olivLaw · US equity research
Atlanticus Holdings Corporation ATLC
Personal Credit Institutions · SIC 6141 · Vertical: Personal Credit Institutions (SIC 6141)
Atlanticus Holdings Corporation (ATLC) is a financial technology company that gives US lenders decisioning technology and servicing for private label and general purpose cards aimed at consumers underserved by larger banks. Its relevance is growing after the Mercury acquisition, which lifted managed receivables to 6953.4 million USD at December 31, 2025.
At the close of 04 Nov 2026, Atlanticus Holdings Corporation (ATLC) stock was 99.75 USD (+7.85% on the day), with market capitalisation 1.5 bn USD, P/E 12.8 on diluted EPS of 7.78 USD over the last 12 months, beta 1.62, 52-week range 47.96–111.79 USD. Latest reported quarter (Q2 2026): revenue of 744.3 m USD (+88.8% YoY), net income of 49.7 m USD (+62.6% YoY), diluted EPS 2.50 USD.
Data as of · AI analysis dated · Source: SEC filings and closing prices, computed by olivLaw.
Price history
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Technical reading
- RSI (14)
- 61.2
- strong (55–70)
- Bollinger (20, 2)
- 86.14 – 98.56
- above the upper band · %B 1.10 · band width 13.5%
- SMA 50 / 200
- 92.25 / 80.93
- uptrend (price > SMA50 > SMA200)
- MACD (12, 26, 9)
- 0.66 / -0.13
- MACD above signal
Indicators describe past prices; on their own they do not predict direction. On our history the RSI ≤ 40 filter added no return (see the signals methodology).
Performance
| Company | S&P 500 | vs S&P 500 | Vertical median | |
|---|---|---|---|---|
| 1 month | +7.4% | −2.0% | +9.4 pp | — |
| 3 months | −10.4% | −2.2% | −8.2 pp | — |
| 6 months | +28.2% | +4.3% | +23.9 pp | — |
| Year to date | +49.0% | +10.6% | +38.4 pp | — |
| 1 year | +80.5% | +10.5% | +70.0 pp | +5.4% |
| 3 years | +232.5% | +73.7% | +158.8 pp | +99.1% |
| 5 years | +16.7% | +61.7% | −45.0 pp | — |
Price returns, dividends excluded.
Quarterly results
Latest quarter: Q2 2026 · 30 Jun 2026
Quarterly margins
Quarterly statements · USD
| Fiscal year | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | Q2 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 351.2 m | 353.5 m | 345.2 m | 394.2 m | 494.7 m | 734.4 m | 679.6 m | 744.3 m |
| Cost of revenue | 28.1 m | 35.8 m | 32.2 m | 34.1 m | 39.0 m | 55.6 m | 44.9 m | 57.9 m |
| Depreciation & amortisation | 1.3 m ≈ | 1.4 m | 1.6 m | 1.7 m ≈ | 2.5 m ≈ | 4.1 m | 5.1 m | 5.1 m ≈ |
| Interest expense | 42.5 m | 44.7 m | 47.5 m | 53.7 m | 75.5 m | 125.2 m | 122.8 m | 123.4 m |
| Pre-tax income | 37.3 m | 39.9 m | 40.9 m | 40.1 m | 32.5 m | 46.2 m | 58.8 m | 66.0 m |
| Income tax | 8.1 m | 8.9 m | 9.7 m | 9.9 m | 7.9 m | 11.6 m | 14.3 m | 16.3 m |
| Net income | 29.5 m | 31.3 m | 31.5 m | 30.6 m | 25.0 m | 35.1 m | 44.2 m | 49.7 m |
| Diluted EPS | 1.27 | 1.66 ≈ | 1.49 | 1.51 | 1.21 | 1.84 ≈ | 2.23 | 2.50 |
| Operating cash flow | 112.4 m ≈ | 122.6 m | 131.6 m | 132.7 m ≈ | 107.5 m ≈ | 266.3 m | 286.3 m | 276.9 m ≈ |
| Share repurchases | 25.8 m ≈ | 25.0 m | 51.2 m | 1.9 m ≈ | 25.0 k ≈ | 16.4 m | 3.8 m | 55.0 k ≈ |
≈ derived quarter (cumulative difference / share-days average)
E/P over time
E/P = trailing-12-month diluted EPS / price at quarter end. E/P is the inverse of P/E and stays defined when earnings are negative.
