olivLaw · US equity research
Happen, Inc. HAPN
Personal Credit Institutions · SIC 6141 · Vertical: Personal Credit Institutions (SIC 6141)
Happen, Inc. (formerly LendingClub) operates a U.S. nationally chartered digital bank focused on the motivated middle, creditworthy consumers who use credit for intentional financial goals. The company changed its name in June 2026 and moved to Nasdaq under HAPN, and its second quarter 2026 results show growth in originations, revenue and profit, while its 2026 guidance reflects expansion, especially into home improvement financing, with originations of 3.1 billion USD in the second quarter of 2026.
The AI analysis may be outdated: new filings came after its sources (see the «AI analysis» section).
At the close of 04 Nov 2026, Happen, Inc. (HAPN) stock was 16.69 USD (+7.06% on the day), with market capitalisation 1.9 bn USD, P/E 9.3 on diluted EPS of 1.79 USD over the last 12 months, beta 2.07, 52-week range 13.32–21.58 USD. Latest reported quarter (Q3 2026): net income of 59.3 m USD (+33.9% YoY), diluted EPS 0.50 USD.
Data as of · AI analysis dated · Source: SEC filings and closing prices, computed by olivLaw.
Price history
Loading chart…
Technical reading
- RSI (14)
- 64.1
- strong (55–70)
- Bollinger (20, 2)
- 13.46 – 16.30
- above the upper band · %B 1.14 · band width 19.1%
- SMA 50 / 200
- 15.76 / 16.88
- mixed trend
- MACD (12, 26, 9)
- 0.03 / -0.27
- MACD above signal
Indicators describe past prices; on their own they do not predict direction. On our history the RSI ≤ 40 filter added no return (see the signals methodology).
Performance
| Company | S&P 500 | vs S&P 500 | Vertical median | |
|---|---|---|---|---|
| 1 month | +8.0% | −1.1% | +9.1 pp | — |
| 3 months | −18.3% | −0.5% | −17.8 pp | — |
| 6 months | −2.2% | +4.4% | −6.6 pp | — |
| Year to date | −11.9% | +12.3% | −24.2 pp | — |
| 1 year | −6.0% | +13.5% | −19.6 pp | +7.2% |
| 3 years | +180.5% | +76.4% | +104.1 pp | +99.1% |
| 5 years | −63.4% | +63.7% | −127.0 pp | — |
Price returns, dividends excluded.
Quarterly results
Latest quarter: Q3 2026 · 30 Sept 2026
Quarterly statements · USD
| Fiscal year | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | Q2 '26 | Q3 '26 |
|---|---|---|---|---|---|---|---|---|
| Depreciation & amortisation | 19.7 m | 13.9 m | 15.5 m ≈ | 16.9 m ≈ | — | — | — | — |
| Interest expense | 98.2 m | 82.1 m | 82.8 m | 83.4 m | 87.6 m | 85.0 m | 89.9 m | 95.2 m |
| Pre-tax income | 11.1 m | 15.7 m | 54.0 m | 57.2 m | 50.0 m | 67.3 m | 75.7 m | 76.8 m |
| Income tax | 1.4 m | 4.0 m | 15.8 m | 13.0 m | 8.5 m | 15.7 m | 17.5 m | 17.5 m |
| Net income | 9.7 m | 11.7 m | 38.2 m | 44.3 m | 41.6 m | 51.6 m | 58.1 m | 59.3 m |
| Diluted EPS | 0.08 ≈ | 0.10 | 0.33 | 0.37 | 0.35 ≈ | 0.44 | 0.50 | 0.50 |
| Operating cash flow | -185.4 m | -339.3 m | -713.1 m ≈ | -770.8 m ≈ | -903.8 m | -619.0 m | -572.9 m ≈ | -691.5 m ≈ |
| Capex | 17.2 m | 13.1 m | 90.7 m ≈ | 21.0 m ≈ | 15.6 m | 25.8 m | 28.0 m ≈ | 18.2 m ≈ |
| Share repurchases | — | 0 | 0 ≈ | 0 ≈ | — | 12.6 m | 7.8 m ≈ | 8.2 m ≈ |
≈ derived quarter (cumulative difference / share-days average)
E/P over time
E/P = trailing-12-month diluted EPS / price at quarter end. E/P is the inverse of P/E and stays defined when earnings are negative.
