olivLaw · US equity research
Univest Financial Corporation UVSP
State Commercial Banks · SIC 6022 · Vertical: State Commercial Banks (SIC 6022)
Univest Financial Corporation is a Pennsylvania bank holding company offering banking, insurance, investment and equipment financing services to individuals, businesses and municipalities, with a branch network concentrated in southeastern Pennsylvania. Helped by a rising net interest margin and higher earnings per share, the company had about 8.2 billion USD in assets at June 30, 2026.
The AI analysis may be outdated: new filings came after its sources (see the «AI analysis» section).
At the close of 04 Nov 2026, Univest Financial Corporation (UVSP) stock was 41.49 USD (+0.61% on the day), with market capitalisation 1.1 bn USD, P/E 12.4 on diluted EPS of 3.35 USD over the last 12 months, dividend yield 2.17%, beta 0.77, 52-week range 29.43–45.21 USD. Latest reported quarter (Q3 2026): revenue of 90.0 m USD (+8.1% YoY), net income of 21.6 m USD (−15.9% YoY), diluted EPS 0.78 USD.
Data as of · AI analysis dated · Source: SEC filings and closing prices, computed by olivLaw.
Price history
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Technical reading
- RSI (14)
- 50.7
- neutral
- Bollinger (20, 2)
- 39.61 – 42.89
- in the upper half of the band · %B 0.57 · band width 8.0%
- SMA 50 / 200
- 41.63 / 39.39
- mixed trend
- MACD (12, 26, 9)
- -0.15 / -0.14
- MACD below signal
Indicators describe past prices; on their own they do not predict direction. On our history the RSI ≤ 40 filter added no return (see the signals methodology).
Performance
| Company | S&P 500 | vs S&P 500 | Vertical median | |
|---|---|---|---|---|
| 1 month | −0.4% | −1.1% | +0.7 pp | — |
| 3 months | −6.3% | −0.5% | −5.8 pp | — |
| 6 months | +7.0% | +4.4% | +2.7 pp | — |
| Year to date | +26.7% | +12.3% | +14.4 pp | — |
| 1 year | +41.4% | +13.5% | +27.8 pp | +25.6% |
| 3 years | +126.5% | +76.4% | +50.1 pp | +70.2% |
| 5 years | +35.9% | +63.7% | −27.8 pp | — |
Price returns, dividends excluded.
Quarterly results
Latest quarter: Q3 2026 · 30 Sept 2026
Quarterly margins
Quarterly statements · USD
| Fiscal year | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | Q2 '26 | Q3 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 76.8 m | 79.2 m | 81.0 m | 83.2 m | 84.6 m | 87.5 m | 84.4 m | 90.0 m |
| Pre-tax income | 23.8 m | 27.6 m | 25.0 m | 32.1 m | 28.7 m | 33.5 m | 28.6 m | 27.0 m |
| Income tax | 4.8 m | 5.2 m | 5.0 m | 6.4 m | 6.0 m | 6.4 m | 5.6 m | 5.5 m |
| Net income | 18.9 m | 22.4 m | 20.0 m | 25.6 m | 22.7 m | 27.1 m | 23.0 m | 21.6 m |
| Diluted EPS | 0.65 ≈ | 0.77 | 0.69 | 0.89 | 0.79 ≈ | 0.96 | 0.82 | 0.78 |
| Operating cash flow | 28.0 m | 15.6 m | 23.3 m ≈ | 32.0 m ≈ | 30.7 m | 22.1 m | 24.0 m ≈ | 46.4 m ≈ |
| Capex | 637.0 k | 1.9 m | 1.3 m ≈ | 622.0 k ≈ | 670.0 k | 578.0 k | 1.1 m ≈ | 1.2 m ≈ |
| Dividends paid | 6.1 m | 6.4 m | 6.4 m ≈ | 6.3 m ≈ | 6.3 m | 6.5 m | 6.4 m ≈ | 6.3 m ≈ |
| Share repurchases | 4.2 m | 6.5 m | 4.9 m ≈ | 7.8 m ≈ | 15.4 m | 11.9 m | 16.6 m ≈ | 12.9 m ≈ |
≈ derived quarter (cumulative difference / share-days average)
E/P over time
E/P = trailing-12-month diluted EPS / price at quarter end. E/P is the inverse of P/E and stays defined when earnings are negative.
Today's P/E sits at the 68 percentile of its own 40-quarter history (min 6.5, median 10.9, max 34.0; quarters with earnings only).
