- [1] Form 10-K, fiscal year ended 2025-12-31 · SEC / Pioneer Bancorp, Inc. · 12 Mar 2026
- [2] Form 10-Q, quarter ended 2026-06-30 · SEC / Pioneer Bancorp, Inc. · 10 Aug 2026
- [3] Form 8-K, results release (exhibit 99.1) · SEC / Pioneer Bancorp, Inc. · 30 Jul 2026
Figures computed by olivLaw from SEC filings and closing prices; the qualitative analysis is AI-generated from cited sources. Not investment advice.