olivLaw · US equity research
SOFI SOFI
Finance Services · SIC 6199 · Vertical: Finance Services (SIC 6199)
SoFi Technologies is a digital financial services company that combines lending, deposits, investing and a technology platform for enterprise clients. In fiscal 2025 total net revenue reached 3.6 billion USD, and in the second quarter of 2026 it reached 1.2 billion USD. The company also raised its 2026 adjusted net revenue guidance to 4.75 - 4.85 billion USD.
The AI analysis may be outdated: new filings came after its sources (see the «AI analysis» section).
At the close of 04 Nov 2026, SOFI (SOFI) stock was 17.38 USD (+3.64% on the day), with market capitalisation 22.4 bn USD, P/E 36.3 on diluted EPS of 0.48 USD over the last 12 months, dividend yield 0.00%, beta 2.45, 52-week range 14.22–32.21 USD. Latest reported quarter (Q2 2026): revenue of 153.6 m USD (+1.1% YoY), net income of 156.6 m USD (+61.0% YoY), diluted EPS 0.12 USD.
Data as of · AI analysis dated · Source: SEC filings and closing prices, computed by olivLaw.
Price history
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Technical reading
- RSI (14)
- 61.0
- strong (55–70)
- Bollinger (20, 2)
- 13.44 – 17.77
- in the upper half of the band · %B 0.91 · band width 27.8%
- SMA 50 / 200
- 16.47 / 17.65
- mixed trend
- MACD (12, 26, 9)
- 0.23 / -0.08
- MACD above signal
Indicators describe past prices; on their own they do not predict direction. On our history the RSI ≤ 40 filter added no return (see the signals methodology).
Performance
| Company | S&P 500 | vs S&P 500 | Vertical median | |
|---|---|---|---|---|
| 1 month | +9.2% | −1.1% | +10.3 pp | — |
| 3 months | −4.8% | −0.5% | −4.3 pp | — |
| 6 months | +6.6% | +4.4% | +2.2 pp | — |
| Year to date | −33.6% | +12.3% | −45.9 pp | — |
| 1 year | −40.8% | +13.5% | −54.4 pp | −53.7% |
| 3 years | +117.0% | +76.4% | +40.6 pp | −69.3% |
| 5 years | −23.0% | +63.7% | −86.7 pp | — |
Price returns, dividends excluded.
Quarterly results
Latest quarter: Q2 2026 · 30 Jun 2026
Quarterly margins
Quarterly statements · USD
| Fiscal year | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | Q2 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 131.2 m | 135.5 m | 140.4 m | 151.9 m | 156.8 m | 170.3 m | 129.5 m | 153.6 m |
| Cost of revenue | 123.7 m | 128.2 m | 135.5 m | 150.4 m | 161.4 m | 161.6 m | 171.1 m | 200.1 m |
| Research & development | 139.7 m | 149.0 m | 156.2 m | 152.1 m | 167.1 m | 172.8 m | 187.7 m | 191.3 m |
| Depreciation & amortisation | 51.8 m ≈ | 53.5 m | 55.3 m | 56.7 m ≈ | 59.2 m ≈ | 62.9 m | 67.6 m | 73.1 m ≈ |
| Pre-tax income | 63.9 m | 59.9 m | 79.8 m | 112.2 m | 148.6 m | 185.3 m | 199.6 m | 204.3 m |
| Income tax | 3.1 m | -272.5 m | 8.7 m | 14.9 m | 9.2 m | 11.8 m | 32.8 m | 47.7 m |
| Net income | 60.7 m | 332.5 m | 71.1 m | 97.3 m | 139.4 m | 173.5 m | 166.7 m | 156.6 m |
| Diluted EPS | 0.05 | 0.28 ≈ | 0.06 | 0.08 | 0.11 | 0.13 ≈ | 0.12 | 0.12 |
| Operating cash flow | -1.2 bn ≈ | -200.1 m | 21.5 m | -1.5 bn ≈ | -1.3 bn ≈ | -991.2 m | -2.3 bn | -3.9 bn ≈ |
| Capex | 43.3 m ≈ | 42.3 m | 52.6 m | 63.5 m ≈ | 60.0 m ≈ | 66.4 m | 67.6 m | 96.6 m ≈ |
≈ derived quarter (cumulative difference / share-days average)
E/P over time
E/P = trailing-12-month diluted EPS / price at quarter end. E/P is the inverse of P/E and stays defined when earnings are negative.