Fiscal years
| Fiscal year | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 0 | 0 | 0 | 0 | 296.2 m | 296.8 m | 299.2 m | 328.1 m |
| Revenue YoY | unavailable | unavailable | unavailable | unavailable | unavailable | +0.2% | +0.8% | +9.6% |
| Net income | 50.5 m | 65.7 m | 46.9 m | 91.8 m | 78.1 m | 71.1 m | 75.9 m | 90.8 m |
| Net income YoY | +14.6% | +30.0% | −28.6% | +95.7% | −14.9% | −9.0% | +6.8% | +19.5% |
| Diluted EPS | 1.72 | 2.24 | 1.60 | 3.11 | 2.64 | 2.41 | 2.58 | 3.13 |
| Diluted EPS YoY | +4.9% | +30.2% | −28.6% | +94.4% | −15.1% | −8.7% | +7.1% | +21.3% |
| net % | unavailable | unavailable | unavailable | unavailable | 26.4% | 24.0% | 25.4% | 27.7% |
| Free cash flow | 81.7 m | 69.3 m | 47.4 m | 96.5 m | 104.2 m | 83.0 m | 72.0 m | 96.9 m |
Reported results vs expectations
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Balance sheet & financial health
Fiscal year 2025 · 31 Dec 2025
- Cash
- 553.7 m USD
- Financial debt
- 24.4 m USD
- Net debt
- -529.3 m USD
- Equity
- 943.3 m USD
- Total assets
- 8.4 bn USD
- Debt / equity
- 0.03x
- Current ratio
- unavailable
- ROE
- 9.9%
- ROA
- 1.1%
- FCF margin
- 29.5%
Financial statements (source on every figure)
Revenue and net income (USD)
Income statement · USD
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Source (latest year) |
|---|---|---|---|---|---|---|---|
| Net interest income | 174.4 m | 188.4 m | 218.3 m | 220.0 m | 211.2 m | 240.2 m | SEC (XBRL)· 23 Feb 2026verified |
| Net fee income | 78.3 m | 83.2 m | 77.9 m | 76.8 m | 88.1 m | 87.9 m | SEC (XBRL)· 23 Feb 2026verified |
| Non-interest expense | 155.0 m | 167.4 m | 186.8 m | 197.4 m | 198.0 m | 203.0 m | SEC (XBRL)· 23 Feb 2026verified |
| Pre-tax income | 56.9 m | 114.3 m | 97.2 m | 88.7 m | 95.3 m | 113.4 m | SEC (XBRL)· 23 Feb 2026verified |
| Net income | 46.9 m | 91.8 m | 78.1 m | 71.1 m | 75.9 m | 90.8 m | SEC (XBRL)· 23 Feb 2026verified |
| Diluted EPS | 1.60 | 3.11 | 2.64 | 2.41 | 2.58 | 3.13 | SEC (XBRL)· 23 Feb 2026verified |
| Dividend per share | 0.60 | 0.80 | 0.83 | 0.84 | 0.84 | 0.87 | SEC (XBRL)· 23 Feb 2026verified |
Balance sheet · USD
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Source (latest year) |
|---|---|---|---|---|---|---|---|
| Cash | 219.9 m | 890.2 m | 152.8 m | 249.8 m | 328.8 m | 553.7 m | SEC (XBRL)· 23 Feb 2026verified |
| Loans | 5.2 bn | 5.2 bn | 6.0 bn | 6.5 bn | 6.7 bn | 6.8 bn | SEC (XBRL)· 23 Feb 2026verified |
| Total assets | 6.3 bn | 7.1 bn | 7.2 bn | 7.8 bn | 8.1 bn | 8.4 bn | SEC (XBRL)· 23 Feb 2026verified |
| Deposits | 5.2 bn | 6.1 bn | 5.9 bn | 6.4 bn | 6.8 bn | 7.1 bn | SEC (XBRL)· 23 Feb 2026verified |
| Short-term debt | 17.9 m | 20.1 m | 197.1 m | 6.3 m | 11.2 m | 24.4 m | SEC (XBRL)· 23 Feb 2026verified |
| Total liabilities | 5.6 bn | 6.3 bn | 6.4 bn | 6.9 bn | 7.2 bn | 7.5 bn | SEC (XBRL)· 23 Feb 2026verified |
| Equity | 692.5 m † | 773.8 m † | 776.5 m † | 839.2 m † | 887.3 m † | 943.3 m † | SEC (XBRL)· 23 Feb 2026verified |
† equity attributable to the parent's shareholders: in these years the issuer no longer reports the total including non-controlling interests.