Today's P/E sits at the 8 percentile of its own 12-quarter history (min 8.3, median 20.4, max 35.7; quarters with earnings only).
Fiscal years
| Fiscal year | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 694.8 m | 758.6 m | 314.7 m | unavailable | unavailable | unavailable | unavailable | unavailable |
| Revenue YoY | +20.9% | +9.2% | −58.5% | unavailable | unavailable | unavailable | unavailable | unavailable |
| Net income | -128.3 m | -30.7 m | -187.5 m | 18.6 m | 289.7 m | 38.9 m | 51.3 m | 135.7 m |
| Net income YoY | unavailable | unavailable | unavailable | unavailable | +1,459.1% | −86.6% | +31.8% | +164.3% |
| Diluted EPS | -1.52 | -0.35 | unavailable | 0.18 | 2.79 | 0.36 | 0.45 | 1.16 |
| Diluted EPS YoY | unavailable | unavailable | unavailable | unavailable | +1,450.0% | −87.1% | +25.0% | +157.8% |
| net % | -18.5% | -4.1% | -59.6% | unavailable | unavailable | unavailable | unavailable | unavailable |
| Free cash flow | -692.7 m | -321.3 m | 386.9 m | 205.5 m | 306.1 m | -1.2 bn | -2.7 bn | -2.9 bn |
Reported results vs expectations
Loading…
Balance sheet & financial health
Fiscal year 2025 · 31 Dec 2025
- Cash
- 930.4 m USD
- Financial debt
- 0 USD
- Net debt
- -930.4 m USD
- Equity
- 1.5 bn USD
- Total assets
- 11.6 bn USD
- Debt / equity
- 0.00x
- Current ratio
- unavailable
- ROE
- 9.5%
- ROA
- 1.2%
- FCF margin
- unavailable
Financial statements (source on every figure)
Revenue and net income (USD)
Income statement · USD
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Source (latest year) |
|---|---|---|---|---|---|---|---|
| Revenue | 314.7 m | — | — | — | — | — | SEC (XBRL)· 11 Mar 2021verified |
| Research & development | 139.1 m | — | — | — | — | — | SEC (XBRL)· 11 Mar 2021verified |
| Depreciation & amortisation | 54.0 m | 44.3 m | 43.8 m | 47.2 m | 58.8 m | — | SEC (XBRL)· 13 Feb 2025verified |
| Interest expense | 150.4 m | 80.0 m | 82.5 m | 270.8 m | 373.9 m | 335.9 m | SEC (XBRL)· 12 Feb 2026verified |
| Pre-tax income | -187.6 m | 18.4 m | 153.0 m | 54.6 m | 65.1 m | 176.9 m | SEC (XBRL)· 12 Feb 2026verified |
| Income tax | -79.0 k | -136.0 k | -136.6 m | 15.7 m | 13.7 m | 41.3 m | SEC (XBRL)· 12 Feb 2026verified |
| Net income | -187.5 m | 18.6 m | 289.7 m | 38.9 m | 51.3 m | 135.7 m | SEC (XBRL)· 12 Feb 2026verified |
| Diluted EPS | — | 0.18 | 2.79 | 0.36 | 0.45 | 1.16 | SEC (XBRL)· 12 Feb 2026verified |
| Weighted average diluted shares | — | 102.1 m | 104.0 m | 108.5 m | 113.1 m | 117.2 m | SEC (XBRL)· 12 Feb 2026verified |
Balance sheet · USD
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Source (latest year) |
|---|---|---|---|---|---|---|---|
| Cash | 0 | 763.6 m | 1.1 bn | 1.3 bn | 977.4 m | 930.4 m | SEC (XBRL)· 12 Feb 2026verified |
| Property, plant & equipment, net | 96.6 m | 98.0 m | 136.5 m | 161.5 m | 167.5 m | 254.1 m | SEC (XBRL)· 12 Feb 2026verified |
| Goodwill | 0 | 75.7 m | 75.7 m | 75.7 m | 75.7 m | 75.7 m | SEC (XBRL)· 12 Feb 2026verified |
| Intangibles (excl. goodwill) | 11.4 m | 21.2 m | 16.3 m | 12.1 m | 8.6 m | 7.4 m | SEC (XBRL)· 12 Feb 2026verified |
| Total assets | 1.9 bn | 4.9 bn | 8.0 bn | 8.8 bn | 10.6 bn | 11.6 bn | SEC (XBRL)· 12 Feb 2026verified |
| Short-term debt | 105.0 m | 27.8 m | 2.6 m | — | — | — | SEC (XBRL)· 09 Feb 2023verified |
| Long-term debt | — | — | — | 19.4 m | 0 | 0 | SEC (XBRL)· 12 Feb 2026verified |
| Total liabilities | 1.1 bn | 4.1 bn | 6.8 bn | 7.6 bn | 9.3 bn | 10.1 bn | SEC (XBRL)· 12 Feb 2026verified |
| Equity | 724.2 m | 850.2 m | 1.2 bn | 1.3 bn | 1.3 bn † | 1.5 bn † | SEC (XBRL)· 12 Feb 2026verified |
† equity attributable to the parent's shareholders: in these years the issuer no longer reports the total including non-controlling interests.
