olivLaw · US equity research
AIFU Inc. AIFU
Insurance Agents, Brokers & Service · SIC 6411 · Vertical: Insurance Agents, Brokers & Service (SIC 6411)
AIFU Inc. is an independent financial services platform powered by artificial intelligence that distributes life and health insurance through its agent network. The company cut non-core activities in 2025 and is in a reset phase, still dependent on insurance commissions that have been squeezed by pricing and commission regulation.
The AI analysis may be outdated: new filings came after its sources (see the «AI analysis» section).
At the close of 04 Nov 2026, AIFU Inc. (AIFU) stock was 9.25 USD (−1.60% on the day), with market capitalisation 10.5 bn USD, P/E 154.2 on diluted EPS of 0.06 USD over the last 12 months, dividend yield 0.08%, beta 1.01, 52-week range 8.55–85.80 USD.
Data as of · AI analysis dated · Source: SEC filings and closing prices, computed by olivLaw.
Price history
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Technical reading
- RSI (14)
- 39.2
- weak (30–45)
- Bollinger (20, 2)
- 8.97 – 12.35
- in the lower half of the band · %B 0.08 · band width 31.7%
- SMA 50 / 200
- 12.62 / 30.34
- downtrend (price < SMA50 < SMA200)
- MACD (12, 26, 9)
- -0.99 / -1.06
- MACD above signal
Indicators describe past prices; on their own they do not predict direction. On our history the RSI ≤ 40 filter added no return (see the signals methodology).
Performance
| Company | S&P 500 | vs S&P 500 | Vertical median | |
|---|---|---|---|---|
| 1 month | −10.4% | −1.1% | −9.3 pp | — |
| 3 months | −74.6% | −0.5% | −74.1 pp | — |
| 6 months | −71.1% | +4.4% | −75.5 pp | — |
| Year to date | −82.7% | +12.3% | −95.1 pp | — |
| 1 year | −89.2% | +13.5% | −102.8 pp | +0.8% |
| 3 years | −99.7% | +76.4% | −176.1 pp | +4.3% |
| 5 years | −99.8% | +63.7% | −163.5 pp | — |
Price returns, dividends excluded.
Quarterly results
ESEF annual reports carry no quarters: the results are annual (below).
E/P over time
E/P = trailing-12-month diluted EPS / price at quarter end. E/P is the inverse of P/E and stays defined when earnings are negative.
Today's P/E sits at the 0 percentile of its own 8-quarter history (min 7,333.3, median 132,266.7, max 519,400.0; quarters with earnings only).
Fiscal years
| Fiscal year | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Revenue | unavailable | 532.3 m | 500.9 m | 513.3 m | 403.3 m | 450.5 m | 247.8 m | 79.6 m |
| Revenue YoY | unavailable | unavailable | −5.9% | +2.5% | −21.4% | +11.7% | −45.0% | −67.9% |
| Net income | unavailable | 27.7 m | 42.3 m | 40.8 m | 14.5 m | 39.5 m | 62.3 m | -325.4 m |
| Net income YoY | unavailable | unavailable | +53.0% | −3.6% | −64.4% | +171.7% | +57.8% | −622.0% |
| Diluted EPS | unavailable | 0.02 | 0.04 | 0.04 | 0.01 | 0.04 | 0.06 | unavailable |
| Diluted EPS YoY | unavailable | unavailable | +100.0% | 0.0% | −75.0% | +300.0% | +50.0% | unavailable |
| net % | unavailable | 5.2% | 8.5% | 7.9% | 3.6% | 8.8% | 25.2% | -408.8% |
| Free cash flow | unavailable | 22.8 m | 59.3 m | 15.0 m | 8.7 m | 12.5 m | 18.4 m | -2.8 m |
Reported results vs expectations
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Balance sheet & financial health
Fiscal year 2025 · 31 Dec 2025
- Cash
- 4.4 m USD
- Financial debt
- 8.0 m USD
- Net debt
- 3.6 m USD
- Equity
- 67.4 m USD
- Total assets
- 218.5 m USD
- Debt / equity
- 0.12x
- Current ratio
- 1.18x
- ROE
- -152.1%
- ROA
- -82.7%
- FCF margin
- -3.5%
Financial statements (source on every figure)
Revenue and net income (USD)
Margins
Income statement · USD