Cash flow · USD
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Source (latest year) |
|---|---|---|---|---|---|---|---|
| Dividends paid | 17.5 m | 23.6 m | 24.6 m | 25.1 m | 24.8 m | 25.3 m | SEC (XBRL)· 23 Feb 2026verified |
| Share repurchases | 4.4 m | 295.0 k | 11.4 m | 462.0 k | 18.9 m | 34.6 m | SEC (XBRL)· 23 Feb 2026verified |
Computed indicators
Growth
Profitability
Returns
Market and valuation
Banking
32 indicators that do not apply to the sector.
Valuation
olivLaw classification
Score: 40 / 100
A scoring methodology on indicators and valuation, not investment advice.
score < 40
Closing price
04 Nov 2026Source: olivLaw, closing series
Market cap: 1.1 bn USD
Key indicators
Coverage and freshness
Score by group
- Valuation55
- Returns33
- Quality35
- Balance sheet14
- Growth43
Estimated value range
The combined range = the median of the valid methods' low, central and high values; it is not a probability interval and does not cover every result. Envelope of all methods: 11.43 – 53.52 USD.
Valuation assumptions are editorial choices, not measured; beta is not measured.
Method ranges (USD per share)
— — Mid · ▏ Price
Valuation methods
- Residual income34.76 – 36.35 (Mid 35.54)
- Justified P/B33.74 – 45.37 (Mid 38.70)
- Dividend discount (DDM)11.43 – 15.38 (Mid 13.11)
- Peers: P/E36.48 – 43.62 (Mid 39.40)31 companies used · median multiple 11.7x · quartiles 10.9x – 13.0xALLY, AUBN, BFST, BNY, BOH, BPOP, BSRR, BWFG, CFFI, CFG, CIVB, COLB, COSO, EWBC, IBCP, INBK, ISBA, JMSB, LKFN, MCHB, MTB, NTRS, OFG, OPBK, ORRF, PEBK, PEBO, RBB, STT, TCBK, UBCP
- Peers: P/B39.52 – 53.52 (Mid 45.46)32 companies used · median multiple 1.3x · quartiles 1.1x – 1.5xALLY, AUBN, AVBH, BFST, BOH, BPOP, BRBS, BSRR, BWFG, CFFI, CFG, CIVB, COLB, COSO, EWBC, FITB, GBCI, IBCP, INBK, ISBA, JMSB, LKFN, MTB, OFG, OPBK, ORRF, PEBK, PEBO, RBB, STT, TCBK, UBCP
Classification (SIC) comparables group by industry code, not by economic activity; the direct group is an editorial selection by activity. Members' multiples are on their own trailing twelve months, at their own latest close.
Assumptions (illustrative, editorial)
- Risk-free rate
- 4.3%
- Equity risk premium
- 5.0%
- Beta (default)
- 1.00
- Cost of equity
- 9.3%
- Terminal growth
- 2.5%
Factor scorecard
Unattractive profile · Score 40/100
| Factor | Value | Score | Weight used |
|---|---|---|---|
| ROE · Quality | 10.0% | 32 (vs peers) | 19% |
| ROA · Quality | 1.1% | 50 (on a fixed band) | 7% |
| Cost-to-income · Quality | 61.3% | 15 (on a fixed band) | 12% |
| Net interest margin · Quality | 3.0% | 61 (on a fixed band) | 7% |
| EPS CAGR 3Y · Growth | 5.8% | 49 (on a fixed band) | 10% |
| Revenue CAGR 3Y · Growth | 3.5% | 35 (on a fixed band) | 7% |
| NPL ratio · Balance sheet | unavailable | unavailable | — |
| Cost of risk · Balance sheet | unavailable | unavailable | — |
| Loan-to-deposit · Balance sheet | 94.3% | 14 (on a fixed band) | 5% |
| P/B · Valuation | 1.2x | 61 (vs peers) | 12% |
| P/E (TTM) · Valuation | 12.4x | 49 (vs peers) | 12% |
| Dividend yield · Returns | 2.2% | 33 (vs peers) | 10% |
Factors without a value were dropped; the remaining weights were renormalised.
Score groups
- Balance sheet· partial14/100 · 1/3 factors with a value
- Growth43/100 · 2/2 factors with a value
- Quality35/100 · 4/4 factors with a value
- Returns33/100 · 1/1 factors with a value
- Valuation55/100 · 2/2 factors with a value
A «partial» group is computed from under half of its weight or from one factor: it is not a full assessment of the group.