Cash flow · USD
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Source (latest year) |
|---|---|---|---|---|---|---|---|
| Operating cash flow | 418.0 m | 239.9 m | 375.6 m | -1.1 bn | -2.6 bn | -2.7 bn | SEC (XBRL)· 12 Feb 2026verified |
| Capex | 31.1 m | 34.4 m | 69.5 m | 59.5 m | 54.3 m | 140.3 m | SEC (XBRL)· 12 Feb 2026verified |
| Free cash flow | 386.9 m ≈ | 205.5 m ≈ | 306.1 m ≈ | -1.2 bn ≈ | -2.7 bn ≈ | -2.9 bn ≈ | SEC (XBRL)· 12 Feb 2026derived |
| Investing cash flow | 565.8 m | -454.4 m | -2.8 bn | 516.7 m | 607.8 m | 1.9 bn | SEC (XBRL)· 12 Feb 2026verified |
| Financing cash flow | -842.4 m | 349.6 m | 2.8 bn | 789.6 m | 1.7 bn | 747.8 m | SEC (XBRL)· 12 Feb 2026verified |
| Dividends paid | 50.2 m | 0 | 0 | — | — | — | SEC (XBRL)· 09 Feb 2023verified |
≈ computed by olivLaw from the reported lines of the same year: Operating cash flow − Capex.
Computed indicators
Growth
Profitability
Returns
Balance sheet
Liquidity
Cash
Efficiency
Market and valuation
1 indicators that do not apply to the sector.
Valuation
olivLaw classification
- indicators available: 4 of at least 6
- score weight coverage: 33.3% of at least 60%
A scoring methodology on indicators and valuation, not investment advice.
Closing price
04 Nov 2026Source: olivLaw, closing series
Market cap: 1.9 bn USD
Key indicators
Coverage and freshness
Score by group
33% · Insufficient data
Estimated value range
The combined range = the median of the valid methods' low, central and high values; it is not a probability interval and does not cover every result. Envelope of all methods: 20.46 – 27.77 USD.
Valuation assumptions are editorial choices, not measured; beta is not measured.
Method ranges (USD per share)
— — Mid · ▏ Price
Valuation methods
- DCF (discounted cash flow)unavailable · the base of the ratio is not positive
- Peers: EV/EBITDAunavailable · input data missing
- Peers: P/E20.46 – 27.77 (Mid 23.71)8 companies used · median multiple 13.2x · quartiles 11.4x – 15.5xAFRM, ATLC, BFH, CACC, ENVA, NNI, RM, WRLD
- Dividend discount (DDM)unavailable · input data missing
Classification (SIC) comparables group by industry code, not by economic activity; the direct group is an editorial selection by activity. Members' multiples are on their own trailing twelve months, at their own latest close.
Assumptions (illustrative, editorial)
- Risk-free rate
- 4.3%
- Equity risk premium
- 5.0%
- Beta (default)
- 1.00
- Cost of equity
- 9.3%
- Terminal growth
- 2.5%
Factor scorecard
Insufficient data
Minimum-evidence gate: indicators available: 4 of at least 6; score weight coverage: 33.3% of at least 60%
| Factor | Value | Score | Weight used |
|---|---|---|---|
| ROIC · Quality | unavailable | unavailable | — |
| Net margin · Quality | unavailable | unavailable | — |
| FCF conversion · Quality | -1,365.1% | 0 (on a fixed band) | 19% |
| Revenue CAGR 3Y · Growth | -18.2% | 0 (on a fixed band) | 25% |
| EPS CAGR 3Y · Growth | unavailable | unavailable | — |
| Net debt / EBITDA · Balance sheet | unavailable | unavailable | — |
| Interest coverage · Balance sheet | unavailable | unavailable | — |
| Current ratio · Balance sheet | unavailable | unavailable | — |
| P/E (TTM) · Valuation | 9.3x | 75 (vs peers) | 31% |
| EV/EBITDA · Valuation | unavailable | unavailable | — |
| FCF yield · Valuation | -149.5% | 0 (on a fixed band) | 25% |
| Shareholder yield (distributions) · Returns | unavailable | unavailable | — |
| Payout ratio (FCF) · Returns | unavailable | unavailable | — |
Factors without a value were dropped; the remaining weights were renormalised.