Today's P/E sits at the 96 percentile of its own 27-quarter history (min 2.6, median 6.6, max 13.1; quarters with earnings only).
Fiscal years
| Fiscal year | 2017 | 2018 | ⚠ 2019 | 2020 | 2021 | 2022 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 5.3 m | 5.6 m | 455.2 m | 563.4 m | 748.1 m | 1.0 bn | 1.3 bn | 2.0 bn |
| Revenue YoY | unavailable | +5.4% | — | +23.8% | +32.8% | +40.0% | unavailable | +50.1% |
| Net income | -40.8 m | 7.9 m | 26.4 m | 94.1 m | 177.9 m | 135.6 m | 111.3 m | 122.2 m |
| Net income YoY | unavailable | unavailable | — | +255.9% | +89.0% | −23.8% | unavailable | +9.8% |
| Diluted EPS | -2.93 | 0.56 | 1.66 | 3.95 | 7.56 | 5.83 | 4.77 | 5.96 |
| Diluted EPS YoY | unavailable | unavailable | — | +138.0% | +91.4% | −22.9% | unavailable | +24.9% |
| net % | -773.4% | 141.4% | 5.8% | 16.7% | 23.8% | 13.0% | 8.5% | 6.2% |
| Free cash flow | -26.9 m | 41.5 m | 99.7 m | 212.0 m | unavailable | unavailable | unavailable | unavailable |
The series breaks before 2019: earlier years come from the original reports of the issuer of that time, later years from a subsequent filing that restated the perimeter (a separation, discontinued operations). The year-on-year change across the break is not shown.
Reported results vs expectations
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Balance sheet & financial health
Fiscal year 2025 · 31 Dec 2025
- Cash
- 621.1 m USD
- Financial debt
- unavailable USD
- Net debt
- unavailable USD
- Equity
- 603.8 m USD
- Total assets
- 7.6 bn USD
- Debt / equity
- unavailable
- Current ratio
- unavailable
- ROE
- 22.4%
- ROA
- 2.2%
- FCF margin
- unavailable
Financial statements (source on every figure)
Revenue and net income (USD)
Margins
Income statement · USD
| Line | 2019 | 2020 | 2021 | 2022 | 2024 | 2025 | Source (latest year) |
|---|---|---|---|---|---|---|---|
| Revenue | 455.2 m | 563.4 m | 748.1 m | 1.0 bn | 1.3 bn | 2.0 bn | SEC (XBRL)· 12 Mar 2026verified |
| Cost of revenue | 49.5 m | 63.0 m | 75.4 m | 95.4 m | 118.4 m | 160.8 m | SEC (XBRL)· 12 Mar 2026verified |
| Gross profit | 405.7 m ≈ | 500.4 m ≈ | 672.7 m ≈ | 951.5 m ≈ | 1.2 bn ≈ | 1.8 bn ≈ | SEC (XBRL)· 12 Mar 2026derived |
| Depreciation & amortisation | 7.7 m | 8.0 m | 2.5 m | 4.8 m | 5.2 m | 9.9 m | SEC (XBRL)· 12 Mar 2026verified |
| Interest expense | 50.7 m | 51.5 m | 54.1 m | 81.9 m | 160.2 m | 301.9 m | SEC (XBRL)· 12 Mar 2026verified |
| Pre-tax income | 31.8 m | 114.4 m | 219.6 m | 149.3 m | 138.6 m | 159.7 m | SEC (XBRL)· 12 Mar 2026verified |
| Income tax | 5.6 m | 20.5 m | 41.8 m | 14.7 m | 28.5 m | 39.1 m | SEC (XBRL)· 12 Mar 2026verified |
| Net income | 26.4 m | 94.1 m | 177.9 m | 135.6 m | 111.3 m | 122.2 m | SEC (XBRL)· 12 Mar 2026verified |
| Diluted EPS | 1.66 | 3.95 | 7.56 | 5.83 | 4.77 | 5.96 | SEC (XBRL)· 12 Mar 2026verified |
| Weighted average diluted shares | 15.3 m | 20.1 m | 20.9 m | 19.4 m | 18.8 m | 19.2 m | SEC (XBRL)· 12 Mar 2026verified |
≈ computed by olivLaw from the reported lines of the same year: Revenue − Cost of revenue.
