olivLaw · US equity research
ACV Auctions, Inc. ACVA
Services-Business Services, NEC · SIC 7389 · Vertical: Services-Business Services, NEC (SIC 7389)
ACV Auctions runs a digital marketplace for buying and selling used vehicles between dealers and commercial partners, supplemented by transportation, financing and vehicle data services. The company matters now because it reported record second quarter 2026 revenue while the dealer wholesale market remains under pressure, and its 2025 revenue reached 759.6 million USD.
At the close of 16 Oct 2026, ACV Auctions, Inc. (ACVA) stock was 10.50 USD (+0.00% on the day), with beta 1.38, 52-week range 4.15–10.50 USD. Latest reported quarter (Q2 2026): revenue of 213.9 m USD (+10.4% YoY), net income of -8.2 m USD, diluted EPS -0.05 USD.
Data as of · AI analysis dated · Source: SEC filings and closing prices, computed by olivLaw.
Price history
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Technical reading
- RSI (14)
- 76.5
- overbought (≥ 70)
- Bollinger (20, 2)
- 10.41 – 10.51
- in the upper half of the band · %B 0.90 · band width 1.0%
- SMA 50 / 200
- 8.74 / 6.97
- uptrend (price > SMA50 > SMA200)
- MACD (12, 26, 9)
- 0.51 / 0.62
- MACD below signal
Indicators describe past prices; on their own they do not predict direction. On our history the RSI ≤ 40 filter added no return (see the signals methodology).
Performance
| Company | S&P 500 | vs S&P 500 | Vertical median | |
|---|---|---|---|---|
| 1 month | +0.8% | −1.1% | +1.9 pp | — |
| 3 months | +40.9% | −0.5% | +41.4 pp | — |
| 6 months | +109.2% | +4.4% | +104.8 pp | — |
| Year to date | +30.9% | +12.3% | +18.6 pp | — |
| 1 year | +21.1% | +13.5% | +7.6 pp | −4.0% |
| 3 years | −28.9% | +76.4% | −105.3 pp | −2.3% |
| 5 years | −49.1% | +63.7% | −112.8 pp | — |
Price returns, dividends excluded.
Quarterly results
Latest quarter: Q2 2026 · 30 Jun 2026
Quarterly margins
Quarterly statements · USD
| Fiscal year | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | Q2 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 171.3 m | 159.5 m | 182.7 m | 193.7 m | 199.6 m | 183.6 m | 204.2 m | 213.9 m |
| SG&A | 55.0 m | 56.7 m | 59.0 m | 53.0 m | 72.8 m | 50.2 m | 56.2 m | 53.8 m |
| Operating income | -17.1 m | -25.8 m | -14.4 m | -7.2 m | -23.7 m | -17.8 m | -9.2 m | -6.0 m |
| Depreciation & amortisation | 9.7 m | 10.4 m | 10.5 m | 10.9 m | 11.0 m | 11.3 m | 11.9 m | 12.0 m |
| Interest expense | 1.1 m | 2.0 m | 1.9 m | 2.3 m | 2.5 m | 2.9 m | 2.8 m | 3.2 m |
| Pre-tax income | -16.2 m | -25.9 m | -14.5 m | -7.3 m | -24.0 m | -19.0 m | -10.4 m | -7.7 m |
| Income tax | -137.0 k | 240.0 k | 365.0 k | -31.0 k | 483.0 k | 521.0 k | 530.0 k | 551.0 k |
| Net income | -16.0 m | -26.1 m | -14.8 m | -7.3 m | -24.5 m | -19.6 m | -10.9 m | -8.2 m |
| Diluted EPS | -0.10 | -0.16 ≈ | -0.09 | -0.04 | -0.14 | -0.11 ≈ | -0.06 | -0.05 |
| Operating cash flow | 21.1 m ≈ | -3.2 m | 66.6 m | 13.7 m ≈ | 10.3 m ≈ | -12.4 m | 76.5 m | -35.5 m ≈ |
| Capex | 962.0 k ≈ | 705.0 k | 1.3 m | 2.9 m ≈ | 2.6 m ≈ | 2.3 m | 1.8 m | 3.1 m ≈ |
| Share repurchases | — | — | — | — | — | — | — | 50.0 m |
≈ derived quarter (cumulative difference / share-days average)
E/P over time
E/P = trailing-12-month diluted EPS / price at quarter end. E/P is the inverse of P/E and stays defined when earnings are negative.