Score groups
- Balance sheet· partialunavailable · 0/3 factors with a value
- Growth· partial0/100 · 1/2 factors with a value
- Quality· partial0/100 · 1/3 factors with a value
- Returns· partialunavailable · 0/2 factors with a value
- Valuation42/100 · 2/3 factors with a value
A «partial» group is computed from under half of its weight or from one factor: it is not a full assessment of the group.
Memo
Happen, Inc. (HAPN). Latest full fiscal year: 2020; data up to 2026-09-30.
Figures computed from the financial statements: revenue 314.7 m USD in 2020; YoY growth -58.5%; ROE 13.8%.
The estimated value range is 20.46–27.77 USD per share (median of 1 methods, agreement: single method); assumptions are illustrative. Against the central value of 23.71 USD, the price of 16.69 USD leaves a potential of 42.1% (value / price − 1) and a margin of safety of 29.6% (1 − price / value). The range is the median of the methods' low, central and high values, not a probability interval.
Insufficient data for a verdict (indicators available: 4 of at least 6; score weight coverage: 33.3% of at least 60%).
Text generated deterministically from the figures shown; no language model. Not investment advice.
What supports the thesis
- P/E (TTM): 9.3x
- The price is below the estimated value range
What contradicts it
- FCF conversion: -1,365.1%
- Revenue CAGR 3Y: -18.2%
- FCF yield: -149.5%
Not assessed (insufficient data or a ratio without meaning): ROIC, Net margin, EPS CAGR 3Y, Net debt / EBITDA, Interest coverage, Current ratio, EV/EBITDA, Shareholder yield (distributions), Payout ratio (FCF).
Versus the vertical median
Personal Credit Institutions (SIC 6141) · same industry (4-digit SIC) · compared with 8 companies
Multiples and returns vs the median
Price rebased to 100 (monthly, 5 years)
Companies in the vertical
| Market cap | P/E | ROE | Net margin | Revenue YoY | 1A / 3A | |
|---|---|---|---|---|---|---|
| CACCCredit Acceptance Corp | 5.1 bn | 16.3 | 22.7% | 14.4% | +7.2% | +8% / +9% |
| AFRMAffirm Holdings, Inc. | 4.5 bn | 13.7 | 45.1% | 45.3% | +32.2% | +7% / +120% |
| ENVAEnova International, Inc. | 4.4 bn | 12.5 | 26.8% | 10.5% | +18.6% | +38% / +340% |
| BFHBread Financial Holdings, Inc. | 4.0 bn | 8.3 | 15.9% | — | −19.0% | +55% / +273% |
| HAPNHappen, Inc. | 1.9 bn | 9.3 | 13.8% | — | −58.5% | −6% / +181% |
| ATLCAtlanticus Holdings Corp | 1.5 bn | 12.8 | 24.3% | 5.8% | +50.1% | +69% / +223% |
| WRLDWorld Acceptance Corp | 751.2 m | 19.4 | 9.9% | 6.6% | +3.7% | +4% / +45% |
| RMRegional Management Corp. | 353.4 m | 8.0 | 12.6% | 7.0% | +9.7% | +4% / +79% |
| NNINelnet, Inc. | — | 15.3 | 8.2% | — | unavailable | −1% / +52% |
1- and 3-year price returns: for HAPN from daily closes (the same as the performance table), for the other companies from month-end closes.
olivLaw engine forecast
The world engine ran after the company's latest material disclosure. Probabilities are of TOUCHING a level within the horizon (not closing there) and sit next to the random walk (p_rw), the no-information benchmark.
The engine has no published run for this company yet.