Memo
UNIVEST FINANCIAL CORPORATION (UVSP). Latest full fiscal year: 2025; data up to 2026-09-30.
Figures computed from the financial statements: net interest income 240.2 m USD in 2025; YoY growth 9.6%; net margin 27.2%; ROE 10.0%.
The estimated value range is 34.76–43.62 USD per share (median of 5 methods, agreement: high); assumptions are illustrative. Against the central value of 38.70 USD, the price of 41.49 USD leaves a potential of -6.7% (value / price − 1) and a margin of safety of -7.2% (1 − price / value). The range is the median of the methods' low, central and high values, not a probability interval.
olivLaw score 40/100, methodological classification: unattractive profile (score, margin of safety and method agreement together; not a judgement of the right price). Groups assessed only in part: balance. Not investment advice.
Text generated deterministically from the figures shown; no language model. Not investment advice.
What supports the thesis
No signal among the computed factors. That is not an absence of risk: factors without data were not assessed, and business risks (margins, inventory, demand) are in the source-based analysis.
What contradicts it
- Cost-to-income: 61.3%
- Loan-to-deposit: 94.3%
Not assessed (insufficient data or a ratio without meaning): NPL ratio, Cost of risk.
Versus the vertical median
State Commercial Banks (SIC 6022) · same industry (4-digit SIC) · compared with 39 companies
Multiples and returns vs the median
Price rebased to 100 (monthly, 5 years)
Companies in the vertical
| Market cap | P/E | ROE | Net margin | Revenue YoY | 1A / 3A | |
|---|---|---|---|---|---|---|
| BNYThe Bank Of New York Mellon Corporation | 102.8 bn | 16.8 | 15.0% | 32.6% | +7.8% | +36% / +216% |
| FITBFifth Third Bancorp | 49.4 bn | 18.4 | 9.4% | — | −2.0% | +26% / +89% |
| STTState Street Corporation | 47.2 bn | 13.9 | 13.1% | 23.8% | +7.3% | +46% / +138% |
| MTBM&T Bank Corp | 32.4 bn | 11.7 | 10.7% | 178.1% | +7.5% | +18% / +75% |
| NTRSNorthern Trust Corporation | 32.2 bn | 13.7 | 18.4% | 28.8% | −2.5% | +36% / +125% |
| CFGCitizens Financial Group Inc | 27.6 bn | 13.0 | 8.9% | 25.4% | +5.6% | +22% / +142% |
| EWBCEast West Bancorp, Inc. | 18.4 bn | 12.9 | 16.6% | — | +4.4% | +26% / +113% |
| ALLYAlly Financial Inc. | 11.8 bn | 8.8 | 9.9% | 16.8% | −3.3% | −5% / +35% |
| BPOPPopular, Inc. | 10.1 bn | 10.7 | 15.6% | — | unavailable | +38% / +115% |
| COLBColumbia Banking System, Inc. | 8.9 bn | 12.5 | 11.0% | 401.7% | +18.8% | +13% / +40% |
| GBCIGlacier Bancorp, Inc. | 6.5 bn | 18.6 | 8.8% | 308.8% | +7.5% | +17% / +48% |
| BOHBank Of Hawaii Corporation | 2.8 bn | 12.3 | 13.6% | 202.1% | −0.1% | +9% / +23% |
| OFGOFG Bancorp | 2.2 bn | 10.1 | 16.1% | — | unavailable | +30% / +53% |
| TCBKTriCo Bancshares | 1.7 bn | 12.9 | 10.4% | 249.7% | +4.1% | +12% / +57% |
| LKFNLakeland Financial Corporation | 1.6 bn | 14.1 | 15.4% | — | −2.1% | +8% / +13% |
| PEBOPeoples Bancorp Inc. | 1.4 bn | 11.7 | 10.1% | 136.3% | +2.3% | +34% / +35% |
| UVSPUnivest Financial Corporation | 1.1 bn | 12.4 | 10.0% | 27.2% | +9.6% | +41% / +126% |
| BFSTBusiness First Bancshares, Inc. | 1.1 bn | 11.6 | 10.1% | 768.0% | +1.2% | +27% / +63% |
| ORRFOrrstown Financial Services, Inc. | 890.4 m | 10.2 | 14.8% | 232.4% | +36.0% | +27% / +89% |
| IBCPIndependent Bank Corporation | 822.4 m | 11.0 | 13.5% | 218.4% | +0.3% | +14% / +72% |
| CUBBCustomers Bancorp, Inc. | 701.4 m | 2.5 | 14.3% | — | −14.0% | −3% / +9% |
| CIVBCivista Bancshares, Inc. | 599.1 m | 11.0 | 11.2% | 276.9% | −0.5% | +27% / +84% |
| BWFGBankwell Financial Group, Inc. | 584.1 m | 12.9 | 14.5% | 1,437.5% | +44.0% | +60% / +172% |
| BSRRSierra Bancorp | 555.6 m | 11.1 | 14.0% | — | unavailable | +38% / +129% |
| RBBRBB Bancorp | 443.9 m | 10.8 | 7.9% | 720.3% | −2.4% | +32% / +72% |
1- and 3-year price returns: for UVSP from daily closes (the same as the performance table), for the other companies from month-end closes.
