olivLaw · US equity research
ACNB Corporation ACNB
State Commercial Banks · SIC 6022 · Vertical: State Commercial Banks (SIC 6022)
ACNB Corporation is the Gettysburg, Pennsylvania financial holding company for a community bank with 33 branches and an insurance agency. Its third quarter 2026 was its strongest earnings quarter in its history, which draws investor attention to regional banks.
At the close of 04 Nov 2026, ACNB Corporation (ACNB) stock was 67.51 USD (+2.03% on the day), with market capitalisation 686.6 m USD, P/E 12.8 on diluted EPS of 5.27 USD over the last 12 months, dividend yield 2.99%, beta 0.58, 52-week range 45.29–67.51 USD. Latest reported quarter (Q2 2026): revenue of 52.5 m USD (+4.5% YoY), net income of 15.2 m USD (+30.6% YoY), diluted EPS 1.49 USD.
Data as of · AI analysis dated · Source: SEC filings and closing prices, computed by olivLaw.
Price history
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Technical reading
- RSI (14)
- 67.6
- strong (55–70)
- Bollinger (20, 2)
- 61.32 – 67.49
- above the upper band · %B 1.00 · band width 9.6%
- SMA 50 / 200
- 64.28 / 57.00
- uptrend (price > SMA50 > SMA200)
- MACD (12, 26, 9)
- 0.82 / 0.47
- MACD above signal
Indicators describe past prices; on their own they do not predict direction. On our history the RSI ≤ 40 filter added no return (see the signals methodology).
Performance
| Company | S&P 500 | vs S&P 500 | Vertical median | |
|---|---|---|---|---|
| 1 month | +5.8% | −1.1% | +6.9 pp | — |
| 3 months | +3.5% | −0.5% | +3.9 pp | — |
| 6 months | +26.8% | +4.4% | +22.4 pp | — |
| Year to date | +39.6% | +12.3% | +27.3 pp | — |
| 1 year | +47.3% | +13.5% | +33.8 pp | +25.9% |
| 3 years | +86.7% | +76.4% | +10.3 pp | +63.7% |
| 5 years | +140.7% | +63.7% | +77.0 pp | — |
Price returns, dividends excluded.
Quarterly results
Latest quarter: Q2 2026 · 30 Jun 2026
Quarterly margins
Quarterly statements · USD
| Fiscal year | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | Q2 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 34.1 m | 33.2 m | 43.5 m | 50.3 m | 50.9 m | 47.2 m | 50.5 m | 52.5 m |
| Depreciation & amortisation | 744.0 k | 765.0 k | 1.4 m | 1.8 m | 1.8 m | 1.8 m | 1.7 m | 1.6 m |
| Interest expense | 6.3 m | 6.3 m | 9.2 m | 10.6 m | 10.4 m | 10.0 m | 9.7 m | 9.7 m |
| Pre-tax income | 9.4 m | 8.2 m | -549.0 k | 14.9 m | 18.9 m | 13.2 m | 17.3 m | 19.2 m |
| Net income | 7.2 m | 6.6 m | -272.0 k | 11.6 m | 14.9 m | 10.8 m | 13.7 m | 15.2 m |
| Diluted EPS | 0.84 | 0.77 ≈ | -0.03 | 1.11 | 1.42 | 1.04 ≈ | 1.32 | 1.49 |
| Operating cash flow | 13.6 m ≈ | 5.7 m | -1.3 m | 15.6 m ≈ | 26.6 m ≈ | 12.8 m | 24.3 m | -3.4 m ≈ |
| Capex | 222.0 k ≈ | 373.0 k | 659.0 k | -185.0 k ≈ | 430.0 k ≈ | 172.0 k | 334.0 k | 516.0 k ≈ |
| Dividends paid | 2.7 m ≈ | 2.7 m | 3.4 m | 3.5 m ≈ | 3.5 m ≈ | 3.9 m | 3.9 m | 9.3 m ≈ |
| Share repurchases | 102.0 k ≈ | 0 | 3.1 m | 2.9 m ≈ | 2.7 m ≈ | 2.5 m | 3.6 m | 9.2 m ≈ |
≈ derived quarter (cumulative difference / share-days average)
E/P over time
E/P = trailing-12-month diluted EPS / price at quarter end. E/P is the inverse of P/E and stays defined when earnings are negative.
Today's P/E sits at the 48 percentile of its own 23-quarter history (min 7.1, median 13.5, max 19.7; quarters with earnings only).
