olivLaw · US equity research
Crawford & Company CRD-A
Insurance Agents, Brokers & Service · SIC 6411 · Vertical: Insurance Agents, Brokers & Service (SIC 6411)
Crawford & Company is the world's largest publicly listed independent provider of claims management and outsourcing services to insurers, brokers and corporations, with a global network serving clients in more than 70 countries. The company reported revenues before reimbursements of $1.266 billion in 2025, and in the first half of 2026 support from International Operations and Broadspire helped drive a quarterly rebound.
The AI analysis may be outdated: new filings came after its sources (see the «AI analysis» section).
At the close of 04 Nov 2026, Crawford & Company (CRD-A) stock was 11.94 USD (+5.66% on the day), with P/E 12.0 on diluted EPS of 1.00 USD over the last 12 months, dividend yield 0.34%, beta 0.86, 52-week range 9.29–13.77 USD. Latest reported quarter (Q3 2026): revenue of 329.9 m USD (−0.9% YoY), net income of 15.0 m USD (+21.0% YoY).
Data as of · AI analysis dated · Source: SEC filings and closing prices, computed by olivLaw.
Price history
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Technical reading
- RSI (14)
- 43.8
- weak (30–45)
- Bollinger (20, 2)
- 11.76 – 13.09
- in the lower half of the band · %B 0.13 · band width 10.7%
- SMA 50 / 200
- 12.61 / 11.32
- mixed trend
- MACD (12, 26, 9)
- -0.16 / -0.08
- MACD below signal
Indicators describe past prices; on their own they do not predict direction. On our history the RSI ≤ 40 filter added no return (see the signals methodology).
Performance
| Company | S&P 500 | vs S&P 500 | Vertical median | |
|---|---|---|---|---|
| 1 month | −6.1% | −1.1% | −5.0 pp | — |
| 3 months | −7.4% | −0.5% | −7.0 pp | — |
| 6 months | +23.7% | +4.4% | +19.3 pp | — |
| Year to date | +6.1% | +12.3% | −6.2 pp | — |
| 1 year | +8.3% | +13.5% | −5.3 pp | −3.9% |
| 3 years | +25.2% | +76.4% | −51.3 pp | +1.3% |
| 5 years | +32.1% | +63.7% | −31.6 pp | — |
Price returns, dividends excluded.
Quarterly results
Latest quarter: Q3 2026 · 30 Sept 2026
Quarterly margins
Quarterly statements · USD
| Fiscal year | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | Q2 '26 | Q3 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 358.3 m | 323.3 m | 334.6 m | 332.8 m | 320.1 m | 320.1 m | 330.0 m | 329.9 m |
| Cost of revenue | 263.4 m | 233.2 m | 236.3 m | 239.0 m | 235.2 m | 232.0 m | 235.0 m | 231.3 m |
| SG&A | 78.5 m | 74.6 m | 78.3 m | 69.4 m | 71.8 m | 76.1 m | 69.7 m | 71.6 m |
| Depreciation & amortisation | 9.2 m | 9.6 m | 9.8 m ≈ | 10.1 m ≈ | 10.5 m | 9.6 m | 9.5 m ≈ | 9.4 m ≈ |
| Interest expense | 4.3 m | 3.9 m | 3.9 m | 3.8 m | 3.1 m | 2.6 m | 2.9 m | 2.9 m |
| Pre-tax income | 9.6 m | 9.2 m | 13.7 m | 18.2 m | -6.5 m | 7.3 m | 19.7 m | 22.3 m |
| Income tax | 3.7 m | 2.5 m | 5.8 m | 5.8 m | 786.0 k | 2.4 m | 6.2 m | 7.3 m |
| Net income | 5.7 m | 6.7 m | 7.8 m | 12.4 m | -7.2 m | 4.9 m | 13.4 m | 15.0 m |
| Operating cash flow | 40.5 m | -13.9 m | 35.0 m ≈ | 30.6 m ≈ | 50.1 m | 3.3 m | 19.9 m ≈ | 5.8 m ≈ |
| Capex | 3.2 m | 994.0 k | 1.4 m ≈ | 1.4 m ≈ | 3.2 m | 1.9 m | 1.3 m ≈ | 857.0 k ≈ |
| Dividends paid | 3.4 m | 3.5 m | 3.5 m ≈ | 3.7 m ≈ | 3.7 m | 3.7 m | 3.6 m ≈ | 3.8 m ≈ |
| Share repurchases | 263.0 k | 0 | 0 ≈ | 3.0 m ≈ | 7.6 m | 5.5 m | 3.5 m ≈ | 13.5 m ≈ |
≈ derived quarter (cumulative difference / share-days average)
E/P over time
E/P = trailing-12-month diluted EPS / price at quarter end. E/P is the inverse of P/E and stays defined when earnings are negative.