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Source (latest year) |
|---|---|---|---|---|---|---|---|
| Revenue | 500.9 m | 513.3 m | 403.3 m | 450.5 m | 247.8 m | 79.6 m | SEC (XBRL)· 28 Apr 2026verified |
| Operating income | 46.3 m | 47.4 m | 24.5 m | 27.6 m | -59.7 m | -5.6 m | SEC (XBRL)· 28 Apr 2026verified |
| Depreciation & amortisation | — | — | — | 12.8 m | 10.4 m | 5.3 m | SEC (XBRL)· 28 Apr 2026verified |
| EBITDA | — | — | — | 40.3 m ≈ | -49.3 m ≈ | -260.0 k ≈ | SEC (XBRL)· 28 Apr 2026derived |
| Pre-tax income | 55.5 m | 58.2 m | 28.5 m | 49.3 m | 56.6 m | -325.1 m | SEC (XBRL)· 28 Apr 2026verified |
| Income tax | 12.8 m | 14.2 m | 5.9 m | 8.4 m | 13.5 m | 575.0 k | SEC (XBRL)· 28 Apr 2026verified |
| Net income | 42.3 m | 40.8 m | 14.5 m | 39.5 m | 62.3 m | -325.4 m | SEC (XBRL)· 28 Apr 2026verified |
| Diluted EPS | 0.04 | 0.04 | 0.01 | 0.04 | 0.06 | — | SEC (XBRL)· 25 Apr 2025verified |
| Weighted average diluted shares | 1.1 bn | 1.1 bn | 1.1 bn | 2.7 m | 2.7 m | 10.1 m | SEC (XBRL)· 28 Apr 2026verified |
| Dividend per share | 0.06 | 0.04 | 0.01 | — | — | — | SEC (XBRL)· 25 Apr 2023derived |
≈ computed by olivLaw from the reported lines of the same year: Operating income + Depreciation & amortisation.
Balance sheet · USD
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Source (latest year) |
|---|---|---|---|---|---|---|---|
| Cash | 37.6 m | 88.6 m | 82.3 m | 73.5 m | 26.3 m | 4.4 m | SEC (XBRL)· 28 Apr 2026verified |
| Receivables | 89.4 m | — | — | — | 23.4 m | 9.4 m | SEC (XBRL)· 28 Apr 2026verified |
| Current assets | 354.3 m | 355.6 m | 332.5 m | 334.6 m | 279.4 m | 86.3 m | SEC (XBRL)· 28 Apr 2026verified |
| Property, plant & equipment, net | 5.6 m | 7.3 m | 14.3 m | 12.9 m | 10.7 m | 9.0 m | SEC (XBRL)· 28 Apr 2026verified |
| Goodwill | 16.8 m | 17.2 m | — | 52.7 m | — | — | SEC (XBRL)· 29 Apr 2024verified |
| Intangibles (excl. goodwill) | 7.0 k | — | 15.9 m | 8.2 m | — | — | SEC (XBRL)· 29 Apr 2024verified |
| Total assets | 472.2 m | 508.8 m | 447.9 m | 570.6 m | 568.7 m | 218.5 m | SEC (XBRL)· 28 Apr 2026verified |
| Accounts payable | 57.8 m | 17.5 m | 14.0 m | 13.3 m | 8.4 m | 11.6 m | SEC (XBRL)· 28 Apr 2026verified |
| Short-term debt | — | — | 5.2 m | 23.1 m | 18.5 m | 8.0 m | SEC (XBRL)· 28 Apr 2026verified |
| Current liabilities | 142.4 m | 142.6 m | 138.0 m | 144.2 m | 111.9 m | 73.2 m | SEC (XBRL)· 28 Apr 2026verified |
| Total liabilities | 172.6 m | 201.1 m | 196.9 m | 241.3 m | 208.3 m | 151.1 m | SEC (XBRL)· 28 Apr 2026verified |
| Equity | 299.6 m | 307.6 m | 251.0 m | 329.2 m | 360.4 m | 67.4 m | SEC (XBRL)· 28 Apr 2026verified |
| Shares outstanding at year end | 1.1 bn | 1.1 bn | 1.1 bn | 1.1 bn | — | — | SEC (XBRL)· 29 Apr 2024verified |
Cash flow · USD
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Source (latest year) |
|---|---|---|---|---|---|---|---|
| Operating cash flow | 61.7 m | 19.8 m | 20.0 m | 14.3 m | 19.6 m | -2.3 m | SEC (XBRL)· 28 Apr 2026verified |
| Capex | 2.3 m | 4.8 m | 11.3 m | 1.8 m | 1.2 m | 477.0 k | SEC (XBRL)· 28 Apr 2026verified |
| Free cash flow | 59.3 m ≈ | 15.0 m ≈ | 8.7 m ≈ | 12.5 m ≈ | 18.4 m ≈ | -2.8 m ≈ | SEC (XBRL)· 28 Apr 2026derived |
| Investing cash flow | 49.9 m | 70.7 m | -18.5 m | -33.0 m | -59.8 m | -15.9 m | SEC (XBRL)· 28 Apr 2026verified |
| Financing cash flow | -97.9 m | -40.8 m | -3.0 m | 12.1 m | -8.8 m | -10.2 m | SEC (XBRL)· 28 Apr 2026verified |
| Dividends paid | 59.5 m | 38.1 m | 7.5 m | — | — | — | SEC (XBRL)· 25 Apr 2023verified |
≈ computed by olivLaw from the reported lines of the same year: Operating cash flow − Capex.
