olivLaw · US equity research
Jack in the Box Inc. JACK
Retail-Eating Places · SIC 5812 · Vertical: Retail-Eating Places (SIC 5812)
Jack in the Box Inc. operates and franchises quick-service restaurants under the Jack in the Box brand, with 2,115 units at July 5, 2026, most of them franchised. After selling the Del Taco brand, the company is focused on restoring restaurant performance amid declining same-store sales.
At the close of 04 Nov 2026, Jack in the Box Inc. (JACK) stock was 14.37 USD (+8.29% on the day), with market capitalisation 275.6 m USD, P/E 8.2 on diluted EPS of -4.24 USD over the last 12 months, dividend yield 0.00%, beta 1.13, 52-week range 9.40–23.52 USD. Latest reported quarter (Q3 2026): revenue of 257.7 m USD (−1.8% YoY), net income of 20.1 m USD (−8.6% YoY), diluted EPS 1.03 USD.
Data as of · AI analysis dated · Source: SEC filings and closing prices, computed by olivLaw.
Price history
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Technical reading
- RSI (14)
- 62.9
- strong (55–70)
- Bollinger (20, 2)
- 10.53 – 14.06
- above the upper band · %B 1.09 · band width 28.7%
- SMA 50 / 200
- 13.47 / 14.55
- mixed trend
- MACD (12, 26, 9)
- 0.03 / -0.35
- MACD above signal
Indicators describe past prices; on their own they do not predict direction. On our history the RSI ≤ 40 filter added no return (see the signals methodology).
Performance
| Company | S&P 500 | vs S&P 500 | Vertical median | |
|---|---|---|---|---|
| 1 month | +16.3% | −1.1% | +17.4 pp | — |
| 3 months | −22.0% | −0.5% | −21.5 pp | — |
| 6 months | +5.4% | +4.4% | +1.0 pp | — |
| Year to date | −24.2% | +12.3% | −36.5 pp | — |
| 1 year | −14.1% | +13.5% | −27.6 pp | +4.4% |
| 3 years | −78.5% | +76.4% | −154.9 pp | −0.6% |
| 5 years | −86.0% | +63.7% | −149.7 pp | — |
Price returns, dividends excluded.
Quarterly results
Latest quarter: Q3 2026 · 05 Jul 2026
Quarterly margins
Quarterly statements · USD
| Fiscal year | Q2 '24 | Q3 '24 | Q4 '24 | Q2 '25 | Q3 '25 | Q4 '25 | Q2 '26 | Q3 '26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 365.3 m | 369.2 m | 349.3 m | 265.7 m | 262.4 m | 566.1 m | 254.3 m | 257.7 m |
| SG&A | 37.5 m | 29.6 m | 30.0 m | 28.2 m | 20.6 m | 59.7 m | 26.4 m | 17.0 m |
| Operating income | 54.2 m | -102.2 m | 51.1 m | 48.3 m | 48.4 m | -185.2 m | 35.5 m | 52.8 m |
| Depreciation & amortisation | 13.9 m | 13.8 m | 13.6 m | 8.1 m | 8.7 m | 29.1 m | 11.0 m | 10.5 m |
| Pre-tax income | 34.0 m | -122.2 m | 31.0 m | 28.6 m | 28.9 m | -204.6 m | 17.3 m | 33.4 m |
| Income tax | 9.0 m | 83.0 k | 9.1 m | 7.9 m | 6.0 m | -49.4 m | 4.8 m | 12.3 m |
| Net income | 25.0 m | -122.3 m | 21.9 m | -142.2 m | 22.0 m | 5.8 m | 10.2 m | 20.1 m |
| Diluted EPS | 1.26 | -6.26 | 1.17 ≈ | -7.47 | 1.15 | 0.31 ≈ | 0.53 | 1.03 |
| Operating cash flow | — | 45.3 m ≈ | 29.6 m | — | 59.7 m ≈ | 33.7 m | — | — |
| Capex | — | 18.1 m ≈ | 24.0 m | — | 20.4 m ≈ | 28.0 m | — | 9.6 m ≈ |
| Dividends paid | — | 8.5 m ≈ | 8.3 m | — | 0 ≈ | 0 | — | 0 ≈ |
| Share repurchases | — | 15.0 m ≈ | 15.0 m | — | 0 ≈ | -3.0 k | — | 0 ≈ |
≈ derived quarter (cumulative difference / share-days average)
E/P over time
E/P = trailing-12-month diluted EPS / price at quarter end. E/P is the inverse of P/E and stays defined when earnings are negative.