Fiscal years
| Fiscal year | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 1.1 bn | 1.0 bn | 1.0 bn | 1.1 bn | 1.2 bn | 1.3 bn | 1.3 bn | 1.3 bn |
| Revenue YoY | −3.5% | −6.7% | −3.0% | +12.1% | +8.1% | +7.0% | +1.8% | −2.2% |
| Net income | 26.0 m | 12.5 m | 28.3 m | 30.7 m | -18.3 m | 30.6 m | 26.6 m | 19.6 m |
| Net income YoY | −6.1% | −51.9% | +126.6% | +8.5% | −159.6% | unavailable | −13.1% | −26.2% |
| Diluted EPS | unavailable | unavailable | unavailable | unavailable | unavailable | unavailable | unavailable | unavailable |
| Diluted EPS YoY | unavailable | unavailable | unavailable | unavailable | unavailable | unavailable | unavailable | unavailable |
| net % | 2.3% | 1.2% | 2.8% | 2.7% | -1.5% | 2.3% | 2.0% | 1.5% |
| Free cash flow | 38.4 m | 66.5 m | 79.0 m | 45.1 m | 20.8 m | 98.9 m | 45.4 m | 94.8 m |
Reported results vs expectations
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Balance sheet & financial health
Fiscal year 2025 · 31 Dec 2025
- Cash
- 64.1 m USD
- Financial debt
- 227.5 m USD
- Net debt
- 163.4 m USD
- Equity
- 171.4 m USD
- Total assets
- 764.3 m USD
- Debt / equity
- 1.33x
- Current ratio
- 1.14x
- ROE
- 12.0%
- ROA
- 2.5%
- FCF margin
- 7.2%
Financial statements (source on every figure)
Revenue and net income (USD)
Margins
Income statement · USD
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Source (latest year) |
|---|---|---|---|---|---|---|---|
| Revenue | 1.0 bn | 1.1 bn | 1.2 bn | 1.3 bn | 1.3 bn | 1.3 bn | SEC (XBRL)· 02 Mar 2026verified |
| Cost of revenue | 737.3 m | 847.4 m | 924.9 m | 957.8 m | 973.4 m | 943.7 m | SEC (XBRL)· 02 Mar 2026verified |
| Gross profit | 278.9 m ≈ | 291.8 m ≈ | 306.4 m ≈ | 359.1 m ≈ | 367.5 m ≈ | 367.1 m ≈ | SEC (XBRL)· 02 Mar 2026derived |
| SG&A | 219.0 m | 244.9 m | 255.8 m | 286.5 m | 299.7 m | 294.2 m | SEC (XBRL)· 02 Mar 2026verified |
| Depreciation & amortisation | 40.1 m | 40.2 m | 36.1 m | 35.7 m | 36.2 m | 40.0 m | SEC (XBRL)· 02 Mar 2026verified |
| Interest expense | 7.9 m | 6.6 m | 10.3 m | 17.0 m | 16.9 m | 14.7 m | SEC (XBRL)· 02 Mar 2026verified |
| Pre-tax income | 39.1 m | 43.9 m | 5.0 m | 47.4 m | 41.1 m | 34.6 m | SEC (XBRL)· 02 Mar 2026verified |
| Income tax | 12.0 m | 13.3 m | 23.6 m | 17.1 m | 14.6 m | 14.9 m | SEC (XBRL)· 02 Mar 2026verified |
| Net income | 28.3 m | 30.7 m | -18.3 m | 30.6 m | 26.6 m | 19.6 m | SEC (XBRL)· 02 Mar 2026verified |
≈ computed by olivLaw from the reported lines of the same year: Revenue − Cost of revenue.