Fiscal years
| Fiscal year | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Revenue | unavailable | unavailable | unavailable | unavailable | 108.9 m | 115.1 m | 132.2 m | 191.8 m |
| Revenue YoY | unavailable | unavailable | unavailable | unavailable | unavailable | +5.7% | +14.9% | +45.1% |
| Net income | 21.7 m | 23.7 m | 18.4 m | 27.8 m | 35.8 m | 31.7 m | 31.8 m | 37.1 m |
| Net income YoY | +122.2% | +9.1% | −22.5% | +51.3% | +28.4% | −11.4% | +0.5% | +16.3% |
| Diluted EPS | 3.09 | 3.36 | 2.13 | 3.19 | 4.15 | 3.71 | 3.73 | 3.60 |
| Diluted EPS YoY | +106.0% | +8.7% | −36.6% | +49.8% | +30.1% | −10.6% | +0.5% | −3.5% |
| net % | unavailable | unavailable | unavailable | unavailable | 32.8% | 27.5% | 24.1% | 19.3% |
| Free cash flow | 27.8 m | 24.3 m | 24.4 m | 40.6 m | 37.4 m | 39.4 m | 38.8 m | 52.6 m |
Reported results vs expectations
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Balance sheet & financial health
Fiscal year 2025 · 31 Dec 2025
- Cash
- 65.6 m USD
- Financial debt
- 320.1 m USD
- Net debt
- 254.5 m USD
- Equity
- 420.0 m USD
- Total assets
- 3.2 bn USD
- Debt / equity
- 0.76x
- Current ratio
- unavailable
- ROE
- 10.2%
- ROA
- 1.3%
- FCF margin
- 27.4%
Financial statements (source on every figure)
Revenue and net income (USD)
Income statement · USD
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Source (latest year) |
|---|---|---|---|---|---|---|---|
| Net interest income | 73.1 m | 71.2 m | 83.4 m | 88.3 m | 86.4 m | 118.4 m | SEC (XBRL)· 12 Mar 2026verified |
| Net fee income | 20.1 m | 22.8 m | 21.8 m | 18.4 m | 24.7 m | 28.6 m | SEC (XBRL)· 12 Mar 2026verified |
| Non-interest expense | 61.3 m | 59.0 m | 60.3 m | 66.1 m | 70.7 m | 100.5 m | SEC (XBRL)· 12 Mar 2026verified |
| Pre-tax income | 22.7 m | 35.0 m | 45.0 m | 39.8 m | 40.4 m | 46.5 m | SEC (XBRL)· 12 Mar 2026verified |
| Net income | 18.4 m | 27.8 m | 35.8 m | 31.7 m | 31.8 m | 37.1 m | SEC (XBRL)· 12 Mar 2026verified |
| Diluted EPS | 2.13 | 3.19 | 4.15 | 3.71 | 3.73 | 3.60 | SEC (XBRL)· 12 Mar 2026verified |
| Dividend per share | 1.00 | 1.03 | 1.06 | 1.14 | 1.26 | 1.38 | SEC (XBRL)· 12 Mar 2026verified |
Balance sheet · USD
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Source (latest year) |
|---|---|---|---|---|---|---|---|
| Cash | 399.4 m | 710.1 m | 168.2 m | 66.0 m | 47.3 m | 65.6 m | SEC (XBRL)· 12 Mar 2026verified |
| Loans | 1.6 bn | 1.4 bn | 1.5 bn | 1.6 bn | 1.7 bn | 2.3 bn | SEC (XBRL)· 12 Mar 2026verified |
| Total assets | 2.6 bn | 2.8 bn | 2.5 bn | 2.4 bn | 2.4 bn | 3.2 bn | SEC (XBRL)· 12 Mar 2026verified |
| Deposits | 2.2 bn | 2.4 bn | 2.2 bn | 1.9 bn | 1.8 bn | 2.5 bn | SEC (XBRL)· 12 Mar 2026verified |
| Short-term debt | 38.5 m | 35.2 m | 42.0 m | 56.9 m | 15.8 m | 64.7 m | SEC (XBRL)· 12 Mar 2026verified |
| Long-term debt | 53.7 m | 34.7 m | 21.0 m | 195.3 m | 255.3 m | 255.4 m | SEC (XBRL)· 12 Mar 2026verified |
| Total liabilities | 2.3 bn | 2.5 bn | 2.3 bn | 2.1 bn | 2.1 bn | 2.8 bn | SEC (XBRL)· 12 Mar 2026verified |
| Equity | 258.0 m | 272.1 m † | 245.0 m † | 277.5 m † | 303.3 m † | 420.0 m † | SEC (XBRL)· 12 Mar 2026verified |
† equity attributable to the parent's shareholders: in these years the issuer no longer reports the total including non-controlling interests.