Fiscal years
| Fiscal year | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Revenue | 106.8 m | 208.4 m | 358.4 m | 421.5 m | 481.2 m | 637.2 m | 759.6 m |
| Revenue YoY | unavailable | +95.0% | +72.0% | +17.6% | +14.2% | +32.4% | +19.2% |
| Net income | -77.2 m | -41.0 m | -78.2 m | -102.2 m | -75.3 m | -79.7 m | -66.1 m |
| Net income YoY | unavailable | unavailable | unavailable | unavailable | unavailable | unavailable | unavailable |
| Diluted EPS | unavailable | -1.90 | -0.62 | -0.65 | -0.47 | -0.48 | -0.39 |
| Diluted EPS YoY | unavailable | unavailable | unavailable | unavailable | unavailable | unavailable | unavailable |
| net % | -72.3% | -19.7% | -21.8% | -24.2% | -15.6% | -12.5% | -8.7% |
| Free cash flow | -75.8 m | 6.9 m | 82.7 m | -78.4 m | -20.2 m | 60.9 m | 69.1 m |
Reported results vs expectations
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Balance sheet & financial health
Fiscal year 2025 · 31 Dec 2025
- Cash
- 271.5 m USD
- Financial debt
- unavailable USD
- Net debt
- unavailable USD
- Equity
- 429.7 m USD
- Total assets
- 1.1 bn USD
- Debt / equity
- unavailable
- Current ratio
- 1.60x
- ROE
- -15.2%
- ROA
- -6.4%
- FCF margin
- 9.1%
Financial statements (source on every figure)
Revenue and net income (USD)
Margins
Income statement · USD
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Source (latest year) |
|---|---|---|---|---|---|---|---|
| Revenue | 208.4 m | 358.4 m | 421.5 m | 481.2 m | 637.2 m | 759.6 m | SEC (XBRL)· 23 Feb 2026verified |
| SG&A | 64.9 m | 121.2 m | 143.6 m | 166.5 m | 217.4 m | 235.0 m | SEC (XBRL)· 23 Feb 2026verified |
| Operating income | -40.6 m | -76.8 m | -106.2 m | -89.7 m | -84.1 m | -63.2 m | SEC (XBRL)· 23 Feb 2026verified |
| Depreciation & amortisation | 7.2 m | 8.8 m | 11.4 m | 19.3 m | 36.8 m | 43.7 m | SEC (XBRL)· 23 Feb 2026verified |
| EBITDA | -33.4 m ≈ | -68.1 m ≈ | -94.8 m ≈ | -70.4 m ≈ | -47.3 m ≈ | -19.4 m ≈ | SEC (XBRL)· 23 Feb 2026derived |
| Interest expense | 633.0 k | 782.0 k | 979.0 k | 1.6 m | 4.2 m | 9.6 m | SEC (XBRL)· 23 Feb 2026verified |
| Pre-tax income | -40.5 m | -77.5 m | -102.1 m | -74.7 m | -79.0 m | -64.8 m | SEC (XBRL)· 23 Feb 2026verified |
| Income tax | 489.0 k | 724.0 k | 87.0 k | 526.0 k | 688.0 k | 1.3 m | SEC (XBRL)· 23 Feb 2026verified |
| Net income | -41.0 m | -78.2 m | -102.2 m | -75.3 m | -79.7 m | -66.1 m | SEC (XBRL)· 23 Feb 2026verified |
| Diluted EPS | -1.90 | -0.62 | -0.65 | -0.47 | -0.48 | -0.39 | SEC (XBRL)· 23 Feb 2026verified |
| Weighted average diluted shares | 21.6 m | 125.3 m | 157.0 m | 160.0 m | 164.9 m | 170.6 m | SEC (XBRL)· 23 Feb 2026verified |
≈ computed by olivLaw from the reported lines of the same year: Operating income + Depreciation & amortisation.