Balance sheet · USD
| Line | 2019 | 2020 | 2021 | 2022 | 2024 | 2025 | Source (latest year) |
|---|---|---|---|---|---|---|---|
| Cash | — | — | — | — | 375.4 m | 621.1 m | SEC (XBRL)· 12 Mar 2026verified |
| Property, plant & equipment, net | 2.7 m | 2.2 m | 7.3 m | 10.0 m | 10.5 m | 12.6 m | SEC (XBRL)· 12 Mar 2026verified |
| Intangibles (excl. goodwill) | — | — | — | — | 0 | 30.3 m | SEC (XBRL)· 12 Mar 2026verified |
| Total assets | 936.3 m | 1.2 bn | 1.9 bn | 2.4 bn | 3.3 bn | 7.6 bn | SEC (XBRL)· 12 Mar 2026verified |
| Total liabilities | 846.9 m | 991.4 m | 1.5 bn | 1.9 bn | 2.7 bn | 7.0 bn | SEC (XBRL)· 12 Mar 2026verified |
| Equity | 335.0 k | 76.5 m | 287.5 m | 325.0 m | 489.4 m | 603.8 m | SEC (XBRL)· 12 Mar 2026verified |
Cash flow · USD
| Line | 2019 | 2020 | 2021 | 2022 | 2024 | 2025 | Source (latest year) |
|---|---|---|---|---|---|---|---|
| Operating cash flow | 100.0 m | 212.7 m | 212.4 m | 347.6 m | 469.4 m | 638.0 m | SEC (XBRL)· 12 Mar 2026verified |
| Capex | 250.0 k | 749.0 k | — | — | — | — | SEC (XBRL)· 31 Mar 2021verified |
| Free cash flow | 99.7 m ≈ | 212.0 m ≈ | — | — | — | — | SEC (XBRL)· 31 Mar 2021derived |
| Investing cash flow | -433.7 m | -292.6 m | -475.0 m | -682.3 m | -747.0 m | -1.5 bn | SEC (XBRL)· 12 Mar 2026verified |
| Financing cash flow | 368.7 m | 162.4 m | 510.3 m | 261.3 m | 393.6 m | 1.1 bn | SEC (XBRL)· 12 Mar 2026verified |
| Share repurchases | 2.5 m | 3.4 m | 25.2 m | 89.0 m | 52.7 m | 69.6 m | SEC (XBRL)· 12 Mar 2026verified |
≈ computed by olivLaw from the reported lines of the same year: Operating cash flow − Capex.
Computed indicators
Growth
Profitability
Returns
Balance sheet
Liquidity
Cash
Efficiency
Market and valuation
1 indicators that do not apply to the sector.
Valuation
olivLaw classification
- indicators available: 5 of at least 6
- score weight coverage: 39.6% of at least 60%
A scoring methodology on indicators and valuation, not investment advice.
Closing price
04 Nov 2026Source: olivLaw, closing series
Market cap: 1.5 bn USD
Key indicators
Coverage and freshness
Score by group
40% · Insufficient data
Estimated value range
The combined range = the median of the valid methods' low, central and high values; it is not a probability interval and does not cover every result. Envelope of all methods: 70.45 – 120.65 USD.
Valuation assumptions are editorial choices, not measured; beta is not measured.
Method ranges (USD per share)
— — Mid · ▏ Price
Valuation methods
- DCF (discounted cash flow)unavailable · the input exists, but its latest figure is far older than the latest reported period: not used
- Peers: EV/EBITDAunavailable · net debt missing: EV cannot be bridged to equity (missing debt is not zero)
- Peers: P/E70.45 – 120.65 (Mid 101.71)8 companies used · median multiple 13.1x · quartiles 9.1x – 15.5xAFRM, BFH, CACC, ENVA, HAPN, NNI, RM, WRLD
- Dividend discount (DDM)unavailable · the company pays no dividend: a dividend model needs an explicit initiation assumption
Classification (SIC) comparables group by industry code, not by economic activity; the direct group is an editorial selection by activity. Members' multiples are on their own trailing twelve months, at their own latest close.