Cash flow · USD
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Source (latest year) |
|---|---|---|---|---|---|---|---|
| Dividends paid | 8.7 m | 9.0 m | 9.1 m | 9.7 m | 10.7 m | 14.4 m | SEC (XBRL)· 12 Mar 2026verified |
| Share repurchases | 0 | 1.5 m | 6.7 m | 2.0 m | 249.0 k | 11.2 m | SEC (XBRL)· 12 Mar 2026verified |
Computed indicators
Growth
Profitability
Returns
Market and valuation
Banking
32 indicators that do not apply to the sector.
Valuation
olivLaw classification
Score: 55 / 100
A scoring methodology on indicators and valuation, not investment advice.
(margin_of_safety <= -0.25 & agreement in ['high', 'medium'])
Closing price
04 Nov 2026Source: olivLaw, closing series
Market cap: 686.6 m USD
Key indicators
Coverage and freshness
Score by group
- Valuation39
- Balance sheet16
- Quality69
- Growth43
- Returns67
Estimated value range
The combined range = the median of the valid methods' low, central and high values; it is not a probability interval and does not cover every result. Envelope of all methods: 18.13 – 77.79 USD.
Valuation assumptions are editorial choices, not measured; beta is not measured.
Method ranges (USD per share)
— — Mid · ▏ Price
Valuation methods
- Residual income44.43 – 46.44 (Mid 45.42)
- Justified P/B57.85 – 77.79 (Mid 66.35)
- Dividend discount (DDM)18.13 – 24.39 (Mid 20.80)
- Peers: P/E61.74 – 73.07 (Mid 68.04)31 companies used · median multiple 12.9x · quartiles 11.7x – 13.9xBFST, BHB, BNY, BOH, BPOP, BUSE, BWFG, CBSH, CFFI, CFG, CIVB, COFS, COSO, EWBC, FVCB, FXNC, GBFH, INBK, LKFN, MCB, MNSB, MTB, MVBF, NTRS, ORRF, PEBO, STT, TCBI, UBCP, UBSI, WASH
- Peers: P/B47.39 – 59.62 (Mid 53.45)33 companies used · median multiple 1.3x · quartiles 1.1x – 1.4xBCML, BFST, BHB, BOH, BPOP, BRBS, BUSE, BWFG, CBFV, CBSH, CFFI, CFG, CIVB, COFS, COSO, EWBC, FITB, FVCB, FXNC, GBFH, INBK, MCB, MNSB, MTB, MVBF, ORRF, PEBO, STT, TCBI, UBCP, UBSI, UCB, WASH
Classification (SIC) comparables group by industry code, not by economic activity; the direct group is an editorial selection by activity. Members' multiples are on their own trailing twelve months, at their own latest close.
Assumptions (illustrative, editorial)
- Risk-free rate
- 4.3%
- Equity risk premium
- 5.0%
- Beta (default)
- 1.00
- Cost of equity
- 9.3%
- Terminal growth
- 2.5%
Factor scorecard
Unattractive profile · Score 55/100
| Factor | Value | Score | Weight used |
|---|---|---|---|
| ROE · Quality | 13.3% | 74 (vs peers) | 19% |
| ROA · Quality | 1.7% | 90 (on a fixed band) | 7% |
| Cost-to-income · Quality | 57.4% | 30 (on a fixed band) | 12% |
| Net interest margin · Quality | 4.0% | 100 (on a fixed band) | 7% |
| EPS CAGR 3Y · Growth | -4.6% | 0 (on a fixed band) | 10% |
| Revenue CAGR 3Y · Growth | 20.8% | 100 (on a fixed band) | 7% |
| NPL ratio · Balance sheet | unavailable | unavailable | — |
| Cost of risk · Balance sheet | unavailable | unavailable | — |
| Loan-to-deposit · Balance sheet | 93.6% | 16 (on a fixed band) | 5% |
| P/B · Valuation | 1.6x | 19 (vs peers) | 12% |
| P/E (TTM) · Valuation | 12.8x | 59 (vs peers) | 12% |
| Dividend yield · Returns | 3.0% | 67 (vs peers) | 10% |
Factors without a value were dropped; the remaining weights were renormalised.