Balance sheet · USD
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Source (latest year) |
|---|---|---|---|---|---|---|---|
| Cash | 233.7 m | 566.0 m | 280.8 m | 182.6 m | 224.1 m | 271.5 m | SEC (XBRL)· 23 Feb 2026verified |
| Receivables | 104.1 m | 222.8 m | 168.7 m | 164.0 m | 168.8 m | 197.2 m | SEC (XBRL)· 23 Feb 2026verified |
| Current assets | 354.4 m | 857.4 m | 754.8 m | 706.9 m | 593.2 m | 673.5 m | SEC (XBRL)· 23 Feb 2026verified |
| Property, plant & equipment, net | 4.9 m | 4.9 m | 5.7 m | 4.9 m | 7.6 m | 12.9 m | SEC (XBRL)· 23 Feb 2026verified |
| Goodwill | 21.8 m | 78.8 m | 91.8 m | 103.4 m | 180.5 m | 183.7 m | SEC (XBRL)· 23 Feb 2026verified |
| Intangibles (excl. goodwill) | 11.5 m | 18.1 m | 19.3 m | 34.2 m | 90.8 m | 81.0 m | SEC (XBRL)· 23 Feb 2026verified |
| Total assets | 404.6 m | 983.0 m | 914.9 m | 922.9 m | 984.1 m | 1.1 bn | SEC (XBRL)· 23 Feb 2026verified |
| Accounts payable | 152.0 m | 396.0 m | 323.7 m | 305.8 m | 345.6 m | 390.8 m | SEC (XBRL)· 23 Feb 2026verified |
| Long-term debt | 4.8 m | 500.0 k | 75.5 m | — | — | — | SEC (XBRL)· 01 Mar 2023verified |
| Current liabilities | 166.7 m | 423.4 m | 348.2 m | 333.9 m | 381.2 m | 420.8 m | SEC (XBRL)· 23 Feb 2026verified |
| Total liabilities | 177.9 m | 426.9 m | 429.2 m | 466.4 m | 544.1 m | 655.9 m | SEC (XBRL)· 23 Feb 2026verified |
| Equity | -139.7 m | 556.1 m | 485.7 m | 456.5 m | 440.0 m | 429.7 m | SEC (XBRL)· 23 Feb 2026verified |
Cash flow · USD
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Source (latest year) |
|---|---|---|---|---|---|---|---|
| Operating cash flow | 10.4 m | 85.3 m | -75.2 m | -17.9 m | 65.4 m | 78.2 m | SEC (XBRL)· 23 Feb 2026verified |
| Capex | 3.5 m | 2.6 m | 3.2 m | 2.3 m | 4.5 m | 9.1 m | SEC (XBRL)· 23 Feb 2026verified |
| Free cash flow | 6.9 m ≈ | 82.7 m ≈ | -78.4 m ≈ | -20.2 m ≈ | 60.9 m ≈ | 69.1 m ≈ | SEC (XBRL)· 23 Feb 2026derived |
| Investing cash flow | -19.7 m | -129.3 m | -283.0 m | -111.0 m | -15.9 m | -74.1 m | SEC (XBRL)· 23 Feb 2026verified |
| Financing cash flow | 60.8 m | 376.2 m | 72.9 m | 30.6 m | -7.9 m | 43.0 m | SEC (XBRL)· 23 Feb 2026verified |
≈ computed by olivLaw from the reported lines of the same year: Operating cash flow − Capex.
Computed indicators
Growth
Profitability
Returns
Balance sheet
Liquidity
Cash
Efficiency
Market and valuation
1 indicators that do not apply to the sector.
Valuation
olivLaw classification
- indicators available: 4 of at least 6
- score weight coverage: 25.0% of at least 60%
- valuation methods computed: 0 of at least 1
A scoring methodology on indicators and valuation, not investment advice.
Closing price
16 Oct 2026Source: olivLaw, closing series
Market cap: unavailable
The price is older than the freshness threshold; market indicators are unavailable.
