olivLaw · US equity research
Orrstown Financial Services, Inc. ORRF
State Commercial Banks · SIC 6022 · Vertical: State Commercial Banks (SIC 6022)
Orrstown Financial Services is the holding company for Orrstown Bank, a community bank in south central Pennsylvania with total assets of 5.5 billion dollars at the end of 2025. In the third quarter of 2026 the bank reported higher net income, supported by a net interest margin of 4.12%.
At the close of 04 Nov 2026, Orrstown Financial Services, Inc. (ORRF) stock was 45.27 USD (+2.03% on the day), with market capitalisation 890.4 m USD, P/E 10.2 on diluted EPS of 4.45 USD over the last 12 months, dividend yield 2.52%, beta 0.67, 52-week range 33.57–45.27 USD. Latest reported quarter (Q2 2026): net income of 21.2 m USD (+8.8% YoY), diluted EPS 1.09 USD.
Data as of · AI analysis dated · Source: SEC filings and closing prices, computed by olivLaw.
Price history
Loading chart…
Technical reading
- RSI (14)
- 65.1
- strong (55–70)
- Bollinger (20, 2)
- 39.89 – 46.14
- in the upper half of the band · %B 0.86 · band width 14.5%
- SMA 50 / 200
- 42.30 / 39.36
- uptrend (price > SMA50 > SMA200)
- MACD (12, 26, 9)
- 0.86 / 0.65
- MACD above signal
Indicators describe past prices; on their own they do not predict direction. On our history the RSI ≤ 40 filter added no return (see the signals methodology).
Performance
| Company | S&P 500 | vs S&P 500 | Vertical median | |
|---|---|---|---|---|
| 1 month | +9.3% | −1.1% | +10.4 pp | — |
| 3 months | +4.5% | −0.5% | +5.0 pp | — |
| 6 months | +22.5% | +4.4% | +18.1 pp | — |
| Year to date | +27.8% | +12.3% | +15.5 pp | — |
| 1 year | +35.4% | +13.5% | +21.8 pp | +25.6% |
| 3 years | +98.9% | +76.4% | +22.5 pp | +69.3% |
| 5 years | +80.9% | +63.7% | +17.3 pp | — |
Price returns, dividends excluded.
Quarterly results
Latest quarter: Q2 2026 · 30 Jun 2026
Quarterly statements · USD
| Fiscal year | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | Q2 '26 |
|---|---|---|---|---|---|---|---|---|
| Depreciation & amortisation | 3.7 m ≈ | 3.9 m | 4.2 m | 3.6 m ≈ | 3.7 m ≈ | 3.6 m | 3.5 m | 3.5 m ≈ |
| Pre-tax income | -9.9 m | 17.1 m | 22.8 m | 24.7 m | 27.7 m | 27.5 m | 27.5 m | 24.7 m |
| Income tax | -2.0 m | 3.5 m | 4.7 m | 5.3 m | 5.8 m | 6.0 m | 5.7 m | 3.5 m |
| Net income | -7.9 m | 13.7 m | 18.1 m | 19.4 m | 21.9 m | 21.5 m | 21.8 m | 21.2 m |
| Diluted EPS | -0.41 | 0.71 ≈ | 0.93 | 1.01 | 1.13 | 1.11 ≈ | 1.12 | 1.09 |
| Operating cash flow | 7.5 m ≈ | 8.4 m | 11.0 m | 24.5 m ≈ | 22.8 m ≈ | 16.5 m | 25.5 m | 22.9 m ≈ |
| Capex | 363.0 k ≈ | 1.1 m | 2.3 m | 790.0 k ≈ | 506.0 k ≈ | 624.0 k | 422.0 k | 546.0 k ≈ |
| Dividends paid | 4.5 m ≈ | 4.5 m | 5.0 m | 5.1 m ≈ | 5.3 m ≈ | 5.3 m | 5.9 m | 5.9 m ≈ |
| Share repurchases | 0 ≈ | 0 | 0 | 65.0 k ≈ | 29.0 k ≈ | 169.0 k | 429.0 k | 0 ≈ |
≈ derived quarter (cumulative difference / share-days average)
E/P over time
E/P = trailing-12-month diluted EPS / price at quarter end. E/P is the inverse of P/E and stays defined when earnings are negative.
Today's P/E sits at the 51 percentile of its own 39-quarter history (min 5.8, median 9.3, max 30.3; quarters with earnings only).