Fiscal years
| Fiscal year | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 869.7 m | 950.1 m | 1.0 bn | 1.1 bn | 1.5 bn | 1.7 bn | 1.6 bn | 1.5 bn |
| Revenue YoY | −20.7% | +9.2% | +7.5% | +12.0% | +28.4% | +15.3% | −7.2% | −6.7% |
| Net income | 121.4 m | 94.4 m | 89.8 m | 165.8 m | 115.8 m | 130.8 m | -36.7 m | -80.7 m |
| Net income YoY | −10.3% | −22.2% | −4.9% | +84.7% | −30.1% | +13.0% | −128.0% | unavailable |
| Diluted EPS | 4.21 | 3.62 | 3.86 | 7.37 | 5.45 | 6.30 | -1.87 | -4.24 |
| Diluted EPS YoY | −3.9% | −14.0% | +6.6% | +90.9% | −26.1% | +15.6% | −129.7% | unavailable |
| net % | 14.0% | 9.9% | 8.8% | 14.5% | 7.9% | 7.7% | -2.3% | -5.5% |
| Free cash flow | 66.2 m | 120.8 m | 124.0 m | 160.1 m | 116.4 m | 155.0 m | -22.4 m | 74.1 m |
Reported results vs expectations
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Balance sheet & financial health
Fiscal year 2025 · 28 Sept 2025
- Cash
- unavailable USD
- Financial debt
- 29.5 m USD
- Net debt
- unavailable USD
- Equity
- -938.3 m USD
- Total assets
- 2.6 bn USD
- Debt / equity
- unavailable
- Current ratio
- 0.51x
- ROE
- unavailable
- ROA
- -3.0%
- FCF margin
- 5.1%
Financial statements (source on every figure)
Revenue and net income (USD)
Margins
Income statement · USD
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Source (latest year) |
|---|---|---|---|---|---|---|---|
| Revenue | 1.0 bn | 1.1 bn | 1.5 bn | 1.7 bn | 1.6 bn | 1.5 bn | SEC (XBRL)· 19 Nov 2025verified |
| SG&A | 80.7 m | 82.0 m | 130.8 m | 172.9 m | 143.2 m | 149.6 m | SEC (XBRL)· 19 Nov 2025verified |
| Operating income | 230.6 m | 289.9 m | 248.3 m | 278.8 m | 82.5 m | -18.1 m | SEC (XBRL)· 19 Nov 2025verified |
| Depreciation & amortisation | 52.8 m | 46.5 m | 56.1 m | 62.3 m | 59.8 m | 58.3 m | SEC (XBRL)· 19 Nov 2025verified |
| EBITDA | 283.4 m ≈ | 336.4 m ≈ | 304.4 m ≈ | 341.0 m ≈ | 142.3 m ≈ | 40.2 m ≈ | SEC (XBRL)· 19 Nov 2025derived |
| Pre-tax income | 122.1 m | 221.6 m | 161.9 m | 189.3 m | -4.3 m | -102.8 m | SEC (XBRL)· 19 Nov 2025verified |
| Income tax | 32.7 m | 55.9 m | 46.1 m | 58.5 m | 32.4 m | -22.1 m | SEC (XBRL)· 19 Nov 2025verified |
| Net income | 89.8 m | 165.8 m | 115.8 m | 130.8 m | -36.7 m | -80.7 m | SEC (XBRL)· 19 Nov 2025verified |
| Diluted EPS | 3.86 | 7.37 | 5.45 | 6.30 | -1.87 | -4.24 | SEC (XBRL)· 19 Nov 2025verified |
| Weighted average diluted shares | 23.3 m | 22.5 m | 21.2 m | 20.8 m | 19.6 m | 19.1 m | SEC (XBRL)· 19 Nov 2025verified |
| Dividend per share | 1.20 | 1.68 | 1.76 | 1.76 | 1.76 | 0.88 | SEC (XBRL)· 19 Nov 2025verified |
≈ computed by olivLaw from the reported lines of the same year: Operating income + Depreciation & amortisation.