Valuation scenarios (editable assumptions)
Illustrative scenarios
Scenarios are not available. input data missing
AI analysis
AI-generatedAI-generated analysis (Claude) from cited public sources; it may contain errors. Not investment advice. As of 27 Oct 2026 · Model: claude-haiku-5-5.
Possibly outdated: the newest document it read is from 30 Jul 2026; since then the company filed 10-Q (29 Oct 2026), 8-K (28 Oct 2026 · results).
In brief
Happen, Inc. (formerly LendingClub) operates a U.S. nationally chartered digital bank focused on the motivated middle, creditworthy consumers who use credit for intentional financial goals. The company changed its name in June 2026 and moved to Nasdaq under HAPN, and its second quarter 2026 results show growth in originations, revenue and profit, while its 2026 guidance reflects expansion, especially into home improvement financing, with originations of 3.1 billion USD in the second quarter of 2026 3.
SWOT
Strengths
- The company has a chartered bank with largely insured deposits and a loyal member base, which reduces reliance on costly funding.
- Its data advantage and underwriting models have been reported as assessing credit risk more precisely than traditional scoring models.
- The model combines fee revenue with net interest income, which could provide stability across economic cycles.
Weaknesses
- Quarterly results can be volatile because of the accounting change and sensitivity to market conditions.
- The company depends on demand for personal loans, which could fall if new limits on interest rates are imposed.
- Marketing expense has risen considerably, which could pressure margins if customer acquisition becomes more costly.
Opportunities
- Expansion into home improvement financing could open a large market with new partners adding volume.
- Greater automation and AI tools could improve operating efficiency and margins over the longer term.
- A growing deposit base could lower funding costs if the trend continues.
Threats
- Proposed interest rate caps on credit cards could reduce demand for the company's personal loans.
- Competition from large banks and non-banks with lower cost structures could pressure pricing.
- Changes in regulation or policy could impose new capital, liquidity or compliance requirements.
Risks
- Regulation and supervisionhigh
The company is subject to extensive supervision, and non-compliance could lead to sanctions, growth restrictions or even loss of deposit insurance 1.
- Interest rate capshigh
A legal cap on interest rates could sharply reduce demand for personal loans used to refinance credit card debt 1.
- Credit riskmedium
Growth in loans held on the balance sheet increases exposure to delinquencies and losses, particularly if the economy weakens 1.
- Earnings volatility from accounting changemedium
The move to fair value could make quarterly profit harder to compare with earlier periods 3.
- Cybersecurity and technologymedium
System disruptions or cyberattacks could affect operations and customer trust, especially on a branchless platform 1.
Investment thesis
What would need to be true (bull case)
- Growth in originations and profit in the second quarter of 2026 shows the company's expansion strategy can work 3.
- An insured deposit base and solid capital indicators could support expansion without expensive funding 3.
- Entry into home improvement financing could add a new growth engine if partnerships develop as planned 3.
What would break the thesis
What to watch
- Delivery of 2026 loan origination guidance2026
- Effect of the fair value accounting shift on quarterly resultsQ3 2026
- Progress of the proposed credit card interest rate cap and whether it extends to other creditnext 10-K
- Use of the 100 million USD stock repurchase and acquisition program2026
Products, market & competition
AI-generatedAI-generated analysis (Claude) from cited public sources; it may contain errors. Not investment advice. As of 27 Oct 2026 · Model: claude-haiku-5-5.
Possibly outdated: the newest document it read is from 30 Jul 2026; since then the company filed 10-Q (29 Oct 2026), 8-K (28 Oct 2026 · results).
The business
Happen operates a nationally chartered digital bank, Happen Bank, offering personal loans, major purchase financing, auto refinance and SBA-backed small business loans, along with savings, checking and FDIC-insured certificates of deposit 1. Its model combines origination and servicing fees from selling loans to investors through its marketplace with net interest income from loans kept on the balance sheet 1. The company says its data advantage and underwriting technology, built on nearly two decades of proprietary data, underpin its credit decisions 1.
Starting January 1, 2026, the bank adopted fair value option accounting for newly originated held for investment loans, changing how revenue and credit losses are recognized in the income statement 2. This change affects comparability with prior periods, because CECL provisions no longer appear for new loans 3. Investors could track how the change shows up in quarterly results.