Score groups
- Balance sheet· partial16/100 · 1/3 factors with a value
- Growth43/100 · 2/2 factors with a value
- Quality69/100 · 4/4 factors with a value
- Returns67/100 · 1/1 factors with a value
- Valuation39/100 · 2/2 factors with a value
A «partial» group is computed from under half of its weight or from one factor: it is not a full assessment of the group.
Memo
ACNB CORPORATION (ACNB). Latest full fiscal year: 2025; data up to 2026-06-30.
Figures computed from the financial statements: net interest income 118.4 m USD in 2025; YoY growth 45.1%; net margin 27.1%; ROE 13.3%.
The estimated value range is 47.39–59.62 USD per share (median of 5 methods, agreement: medium); assumptions are illustrative. Against the central value of 53.45 USD, the price of 67.51 USD leaves a potential of -20.8% (value / price − 1) and a margin of safety of -26.3% (1 − price / value). The range is the median of the methods' low, central and high values, not a probability interval.
olivLaw score 55/100, methodological classification: unattractive profile (score, margin of safety and method agreement together; not a judgement of the right price). Groups assessed only in part: balance. Not investment advice.
Text generated deterministically from the figures shown; no language model. Not investment advice.
What supports the thesis
- ROE: 13.3%
- ROA: 1.7%
- Net interest margin: 4.0%
- Revenue CAGR 3Y: 20.8%
What contradicts it
- EPS CAGR 3Y: -4.6%
- Loan-to-deposit: 93.6%
- P/B: 1.6x
- The price is above the estimated value range
Not assessed (insufficient data or a ratio without meaning): NPL ratio, Cost of risk.
Versus the vertical median
State Commercial Banks (SIC 6022) · same industry (4-digit SIC) · compared with 39 companies
Multiples and returns vs the median
Price rebased to 100 (monthly, 5 years)
Companies in the vertical
| Market cap | P/E | ROE | Net margin | Revenue YoY | 1A / 3A | |
|---|---|---|---|---|---|---|
| BNYThe Bank Of New York Mellon Corporation | 102.8 bn | 16.8 | 15.0% | 32.6% | +7.8% | +36% / +216% |
| FITBFifth Third Bancorp | 49.4 bn | 18.4 | 9.4% | — | −2.0% | +26% / +89% |
| STTState Street Corporation | 47.2 bn | 13.9 | 13.1% | 23.8% | +7.3% | +46% / +138% |
| MTBM&T Bank Corp | 32.4 bn | 11.7 | 10.7% | 178.1% | +7.5% | +18% / +75% |
| NTRSNorthern Trust Corporation | 32.2 bn | 13.7 | 18.4% | 28.8% | −2.5% | +36% / +125% |
| CFGCitizens Financial Group Inc | 27.6 bn | 13.0 | 8.9% | 25.4% | +5.6% | +22% / +142% |
| EWBCEast West Bancorp, Inc. | 18.4 bn | 12.9 | 16.6% | — | +4.4% | +26% / +113% |
| BPOPPopular, Inc. | 10.1 bn | 10.7 | 15.6% | — | unavailable | +38% / +115% |
| CBSHCommerce Bancshares, Inc. | 8.1 bn | 13.8 | 14.6% | — | unavailable | +9% / +29% |
| UBSIUnited Bankshares Inc | 6.7 bn | 13.4 | 9.5% | — | −5.7% | +32% / +49% |
| UCBUnited Community Banks, Inc. | 4.5 bn | 31.7 | 4.1% | 17.8% | +11.7% | +23% / +53% |
| TCBITexas Capital Bancshares Inc | 4.5 bn | 13.4 | 10.2% | — | unavailable | +18% / +93% |
| BOHBank Of Hawaii Corporation | 2.8 bn | 12.3 | 13.6% | 202.1% | −0.1% | +9% / +23% |
| BUSEFirst Busey Corporation | 2.4 bn | 11.9 | 9.6% | 29.3% | +55.7% | +25% / +35% |
| LKFNLakeland Financial Corporation | 1.6 bn | 14.1 | 15.4% | — | −2.1% | +8% / +13% |
| PEBOPeoples Bancorp Inc. | 1.4 bn | 11.7 | 10.1% | 136.3% | +2.3% | +34% / +35% |
| MCBMetropolitan Bank Holding Corp. | 1.2 bn | 12.4 | 10.2% | 860.0% | −53.8% | +31% / +151% |
| BFSTBusiness First Bancshares, Inc. | 1.1 bn | 11.6 | 10.1% | 768.0% | +1.2% | +27% / +63% |
| ORRFOrrstown Financial Services, Inc. | 890.4 m | 10.2 | 14.8% | 232.4% | +36.0% | +27% / +89% |
| WASHWashington Trust Bancorp Inc | 768.3 m | 14.0 | 10.2% | 23.7% | +127.6% | +42% / +51% |
| BHBBar Harbor Bankshares | 712.7 m | 14.4 | 9.7% | — | +3.4% | +42% / +64% |