Assumptions (illustrative, editorial)
- Risk-free rate
- 4.3%
- Equity risk premium
- 5.0%
- Beta (default)
- 1.00
- Cost of equity
- 9.3%
- Terminal growth
- 2.5%
Factor scorecard
Insufficient data
Minimum-evidence gate: indicators available: 5 of at least 6; score weight coverage: 39.6% of at least 60%
| Factor | Value | Score | Weight used |
|---|---|---|---|
| ROIC · Quality | unavailable | unavailable | — |
| Net margin · Quality | 5.8% | 0 (vs peers) | 16% |
| FCF conversion · Quality | unavailable | unavailable | — |
| Revenue CAGR 3Y · Growth | 23.4% | 100 (on a fixed band) | 21% |
| EPS CAGR 3Y · Growth | 0.7% | 5 (on a fixed band) | 21% |
| Net debt / EBITDA · Balance sheet | unavailable | unavailable | — |
| Interest coverage · Balance sheet | unavailable | unavailable | — |
| Current ratio · Balance sheet | unavailable | unavailable | — |
| P/E (TTM) · Valuation | 12.8x | 50 (vs peers) | 26% |
| EV/EBITDA · Valuation | unavailable | unavailable | — |
| FCF yield · Valuation | unavailable | unavailable | — |
| Shareholder yield (distributions) · Returns | 1.3% | 19 (on a fixed band) | 16% |
| Payout ratio (FCF) · Returns | unavailable | unavailable | — |
Factors without a value were dropped; the remaining weights were renormalised.
Score groups
- Balance sheet· partialunavailable · 0/3 factors with a value
- Growth52/100 · 2/2 factors with a value
- Quality· partial0/100 · 1/3 factors with a value
- Returns· partial19/100 · 1/2 factors with a value
- Valuation· partial50/100 · 1/3 factors with a value
A «partial» group is computed from under half of its weight or from one factor: it is not a full assessment of the group.
Memo
Atlanticus Holdings Corp (ATLC). Latest full fiscal year: 2025; data up to 2026-06-30.
Figures computed from the financial statements: revenue 2.0 bn USD in 2025; YoY growth 50.1%; net margin 5.8%; ROE 24.3%.
The estimated value range is 70.45–120.65 USD per share (median of 1 methods, agreement: single method); assumptions are illustrative. Against the central value of 101.71 USD, the price of 99.75 USD leaves a potential of 2.0% (value / price − 1) and a margin of safety of 1.9% (1 − price / value). The range is the median of the methods' low, central and high values, not a probability interval.
Insufficient data for a verdict (indicators available: 5 of at least 6; score weight coverage: 39.6% of at least 60%).
Text generated deterministically from the figures shown; no language model. Not investment advice.
What supports the thesis
- Revenue CAGR 3Y: 23.4%
What contradicts it
- Net margin: 5.8%
- EPS CAGR 3Y: 0.7%
- Shareholder yield (distributions): 1.3%
Not assessed (insufficient data or a ratio without meaning): ROIC, FCF conversion, Net debt / EBITDA, Interest coverage, Current ratio, EV/EBITDA, FCF yield, Payout ratio (FCF).
Versus the vertical median
Personal Credit Institutions (SIC 6141) · same industry (4-digit SIC) · compared with 8 companies
Multiples and returns vs the median
Price rebased to 100 (monthly, 5 years)
Companies in the vertical
| Market cap | P/E | ROE | Net margin | Revenue YoY | 1A / 3A | |
|---|---|---|---|---|---|---|
| CACCCredit Acceptance Corp | 5.1 bn | 16.3 | 22.7% | 14.4% | +7.2% | +8% / +9% |
| AFRMAffirm Holdings, Inc. | 4.5 bn | 13.7 | 45.1% | 45.3% | +32.2% | +7% / +120% |
| ENVAEnova International, Inc. | 4.4 bn | 12.5 | 26.8% | 10.5% | +18.6% | +38% / +340% |
| BFHBread Financial Holdings, Inc. | 4.0 bn | 8.3 | 15.9% | — | −19.0% | +55% / +273% |
| HAPNHappen, Inc. | 1.9 bn | 9.3 | 13.8% | — | −58.5% | −8% / +165% |
| ATLCAtlanticus Holdings Corp | 1.5 bn | 12.8 | 24.3% | 5.8% | +50.1% | +81% / +233% |
| WRLDWorld Acceptance Corp | 751.2 m | 19.4 | 9.9% | 6.6% | +3.7% | +4% / +45% |
| RMRegional Management Corp. | 353.4 m | 8.0 | 12.6% | 7.0% | +9.7% | +4% / +79% |
| NNINelnet, Inc. | — | 15.3 | 8.2% | — | unavailable | −1% / +52% |
1- and 3-year price returns: for ATLC from daily closes (the same as the performance table), for the other companies from month-end closes.
olivLaw engine forecast
The world engine ran after the company's latest material disclosure. Probabilities are of TOUCHING a level within the horizon (not closing there) and sit next to the random walk (p_rw), the no-information benchmark.