Key indicators
Coverage and freshness
Score by group
25% · Insufficient data
Estimated value range
unavailable — no valuation method could be computed
Valuation assumptions are editorial choices, not measured; beta is not measured.
Valuation methods
- DCF (discounted cash flow)unavailable · net debt missing: EV cannot be bridged to equity (missing debt is not zero)
- Peers: EV/EBITDAunavailable · net debt missing: EV cannot be bridged to equity (missing debt is not zero)
- Peers: P/Eunavailable · the base of the ratio is not positive
- Dividend discount (DDM)unavailable · the company pays no dividend: a dividend model needs an explicit initiation assumption
no valuation method could be computed
Classification (SIC) comparables group by industry code, not by economic activity; the direct group is an editorial selection by activity. Members' multiples are on their own trailing twelve months, at their own latest close.
Assumptions (illustrative, editorial)
- Risk-free rate
- 4.3%
- Equity risk premium
- 5.0%
- Beta (default)
- 1.00
- Cost of equity
- 9.3%
- Terminal growth
- 2.5%
Factor scorecard
Insufficient data
Minimum-evidence gate: indicators available: 4 of at least 6; score weight coverage: 25.0% of at least 60%; valuation methods computed: 0 of at least 1
| Factor | Value | Score | Weight used |
|---|---|---|---|
| ROIC · Quality | unavailable | unavailable | — |
| Net margin · Quality | -7.9% | 21 (vs peers) | 25% |
| FCF conversion · Quality | unavailable | unavailable | — |
| Revenue CAGR 3Y · Growth | 21.7% | 100 (on a fixed band) | 33% |
| EPS CAGR 3Y · Growth | unavailable | unavailable | — |
| Net debt / EBITDA · Balance sheet | unavailable | unavailable | — |
| Interest coverage · Balance sheet | -5.0x | 0 (on a fixed band) | 25% |
| Current ratio · Balance sheet | 1.5x | 60 (on a fixed band) | 17% |
| P/E (TTM) · Valuation | unavailable | unavailable | — |
| EV/EBITDA · Valuation | unavailable | unavailable | — |
| FCF yield · Valuation | unavailable | unavailable | — |
| Shareholder yield (distributions) · Returns | unavailable | unavailable | — |
| Payout ratio (FCF) · Returns | unavailable | unavailable | — |
Factors without a value were dropped; the remaining weights were renormalised.
Score groups
- Balance sheet24/100 · 2/3 factors with a value
- Growth· partial100/100 · 1/2 factors with a value
- Quality· partial21/100 · 1/3 factors with a value
- Returns· partialunavailable · 0/2 factors with a value
- Valuation· partialunavailable · 0/3 factors with a value
A «partial» group is computed from under half of its weight or from one factor: it is not a full assessment of the group.
Memo
COPART INC (ACVA). Latest full fiscal year: 2025; data up to 2026-06-30.
Figures computed from the financial statements: revenue 759.6 m USD in 2025; YoY growth 19.2%; net margin -7.9%; ROE -15.1%.
Valuation cannot be computed from the available data.
Insufficient data for a verdict (indicators available: 4 of at least 6; score weight coverage: 25.0% of at least 60%; valuation methods computed: 0 of at least 1).
Text generated deterministically from the figures shown; no language model. Not investment advice.
What supports the thesis
- Revenue CAGR 3Y: 21.7%
What contradicts it
- Net margin: -7.9%
- Interest coverage: -5.0x
Not assessed (insufficient data or a ratio without meaning): ROIC, FCF conversion, EPS CAGR 3Y, Net debt / EBITDA, P/E (TTM), EV/EBITDA, FCF yield, Shareholder yield (distributions), Payout ratio (FCF).