Balance sheet · USD
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Source (latest year) |
|---|---|---|---|---|---|---|---|
| Cash | 44.7 m | 53.2 m | 46.0 m | 58.4 m | 55.4 m | 64.1 m | SEC (XBRL)· 02 Mar 2026verified |
| Receivables | 123.1 m | 134.5 m | 141.1 m | 131.4 m | 142.1 m | 115.7 m | SEC (XBRL)· 02 Mar 2026verified |
| Current assets | 302.0 m | 345.9 m | 351.3 m | 369.3 m | 374.2 m | 352.4 m | SEC (XBRL)· 02 Mar 2026verified |
| Property, plant & equipment, net | 36.4 m | 33.7 m | 27.8 m | 22.7 m | 20.6 m | 16.6 m | SEC (XBRL)· 02 Mar 2026verified |
| Goodwill | 66.5 m | 116.5 m | 76.6 m | 76.7 m | 76.4 m | 76.6 m | SEC (XBRL)· 02 Mar 2026verified |
| Intangibles (excl. goodwill) | 71.2 m | 97.6 m | 88.0 m | 81.8 m | 74.5 m | 66.4 m | SEC (XBRL)· 02 Mar 2026verified |
| Total assets | 753.0 m | 852.6 m | 791.5 m | 799.2 m | 803.8 m | 764.3 m | SEC (XBRL)· 02 Mar 2026verified |
| Accounts payable | 41.5 m | 48.5 m | 50.8 m | 45.1 m | 50.6 m | 39.8 m | SEC (XBRL)· 02 Mar 2026verified |
| Short-term debt | 1.8 m | 10.7 m | 27.0 m | 14.8 m | 17.8 m | 38.5 m | SEC (XBRL)· 02 Mar 2026verified |
| Long-term debt | 112.9 m | 174.6 m | 238.6 m | 209.0 m | 218.0 m | 189.0 m | SEC (XBRL)· 02 Mar 2026verified |
| Current liabilities | 242.8 m | 303.9 m | 279.5 m | 299.3 m | 299.7 m | 309.6 m | SEC (XBRL)· 02 Mar 2026verified |
| Equity | 186.9 m | 211.4 m | 123.4 m | 139.8 m | 155.6 m | 171.4 m | SEC (XBRL)· 02 Mar 2026verified |
Cash flow · USD
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Source (latest year) |
|---|---|---|---|---|---|---|---|
| Operating cash flow | 93.2 m | 54.3 m | 27.6 m | 103.8 m | 51.6 m | 101.8 m | SEC (XBRL)· 02 Mar 2026verified |
| Capex | 14.2 m | 9.2 m | 6.8 m | 4.9 m | 6.2 m | 7.0 m | SEC (XBRL)· 02 Mar 2026verified |
| Free cash flow | 79.0 m ≈ | 45.1 m ≈ | 20.8 m ≈ | 98.9 m ≈ | 45.4 m ≈ | 94.8 m ≈ | SEC (XBRL)· 02 Mar 2026derived |
| Investing cash flow | -27.0 m | -70.8 m | -57.9 m | -36.6 m | -41.6 m | -36.2 m | SEC (XBRL)· 02 Mar 2026verified |
| Financing cash flow | -74.4 m | 24.7 m | 25.9 m | -54.7 m | -12.9 m | -57.6 m | SEC (XBRL)· 02 Mar 2026verified |
| Dividends paid | 9.6 m | 12.7 m | 11.8 m | 12.7 m | 13.8 m | 14.3 m | SEC (XBRL)· 02 Mar 2026verified |
| Share repurchases | 2.7 m | 19.1 m | 26.7 m | 2.7 m | 3.9 m | 10.5 m | SEC (XBRL)· 02 Mar 2026verified |
≈ computed by olivLaw from the reported lines of the same year: Operating cash flow − Capex.