Today's P/E sits at the 25 percentile of its own 8-quarter history (min 28.8, median 40.3, max 69.1; quarters with earnings only).
Fiscal years
| Fiscal year | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Revenue | 4.5 m | 103.3 m | 247.7 m | 377.1 m | 421.5 m | 503.1 m | 619.4 m |
| Revenue YoY | unavailable | +2,186.1% | +139.7% | +52.2% | +11.8% | +19.4% | +23.1% |
| Net income | -239.7 m | -224.1 m | -483.9 m | -320.4 m | -300.7 m | 498.7 m | 481.3 m |
| Net income YoY | unavailable | unavailable | unavailable | unavailable | unavailable | unavailable | −3.5% |
| Diluted EPS | -4.02 | -4.30 | -1.00 | -0.40 | -0.36 | 0.39 | 0.39 |
| Diluted EPS YoY | unavailable | unavailable | unavailable | unavailable | unavailable | unavailable | 0.0% |
| net % | -5,303.0% | -216.8% | -195.4% | -85.0% | -71.4% | 99.1% | 77.7% |
| Free cash flow | -92.3 m | -503.9 m | -1.4 bn | -7.3 bn | -7.3 bn | -1.3 bn | -4.0 bn |
Reported results vs expectations
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Balance sheet & financial health
Fiscal year 2025 · 31 Dec 2025
- Cash
- 4.9 bn USD
- Financial debt
- unavailable USD
- Net debt
- unavailable USD
- Equity
- 10.5 bn USD
- Total assets
- 50.7 bn USD
- Debt / equity
- unavailable
- Current ratio
- unavailable
- ROE
- 5.7%
- ROA
- 1.1%
- FCF margin
- -643.4%
Financial statements (source on every figure)
Revenue and net income (USD)
Margins
Income statement · USD
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Source (latest year) |
|---|---|---|---|---|---|---|---|
| Revenue | 103.3 m | 247.7 m | 377.1 m | 421.5 m | 503.1 m | 619.4 m | SEC (XBRL)· 17 Feb 2026verified |
| Cost of revenue | 178.9 m | 257.0 m | 313.2 m | 380.0 m | 461.6 m | 609.0 m | SEC (XBRL)· 17 Feb 2026verified |
| Gross profit | -75.6 m ≈ | -9.3 m ≈ | 63.9 m ≈ | 41.5 m ≈ | 41.5 m ≈ | 10.4 m ≈ | SEC (XBRL)· 17 Feb 2026derived |
| Research & development | 201.2 m | 276.1 m | 405.3 m | 511.4 m | 551.8 m | 648.3 m | SEC (XBRL)· 17 Feb 2026verified |
| Depreciation & amortisation | 69.8 m | 101.6 m | 151.4 m | 201.4 m | 203.5 m | 234.2 m | SEC (XBRL)· 17 Feb 2026verified |
| Interest expense | 185.6 m | 102.8 m | 189.3 m | 789.3 m | — | — | SEC (XBRL)· 27 Feb 2024verified |
| Pre-tax income | -328.5 m | -481.2 m | -318.7 m | -301.2 m | 233.3 m | 525.9 m | SEC (XBRL)· 17 Feb 2026verified |
| Income tax | -104.5 m | 2.8 m | 1.7 m | -416.0 k | -265.3 m | 44.5 m | SEC (XBRL)· 17 Feb 2026verified |
| Net income | -224.1 m | -483.9 m | -320.4 m | -300.7 m | 498.7 m | 481.3 m | SEC (XBRL)· 17 Feb 2026verified |
| Diluted EPS | -4.30 | -1.00 | -0.40 | -0.36 | 0.39 | 0.39 | SEC (XBRL)· 17 Feb 2026verified |
| Weighted average diluted shares | 73.9 m | 526.7 m | 900.9 m | 945.0 m | 1.1 bn | 1.3 bn | SEC (XBRL)· 17 Feb 2026verified |
| Dividend per share | — | — | 0.00 | 0.00 | 0.00 | 0.00 | SEC (XBRL)· 17 Feb 2026verified |
≈ computed by olivLaw from the reported lines of the same year: Revenue − Cost of revenue.