Fiscal years
| Fiscal year | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 15.0 m | 18.0 m | 16.5 m | 18.9 m | 19.5 m | 19.5 m | 27.3 m | 37.1 m |
| Revenue YoY | unavailable | +19.6% | −8.2% | +14.9% | +2.8% | +0.1% | +40.2% | +36.0% |
| Net income | 12.8 m | 16.9 m | 26.5 m | 32.9 m | 22.0 m | 35.7 m | 22.1 m | 80.9 m |
| Net income YoY | +58.3% | +32.2% | +56.4% | +24.3% | −33.0% | +61.8% | −38.2% | +266.7% |
| Diluted EPS | 1.50 | 1.61 | 2.40 | 2.96 | 2.06 | 3.42 | 1.48 | 4.18 |
| Diluted EPS YoY | +53.1% | +7.3% | +49.1% | +23.3% | −30.4% | +66.0% | −56.7% | +182.4% |
| net % | 85.3% | 94.3% | 160.6% | 173.7% | 113.2% | 183.1% | 80.7% | 217.7% |
| Free cash flow | 17.7 m | 6.2 m | 28.9 m | 39.6 m | 35.3 m | 41.4 m | 33.4 m | 70.5 m |
Reported results vs expectations
Loading…
Balance sheet & financial health
Fiscal year 2025 · 31 Dec 2025
- Cash
- 149.8 m USD
- Financial debt
- unavailable USD
- Net debt
- unavailable USD
- Equity
- 591.5 m USD
- Total assets
- 5.5 bn USD
- Debt / equity
- unavailable
- Current ratio
- unavailable
- ROE
- 14.6%
- ROA
- 1.5%
- FCF margin
- 189.8%
Financial statements (source on every figure)
Revenue and net income (USD)
Income statement · USD
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Source (latest year) |
|---|---|---|---|---|---|---|---|
| Net interest income | 83.6 m | 87.0 m | 99.6 m | 104.9 m | 155.3 m | 199.8 m | SEC (XBRL)· 12 Mar 2026verified |
| Net fee income | 28.3 m | 29.2 m | 27.0 m | 25.7 m | 37.4 m | 52.3 m | SEC (XBRL)· 12 Mar 2026verified |
| Non-interest expense | 74.1 m | 74.1 m | 95.8 m | 83.8 m | 148.3 m | 149.4 m | SEC (XBRL)· 12 Mar 2026verified |
| Pre-tax income | 32.5 m | 40.9 m | 26.6 m | 45.0 m | 27.8 m | 102.6 m | SEC (XBRL)· 12 Mar 2026verified |
| Net income | 26.5 m | 32.9 m | 22.0 m | 35.7 m | 22.1 m | 80.9 m | SEC (XBRL)· 12 Mar 2026verified |
| Diluted EPS | 2.40 | 2.96 | 2.06 | 3.42 | 1.48 | 4.18 | SEC (XBRL)· 12 Mar 2026verified |
| Dividend per share | 0.68 | 0.74 | 0.76 | 0.80 | 0.86 | 1.06 | SEC (XBRL)· 12 Mar 2026verified |
Balance sheet · USD
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Source (latest year) |
|---|---|---|---|---|---|---|---|
| Cash | 125.3 m | 208.7 m | 60.8 m | 65.2 m | 248.9 m | 149.8 m | SEC (XBRL)· 12 Mar 2026verified |
| Loans | 2.0 bn | 2.0 bn | 2.1 bn | 2.3 bn | 3.9 bn | 4.0 bn | SEC (XBRL)· 12 Mar 2026verified |
| Total assets | 2.8 bn | 2.8 bn | 2.9 bn | 3.1 bn | 5.4 bn | 5.5 bn | SEC (XBRL)· 12 Mar 2026verified |
| Deposits | 2.4 bn | 2.5 bn | 2.5 bn | 2.6 bn | 4.6 bn | 4.5 bn | SEC (XBRL)· 12 Mar 2026verified |
| Short-term debt | 19.5 m | 23.3 m | 17.3 m | — | — | — | SEC (XBRL)· 16 Mar 2023verified |
| Long-term debt | 2.3 m | 1.9 m | 1.5 m | 40.0 m | — | — | SEC (XBRL)· 14 Mar 2024verified |
| Total liabilities | 2.5 bn | 2.6 bn | 2.7 bn | 2.8 bn | 4.9 bn | 5.0 bn | SEC (XBRL)· 12 Mar 2026verified |
| Equity | 246.2 m † | 271.7 m † | 228.9 m † | 265.1 m † | 516.7 m † | 591.5 m † | SEC (XBRL)· 12 Mar 2026verified |
† equity attributable to the parent's shareholders: in these years the issuer no longer reports the total including non-controlling interests.