Computed indicators
Growth
Profitability
Returns
Balance sheet
Liquidity
Cash
Efficiency
Market and valuation
1 indicators that do not apply to the sector.
Valuation
olivLaw classification
- indicators available: 5 of at least 6
- score weight coverage: 29.2% of at least 60%
- valuation methods computed: 0 of at least 1
A scoring methodology on indicators and valuation, not investment advice.
Closing price
04 Nov 2026Source: olivLaw, closing series
Market cap: unavailable
Key indicators
Coverage and freshness
Score by group
29% · Insufficient data
Estimated value range
unavailable — no valuation method could be computed
Valuation assumptions are editorial choices, not measured; beta is not measured.
Valuation methods
- DCF (discounted cash flow)unavailable · input data missing
- Peers: EV/EBITDAunavailable · input data missing
- Peers: P/Eunavailable · input data missing
- Dividend discount (DDM)unavailable · the base of the ratio is not positive
no valuation method could be computed
Classification (SIC) comparables group by industry code, not by economic activity; the direct group is an editorial selection by activity. Members' multiples are on their own trailing twelve months, at their own latest close.
Assumptions (illustrative, editorial)
- Risk-free rate
- 4.3%
- Equity risk premium
- 5.0%
- Beta (default)
- 1.00
- Cost of equity
- 9.3%
- Terminal growth
- 2.5%
Factor scorecard
Insufficient data
Minimum-evidence gate: indicators available: 5 of at least 6; score weight coverage: 29.2% of at least 60%; valuation methods computed: 0 of at least 1
| Factor | Value | Score | Weight used |
|---|---|---|---|
| ROIC · Quality | unavailable | unavailable | — |
| Net margin · Quality | 2.0% | 41 (vs peers) | 21% |
| FCF conversion · Quality | 274.9% | 100 (on a fixed band) | 21% |
| Revenue CAGR 3Y · Growth | 2.1% | 18 (on a fixed band) | 29% |
| EPS CAGR 3Y · Growth | unavailable | unavailable | — |
| Net debt / EBITDA · Balance sheet | unavailable | unavailable | — |
| Interest coverage · Balance sheet | unavailable | unavailable | — |
| Current ratio · Balance sheet | 1.2x | 31 (on a fixed band) | 14% |
| P/E (TTM) · Valuation | unavailable | unavailable | — |
| EV/EBITDA · Valuation | unavailable | unavailable | — |
| FCF yield · Valuation | unavailable | unavailable | — |
| Shareholder yield (distributions) · Returns | unavailable | unavailable | — |
| Payout ratio (FCF) · Returns | 20.6% | 100 (on a fixed band) | 14% |
Factors without a value were dropped; the remaining weights were renormalised.
Score groups
- Balance sheet· partial31/100 · 1/3 factors with a value
- Growth· partial18/100 · 1/2 factors with a value
- Quality71/100 · 2/3 factors with a value
- Returns· partial100/100 · 1/2 factors with a value
- Valuation· partialunavailable · 0/3 factors with a value
A «partial» group is computed from under half of its weight or from one factor: it is not a full assessment of the group.
Memo
CRAWFORD & CO (CRD-A). Latest full fiscal year: 2025; data up to 2026-09-30.
Figures computed from the financial statements: revenue 1.3 bn USD in 2025; YoY growth -2.2%; net margin 2.0%; ROE 14.0%.
Valuation cannot be computed from the available data.
Insufficient data for a verdict (indicators available: 5 of at least 6; score weight coverage: 29.2% of at least 60%; valuation methods computed: 0 of at least 1).