Balance sheet · USD
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Source (latest year) |
|---|---|---|---|---|---|---|---|
| Cash | 872.6 m | 494.7 m | 1.4 bn | 3.1 bn | 2.5 bn | 4.9 bn | SEC (XBRL)· 17 Feb 2026verified |
| Current assets | 1.1 m | — | — | — | — | — | SEC (XBRL)· 17 Mar 2021verified |
| Goodwill | 899.3 m | 898.5 m | 1.6 bn | 1.4 bn | 1.4 bn | 1.4 bn | SEC (XBRL)· 17 Feb 2026verified |
| Intangibles (excl. goodwill) | 355.1 m | 284.6 m | 442.2 m | 364.0 m | 297.8 m | 231.9 m | SEC (XBRL)· 17 Feb 2026verified |
| Total assets | 8.6 bn | 9.2 bn | 19.0 bn | 30.1 bn | 36.3 bn | 50.7 bn | SEC (XBRL)· 17 Feb 2026verified |
| Long-term debt | 4.8 bn | 3.9 bn | 5.5 bn | — | — | — | SEC (XBRL)· 01 Mar 2023verified |
| Current liabilities | 183.5 k | — | — | — | — | — | SEC (XBRL)· 17 Mar 2021verified |
| Total liabilities | 5.5 bn | 4.5 bn | 13.5 bn | 24.5 bn | 29.7 bn | 40.2 bn | SEC (XBRL)· 17 Feb 2026verified |
| Equity | -120.1 m † | 4.4 bn † | 5.2 bn † | 5.2 bn † | 6.5 bn † | 10.5 bn † | SEC (XBRL)· 17 Feb 2026verified |
† equity attributable to the parent's shareholders: in these years the issuer no longer reports the total including non-controlling interests.
Cash flow · USD
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Source (latest year) |
|---|---|---|---|---|---|---|---|
| Operating cash flow | -479.3 m | -1.4 bn | -7.3 bn | -7.2 bn | -1.1 bn | -3.7 bn | SEC (XBRL)· 17 Feb 2026verified |
| Capex | 24.5 m | 52.3 m | 93.2 m | 111.4 m | 154.3 m | 242.4 m | SEC (XBRL)· 17 Feb 2026verified |
| Free cash flow | -503.9 m ≈ | -1.4 bn ≈ | -7.3 bn ≈ | -7.3 bn ≈ | -1.3 bn ≈ | -4.0 bn ≈ | SEC (XBRL)· 17 Feb 2026derived |
| Investing cash flow | 258.9 m | 110.2 m | -106.3 m | -1.9 bn | -4.8 bn | -6.7 bn | SEC (XBRL)· 17 Feb 2026verified |
| Financing cash flow | 853.8 m | 685.0 m | 8.4 bn | 10.9 bn | 5.0 bn | 13.1 bn | SEC (XBRL)· 17 Feb 2026verified |
| Share repurchases | 40.0 k | 526.0 k | 0 | 0 | — | — | SEC (XBRL)· 27 Feb 2024verified |
≈ computed by olivLaw from the reported lines of the same year: Operating cash flow − Capex.
Computed indicators
Growth
Profitability
Returns
Balance sheet
Liquidity
Cash
Efficiency
Market and valuation
1 indicators that do not apply to the sector.
Valuation
olivLaw classification
- indicators available: 5 of at least 6
- score weight coverage: 39.6% of at least 60%
A scoring methodology on indicators and valuation, not investment advice.
Closing price
04 Nov 2026Source: olivLaw, closing series
Market cap: 22.4 bn USD
Key indicators
Coverage and freshness
Score by group
40% · Insufficient data
Estimated value range
The combined range = the median of the valid methods' low, central and high values; it is not a probability interval and does not cover every result. Envelope of all methods: 1.62 – 8.95 USD.
Valuation assumptions are editorial choices, not measured; beta is not measured.
Method ranges (USD per share)
— — Mid · ▏ Price
Valuation methods
- DCF (discounted cash flow)unavailable · the reported interest expense is far older than the latest period (the filer changed its XBRL tag): a stale figure is not used
- Peers: EV/EBITDAunavailable · net debt missing: EV cannot be bridged to equity (missing debt is not zero)
- Peers: P/E1.62 – 8.95 (Mid 4.23)9 companies used · median multiple 8.8x · quartiles 3.4x – 18.7xAXP, DEFT, HKD, JFU, LX, VIP, WD, XYF, YRD
- Dividend discount (DDM)unavailable · the base of the ratio is not positive
Classification (SIC) comparables group by industry code, not by economic activity; the direct group is an editorial selection by activity. Members' multiples are on their own trailing twelve months, at their own latest close.