Computed indicators
Growth
Profitability
Returns
Balance sheet
Liquidity
Cash
Efficiency
Market and valuation
1 indicators that do not apply to the sector.
Valuation
olivLaw classification
- indicators available: 5 of at least 6
- score weight coverage: 37.5% of at least 60%
A scoring methodology on indicators and valuation, not investment advice.
Closing price
04 Nov 2026Source: olivLaw, closing series
Market cap: 10.5 bn USD
Key indicators
Coverage and freshness
Score by group
38% · Insufficient data
Estimated value range
The combined range = the median of the valid methods' low, central and high values; it is not a probability interval and does not cover every result. Envelope of all methods: 0.09 – 0.12 USD.
Valuation assumptions are editorial choices, not measured; beta is not measured.
Method ranges (USD per share)
— — Mid · ▏ Price
Valuation methods
- DCF (discounted cash flow)unavailable · the reported interest expense is far older than the latest period (the filer changed its XBRL tag): a stale figure is not used
- Peers: EV/EBITDAunavailable · the base of the ratio is not positive
- Peers: P/Eunavailable · the base of the ratio is not positive
- Dividend discount (DDM)0.09 – 0.12 (Mid 0.11)
Classification (SIC) comparables group by industry code, not by economic activity; the direct group is an editorial selection by activity. Members' multiples are on their own trailing twelve months, at their own latest close.
Assumptions (illustrative, editorial)
- Risk-free rate
- 4.3%
- Equity risk premium
- 5.0%
- Beta (default)
- 1.00
- Cost of equity
- 9.3%
- Terminal growth
- 2.5%
Factor scorecard
Insufficient data
Minimum-evidence gate: indicators available: 5 of at least 6; score weight coverage: 37.5% of at least 60%
| Factor | Value | Score | Weight used |
|---|---|---|---|
| ROIC · Quality | -2.2% | 29 (vs peers) | 28% |
| Net margin · Quality | -408.8% | 0 (vs peers) | 17% |
| FCF conversion · Quality | unavailable | unavailable | — |
| Revenue CAGR 3Y · Growth | -41.8% | 0 (on a fixed band) | 22% |
| EPS CAGR 3Y · Growth | unavailable | unavailable | — |
| Net debt / EBITDA · Balance sheet | unavailable | unavailable | — |
| Interest coverage · Balance sheet | unavailable | unavailable | — |
| Current ratio · Balance sheet | 1.2x | 32 (on a fixed band) | 11% |
| P/E (TTM) · Valuation | unavailable | unavailable | — |
| EV/EBITDA · Valuation | unavailable | unavailable | — |
| FCF yield · Valuation | -0.0% | 0 (on a fixed band) | 22% |
| Shareholder yield (distributions) · Returns | unavailable | unavailable | — |
| Payout ratio (FCF) · Returns | unavailable | unavailable | — |
Factors without a value were dropped; the remaining weights were renormalised.
Score groups
- Balance sheet· partial32/100 · 1/3 factors with a value
- Growth· partial0/100 · 1/2 factors with a value
- Quality18/100 · 2/3 factors with a value
- Returns· partialunavailable · 0/2 factors with a value
- Valuation· partial0/100 · 1/3 factors with a value
A «partial» group is computed from under half of its weight or from one factor: it is not a full assessment of the group.
Memo
AIFU Inc. (AIFU). Latest full fiscal year: 2025; data up to 2025-12-31.
Figures computed from the financial statements: revenue 79.6 m USD in 2025; YoY growth -67.9%; net margin -408.8%; ROE -155.9%.