Text generated deterministically from the figures shown; no language model. Not investment advice.
What supports the thesis
- FCF conversion: 274.9%
- Payout ratio (FCF): 20.6%
What contradicts it
- Revenue CAGR 3Y: 2.1%
Not assessed (insufficient data or a ratio without meaning): ROIC, EPS CAGR 3Y, Net debt / EBITDA, Interest coverage, P/E (TTM), EV/EBITDA, FCF yield, Shareholder yield (distributions).
Versus the vertical median
Insurance Agents, Brokers & Service (SIC 6411) · same industry (4-digit SIC) · compared with 29 companies
Multiples and returns vs the median
Price rebased to 100 (monthly, 5 years)
Companies in the vertical
| Market cap | P/E | ROE | Net margin | Revenue YoY | 1A / 3A | |
|---|---|---|---|---|---|---|
| MRSHMarsh & Mclennan Companies, Inc. | 100.0 bn | 25.2 | 26.7% | 14.2% | +10.3% | +15% / +5% |
| XHGXChange TEC.INC | 85.9 bn | — | — | -204.9% | +24.9% | +253% / −100% |
| AJGArthur J. Gallagher & Co. | 73.9 bn | 47.1 | 6.7% | 10.0% | +20.7% | +16% / +16% |
| AONAon plc | 73.1 bn | 18.9 | 43.6% | 22.2% | +9.4% | −3% / +5% |
| WTWWillis Towers Watson PLC | 31.1 bn | 20.5 | 20.2% | 15.2% | −2.2% | +5% / +37% |
| BROBrown & Brown, Inc. | 24.5 bn | 22.1 | 9.7% | 17.6% | +22.8% | −8% / −1% |
| EQHEquitable Holdings, Inc. | 15.3 bn | — | -508.8% | -8.7% | −6.1% | +20% / +83% |
| AIFUAIFU Inc. | 10.5 bn | — | -155.9% | -408.8% | −67.9% | −84% / −100% |
| ACTEnact Holdings, Inc. | 6.6 bn | 10.7 | 12.7% | 53.8% | +2.8% | +25% / +74% |
| HGTYHagerty, Inc. | 6.5 bn | 108.0 | 25.6% | 4.4% | +17.3% | +40% / +121% |
| RYANRyan Specialty Holdings, Inc. | 5.2 bn | 49.9 | 19.4% | 3.2% | +21.3% | −18% / +4% |
| CRVLCorvel Corporation | 4.4 bn | 38.9 | 30.7% | 11.7% | +7.0% | +19% / +26% |
| WDHWaterdrop Inc. | 3.6 bn | 50.5 | 11.6% | 14.2% | +49.8% | −44% / −16% |
| ARXAccelerant Holdings | 3.3 bn | — | -241.6% | -112.1% | +51.5% | +36% / unavailable |
| NPNeptune Insurance Holdings Inc. | 2.7 bn | 91.6 | — | 22.7% | +33.7% | +22% / unavailable |
| GSHDGoosehead Insurance, Inc. | 1.2 bn | 33.8 | — | 8.8% | +16.2% | −21% / −23% |
| HUIZHuize Holding Limited | 1.1 bn | — | 1.0% | 0.3% | +32.2% | −31% / −48% |
| BWINThe Baldwin Insurance Group, Inc. | 1.1 bn | — | -10.7% | -4.7% | +8.3% | +13% / +84% |
| RDZNRoadzen Inc. | 92.8 m | — | — | -46.9% | +24.2% | −37% / −78% |
| SLQTSelectQuote, Inc. | 88.1 m | 7.3 | 23.4% | 4.6% | +6.0% | −66% / −61% |
| EHTHeHealth, Inc | 20.3 m | — | 5.0% | 5.4% | +4.1% | −84% / −91% |
| EZRAReliance Global Group, Inc. | 2.4 m | — | -123.4% | -54.3% | −11.6% | −91% / −100% |
| LIFEEthos Technologies Inc. | 0 | — | -50.8% | -16.2% | +52.0% | unavailable / unavailable |
| CRD-ACrawford & Co | — | — | 14.0% | 2.0% | −2.2% | +8% / +25% |
| YBYuanbao Inc. | — | — | 152.7% | 29.9% | +33.1% | −43% / unavailable |
1- and 3-year price returns: for CRD-A from daily closes (the same as the performance table), for the other companies from month-end closes.