Assumptions (illustrative, editorial)
- Risk-free rate
- 4.3%
- Equity risk premium
- 5.0%
- Beta (default)
- 1.00
- Cost of equity
- 9.3%
- Terminal growth
- 2.5%
Factor scorecard
Insufficient data
Minimum-evidence gate: indicators available: 5 of at least 6; score weight coverage: 39.6% of at least 60%
| Factor | Value | Score | Weight used |
|---|---|---|---|
| ROIC · Quality | unavailable | unavailable | — |
| Net margin · Quality | 104.3% | 95 (vs peers) | 16% |
| FCF conversion · Quality | -1,382.0% | 0 (on a fixed band) | 16% |
| Revenue CAGR 3Y · Growth | 18.0% | 100 (on a fixed band) | 21% |
| EPS CAGR 3Y · Growth | unavailable | unavailable | — |
| Net debt / EBITDA · Balance sheet | unavailable | unavailable | — |
| Interest coverage · Balance sheet | unavailable | unavailable | — |
| Current ratio · Balance sheet | unavailable | unavailable | — |
| P/E (TTM) · Valuation | 36.3x | 0 (vs peers) | 26% |
| EV/EBITDA · Valuation | unavailable | unavailable | — |
| FCF yield · Valuation | -39.2% | 0 (on a fixed band) | 21% |
| Shareholder yield (distributions) · Returns | unavailable | unavailable | — |
| Payout ratio (FCF) · Returns | unavailable | unavailable | — |
Factors without a value were dropped; the remaining weights were renormalised.
Score groups
- Balance sheet· partialunavailable · 0/3 factors with a value
- Growth· partial100/100 · 1/2 factors with a value
- Quality47/100 · 2/3 factors with a value
- Returns· partialunavailable · 0/2 factors with a value
- Valuation0/100 · 2/3 factors with a value
A «partial» group is computed from under half of its weight or from one factor: it is not a full assessment of the group.
Memo
SoFi Technologies, Inc. (SOFI). Latest full fiscal year: 2025; data up to 2026-06-30.
Figures computed from the financial statements: revenue 619.4 m USD in 2025; YoY growth 23.1%; net margin 104.3%; ROE 7.1%.
The estimated value range is 1.62–8.95 USD per share (median of 1 methods, agreement: single method); assumptions are illustrative. Against the central value of 4.23 USD, the price of 17.38 USD leaves a potential of -75.6% (value / price − 1) and a margin of safety of -310.6% (1 − price / value). The range is the median of the methods' low, central and high values, not a probability interval.
Insufficient data for a verdict (indicators available: 5 of at least 6; score weight coverage: 39.6% of at least 60%).
Text generated deterministically from the figures shown; no language model. Not investment advice.
What supports the thesis
- Net margin: 104.3%
- Revenue CAGR 3Y: 18.0%
What contradicts it
- FCF conversion: -1,382.0%
- P/E (TTM): 36.3x
- FCF yield: -39.2%
- The price is above the estimated value range
Not assessed (insufficient data or a ratio without meaning): ROIC, EPS CAGR 3Y, Net debt / EBITDA, Interest coverage, Current ratio, EV/EBITDA, Shareholder yield (distributions), Payout ratio (FCF).
Versus the vertical median
Finance Services (SIC 6199) · same industry (4-digit SIC) · compared with 39 companies
The size band was not applied: too few companies would have remained; the vertical includes much smaller or larger companies.