Cash flow · USD
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Source (latest year) |
|---|---|---|---|---|---|---|---|
| Dividends paid | 7.6 m | 8.3 m | 8.3 m | 8.5 m | 13.2 m | 20.6 m | SEC (XBRL)· 12 Mar 2026verified |
| Share repurchases | 1.2 m | 1.9 m | 14.2 m | 2.6 m | 0 | 263.0 k | SEC (XBRL)· 12 Mar 2026verified |
Computed indicators
Growth
Profitability
Returns
Market and valuation
Banking
32 indicators that do not apply to the sector.
Valuation
olivLaw classification
Score: 68 / 100
A scoring methodology on indicators and valuation, not investment advice.
Closing price
04 Nov 2026Source: olivLaw, closing series
Market cap: 890.4 m USD
Key indicators
Coverage and freshness
Score by group
- Valuation64
- Returns42
- Quality69
- Balance sheet30
- Growth100
Estimated value range
The combined range = the median of the valid methods' low, central and high values; it is not a probability interval and does not cover every result. Envelope of all methods: 13.93 – 66.78 USD.
Valuation assumptions are editorial choices, not measured; beta is not measured.
Method ranges (USD per share)
— — Mid · ▏ Price
Valuation methods
- Residual income34.80 – 36.40 (Mid 35.59)
- Justified P/B49.65 – 66.78 (Mid 56.96)
- Dividend discount (DDM)13.93 – 18.73 (Mid 15.98)
- Peers: P/E48.90 – 58.21 (Mid 54.76)31 companies used · median multiple 12.3x · quartiles 11.0x – 13.1xALLY, AUBN, BFST, BNY, BOH, BPOP, BSRR, BWFG, CFFI, CFG, CIVB, COLB, COSO, EWBC, FXNC, IBCP, INBK, ISBA, JMSB, LKFN, MCHB, MTB, NTRS, OFG, OPBK, PEBK, PEBO, RBB, STT, TCBK, UBCP
- Peers: P/B35.72 – 48.37 (Mid 41.09)32 companies used · median multiple 1.3x · quartiles 1.1x – 1.5xALLY, AUBN, AVBH, BFST, BOH, BPOP, BRBS, BSRR, BWFG, CFFI, CFG, CIVB, COLB, COSO, EWBC, FITB, FXNC, GBCI, IBCP, INBK, ISBA, JMSB, LKFN, MTB, OFG, OPBK, PEBK, PEBO, RBB, STT, TCBK, UBCP
Classification (SIC) comparables group by industry code, not by economic activity; the direct group is an editorial selection by activity. Members' multiples are on their own trailing twelve months, at their own latest close.
Assumptions (illustrative, editorial)
- Risk-free rate
- 4.3%
- Equity risk premium
- 5.0%
- Beta (default)
- 1.00
- Cost of equity
- 9.3%
- Terminal growth
- 2.5%
Factor scorecard
Neutral profile · Score 68/100
| Factor | Value | Score | Weight used |
|---|---|---|---|
| ROE · Quality | 14.8% | 82 (vs peers) | 19% |
| ROA · Quality | 1.6% | 84 (on a fixed band) | 7% |
| Cost-to-income · Quality | 57.7% | 29 (on a fixed band) | 12% |
| Net interest margin · Quality | 3.6% | 85 (on a fixed band) | 7% |
| EPS CAGR 3Y · Growth | 26.6% | 100 (on a fixed band) | 10% |
| Revenue CAGR 3Y · Growth | 24.0% | 100 (on a fixed band) | 7% |
| NPL ratio · Balance sheet | unavailable | unavailable | — |
| Cost of risk · Balance sheet | unavailable | unavailable | — |
| Loan-to-deposit · Balance sheet | 88.0% | 30 (on a fixed band) | 5% |
| P/B · Valuation | 1.4x | 39 (vs peers) | 12% |
| P/E (TTM) · Valuation | 10.2x | 89 (vs peers) | 12% |
| Dividend yield · Returns | 2.5% | 42 (vs peers) | 10% |
Factors without a value were dropped; the remaining weights were renormalised.