olivLaw engine forecast
The world engine ran after the company's latest material disclosure. Probabilities are of TOUCHING a level within the horizon (not closing there) and sit next to the random walk (p_rw), the no-information benchmark.
The engine has no published run for this company yet.
Valuation scenarios (editable assumptions)
Illustrative scenarios
Scenarios are not available. input data missing
AI analysis
AI-generatedAI-generated analysis (Claude) from cited public sources; it may contain errors. Not investment advice. As of 27 Oct 2026 · Model: claude-haiku-5-5.
Possibly outdated: the newest document it read is from 03 Aug 2026; since then the company filed 8-K (02 Nov 2026 · results), 10-Q (02 Nov 2026).
In brief
Crawford & Company is the world's largest publicly listed independent provider of claims management and outsourcing services to insurers, brokers and corporations, with a global network serving clients in more than 70 countries. The company reported revenues before reimbursements of $1.266 billion in 2025, and in the first half of 2026 support from International Operations and Broadspire helped drive a quarterly rebound.
SWOT
Strengths
- The company is the largest publicly listed independent provider of claims management services, with an extensive global network and presence in many countries 1. Its portfolio is diversified across segments and regions, reducing reliance on any single market 1.
- The company reported higher earnings and solid cash generation in the first half of 2026 3. It also has an extensive network of technical experts for complex claims 1.
- The Broadspire segment showed steady growth and a stable operating margin in 2026 3.
Weaknesses
- Revenues are sensitive to case volumes and weather events, which cannot be forecast accurately 1. This dependence makes quarterly results volatile.
- Platform Solutions recorded a significant revenue decline in 2025 linked to catastrophe activity 1. The segment remains vulnerable to lower weather-related activity.
- The company reported losses on business disposals and impairment charges that affected results 3.
Opportunities
- The company won new business in the second quarter of 2026 and has an active pipeline of opportunities 3. Growing non-weather services could reduce volatility.
- Use of artificial intelligence could lower operating costs, although implementation is costly and uncertain 1.
- Markets in Asia and Australia showed growth, and expansion there could support revenues 3.
Risks
- Dependence on claim volumeshigh
Revenues depend heavily on the number of claims referred, which can fall for reasons that are hard to anticipate 1.
- Client concentrationmedium
Losing important clients in Platform Solutions could materially affect segment revenues 1.
- Data securityhigh
The company manages sensitive data, and a security incident could lead to lost business and sanctions 1.
- Cross-border data rulesmedium
Requirements for transferring personal data across borders are complex and changing, which could raise costs 1.
- Currency exposurelow
Changes in exchange rates affect reported revenues from international operations 2.
Investment thesis
What would need to be true (bull case)
- If the second-quarter rebound holds, the company could show solid profitability growth, supported by its international and Broadspire segments 3.
- Growth in non-weather services could reduce dependence on catastrophes and stabilise revenues over the long term 3.
- Its position as a global leader and its extensive expert network could support winning new contracts 1.
What to watch
- Dinamica veniturilor non-meteo din Platform Solutions2027
- Efectul noului dividend asupra fluxului de numerarQ3 2026
- Trend in U.S. revenues and case volumesQ3 2026
- Development of non-weather revenues in Platform Solutions2027
- Effect of the higher dividend on cash flowQ3 2026
- Evolution of margins in the international segmentnext 10-K
Products, market & competition
AI-generatedAI-generated analysis (Claude) from cited public sources; it may contain errors. Not investment advice. As of 27 Oct 2026 · Model: claude-haiku-5-5.