Multiples and returns vs the median
Price rebased to 100 (monthly, 5 years)
Companies in the vertical
| Market cap | P/E | ROE | Net margin | Revenue YoY | 1A / 3A | |
|---|---|---|---|---|---|---|
| AXPAmerican Express Co | 223.0 bn | 18.7 | 35.9% | 27.9% | +6.4% | −9% / +95% |
| COINCoinbase Global, Inc. | 40.1 bn | — | -4.7% | -12.5% | +9.4% | −44% / +21% |
| SOFISoFi Technologies, Inc. | 22.4 bn | 36.3 | 7.1% | 104.3% | +23.1% | −41% / +117% |
| KLARKlarna Group plc | 5.2 bn | — | -11.9% | -7.8% | +24.8% | −56% / unavailable |
| GPGIGPGI, Inc. | 3.7 bn | — | -20.6% | — | −85.8% | −36% / +208% |
| BLSHBullish | 3.5 bn | — | -27.3% | -0.3% | −2.2% | −47% / unavailable |
| CIFRCipher Digital Inc. | 3.0 bn | — | -156.8% | -742.3% | +48.0% | −68% / +135% |
| MARAMara Holdings, Inc. | 2.7 bn | — | -107.2% | -430.2% | +38.2% | −42% / −43% |
| WLTHWealthfront Corporation | 1.7 bn | — | -20.5% | -19.4% | +18.2% | unavailable / unavailable |
| WDWalker & Dunlop, Inc. | 1.3 bn | 34.4 | 2.2% | 3.0% | +9.0% | −41% / −54% |
| KEELKeel Infrastructure Corp. | 1.3 bn | — | -87.6% | -230.6% | +72.0% | −40% / +47% |
| XYFX Financial | 1.2 bn | 5.9 | 20.2% | 19.2% | +35.8% | −28% / +15% |
| CDChaince Digital Holdings Inc. | 741.4 m | — | -12.3% | -182.5% | +277.9% | −30% / +622% |
| GDOTGreen Dot Corp | 727.1 m | — | -2.8% | -1.1% | +20.7% | +2% / +59% |
| JFU9F Inc. | 536.7 m | 23.2 | 4.7% | 125.2% | +12.2% | −52% / −43% |
| CANGCango Inc. | 272.7 m | — | -130.8% | -90.4% | +524.3% | −92% / −76% |
| BKKTBakkt, Inc. | 215.0 m | — | -15.9% | -1.3% | −32.1% | −70% / −87% |
| ZSQRZ Squared Inc. | 192.4 m | — | -25.9% | -642.0% | unavailable | −81% / −84% |
| DEFTDefi Technologies Inc. | 152.4 m | 2.3 | 74.0% | 62.9% | +215.5% | −74% / unavailable |
| HSDTSolana Company | 127.0 m | — | -183.2% | -1,302.8% | +1,057.1% | −49% / −100% |
| GHIGreystone Housing Impact Investors LP | 111.0 m | — | — | -5.1% | −6.4% | −33% / −72% |
| AGPUAxe Compute Inc | 86.2 m | — | -1,565.2% | -7,769.8% | +47.7% | +24% / −85% |
| YRDYiren Digital Ltd. | 68.9 m | 8.8 | 0.6% | 1.0% | −85.9% | −91% / −86% |
| BTCSBTCS Inc. | 54.6 m | — | -354.8% | -746.3% | +304.8% | −67% / +6% |
| ZSTKZeroStack Corp. | 47.4 m | — | -1,993.6% | -444.2% | −0.5% | −67% / −94% |
1- and 3-year price returns: for SOFI from daily closes (the same as the performance table), for the other companies from month-end closes.
olivLaw engine forecast
The world engine ran after the company's latest material disclosure. Probabilities are of TOUCHING a level within the horizon (not closing there) and sit next to the random walk (p_rw), the no-information benchmark.
Valuation scenarios (editable assumptions)
Illustrative scenarios
Illustrative: not forecasts and without probabilities. Each case is one coherent set of assumptions, computed on today's figures.
Estimated price (USD)
| Estimated price | Bear | Base | Bull |
|---|---|---|---|
| 1 years | 11.68 Total return -33% · Per year -33% | 20.56 Total return 18% · Per year 18% | 30.84 Total return 77% · Per year 77% |
| 3 years | 13.86 Total return -20% · Per year -7% | 27.19 Total return 56% · Per year 16% | 44.40 Total return 155% · Per year 37% |
| 5 years | 16.44 Total return -5% · Per year -1% | 35.96 Total return 107% · Per year 16% | 63.94 Total return 268% · Per year 30% |
- Exit P/E± 6.80
- Net margin± 4.76
- Annual revenue growth± 3.55
- Annual dilution± 0.40
AI analysis
AI-generatedAI-generated analysis (Claude) from cited public sources; it may contain errors. Not investment advice. As of 27 Oct 2026 · Model: claude-haiku-5-5.
Possibly outdated: the newest document it read is from 06 Aug 2026; since then the company filed 8-K (27 Oct 2026 · results).
In brief
SoFi Technologies is a digital financial services company that combines lending, deposits, investing and a technology platform for enterprise clients. In fiscal 2025 total net revenue reached 3.6 billion USD 1, and in the second quarter of 2026 it reached 1.2 billion USD 3. The company also raised its 2026 adjusted net revenue guidance to 4.75 - 4.85 billion USD 3.
SWOT
Strengths
Weaknesses
Opportunities
Risks
- Credit riskhigh
A weaker economy could lead to higher loan default rates, which would weigh on results 1.