The estimated value range is 0.09–0.12 USD per share (median of 1 methods, agreement: single method); assumptions are illustrative. Against the central value of 0.11 USD, the price of 9.25 USD leaves a potential of -98.9% (value / price − 1) and a margin of safety of -8,621.1% (1 − price / value). The range is the median of the methods' low, central and high values, not a probability interval.
Insufficient data for a verdict (indicators available: 5 of at least 6; score weight coverage: 37.5% of at least 60%).
Text generated deterministically from the figures shown; no language model. Not investment advice.
What supports the thesis
No signal among the computed factors. That is not an absence of risk: factors without data were not assessed, and business risks (margins, inventory, demand) are in the source-based analysis.
What contradicts it
- ROIC: -2.2%
- Net margin: -408.8%
- Revenue CAGR 3Y: -41.8%
- FCF yield: -0.0%
- The price is above the estimated value range
Not assessed (insufficient data or a ratio without meaning): FCF conversion, EPS CAGR 3Y, Net debt / EBITDA, Interest coverage, P/E (TTM), EV/EBITDA, Shareholder yield (distributions), Payout ratio (FCF).
Versus the vertical median
Insurance Agents, Brokers & Service (SIC 6411) · same industry (4-digit SIC) · compared with 29 companies
Multiples and returns vs the median
Price rebased to 100 (monthly, 5 years)
Companies in the vertical
| Market cap | P/E | ROE | Net margin | Revenue YoY | 1A / 3A | |
|---|---|---|---|---|---|---|
| MRSHMarsh & Mclennan Companies, Inc. | 100.0 bn | 25.2 | 26.7% | 14.2% | +10.3% | +15% / +5% |
| XHGXChange TEC.INC | 85.9 bn | — | — | -204.9% | +24.9% | +253% / −100% |
| AJGArthur J. Gallagher & Co. | 73.9 bn | 47.1 | 6.7% | 10.0% | +20.7% | +16% / +16% |
| AONAon plc | 73.1 bn | 18.9 | 43.6% | 22.2% | +9.4% | −3% / +5% |
| WTWWillis Towers Watson PLC | 31.1 bn | 20.5 | 20.2% | 15.2% | −2.2% | +5% / +37% |
| BROBrown & Brown, Inc. | 24.5 bn | 22.1 | 9.7% | 17.6% | +22.8% | −8% / −1% |
| EQHEquitable Holdings, Inc. | 15.3 bn | — | -508.8% | -8.7% | −6.1% | +20% / +83% |
| AIFUAIFU Inc. | 10.5 bn | — | -155.9% | -408.8% | −67.9% | −89% / −100% |
| ACTEnact Holdings, Inc. | 6.6 bn | 10.7 | 12.7% | 53.8% | +2.8% | +25% / +74% |
| HGTYHagerty, Inc. | 6.5 bn | 108.0 | 25.6% | 4.4% | +17.3% | +40% / +121% |
| RYANRyan Specialty Holdings, Inc. | 5.2 bn | 49.9 | 19.4% | 3.2% | +21.3% | −18% / +4% |
| CRVLCorvel Corporation | 4.4 bn | 38.9 | 30.7% | 11.7% | +7.0% | +19% / +26% |
| WDHWaterdrop Inc. | 3.6 bn | 50.5 | 11.6% | 14.2% | +49.8% | −44% / −16% |
| ARXAccelerant Holdings | 3.3 bn | — | -241.6% | -112.1% | +51.5% | +36% / unavailable |
| NPNeptune Insurance Holdings Inc. | 2.7 bn | 91.6 | — | 22.7% | +33.7% | +22% / unavailable |
| GSHDGoosehead Insurance, Inc. | 1.2 bn | 33.8 | — | 8.8% | +16.2% | −21% / −23% |
| HUIZHuize Holding Limited | 1.1 bn | — | 1.0% | 0.3% | +32.2% | −31% / −48% |
| BWINThe Baldwin Insurance Group, Inc. | 1.1 bn | — | -10.7% | -4.7% | +8.3% | +13% / +84% |
| RDZNRoadzen Inc. | 92.8 m | — | — | -46.9% | +24.2% | −37% / −78% |
| SLQTSelectQuote, Inc. | 88.1 m | 7.3 | 23.4% | 4.6% | +6.0% | −66% / −61% |
| EHTHeHealth, Inc | 20.3 m | — | 5.0% | 5.4% | +4.1% | −84% / −91% |
| EZRAReliance Global Group, Inc. | 2.4 m | — | -123.4% | -54.3% | −11.6% | −91% / −100% |
| LIFEEthos Technologies Inc. | 0 | — | -50.8% | -16.2% | +52.0% | unavailable / unavailable |
| CRD-ACrawford & Co | — | — | 14.0% | 2.0% | −2.2% | +7% / +7% |
| YBYuanbao Inc. | — | — | 152.7% | 29.9% | +33.1% | −43% / unavailable |
1- and 3-year price returns: for AIFU from daily closes (the same as the performance table), for the other companies from month-end closes.