Balance sheet · USD
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Source (latest year) |
|---|---|---|---|---|---|---|---|
| Cash | 236.9 m | 73.6 m | 136.0 m | 185.9 m | 54.2 m | — | SEC (XBRL)· 25 Feb 2025verified |
| Inventories | 1.8 m | 2.3 m | 5.3 m | 3.9 m | 3.9 m | 2.3 m | SEC (XBRL)· 18 Feb 2026verified |
| Current assets | 335.6 m | 169.0 m | 283.0 m | 326.0 m | 181.3 m | 220.4 m | SEC (XBRL)· 19 Nov 2025verified |
| Property, plant & equipment, net | 336.0 m | 322.9 m | 418.2 m | 412.0 m | 430.0 m | 343.6 m | SEC (XBRL)· 18 Feb 2026verified |
| Goodwill | 47.2 m | 47.8 m | 366.8 m | 330.0 m | 161.2 m | 136.0 m | SEC (XBRL)· 19 Nov 2025verified |
| Intangibles (excl. goodwill) | 277.0 k | 470.0 k | 12.3 m | 11.3 m | 10.5 m | 9.9 m | SEC (XBRL)· 19 Nov 2025verified |
| Total assets | 1.9 bn | 1.8 bn | 2.9 bn | 3.0 bn | 2.7 bn | 2.6 bn | SEC (XBRL)· 19 Nov 2025verified |
| Accounts payable | 31.1 m | 29.1 m | 66.3 m | 85.0 m | 69.5 m | 56.3 m | SEC (XBRL)· 18 Feb 2026verified |
| Short-term debt | 818.0 k | 894.0 k | 30.2 m | 30.0 m | 35.9 m | 29.5 m | SEC (XBRL)· 18 Feb 2026verified |
| Current liabilities | 340.4 m | 329.1 m | 521.7 m | 559.6 m | 434.3 m | 430.6 m | SEC (XBRL)· 19 Nov 2025verified |
| Equity | -793.4 m † | -817.9 m † | -736.2 m † | -718.3 m † | -851.8 m † | -938.3 m † | SEC (XBRL)· 19 Nov 2025verified |
† equity attributable to the parent's shareholders: in these years the issuer no longer reports the total including non-controlling interests.
Cash flow · USD
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Source (latest year) |
|---|---|---|---|---|---|---|---|
| Operating cash flow | 143.5 m | 201.1 m | 162.9 m | 215.0 m | 68.8 m | 162.4 m | SEC (XBRL)· 19 Nov 2025verified |
| Capex | 19.5 m | 41.0 m | 46.5 m | 60.0 m | 91.2 m | 88.2 m | SEC (XBRL)· 19 Nov 2025verified |
| Free cash flow | 124.0 m ≈ | 160.1 m ≈ | 116.4 m ≈ | 155.0 m ≈ | -22.4 m ≈ | 74.1 m ≈ | SEC (XBRL)· 19 Nov 2025derived |
| Investing cash flow | 29.1 m | -20.9 m | -578.6 m | 42.2 m | -69.4 m | -74.7 m | SEC (XBRL)· 19 Nov 2025verified |
| Financing cash flow | -87.3 m | -343.5 m | 478.2 m | -207.4 m | -131.2 m | -60.0 m | SEC (XBRL)· 19 Nov 2025verified |
| Dividends paid | 27.5 m | 37.3 m | 37.0 m | 35.9 m | 34.0 m | 16.6 m | SEC (XBRL)· 19 Nov 2025verified |
| Share repurchases | 155.6 m | 200.0 m | 25.0 m | 90.0 m | 70.0 m | 5.0 m | SEC (XBRL)· 19 Nov 2025verified |
≈ computed by olivLaw from the reported lines of the same year: Operating cash flow − Capex.