olivLaw engine forecast
The world engine ran after the company's latest material disclosure. Probabilities are of TOUCHING a level within the horizon (not closing there) and sit next to the random walk (p_rw), the no-information benchmark.
The engine has no published run for this company yet.
Valuation scenarios (editable assumptions)
Illustrative scenarios
Illustrative: not forecasts and without probabilities. Each case is one coherent set of assumptions, computed on today's figures.
Estimated price (USD)
| Estimated price | Bear | Base | Bull |
|---|---|---|---|
| 1 years | 25.15 Total return -38% · Per year -38% | 44.49 Total return 10% · Per year 10% | 67.05 Total return 64% · Per year 64% |
| 3 years | 23.91 Total return -37% · Per year -14% | 47.63 Total return 22% · Per year 7% | 78.88 Total return 99% · Per year 26% |
| 5 years | 22.72 Total return -37% · Per year -9% | 50.99 Total return 35% · Per year 6% | 92.80 Total return 140% · Per year 19% |
- Exit P/E± 11.91
- Net margin± 8.34
- Annual revenue growth± 6.91
- Annual dilution± 0.70
AI analysis
AI-generatedAI-generated analysis (Claude) from cited public sources; it may contain errors. Not investment advice. As of 27 Oct 2026 · Model: claude-haiku-5-5.
Possibly outdated: the newest document it read is from 28 Jul 2026; since then the company filed 10-Q (03 Nov 2026), 8-K (29 Oct 2026 · results).
In brief
Univest Financial Corporation is a Pennsylvania bank holding company offering banking, insurance, investment and equipment financing services to individuals, businesses and municipalities, with a branch network concentrated in southeastern Pennsylvania. Helped by a rising net interest margin and higher earnings per share, the company had about 8.2 billion USD in assets at June 30, 2026 3.
SWOT
Strengths
- A local branch network and a solid market share in key counties provide a base of stable deposits 1.
- Profitability has improved in recent quarters, and return on equity has moved up from earlier years 2.
- Diversification into wealth management, insurance and equipment finance reduces reliance on interest income 1.
Weaknesses
- Operating efficiency remains relatively modest, with a higher cost-to-income ratio than some peers 1.
- A significant share of deposits is uninsured, which can create vulnerability in periods of stress 2.
- Nonperforming assets increased in the second quarter of 2026 because of one large commercial relationship 3.
Opportunities
Risks
- Commercial credit riskhigh
The portfolio is dominated by commercial and real estate loans, which are more exposed to the business cycle; one large relationship moving to nonaccrual illustrates this sensitivity 13.
- Interest rate riskmedium
Liabilities reprice faster than assets, so a sudden change in rates could compress net interest income 1.
- Valuation of other real estate ownedmedium
Valuation adjustments on OREO properties can reduce earnings in the quarter they are recorded, as happened in the second quarter of 2026 3.
- Reliance on uninsured and brokered depositsmedium
Funding based on uninsured and brokered deposits could become more expensive if depositor confidence weakens 2.
- Cybersecurity risklow
Cyberattacks and dependence on third-party providers could cause operational and reputational losses 2.
Investment thesis
What would need to be true (bull case)
- Rising earnings per share and a wider net interest margin, combined with a solid market share in core counties, could support steady revenue growth 3.
- Diversification into wealth management and insurance may reduce sensitivity of revenue to the interest rate cycle 1.
- The dividend and share repurchase policy signals a commitment to shareholder returns 3.