- Funding and liquidity riskmedium
Access to deposits and warehouse financing must be maintained, and losing a facility could hurt growth 1.
- Regulatory riskmedium
Bank and bank holding status could bring extra supervision and requirements 1.
- Fraud riskmedium
Rising fraud, especially on personal loans and cards, could cause losses 1.
- Client concentration risklow
Losing one of the large technology clients could reduce segment revenue 13.
Investment thesis
What would need to be true (bull case)
What to watch
- 2026 adjusted net revenue guidanceQ3 2026
- Cross buy rate and new product countQ3 2026
- Stability of Technology Platform accounts2027
Products, market & competition
AI-generatedAI-generated analysis (Claude) from cited public sources; it may contain errors. Not investment advice. As of 27 Oct 2026 · Model: claude-haiku-5-5.
Possibly outdated: the newest document it read is from 06 Aug 2026; since then the company filed 8-K (27 Oct 2026 · results).
The business
SoFi presents itself as a mission driven company that aims to help members reach their financial goals, founded in 2011 1. Its offer includes personal, student and home loans, along with products such as SoFi Money, the credit card, SoFi Crypto and SoFi Invest, all within one integrated digital app 1. Since mid 2026 the company describes itself as an everything app for digital financial services, and SoFi Plus has become a paid subscription 2.
The company runs three reportable segments: Lending, Technology Platform and Financial Services 1. A central element is the so called Financial Services Productivity Loop, through which existing members adopt more products, which can lower acquisition costs and raise lifetime value per member 1. SoFi Bank, a national bank, lets the company fund loans with deposits, which generally carry a lower borrowing cost than warehouse financing 1.
Market context
The US market for personal, student and home loans is large, and SoFi approaches it through an integrated digital experience 1. The market for deposits and app based investing is contested, and the company says part of its growth comes from cross selling to existing members 13. International expansion in Latin America, Canada and Switzerland is still an area with limited company experience 1.
Trends
- Interest ratesmixed
Changes in interest rates can shift loan demand and net interest margin, so the effect could be mixed 12.
- Growing digital adoption of financial servicestailwind
Customers increasingly prefer digital apps, which could support adoption of new products 1.
- Funding costs and depositsmixed
Shifting to deposit funding has lowered funding costs, but deposit rates must stay competitive 13.
- Banking and digital asset regulationheadwind
Bank and bank holding status brings extra requirements, and rules for digital assets are changing 1.
Competitive position
The company says it competes with traditional banks, technology enabled lenders, financial service providers and social and commerce platforms 1. Its stated advantage is an integrated digital model that brings several products together 1.
- Technology financial service providers
Companies offering payments and app based investing, named as rivals 1.
- Broker dealers
Competition for trading and investing services, noted in the risk factors 1.
- Social and commerce platforms
Apps offering peer to peer and social commerce payments, cited as rivals 1.
Links, dependencies and risks
Who the company is tied to, from its own SEC filings (customers, suppliers, production, partners, competitors, countries, regulation), from the 5 %+ holders' statements (13D/13G) and from what other companies say about it. Click a node for its evidence; on a listed company the graph moves to it.
Loading the links…
News & filings
In the press
- Stocks making the biggest moves midday: SoFi Technologies, Pentair, Royal Caribbean, JetBlue & moreCNBC — Top News · 27 Oct 2026 · EN
SEC filings
- Current report27 Oct 2026Results of operations · Financial statements and exhibits
- Quarterly report06 Aug 2026
- Current report29 Jul 2026Results of operations · Financial statements and exhibits
- Current report18 Jun 2026Shareholder vote
- Quarterly report07 May 2026
- Proxy statement30 Apr 2026
- Current report29 Apr 2026Results of operations · Financial statements and exhibits
- Annual report17 Feb 2026
- Current report30 Jan 2026Results of operations · Financial statements and exhibits
- Current report09 Jan 2026Departure or appointment of officers
Sources
- [1] Form 10-K, fiscal year ended 2025-12-31 · SEC / SOFI · 17 Feb 2026
- [2] Form 10-Q, quarter ended 2026-06-30 · SEC / SOFI · 06 Aug 2026
- [3] Form 8-K, results release (exhibit 99.1) · SEC / SOFI · 29 Jul 2026
Figures computed by olivLaw from SEC filings and closing prices; the qualitative analysis is AI-generated from cited sources. Not investment advice.