Score groups
- Balance sheet· partial30/100 · 1/3 factors with a value
- Growth100/100 · 2/2 factors with a value
- Quality69/100 · 4/4 factors with a value
- Returns42/100 · 1/1 factors with a value
- Valuation64/100 · 2/2 factors with a value
A «partial» group is computed from under half of its weight or from one factor: it is not a full assessment of the group.
Memo
ORRSTOWN FINANCIAL SERVICES, INC. (ORRF). Latest full fiscal year: 2025; data up to 2026-06-30.
Figures computed from the financial statements: net interest income 199.8 m USD in 2025; YoY growth 36.0%; net margin 232.4%; ROE 14.8%.
The estimated value range is 35.72–48.37 USD per share (median of 5 methods, agreement: low); assumptions are illustrative. Against the central value of 41.09 USD, the price of 45.27 USD leaves a potential of -9.2% (value / price − 1) and a margin of safety of -10.2% (1 − price / value). The range is the median of the methods' low, central and high values, not a probability interval.
olivLaw score 68/100, methodological classification: neutral profile (score, margin of safety and method agreement together; not a judgement of the right price). Groups assessed only in part: balance. Not investment advice.
Text generated deterministically from the figures shown; no language model. Not investment advice.
What supports the thesis
- ROE: 14.8%
- ROA: 1.6%
- Net interest margin: 3.6%
- EPS CAGR 3Y: 26.6%
- Revenue CAGR 3Y: 24.0%
- P/E (TTM): 10.2x
What contradicts it
- Cost-to-income: 57.7%
- Loan-to-deposit: 88.0%
- The valuation methods diverge
Not assessed (insufficient data or a ratio without meaning): NPL ratio, Cost of risk.
Versus the vertical median
State Commercial Banks (SIC 6022) · same industry (4-digit SIC) · compared with 39 companies
Multiples and returns vs the median
Price rebased to 100 (monthly, 5 years)
Companies in the vertical
| Market cap | P/E | ROE | Net margin | Revenue YoY | 1A / 3A | |
|---|---|---|---|---|---|---|
| BNYThe Bank Of New York Mellon Corporation | 102.8 bn | 16.8 | 15.0% | 32.6% | +7.8% | +36% / +216% |
| FITBFifth Third Bancorp | 49.4 bn | 18.4 | 9.4% | — | −2.0% | +26% / +89% |
| STTState Street Corporation | 47.2 bn | 13.9 | 13.1% | 23.8% | +7.3% | +46% / +138% |
| MTBM&T Bank Corp | 32.4 bn | 11.7 | 10.7% | 178.1% | +7.5% | +18% / +75% |
| NTRSNorthern Trust Corporation | 32.2 bn | 13.7 | 18.4% | 28.8% | −2.5% | +36% / +125% |
| CFGCitizens Financial Group Inc | 27.6 bn | 13.0 | 8.9% | 25.4% | +5.6% | +22% / +142% |
| EWBCEast West Bancorp, Inc. | 18.4 bn | 12.9 | 16.6% | — | +4.4% | +26% / +113% |
| ALLYAlly Financial Inc. | 11.8 bn | 8.8 | 9.9% | 16.8% | −3.3% | −5% / +35% |
| BPOPPopular, Inc. | 10.1 bn | 10.7 | 15.6% | — | unavailable | +38% / +115% |
| COLBColumbia Banking System, Inc. | 8.9 bn | 12.5 | 11.0% | 401.7% | +18.8% | +13% / +40% |
| GBCIGlacier Bancorp, Inc. | 6.5 bn | 18.6 | 8.8% | 308.8% | +7.5% | +17% / +48% |
| BOHBank Of Hawaii Corporation | 2.8 bn | 12.3 | 13.6% | 202.1% | −0.1% | +9% / +23% |
| OFGOFG Bancorp | 2.2 bn | 10.1 | 16.1% | — | unavailable | +30% / +53% |
| TCBKTriCo Bancshares | 1.7 bn | 12.9 | 10.4% | 249.7% | +4.1% | +12% / +57% |
| LKFNLakeland Financial Corporation | 1.6 bn | 14.1 | 15.4% | — | −2.1% | +8% / +13% |
| PEBOPeoples Bancorp Inc. | 1.4 bn | 11.7 | 10.1% | 136.3% | +2.3% | +34% / +35% |
| BFSTBusiness First Bancshares, Inc. | 1.1 bn | 11.6 | 10.1% | 768.0% | +1.2% | +27% / +63% |
| ORRFOrrstown Financial Services, Inc. | 890.4 m | 10.2 | 14.8% | 232.4% | +36.0% | +35% / +99% |
| IBCPIndependent Bank Corporation | 822.4 m | 11.0 | 13.5% | 218.4% | +0.3% | +14% / +72% |
| CUBBCustomers Bancorp, Inc. | 701.4 m | 2.5 | 14.3% | — | −14.0% | −3% / +9% |
| CIVBCivista Bancshares, Inc. | 599.1 m | 11.0 | 11.2% | 276.9% | −0.5% | +27% / +84% |