olivLaw engine forecast
The world engine ran after the company's latest material disclosure. Probabilities are of TOUCHING a level within the horizon (not closing there) and sit next to the random walk (p_rw), the no-information benchmark.
The engine has no published run for this company yet.
Valuation scenarios (editable assumptions)
Illustrative scenarios
Illustrative: not forecasts and without probabilities. Each case is one coherent set of assumptions, computed on today's figures.
Estimated price (USD)
| Estimated price | Bear | Base | Bull |
|---|---|---|---|
| 1 years | insufficient data Total return unavailable · Per year unavailable | insufficient data Total return unavailable · Per year unavailable | insufficient data Total return unavailable · Per year unavailable |
| 3 years | insufficient data Total return unavailable · Per year unavailable | insufficient data Total return unavailable · Per year unavailable | insufficient data Total return unavailable · Per year unavailable |
| 5 years | insufficient data Total return unavailable · Per year unavailable | insufficient data Total return unavailable · Per year unavailable | insufficient data Total return unavailable · Per year unavailable |
AI analysis
AI-generatedAI-generated analysis (Claude) from cited public sources; it may contain errors. Not investment advice. As of 27 Oct 2026 · Model: claude-haiku-5-5.
Possibly outdated: the newest document it read is from 28 Apr 2026; since then the company filed 6-K (21 Oct 2026), 6-K (13 Oct 2026), 6-K (29 Sept 2026), 6-K (24 Sept 2026), 6-K (09 Sept 2026).
In brief
AIFU Inc. is an independent financial services platform powered by artificial intelligence that distributes life and health insurance through its agent network. The company cut non-core activities in 2025 and is in a reset phase, still dependent on insurance commissions that have been squeezed by pricing and commission regulation.1
SWOT
Strengths
- Large agent network and several intermediary companies under direct control.
- Largely recurring revenue from long-term life policies with periodic premium payments.
- Integrated digital platform for agents, customers and policy administration.
Weaknesses
- High dependence on a few insurer partners, notably one with a significant share of revenue.
- Revenue fell significantly after regulator-imposed commission reductions.
- Greater reliance on third-party providers for digital systems after the online platform disposal.
Opportunities
- Rising demand for pensions, health and wealth management among higher-income clients.
- Acquisitions of quality independent intermediaries could accelerate growth.
- Expansion of online and offline distribution channels if adopted technology proves effective.
Threats
- New rules on product pricing and commissions could further reduce revenue.
- Competition for productive agents could raise compensation costs.
- Cybersecurity breaches or system failures could lead to sanctions and reputational damage.
Risks
- Loss of a major insurer partnerhigh
Contracts with insurers typically run one year and can be terminated with little notice, which could materially affect revenue if a major partner withdraws.1
- Regulation of pricing and commissionshigh
Caps and reforms to commission systems could further reduce revenue and create uncertainty over the timing of cash receipts.1
- Dependence on productive agentsmedium
Loss of high-performing agents, especially entrepreneurial ones, could weigh on sales.1
- Digital and security risksmedium
Outages, service interruptions or data breaches could lead to sanctions and operational losses.1
- Unproven growth strategymedium
New initiatives or acquisitions might not reach their targets and could absorb resources from the core business.1
Investment thesis
What would need to be true (bull case)
- If demand for pension and health products keeps rising, volumes in long-term life policies, which generate recurring income, could recover.
- The company has simplified operations by exiting non-core activities, which could improve how resources are allocated.
- If digital tools lift agent productivity, margins could hold up even with lower commission rates.
What would break the thesis
- Commission regulation has already reduced income, and new restrictions could extend that trend.
- Dependence on a small number of insurers makes revenue sensitive to a single partner's decisions.
- Buying assets unrelated to insurance, such as the tea business, could divert attention from the core activity.