With the name change in June 2026 and the move to Nasdaq, the company presents its transformation from an online lender to a diversified digital bank combining deposits, lending and a capital-light marketplace model 3. Acquisition channels, including paid social and display, were expanded, and the company began originating home improvement loans, a new category for it 3.
Segments
Unsecured personal loans
Fixed-rate unsecured personal loans are the main product and the entry point for members into the ecosystem, used for debt consolidation and other purposes 1. Total originations rose 33% in 2025 compared with 2024, driven mainly by unsecured personal loan volume 1.
Major purchase and home improvement financing
This line includes fixed-term loans for planned expenses, offered with healthcare providers and merchants 1. The company is expanding into home improvement financing with payments made directly to partner merchants and contractors, and began originating such loans in the second quarter of 2026 13.
Market context
The company defines its market as creditworthy U.S. consumers who are digitally capable and may be poorly served by traditional institutions 1. The company describes the home improvement financing market as a 500 billion USD opportunity where it sees advantages over incumbents 3. These market figures come from the company's own statements, not an independent source.
The regulatory environment remains a key factor, since the administration's proposed 10% credit card interest rate cap could reduce demand for personal loans used to refinance debt 1. The outcome depends on how such a cap would be implemented and whether it extends to other consumer credit 1.
Trends
- Growth in originations and revenuetailwind
Originations rose 29% in the second quarter of 2026 and total net revenue rose 6%, suggesting that business expansion is translating into revenue 3. If this trend continued, the 2026 guidance could be met 3.
- Fair value accounting changemixed
The move to fair value for new loans shifts recognition of credit losses from provisions into current period earnings, making quarterly results more volatile 3. The company says this could over time raise return on invested capital 3.
- Proposed interest rate capheadwind
The administration's proposed 10% cap on credit card interest rates could affect demand for the company's personal loans if extended to other consumer credit 1. The effect depends on the final form of the measure.
- Automation and artificial intelligencetailwind
The company reports an automation rate above 90% for issued loans and AI-powered agent support tools that drove record origination efficiency 3. If these investments translate into higher margins, they could support profitability 3.
Competitive position
The financial services industry is highly competitive, with traditional banks and non-banks, and competition is increasing as artificial intelligence and new bank charters expand 1. Some competitors have more resources or less regulatory oversight and could have lower cost structures 1.
The company supports its position with data, low acquisition costs for repeat members, and a marketplace model linking deposits with loan sales to investors 1. Its marketplace also competes with other asset classes for investors, such as equities and bonds 1.
- Traditional banks
Traditional banks with branch networks are described by the company as having higher cost structures and less digital efficiency.
- Digital lenders and fintech banks
Fintech companies and digital banks offer personal loans and refinancing, some operating with less supervision, according to the company's filings.
- Private credit funds and asset managers
These loan buyers are also potential competitors for investor returns in the company's marketplace.
- New institutions seeking bank charters
A growing number of companies obtaining bank charters increases competitive pressure, as the company describes it.
Links, dependencies and risks
Who the company is tied to, from its own SEC filings (customers, suppliers, production, partners, competitors, countries, regulation), from the 5 %+ holders' statements (13D/13G) and from what other companies say about it. Click a node for its evidence; on a listed company the graph moves to it.
Loading the links…
News & filings
In the press
No news in our archive over the last 180 days.
SEC filings
- Quarterly report29 Oct 2026
- Current report28 Oct 2026Results of operations · Financial statements and exhibits
- Quarterly report30 Jul 2026
- Current report27 Jul 2026Results of operations · Financial statements and exhibits
- Current report22 Jun 2026Amendments to articles or bylaws · Regulation FD disclosure · Other events · Financial statements and exhibits
- Current report04 Jun 2026Shareholder vote
- Current report02 Jun 2026Delisting notice · Regulation FD disclosure · Financial statements and exhibits
- Quarterly report30 Apr 2026
- Current report27 Apr 2026Results of operations · Financial statements and exhibits
- Proxy statement21 Apr 2026
Sources
- [1] Form 10-K, fiscal year ended 2025-12-31 · SEC / Happen, Inc. · 12 Feb 2026
- [2] Form 10-Q, quarter ended 2026-06-30 · SEC / Happen, Inc. · 30 Jul 2026
- [3] Form 8-K, results release (exhibit 99.1) · SEC / Happen, Inc. · 27 Jul 2026
Figures computed by olivLaw from SEC filings and closing prices; the qualitative analysis is AI-generated from cited sources. Not investment advice.