The engine has no published run for this company yet.
Valuation scenarios (editable assumptions)
Illustrative scenarios
Illustrative: not forecasts and without probabilities. Each case is one coherent set of assumptions, computed on today's figures.
Estimated price (USD)
| Estimated price | Bear | Base | Bull |
|---|---|---|---|
| 1 years | 85.10 Total return -15% · Per year -15% | 149.76 Total return 50% · Per year 50% | 224.64 Total return 125% · Per year 125% |
| 3 years | 100.94 Total return 1% · Per year 0% | 198.05 Total return 99% · Per year 26% | 323.48 Total return 224% · Per year 48% |
| 5 years | 119.73 Total return 20% · Per year 4% | 261.93 Total return 163% · Per year 21% | 465.81 Total return 367% · Per year 36% |
- Exit P/E± 49.51
- Net margin± 34.66
- Annual revenue growth± 25.85
- Annual dilution± 2.91
AI analysis
AI-generatedAI-generated analysis (Claude) from cited public sources; it may contain errors. Not investment advice. As of 27 Oct 2026 · Model: claude-haiku-5-5.
In brief
Atlanticus Holdings Corporation (ATLC) is a financial technology company that gives US lenders decisioning technology and servicing for private label and general purpose cards aimed at consumers underserved by larger banks. Its relevance is growing after the Mercury acquisition, which lifted managed receivables to 6953.4 million USD at December 31, 2025 1.
SWOT
Strengths
Weaknesses
- Concentration of private label receivables in a few retail partners leaves revenue exposed to losing one major contract 1.
- Reliance on debt funding with finite-term facilities and financial covenants may constrain growth 1.
- Much reported income rests on management estimates of future receivable performance, which can cause earnings swings 1.
Opportunities
Threats
- An economic slowdown or high inflation could raise losses and delinquencies, directly hitting receivable returns 1.
- Consumer protection rules and true lender interpretations could force costly changes to the operating model 1.
- Capital markets may become volatile, limiting access to funding on acceptable terms 1.
Risks
- Dependence on receivable paymentshigh
Collections and revenue depend on consumer repayments, which can deteriorate in recessions or periods of high inflation 1.
- Debt funding and access to capitalhigh
Receivable purchases rely on finite-term financing facilities that must be renewed; difficult market conditions could reduce purchase volumes 1.
- Regulation and litigationhigh
Regulatory actions or true lender litigation could void or restrict certain receivables and bring penalties 1.
- Partner concentrationmedium
Much private label receivable exposure comes from a few retailers, and losing one could materially reduce revenue 1.
- Integrating the Mercury acquisitionmedium
Integrating a large portfolio and new programs could create operational difficulties and challenges in estimating performance 1.
Investment thesis
What would need to be true (bull case)
- If the portfolio keeps growing and receivable performance stays within estimates, servicing and fee income could benefit from the newly gained scale 1.
- The decisioning platform and multi-bank partnerships could give an advantage in winning new credit programs for underserved consumers 1.
- Diversifying into general purpose cards and auto finance could reduce dependence on a single product or partner 1.
What would break the thesis
- A weaker economic cycle could raise credit losses, which could significantly reduce portfolio profitability 1.
- Dependence on a few retail partners and on finite-term funding facilities could amplify the impact of a single problem 1.
- Regulatory and true lender risks could force costly changes to the business model or restrictions in some states 1.
What to watch
- Trend in managed receivable balances and delinquency ratesQ3 2026
- Integration of the Mercury portfolio and its performance against estimates2026
- Any regulatory decisions or litigation on the true lender model2027
Products, market & competition
AI-generatedAI-generated analysis (Claude) from cited public sources; it may contain errors. Not investment advice. As of 27 Oct 2026 · Model: claude-haiku-5-5.
The business
Atlanticus acts as a program manager: it supplies technology, predictive analytics and services to bank partners (The Bank of Missouri, WebBank and First Bank and Trust), which originate the cards. Lenders pay the company a fee and are in most cases obliged to sell it the receivables they generate, which Atlanticus acquires at principal amount 1. It also earns merchant fees from retail partners that enhance returns, and pays its bank partners a monthly fee for regulatory oversight 1.