What to watch
- Trend in commission income and rates applied by the main insurer partnersQ1 2027
- Stability of insurer contracts and any changes to their terms2027
- Integration of Nova Lumina assets and results outside insurance2027
Products, market & competition
AI-generatedAI-generated analysis (Claude) from cited public sources; it may contain errors. Not investment advice. As of 27 Oct 2026 · Model: claude-haiku-5-5.
Possibly outdated: the newest document it read is from 28 Apr 2026; since then the company filed 6-K (21 Oct 2026), 6-K (13 Oct 2026), 6-K (29 Sept 2026), 6-K (24 Sept 2026), 6-K (09 Sept 2026).
The business
AIFU Inc., formerly Fanhua Inc. and AIX Inc, operates in China through Fanhua Insurance Sales Service Group Company Limited, its onshore operating holding company. The company describes itself as an AI-powered financial services platform offering full-lifecycle insurance solutions to individuals and families, focused on mass-affluent and high-net-worth segments.1 In 2025 it disposed of its online distribution business Baowang and its claims adjusting business, so its segment reporting now reduces to a single insurance agency segment.1
The digital platform includes the FA App for agents, the RONS DOP marketing platform, the Fanhua RONS Guanjia customer service platform and a policy escrow system. In December 2025 the company agreed to acquire Nova Lumina, which brings a tea inventory onto its balance sheet, an activity not directly related to insurance.1
As of March 31, 2026, the company, through Fanhua Group Company, controlled seven insurance intermediary companies in mainland China, including one agency with a national operating license and two brokerage firms.1
Market context
The company's revenue comes from commissions and fees paid by insurers, calculated as a percentage of premiums, so industry-wide premium growth in China is a key driver.1 Rising demand for retirement, health and wealth management, driven by an aging population and a growing middle class, is a favorable factor the company cites.1
The regulator NFRA has tightened controls on pricing and commissions, reducing intermediary income, including AIFU's.1 The market remains competitive, and attracting productive agents is becoming more costly.1
Trends
- Regulatory pressure on commissionsheadwind
Caps on commission rates and on life product pricing rates have already significantly reduced commission income, and a further tightening of rules could continue to weigh on margins.1
- Ageing population and pension demandtailwind
Needs for retirement, health insurance and wealth management are rising, which could support long-term volumes of life products.1
- Digitalisation of distributionmixed
AI tools and digital platforms could raise agent productivity, but the company has relied more on third-party providers, adding operational risk.1
- Focus on the insurance agency businessmixed
Exiting online and claims activities may simplify operations, but makes growth more dependent on a single business model.1
Competitive position
The company competes with other independent intermediaries and with insurers' own agent networks for productive agents and insurer partnerships. The primary source does not name US-listed competitors, so that information should be checked separately.1
The company cites its technology capabilities and network scale as advantages, while competitive pressure grows as intermediaries with strong digital capabilities enter the market.1
- Independent insurance intermediaries in China
Direct competitors for agents and insurer partnerships, named generically in the risk factors.
- Insurers' own agent networks
Compete for the same experienced agents, which raises compensation costs.
- Intermediaries with advanced digital capabilities
Can reduce the effectiveness of the company's technology investments, according to the risk factors.
- Other insurance brokerage firms
Compete for corporate clients and for acquisition targets among intermediaries.
Links, dependencies and risks
Who the company is tied to, from its own SEC filings (customers, suppliers, production, partners, competitors, countries, regulation), from the 5 %+ holders' statements (13D/13G) and from what other companies say about it. Click a node for its evidence; on a listed company the graph moves to it.
Loading the links…
News & filings
In the press
No news in our archive over the last 180 days.
SEC filings
- Current report (foreign issuer)21 Oct 2026
- Current report (foreign issuer)13 Oct 2026
- Current report (foreign issuer)29 Sept 2026
- Current report (foreign issuer)24 Sept 2026
- Current report (foreign issuer)24 Sept 2026
- Current report (foreign issuer)09 Sept 2026
- Current report (foreign issuer)31 Aug 2026
- Current report (foreign issuer)17 Aug 2026
- Current report (foreign issuer)17 Jun 2026
- Current report (foreign issuer)12 Jun 2026
Sources
- [1] Form 20-F, fiscal year ended 2025-12-31 · SEC / AIFU Inc. · 28 Apr 2026
Figures computed by olivLaw from SEC filings and closing prices; the qualitative analysis is AI-generated from cited sources. Not investment advice.