| BWFGBankwell Financial Group, Inc. | 584.1 m | 12.9 | 14.5% | 1,437.5% | +44.0% | +60% / +172% |
| BSRRSierra Bancorp | 555.6 m | 11.1 | 14.0% | — | unavailable | +38% / +129% |
| RBBRBB Bancorp | 443.9 m | 10.8 | 7.9% | 720.3% | −2.4% | +32% / +72% |
| AVBHAvidbank Holdings, Inc. | 383.5 m | — | -5.6% | — | unavailable | +34% / +69% |
1- and 3-year price returns: for ORRF from daily closes (the same as the performance table), for the other companies from month-end closes.
olivLaw engine forecast
The world engine ran after the company's latest material disclosure. Probabilities are of TOUCHING a level within the horizon (not closing there) and sit next to the random walk (p_rw), the no-information benchmark.
The engine has no published run for this company yet.
Valuation scenarios (editable assumptions)
Illustrative scenarios
Illustrative: not forecasts and without probabilities. Each case is one coherent set of assumptions, computed on today's figures.
Estimated price (USD)
| Estimated price | Bear | Base | Bull |
|---|---|---|---|
| 1 years | 29.18 Total return -33% · Per year -33% | 51.36 Total return 16% · Per year 16% | 77.04 Total return 74% · Per year 74% |
| 3 years | 34.62 Total return -16% · Per year -6% | 67.92 Total return 60% · Per year 17% | 110.93 Total return 158% · Per year 37% |
| 5 years | 41.06 Total return 4% · Per year 1% | 89.83 Total return 118% · Per year 17% | 159.74 Total return 278% · Per year 30% |
- Exit P/E± 16.98
- Net margin± 11.89
- Annual revenue growth± 8.86
- Annual dilution± 1.00
AI analysis
AI-generatedAI-generated analysis (Claude) from cited public sources; it may contain errors. Not investment advice. As of 27 Oct 2026 · Model: claude-haiku-5-5.
In brief
Orrstown Financial Services is the holding company for Orrstown Bank, a community bank in south central Pennsylvania with total assets of 5.5 billion dollars at the end of 2025 1. In the third quarter of 2026 the bank reported higher net income, supported by a net interest margin of 4.12% 3.
SWOT
Strengths
Weaknesses
Opportunities
Risks
- Commercial real estate exposurehigh
Commercial real estate and office loans are large relative to capital, and losses could rise if demand weakens 1.
- Interest rate riskhigh
Rate changes could compress the net interest margin or reduce the value of securities held 12.
- Adequacy of loan loss reservesmedium
If the allowance for credit losses does not cover actual losses, earnings could be affected 1.
- Borrowing dependencemedium
Higher use of FHLB and other borrowings could reduce funding flexibility if markets deteriorate 3.
- Operational and cyber risklow
Security incidents, fraud or natural disasters could disrupt the bank's operations 2.
Investment thesis
What would need to be true (bull case)
What would break the thesis
What to watch
- Net interest margin excluding the purchase accounting benefitQ4 2026
- Level of classified and nonaccrual loansQ4 2026
- Deposit trends and FHLB borrowing usageQ1 2027
- Next annual 10-K update on commercial real estate exposure2027
Products, market & competition
AI-generatedAI-generated analysis (Claude) from cited public sources; it may contain errors. Not investment advice. As of 27 Oct 2026 · Model: claude-haiku-5-5.
The business
Orrstown Financial Services, Inc. is a Pennsylvania corporation and the financial holding company for its wholly owned subsidiary Orrstown Bank, headquartered in Harrisburg 1. The bank offers commercial, residential, consumer and deposit services, as well as fiduciary, investment advisory, insurance and brokerage services 1. At 31 December 2025 the company had deposits of 4.5 billion dollars and shareholders' equity of 591.5 million dollars 1.