| CUBBCustomers Bancorp, Inc. | 701.4 m | 2.5 | 14.3% | — | −14.0% | −3% / +9% |
| ACNBAcnb Corporation | 686.6 m | 12.8 | 13.3% | 27.1% | +45.1% | +47% / +87% |
| CIVBCivista Bancshares, Inc. | 599.1 m | 11.0 | 11.2% | 276.9% | −0.5% | +27% / +84% |
| BWFGBankwell Financial Group, Inc. | 584.1 m | 12.9 | 14.5% | 1,437.5% | +44.0% | +60% / +172% |
1- and 3-year price returns: for ACNB from daily closes (the same as the performance table), for the other companies from month-end closes.
olivLaw engine forecast
The world engine ran after the company's latest material disclosure. Probabilities are of TOUCHING a level within the horizon (not closing there) and sit next to the random walk (p_rw), the no-information benchmark.
The engine has no published run for this company yet.
Valuation scenarios (editable assumptions)
Illustrative scenarios
Illustrative: not forecasts and without probabilities. Each case is one coherent set of assumptions, computed on today's figures.
Estimated price (USD)
| Estimated price | Bear | Base | Bull |
|---|---|---|---|
| 1 years | 44.93 Total return -31% · Per year -31% | 79.08 Total return 21% · Per year 21% | 118.61 Total return 80% · Per year 80% |
| 3 years | 53.30 Total return -12% · Per year -4% | 104.58 Total return 67% · Per year 19% | 170.80 Total return 168% · Per year 39% |
| 5 years | 63.22 Total return 10% · Per year 2% | 138.30 Total return 128% · Per year 18% | 245.95 Total return 296% · Per year 32% |
- Exit P/E± 26.14
- Net margin± 18.30
- Annual revenue growth± 13.65
- Annual dilution± 1.54
AI analysis
AI-generatedAI-generated analysis (Claude) from cited public sources; it may contain errors. Not investment advice. As of 27 Oct 2026 · Model: claude-haiku-5-5.
In brief
ACNB Corporation is the Gettysburg, Pennsylvania financial holding company for a community bank with 33 branches and an insurance agency. Its third quarter 2026 was its strongest earnings quarter in its history, which draws investor attention to regional banks 3.
SWOT
Strengths
- A strong community franchise with long client relationships supports stable deposits and a high margin 13.
- Credit quality remains under control, with low net charge-offs relative to total loans 13.
- Diversification through the insurance subsidiary and wealth services reduces reliance on net interest income 1.
Weaknesses
- Concentration in commercial, construction and commercial real estate loans makes the portfolio sensitive to local downturns 1.
- The bank is modest in size compared with large competitors, which limits lending capacity on some large credits.
- Integrating acquisitions such as Traditions brought merger costs and an additional provision in 2025 1.
Opportunities
Risks
- Interest rate riskhigh
Net interest income depends on the spread between interest earned and paid. Sudden rate moves could affect earnings 1.
- Commercial credit riskhigh
Concentration in large commercial and real estate loans could lead to rapid rises in nonperforming loans and extra provisions 1.
- Adequacy of loss allowancemedium
Credit loss provisions rely on subjective estimates. If they prove insufficient, losses could hit profit 1.
- Cyber riskmedium
Digital operations and inherited data from acquisitions could expose the bank to attacks and unknown liabilities 1.
- Dependence on bank dividendslow
The holding company relies on dividends from the bank to pay its own dividends, and those are limited by regulation 1.
Investment thesis
What would need to be true (bull case)
- The third quarter of 2026 brought the strongest earnings in the company's history, with a high margin and a rising dividend 3.
- Integration of Traditions appears to have added needed scale, and new loans are being made at better yields 13.
- Asset quality remains stable and tangible capital is solid, leaving room for growth or repurchases 3.