Possibly outdated: the newest document it read is from 03 Aug 2026; since then the company filed 8-K (02 Nov 2026 · results), 10-Q (02 Nov 2026).
The business
Founded in 1941 and headquartered in Atlanta, Georgia, Crawford & Company provides claims management, technical expertise and outsourcing solutions to insurers, self-insured entities, brokers and corporations. The company reports through four geographic and service segments, and its two classes of common stock trade on the NYSE as CRD-A and CRD-B 13. According to its annual report, a significant portion of revenues comes from international operations 1.
Segments
International Operations
The international segment serves the global property and casualty market in the U.K., Europe, Australia, Asia and Latin America and accounted for 34.6% of 2025 revenues before reimbursements 1. Revenues rose slightly in the second quarter of 2026, and the operating margin increased to 7.9%, supported by Australia and Canada 3.
Market context
The global claims management market is highly competitive and depends on industry claim volumes, which are influenced by the underwriting cycle, weather events, employment levels and insurers' decisions to outsource. Cases received fell by 6.9% in 2025 1, and in the first half of 2026 U.S. revenues continued to decline as weather-driven services weakened 2. In this setting, demand for outsourced services could stay volatile if weather activity remains low.
Trends
- Weather-driven volatilitymixed
Catastrophe and Networks revenues depend on weather events, which cannot be forecast accurately 12. A year of high weather activity could support revenues, as seen in Australia and Asia in the first half of 2026 3.
- Growth in non-weather servicestailwind
Management aims to grow revenue from sources not tied to weather to improve operational resilience 3. If this strategy succeeds, it could reduce sensitivity to catastrophe events.
- Concentration of large clientsheadwind
Two customers in Platform Solutions represented over 10% of that segment's revenues in 2025 1. Losing such relationships could materially affect segment results.
- AI and data regulationmixed
Wider use of artificial intelligence and tighter privacy and cross-border data rules could raise compliance costs 1. These requirements could also create demand for compliance-related services.
Competitive position
Competition comes from many small local and regional firms that may offer lower rates or local knowledge, as well as national and global independent companies, some larger than Crawford 1. The company says its advantage lies in service quality, a broad service range and a geographically dispersed network 1.
- Small local and regional claims management firms
Often have lower rate structures and may benefit from local market knowledge, though they offer a narrower range of services 1.
- National and global independent claims management companies
Offer a similar broad spectrum of services and compete directly with the company, some being larger 1.
- Insurers that handle claims in-house
Could expand their internal administration and adjusting, which would reduce demand for outsourced services 1.
- Brokers and administrators expanding their activities
Could become direct competitors if they widen their claims administration and adjusting work 1.
Links, dependencies and risks
Who the company is tied to, from its own SEC filings (customers, suppliers, production, partners, competitors, countries, regulation), from the 5 %+ holders' statements (13D/13G) and from what other companies say about it. Click a node for its evidence; on a listed company the graph moves to it.