The Codorus Valley merger completed on 1 July 2024, valued at 233.4 million dollars, expanded the bank's footprint into the York, Pennsylvania market 1. The wealth arm, Orrstown Financial Advisors, had assets under management of 3.1 billion dollars at the end of 2025 1. Commercial loans remain the majority, about 75% of the loan portfolio 1.
The company operates as a one-bank holding company regulated by the Federal Reserve and the Pennsylvania Department of Banking and Securities 1. Its shares are listed on Nasdaq under the symbol ORRF 3.
Segments
Community banking
The community banking segment covers commercial, residential, construction and consumer lending, as well as deposits for retail, commercial and government clients 1.
Market context
The bank serves south central Pennsylvania, the greater Baltimore region and Washington County, Maryland, and lends within a 75-mile radius of its offices 1. Real GDP growth and inflation in 2026 point to a more uncertain economic backdrop than in 2025 2.
The Pennsylvania unemployment rate was 4.1% in June 2026, in line with the national level, which supports loan demand in the bank's markets 2. A rise in the 10-year Treasury yield points to pressure on funding costs 2.
Trends
- Net interest marginmixed
The net interest margin rose in the third quarter of 2026, but the benefit from purchase accounting accretion is declining over time 3. If this continues, interest income could remain under pressure.
- Credit qualitytailwind
Classified and nonaccrual loans declined in the third quarter of 2026, suggesting an improvement in portfolio quality 3. Continuation depends on local economic conditions.
- Funding costsheadwind
The cost of deposits eased slightly in the third quarter of 2026, but FHLB borrowings rose to fund loan growth 3. Funding pressure could weigh on the margin if rates stay high.
- Commercial real estate concentrationheadwind
The commercial real estate loan book is large relative to capital, and office demand is uncertain due to hybrid work 1. A deterioration in this segment could lead to higher losses.
Competitive position
The bank competes with other banks, less heavily regulated lenders, credit unions, brokerage firms and fintech companies that attract digital clients 1. Competition rests on a mix of value, service, branch and digital convenience 1.
The company believes its market area can support future growth, but industry consolidation and new financial products may reduce market share 12. If deposit growth stays weak, competitive pressure could increase.
- Fulton Financial CorporationFULT
Regional bank in a similar geography; not named in the supplied sources, verification needed.
- Local credit unions
Compete for deposits and consumer loans in the bank's service area 1.
- Fintech companies
Offer digital banking and compete for retail and commercial clients 1.
- Brokerage and wealth management firms
Compete with the wealth services offered by Orrstown Financial Advisors 1.
Links, dependencies and risks
Who the company is tied to, from its own SEC filings (customers, suppliers, production, partners, competitors, countries, regulation), from the 5 %+ holders' statements (13D/13G) and from what other companies say about it. Click a node for its evidence; on a listed company the graph moves to it.
Loading the links…
News & filings
In the press
No news in our archive over the last 180 days.
SEC filings
- Current report21 Oct 2026Results of operations · Regulation FD disclosure · Financial statements and exhibits
- Quarterly report06 Aug 2026
- Current report22 Jul 2026Results of operations · Regulation FD disclosure · Financial statements and exhibits
- Current report29 May 2026Other events · Financial statements and exhibits
- Quarterly report08 May 2026
- Current report06 May 2026Departure or appointment of officers · Shareholder vote · Financial statements and exhibits
- Current report05 May 2026Regulation FD disclosure · Financial statements and exhibits
- Current report22 Apr 2026Results of operations · Regulation FD disclosure · Financial statements and exhibits
- Proxy statement27 Mar 2026
- Annual report12 Mar 2026
Sources
- [1] Form 10-K, fiscal year ended 2025-12-31 · SEC / Orrstown Financial Services, Inc. · 12 Mar 2026
- [2] Form 10-Q, quarter ended 2026-06-30 · SEC / Orrstown Financial Services, Inc. · 06 Aug 2026
- [3] Form 8-K, results release (exhibit 99.1) · SEC / Orrstown Financial Services, Inc. · 21 Oct 2026
Figures computed by olivLaw from SEC filings and closing prices; the qualitative analysis is AI-generated from cited sources. Not investment advice.