What would break the thesis
- The high margin depends on current rates; if rates fall or deposit costs rise, earnings could be lower.
- Exposure to commercial and office real estate loans could lead to more provisions, as an isolated credit issue in the third quarter showed 3.
- Competition for deposits and loans could limit growth and compress margins if larger rivals become more aggressive 1.
What to watch
- Trend of net interest margin and deposit costsQ4 2026
- Commercial loan quality and nonperforming loan ratioQ4 2026
- Capital strategy and share repurchase program2027
Products, market & competition
AI-generatedAI-generated analysis (Claude) from cited public sources; it may contain errors. Not investment advice. As of 27 Oct 2026 · Model: claude-haiku-5-5.
The business
The insurance subsidiary ACNB Insurance Services, based in Westminster, Maryland, is an agency licensed in 46 states offering property, casualty, health, life and disability cover to personal and commercial clients 1. It is reported as a separate operating segment.
The acquisition of Traditions Bancorp, completed February 1, 2025, added 877.7 million USD in assets and extended the footprint in South Central Pennsylvania 1. Deposits are the main funding base and net interest income is the main revenue source.
Segments
ACNB Insurance Services
The insurance segment earns commissions on property, health and life policies. Revenue is seasonal and includes contingent commissions tied to prior year performance 3.
Market context
The bank's market, including Adams County and Carroll and Frederick counties in Maryland, depends on agriculture, industry, tourism, education and healthcare, with no single dominant sector 1. Unemployment in the market averaged below Pennsylvania and Maryland in 2025, which supports credit quality 1. Competition comes from banks, credit unions and nonbank lenders 1.
Interest rates and monetary policy are key drivers: the margin rose in 2025 and in the third quarter of 2026, but rate changes can shift net interest income and deposit costs 13.
Trends
- Deposit costsheadwind
Interest costs on deposits rose in 2025, and competition for deposits could limit margin if funding demand increases 1.
- Commercial real estateheadwind
Volatility in the commercial office sector could affect loan quality and might require additional provisions 1.
- Digital operationsmixed
Growth in electronic banking brings efficiency but also greater exposure to cyber attacks 1.
Competitive position
ACNB competes with commercial banks, credit unions, mortgage companies and nonbank providers, some with larger lending limits and resources 1. Rivals may offer higher deposit rates or better loan terms 1.
The company also competes with nonbank firms such as brokerages and insurers, which are not subject to the same regulation and may offer more attractive products in some areas 1.
- Regional commercial banks in Pennsylvania and Maryland
Direct competitors for commercial loans and deposits in the same area, with larger lending limits 1.
- Credit unions
Competition for deposits and consumer loans, with cost advantages for retail customers 1.
- Mortgage and finance companies
Competition for residential mortgages, especially on pricing 1.
- Brokerages and nonbank insurance providers
Competition in investment and insurance products under lighter regulation 1.
Links, dependencies and risks
Who the company is tied to, from its own SEC filings (customers, suppliers, production, partners, competitors, countries, regulation), from the 5 %+ holders' statements (13D/13G) and from what other companies say about it. Click a node for its evidence; on a listed company the graph moves to it.
Loading the links…
News & filings
In the press
No news in our archive over the last 180 days.
SEC filings
- Current report28 Oct 2026Other events · Financial statements and exhibits
- Current report22 Oct 2026Results of operations · Financial statements and exhibits
- Current report25 Sept 2026Other events · Financial statements and exhibits
- Quarterly report06 Aug 2026
- Current report29 Jul 2026Other events · Financial statements and exhibits
- Current report23 Jul 2026Results of operations · Financial statements and exhibits
- Quarterly report07 May 2026
- Current report06 May 2026Shareholder vote · Regulation FD disclosure · Financial statements and exhibits
- Current report29 Apr 2026Other events · Financial statements and exhibits
- Current report23 Apr 2026Results of operations · Financial statements and exhibits
Sources
- [1] Form 10-K, fiscal year ended 2025-12-31 · SEC / ACNB Corporation · 12 Mar 2026
- [2] Form 10-Q, quarter ended 2026-06-30 · SEC / ACNB Corporation · 06 Aug 2026
- [3] Form 8-K, results release (exhibit 99.1) · SEC / ACNB Corporation · 22 Oct 2026
Figures computed by olivLaw from SEC filings and closing prices; the qualitative analysis is AI-generated from cited sources. Not investment advice.