Versus the vertical median
Services-Business Services, NEC (SIC 7389) · same industry (4-digit SIC) · compared with 39 companies
Multiples and returns vs the median
Price rebased to 100 (monthly, 5 years)
Companies in the vertical
| Market cap | P/E | ROE | Net margin | Revenue YoY | 1A / 3A | |
|---|---|---|---|---|---|---|
| UBERUber Technologies, Inc. | 142.7 bn | 41.3 | 12.4% | 6.1% | +18.3% | −20% / +24% |
| MELIMercadoLibre, Inc. | 88.2 bn | 47.3 | 27.5% | 5.3% | +39.1% | −16% / +7% |
| EBAYeBay Inc. | 54.9 bn | 27.2 | 46.6% | 16.9% | +7.9% | +51% / +205% |
| PYPLPayPal Holdings, Inc. | 50.0 bn | 11.5 | 23.8% | 13.8% | +4.3% | −4% / +4% |
| MSCIMsci Inc. | 48.2 bn | 35.7 | — | 40.3% | +9.7% | +20% / +29% |
| FISVFiserv, Inc. | 33.0 bn | — | -17.0% | -18.9% | +3.6% | +1% / −52% |
| CPAYCorpay, Inc | 27.5 bn | 25.4 | 30.5% | 22.7% | +13.9% | +42% / +74% |
| GPNGlobal Payments Inc. | 25.4 bn | — | -4.1% | -9.1% | −0.4% | +27% / −17% |
| BRBroadridge Financial Solutions, Inc. | 21.4 bn | 20.9 | 40.2% | 13.9% | +8.5% | −17% / −2% |
| RBARB Global, Inc | 17.6 bn | 39.9 | 8.8% | 10.0% | +7.2% | −3% / +49% |
| FISFidelity National Information Services, Inc. | 15.3 bn | 4.4 | 23.0% | 26.8% | +5.4% | −55% / −49% |
| FICOFair Isaac Corp | 15.1 bn | 20.3 | — | 34.1% | +15.9% | −61% / −36% |
| CARTMaplebear Inc. | 13.7 bn | 32.4 | 17.1% | 12.0% | +10.8% | +41% / +145% |
| CSGPCoStar Group, Inc. | 13.1 bn | 74.3 | 2.2% | 4.9% | +18.7% | −53% / −61% |
| AKAMAkamai Technologies, Inc | 12.3 bn | 30.9 | 8.9% | 9.5% | +5.4% | −4% / −26% |
| LYFTLyft, Inc. | 7.1 bn | 2.7 | 152.6% | 42.3% | +9.2% | −11% / +60% |
| ALITAlight, Inc. | 5.7 bn | — | -67.9% | -46.0% | −3.0% | −72% / −92% |
| FLYWFlywire Corporation | 2.7 bn | 36.3 | 9.1% | 10.3% | +26.6% | +56% / −6% |
| PAYOPayoneer Global Inc. | 2.4 bn | 49.1 | 7.1% | 4.6% | +7.7% | +24% / +38% |
| ACVACopart Inc | 1.8 bn | — | -15.1% | -7.9% | +19.2% | +21% / −29% |
| NUTXNutex Health Inc. | 1.4 bn | 8.1 | 57.2% | 21.2% | +82.4% | +78% / +620% |
| CASSCass Information Systems, Inc. | 704.1 m | 18.9 | 16.3% | 18.9% | +5.3% | +31% / +33% |
| PRTHPriority Technology Holdings, Inc. | 652.9 m | 11.6 | — | 5.6% | +8.3% | +35% / +164% |
| POWWOutdoor Holding Company | 278.4 m | 70.8 | 2.8% | 12.1% | +3.5% | +30% / +18% |
| IMXIInternational Money Express, Inc. | 251.1 m | 13.3 | 11.9% | 3.4% | −7.7% | −45% / −60% |
1- and 3-year price returns: for ACVA from daily closes (the same as the performance table), for the other companies from month-end closes.
olivLaw engine forecast
The world engine ran after the company's latest material disclosure. Probabilities are of TOUCHING a level within the horizon (not closing there) and sit next to the random walk (p_rw), the no-information benchmark.
The engine has no published run for this company yet.
Valuation scenarios (editable assumptions)
Illustrative scenarios
Scenarios are not available. input data missing
AI analysis
AI-generatedAI-generated analysis (Claude) from cited public sources; it may contain errors. Not investment advice. As of 27 Oct 2026 · Model: claude-haiku-5-5.