Loading the links…
News & filings
In the press
- Cindy Crawford 'beyond heartbroken' over son Presley Gerber's deathCNA (Channel NewsAsia) · 19 Oct 2026 · EN
- ‘We are beyond heartbroken’: Cindy Crawford, Rande and Kaia Gerber share tributes to PresleyThe Guardian World · 18 Oct 2026 · EN
- Cindy Crawford 'beyond heartbroken' after death of son Presley at 27BBC World News · 18 Oct 2026 · EN
- Fiul supermodelului Cindy Crawford și-a făcut poze înainte de moartea sa subită. - Vietnam.vnSurge — Google News · 30 Sept 2026 · RO
- Fiul supermodelului Cindy Crawford și-a făcut poze înainte de moartea sa subită. - Vietnam.vnSurge — Google News · 30 Sept 2026 · RO
- De ce a murit fiul lui Cindy Crawford: Ultimele zile din viața lui Presley Gerber, rezultatul autopsiei și primul mesaj al familieiAntena 3 CNN · 24 Sept 2026 · RO
- Cum se simte Cindy Crawford după moartea tragică a fiului ei, Presley: ”Cel mai mare coșmar al unui părinte” - PRO TV.roSurge — Google News · 22 Sept 2026 · RO
- Cine este Cindy Crawford: cariera, familia și povestea supermodelului care a definit anii ’90 - ElleSurge — Google News · 22 Sept 2026 · RO
- Paris Hilton deplânge moartea fiului lui Cindy Crawford. - Vietnam.vnSurge — Google News · 21 Sept 2026 · RO
- Presley Gerber, fiul lui Cindy Crawford, a murit la 27 de ani. Modelul era internat într-un centru de reabilitare - Euronews RomâniaSurge — Google News · 21 Sept 2026 · RO
- Death of Presley Gerber, Cindy Crawford’s son, investigated as suspected overdose, reports sayThe Hill · 21 Sept 2026 · EN
- Moartea fiului supermodelului Cindy Crawford. Lupta dusă de Presley încă din adolescenţă - Observator NewsSurge — Google News · 21 Sept 2026 · RO
- Moartea fiului supermodelului Cindy Crawford. Lupta dusă de Presley încă din adolescenţă - Observator NewsSurge — Google News · 21 Sept 2026 · RO
- Paris Hilton și Brooklyn Beckham sunt îndurerați de moartea fiului lui Cindy Crawford. - Vietnam.vnSurge — Google News · 21 Sept 2026 · RO
- Fiul supermodelului Cindy Crawford, Presley Gerber, vorbea despre lupta cu dependența cu doar câteva luni… - MediafaxMediafax · 21 Sept 2026 · RO
- Fiul supermodelului Cindy Crawford, Presley Gerber, vorbea despre lupta cu dependența cu doar câteva luni înainte de moarte: „Eram absolut îngrozit”Mediafax · 21 Sept 2026 · RO
- Presley Gerber, Only Son of Cindy Crawford and Rande Gerber, Dies at 27 - People.comSurge — Google News · 21 Sept 2026 · RO
- Fiul modelului american Cindy Crawford, Presley Gerber, a murit la vârsta de 27 de ani - Stirile ProTVSurge — Google News · 21 Sept 2026 · RO
- Fiul lui Cindy Crawford a murit la 27 de ani. Cauza decesului lui Presley Gerber nu a fost stabilită - Utv.roSurge — Google News · 21 Sept 2026 · RO
- Presley Gerber, fiul lui Cindy Crawford, a murit la 27 de ani - LibertateaLibertatea.ro · 21 Sept 2026 · RO
The latest news item in our archive is from 19 Oct 2026; the newest SEC filing is from 02 Nov 2026. The press archive comes from the RSS feeds we follow and does not necessarily cover the latest event — the filings alongside do.
SEC filings
- Quarterly report02 Nov 2026
- Current report02 Nov 2026Results of operations · Regulation FD disclosure · Financial statements and exhibits
- Current report11 Aug 2026Other events
- Quarterly report03 Aug 2026
- Current report03 Aug 2026Results of operations · Regulation FD disclosure · Financial statements and exhibits
- Current report19 May 2026Shareholder vote
- Quarterly report04 May 2026
- Current report04 May 2026Results of operations · Regulation FD disclosure · Financial statements and exhibits
- Proxy statement09 Apr 2026
- Current report31 Mar 2026Regulation FD disclosure · Financial statements and exhibits
Sources
- [1] Form 10-K, fiscal year ended 2025-12-31 · SEC / Crawford & Company · 02 Mar 2026
- [2] Form 10-Q, quarter ended 2026-06-30 · SEC / Crawford & Company · 03 Aug 2026
- [3] Form 8-K, results release (exhibit 99.1) · SEC / Crawford & Company · 03 Aug 2026
Figures computed by olivLaw from SEC filings and closing prices; the qualitative analysis is AI-generated from cited sources. Not investment advice.