The company reports through two segments, Credit as a Service (CaaS) and Auto Finance, and its revenue and risks are closely tied to the quality of its receivables and the confidence of its bank partners 1.
Segments
Auto Finance
Through its CAR subsidiary, the segment buys and services auto loans for independent dealers in the buy-here, pay-here model and offers floor-plan financing; revenue comes from interest and the accretion of purchase discounts, plus servicing for third parties 1.
Market context
Citing Experian data, the company notes that a large share of Americans have FICO scores below 700, a population with limited access to credit from larger financial institutions 1. Its receivables come mainly from borrowers classed as less than prime, and loss rates tend to be higher at the lower end of the score range 1.
Financing for less-banked consumers is sensitive to the economic cycle: slowdowns, high inflation or tighter funding can quickly change delinquency rates and the cost of capital 1.
Trends
- Growth in the card portfoliotailwind
Managed receivables for private label and general purpose cards rose from 2724.8 million USD to 6953.4 million USD during 2025, largely through the Mercury acquisition 1. If that pace holds, the scale of operations could support servicing and fee income.
- Concentration on a few retail partnersheadwind
The five largest retail partners accounted for a very large share of private label receivables at December 31, 2025 1. If a significant partner reduces or ends its relationship, segment revenue could fall materially.
- Regulatory pressure on true lender modelsheadwind
If courts recharacterize the company as the true lender, affected receivables could be void in some states and attract fines or licensing requirements 1. The impact depends on how case law develops.
- Wider offering through Mercury and dealer servicesmixed
The Mercury acquisition complements existing products, and the CAR network serves over 700 dealers 1. Integrating these activities could support diversification, but it requires careful execution.
Competitive position
The company competes with other card issuers and consumer finance providers that may offer similar terms for higher-risk credit 1. Its cited advantages are a machine-learning decisioning platform and its partnerships with banks and retailers 1.
Competition also arises in buying receivables portfolios and in servicing, where providers with their own technology and data can win share 1.
- General purpose card issuers
Issuers offering cards to mid or lower-score customers, named as a source of competition in the annual report 1.
- Point-of-sale retail and healthcare financing providers
Other entities offering point-of-sale financing in the same retail and medical categories 1.
- Non-prime auto finance companies
Companies financing vehicle purchases for higher-risk borrowers, competing with the CAR segment 1.
- Other credit technology platforms
Providers of decisioning software and services to banks and lenders that compete for the same partners 1.
Links, dependencies and risks
Who the company is tied to, from its own SEC filings (customers, suppliers, production, partners, competitors, countries, regulation), from the 5 %+ holders' statements (13D/13G) and from what other companies say about it. Click a node for its evidence; on a listed company the graph moves to it.
Loading the links…
News & filings
In the press
- Atlanticus Holdings (ATLC) Sells Auto Finance Unit. Can it Replace Lost Earnings?Yahoo Finance — News · 23 Sept 2026 · EN
The latest news item in our archive is from 23 Sept 2026; the newest SEC filing is from 06 Oct 2026. The press archive comes from the RSS feeds we follow and does not necessarily cover the latest event — the filings alongside do.
SEC filings
- Current report06 Oct 2026Other events
- Current report17 Sept 2026Other events · Financial statements and exhibits
- Quarterly report06 Aug 2026
- Current report13 May 2026Shareholder vote
- Quarterly report07 May 2026
- Proxy statement10 Apr 2026
- Annual report12 Mar 2026
- Current report (amendment)28 Nov 2025Financial statements and exhibits
- Quarterly report10 Nov 2025
- Current report17 Sept 2025Material agreement · Regulation FD disclosure · Financial statements and exhibits
Sources
- [1] Form 10-K, fiscal year ended 2025-12-31 · SEC / Atlanticus Holdings Corporation · 12 Mar 2026
- [2] Form 10-Q, quarter ended 2026-06-30 · SEC / Atlanticus Holdings Corporation · 06 Aug 2026
- [3] Form 8-K, results release (exhibit 99.1) · SEC / Atlanticus Holdings Corporation · 23 Jul 2024
Figures computed by olivLaw from SEC filings and closing prices; the qualitative analysis is AI-generated from cited sources. Not investment advice.