In brief
ACV Auctions runs a digital marketplace for buying and selling used vehicles between dealers and commercial partners, supplemented by transportation, financing and vehicle data services. The company matters now because it reported record second quarter 2026 revenue while the dealer wholesale market remains under pressure, and its 2025 revenue reached 759.6 million USD 13.
SWOT
Strengths
- The company has a large network of buyers and sellers and nationwide coverage, which supports market liquidity 1. Its complementary services and proprietary data are described as sources of differentiation 1.
- Revenue reached a record in the second quarter of 2026, and Adjusted EBITDA exceeded guidance 3. The company reaffirmed its annual guidance despite an uncertain backdrop 3.
- Customers include a major share of the leading dealers in the United States, and relationships are reinforced by vehicle condition inspectors and integrated services 1.
Weaknesses
- The company has reported net losses in every annual period since inception, and the accumulated deficit remains significant 1. GAAP profitability remains negative in the 2026 guidance 3.
- The operating history is relatively short, which makes results harder to forecast 1. Revenue has depended heavily on volumes in the digital marketplace 1.
- The company has debt in the form of a revolving credit line and could be limited in taking on new debt by restrictive covenants 1.
Opportunities
- If online wholesale vehicle sales keep growing, ACV could capture a larger share of that shift 1. Expansion into the commercial segment with banks and fleets could add volume 3.
- AI products such as VIPER and ClearCar could raise wallet share and units with dealers 3. Expansion into markets outside the United States is mentioned as a growth option 1.
- Financing and transport services could increase attachment to transactions, potentially adding revenue beyond auction volume 1.
Threats
- Continued pressure in the dealer wholesale market could limit volumes and prices 3. A weaker macro environment could reduce customer budgets 1.
- New competitors or better existing products could pressure prices and market share 1. Fraud or cybersecurity incidents could damage customer trust 1.
- Dilution of shareholders could occur if the company issues additional equity to support growth 1.
Risks
- Persistent net losseshigh
The company cannot be sure whether or when it will reach GAAP profitability, and losses could reduce the value of the business 13. The 2026 guidance still shows a GAAP net loss 3.
- Dependence on dealer wholesale volumehigh
Revenue depends on successful transactions, so a drop in market volume could directly affect results 13.
- Liquidity and additional financingmedium
If financing is not available on acceptable terms, the company could be forced to accept unfavorable conditions 1.
- Digital competitionmedium
Existing rivals or new entrants could launch similar products, which could reduce prices or market share 1.
- Cybersecurity and fraudmedium
Security incidents, fraud or platform outages could affect customer trust and results 1.
Investment thesis
What would need to be true (bull case)
- If revenue keeps growing faster than volumes and guidance holds, the company could strengthen its position in a market that is only partly digitized 31.
- If AI products and ancillary services raise attachment to transactions, margins could benefit from a more diversified revenue base 31.
- If the dealer wholesale market stabilizes in the second half of the year, unit volume growth could return 3.
What to watch
- Stabilization of dealer wholesale volumes and the trend in Marketplace UnitsQ3 2026
- Delivery against third quarter revenue and Adjusted EBITDA guidanceQ3 2026
- Trajectory of the GAAP net loss relative to annual guidance2026
Products, market & competition
AI-generatedAI-generated analysis (Claude) from cited public sources; it may contain errors. Not investment advice. As of 27 Oct 2026 · Model: claude-haiku-5-5.
The business
ACV describes its mission as building the most trusted and efficient marketplace for used vehicles, based on transparency and comprehensive data 1. Its platform includes a digital marketplace with real-time auctions, remarketing centers in the United States and data services such as True360, ACV Market Report and ACV MAX 1. Revenue comes mainly from auction and ancillary fees that are earned only on a successful sale 1.
In 2026 the company added AI tools for dealers such as VIPER and expanded efforts toward the commercial segment, including banks, fleet companies and auto finance providers 3. Guidance for 2026 includes Adjusted EBITDA between 73 and 77 million USD, reaffirmed in August 2026 3.