What would break the thesis
- A rise in nonperforming assets in a recent quarter could point to broader pressure in the commercial loan book 3.
- Reliance on uninsured and brokered deposits could expose the bank to higher costs in periods of stress 2.
- Operating efficiency and competitive pressure from fintech firms could limit profitability gains 1.
What to watch
- Trend in nonperforming assets and net loan charge-offsQ3 2026
- Net interest margin and funding costs after the reduction of excess liquidityQ3 2026
- Pace of growth in commercial and brokered deposits2026
Products, market & competition
AI-generatedAI-generated analysis (Claude) from cited public sources; it may contain errors. Not investment advice. As of 27 Oct 2026 · Model: claude-haiku-5-5.
Possibly outdated: the newest document it read is from 28 Jul 2026; since then the company filed 10-Q (03 Nov 2026), 8-K (29 Oct 2026 · results).
The business
Founded in 1973 and registered as a bank holding company, the corporation owns Univest Bank and Trust Co., a Pennsylvania state-chartered bank. At December 31, 2025 it had total assets of 8.4 billion USD and deposits of 7.1 billion USD 1. Through its subsidiaries the bank also offers broker-dealer, investment advisory, insurance and equipment financing services, and revenue comes mainly from lending margins and fees from trust, insurance, mortgage banking and investment services 1.
Net income for 2025 was 90.8 million USD, or 3.13 USD per diluted share 1. In the second quarter of 2026 net income rose to 23.0 million USD, or 0.82 USD per diluted share 3.
Market context
The bank's core market is the southeastern Pennsylvania economy, where unemployment in Montgomery and Bucks was below the national rate in late 2025 1. Competition is intense among banks, savings institutions, credit unions, finance companies and fintech firms, and the company differentiates itself through personalized service and local decision-making 1.
Trends
- Net interest margin trajectorytailwind
The margin widened on higher loan balances and lower funding costs, which could support interest income if the trend holds 3.
- Deposit funding costs and liquidityheadwind
Uninsured deposits and reliance on brokered deposits could raise funding costs if market conditions deteriorate 2.
- Asset qualitymixed
Nonperforming assets rose after a commercial loan relationship moved to nonaccrual in the second quarter of 2026, while net charge-offs stayed moderate 3.
- Tariffs and economic uncertaintyheadwind
Tariffs and a possible economic slowdown could affect commercial borrowers and the value of collateral in the loan book 1.
Competitive position
Univest competes with other commercial banks and savings institutions in its region, as well as credit unions, mortgage and finance companies, insurers, wealth management providers and financial technology firms 1. The company says personalized service and local market knowledge set it apart from competitors 1.
- Pennsylvania commercial and savings banks
Regional institutions competing directly for deposits and commercial loans in the same counties 1.
- Credit unions
Compete for consumer deposits and personal loans in the operating area 1.
- Mortgage and equipment finance companies
Compete for mortgage and leasing business in the equipment financing unit 1.
- Fintech and wealth management firms
Compete for digital deposit customers and investment advisory relationships 1.
Links, dependencies and risks
Who the company is tied to, from its own SEC filings (customers, suppliers, production, partners, competitors, countries, regulation), from the 5 %+ holders' statements (13D/13G) and from what other companies say about it. Click a node for its evidence; on a listed company the graph moves to it.
Loading the links…
News & filings
In the press
No news in our archive over the last 180 days.
SEC filings
- Quarterly report03 Nov 2026
- Current report29 Oct 2026Results of operations · Financial statements and exhibits
- Quarterly report28 Jul 2026
- Current report27 Jul 2026Regulation FD disclosure · Financial statements and exhibits
- Current report23 Jul 2026Results of operations · Financial statements and exhibits
- Quarterly report28 Apr 2026
- Current report24 Apr 2026Shareholder vote
- Current report23 Apr 2026Results of operations · Financial statements and exhibits
- Current report02 Apr 2026Other events · Financial statements and exhibits
- Proxy statement13 Mar 2026
Sources
- [1] Form 10-K, fiscal year ended 2025-12-31 · SEC / Univest Financial Corporation · 23 Feb 2026
- [2] Form 10-Q, quarter ended 2026-06-30 · SEC / Univest Financial Corporation · 28 Jul 2026
- [3] Form 8-K, results release (exhibit 99.1) · SEC / Univest Financial Corporation · 23 Jul 2026
Figures computed by olivLaw from SEC filings and closing prices; the qualitative analysis is AI-generated from cited sources. Not investment advice.