Segments
Market context
Trends
- Digitization of wholesale salestailwind
Industry participants increasingly treat online auctions as a mainstream channel, and ACV says its digital marketplace could capture a disproportionate share of that growth 1. If adoption continues, this could support volumes over the long term 1.
- Pressure on dealer wholesale volumesheadwind
The company noted headwinds in the dealer wholesale market in the second quarter of 2026, and unit volumes were roughly unchanged 3. If this pressure persists, the pace of unit growth could remain limited 3.
- AI in dealer productsmixed
The company links growth to AI products such as VIPER and ClearCar, which it sees as ways to expand wallet share with dealers 3. The effect depends on adoption of these tools and on development costs 3.
- Uncertain macroeconomic backdropheadwind
Management referred to an uncertain macro environment that could affect customer budgets and transaction volumes 13. Changes in interest rates and tariffs could influence vehicle prices and financing 1.
Competitive position
The supplied sources describe competition from traditional physical auctions and from new entrants in digital markets, without naming specific competitors 1. The company argues its edge comes from digital transparency, its network of buyers and sellers, and its complementary product set 1.
Competitive risk includes new products launched by existing rivals or new entrants, which could pressure prices and market share 1. The company has said it may need to adjust prices to attract and keep customers 1.
- Traditional physical auctions
The conventional on-site auction model, which ACV presents as less transparent and slower than its digital marketplace 1.
- New digital market entrants
Companies that could launch similar digital products for wholesale vehicle sales, cited as a competitive risk in the company's filings 1.
- Vehicle report providers
Vehicle history and valuation services with which ACV integrates its reports, but which can also compete in the data space 1.
- Auto financing and transport providers
Companies offering inventory financing and vehicle transport, activities ACV has extended through its own services 1.
Links, dependencies and risks
Who the company is tied to, from its own SEC filings (customers, suppliers, production, partners, competitors, countries, regulation), from the 5 %+ holders' statements (13D/13G) and from what other companies say about it. Click a node for its evidence; on a listed company the graph moves to it.
Loading the links…
News & filings
In the press
- ACV Auctions (ACVA) Jumps on Top-Line Growth and Large Buyback AuthorizationYahoo Finance — News · 17 Sept 2026 · EN
- ACV Auctions (ACVA) Was This Week’s Top Stock — Here’s What Drove GainsYahoo Finance — News · 12 Sept 2026 · EN
- Robust Results and Share Repurchase Authorization Boosted ACV Auctions (ACVA)Yahoo Finance — News · 04 Sept 2026 · EN
The latest news item in our archive is from 17 Sept 2026; the newest SEC filing is from 19 Oct 2026. The press archive comes from the RSS feeds we follow and does not necessarily cover the latest event — the filings alongside do.
SEC filings
- Current report19 Oct 2026Acquisition or disposition of assets · Delisting notice · Item 3.03 · Item 5.01 · Departure or appointment of officers · Amendments to articles or bylaws · Financial statements and exhibits
- Current report10 Sept 2026Material agreement · Regulation FD disclosure · Financial statements and exhibits
- Quarterly report10 Aug 2026
- Current report10 Aug 2026Results of operations · Departure or appointment of officers · Financial statements and exhibits
- Current report02 Jun 2026Shareholder vote
- Current report13 May 2026Material agreement · Financial statements and exhibits
- Quarterly report06 May 2026
- Current report06 May 2026Results of operations · Financial statements and exhibits
- Proxy statement16 Apr 2026
- Annual report23 Feb 2026
Sources
- [1] Form 10-K, fiscal year ended 2025-12-31 · SEC / ACV Auctions, Inc. · 23 Feb 2026
- [2] Form 10-Q, quarter ended 2026-06-30 · SEC / ACV Auctions, Inc. · 10 Aug 2026
- [3] Form 8-K, results release (exhibit 99.1) · SEC / ACV Auctions, Inc. · 10 Aug 2026
Figures computed by olivLaw from SEC filings and closing prices; the qualitative analysis is AI-generated from cited sources. Not investment advice.