Computed indicators
Growth
Profitability
Returns
Balance sheet
Liquidity
Cash
Efficiency
Market and valuation
1 indicators that do not apply to the sector.
Valuation
olivLaw classification
- score weight coverage: 54.2% of at least 60%
A scoring methodology on indicators and valuation, not investment advice.
Closing price
04 Nov 2026Source: olivLaw, closing series
Market cap: 275.6 m USD
Key indicators
Coverage and freshness
Score by group
54% · Insufficient data
Estimated value range
The combined range = the median of the valid methods' low, central and high values; it is not a probability interval and does not cover every result. Envelope of all methods: 11.56 – 57.08 USD.
Valuation assumptions are editorial choices, not measured; beta is not measured.
Method ranges (USD per share)
— — Mid · ▏ Price
Valuation methods
- DCF (discounted cash flow)unavailable · input data missing
- Peers: EV/EBITDAunavailable · net debt missing: EV cannot be bridged to equity (missing debt is not zero)
- Peers: P/E31.89 – 57.08 (Mid 38.36)22 companies used · median multiple 21.8x · quartiles 18.1x – 32.5xARCO, BDL, BJRI, BLMN, CAKE, CBRL, CMG, DRI, EAT, FWRG, GTIM, LOCO, MB, MCD, NATH, PTLO, PZZA, QSR, TXRH, WING, YUM, YUMC
- Dividend discount (DDM)11.56 – 15.55 (Mid 13.26)
Classification (SIC) comparables group by industry code, not by economic activity; the direct group is an editorial selection by activity. Members' multiples are on their own trailing twelve months, at their own latest close.
Assumptions (illustrative, editorial)
- Risk-free rate
- 4.3%
- Equity risk premium
- 5.0%
- Beta (default)
- 1.00
- Cost of equity
- 9.3%
- Terminal growth
- 2.5%
Factor scorecard
Insufficient data
Minimum-evidence gate: score weight coverage: 54.2% of at least 60%
| Factor | Value | Score | Weight used |
|---|---|---|---|
| ROIC · Quality | unavailable | unavailable | — |
| Net margin · Quality | 2.4% | 54 (vs peers) | 12% |
| FCF conversion · Quality | 267.9% | 100 (on a fixed band) | 12% |
| Revenue CAGR 3Y · Growth | -0.1% | 0 (on a fixed band) | 15% |
| EPS CAGR 3Y · Growth | unavailable | unavailable | — |
| Net debt / EBITDA · Balance sheet | unavailable | unavailable | — |
| Interest coverage · Balance sheet | unavailable | unavailable | — |
| Current ratio · Balance sheet | 0.6x | 0 (on a fixed band) | 8% |
| P/E (TTM) · Valuation | 8.2x | 88 (vs peers) | 19% |
| EV/EBITDA · Valuation | unavailable | unavailable | — |
| FCF yield · Valuation | 32.8% | 100 (on a fixed band) | 15% |
| Shareholder yield (distributions) · Returns | 0.0% | 0 (on a fixed band) | 12% |
| Payout ratio (FCF) · Returns | 0.0% | 100 (on a fixed band) | 8% |
Factors without a value were dropped; the remaining weights were renormalised.
Score groups
- Balance sheet· partial0/100 · 1/3 factors with a value
- Growth· partial0/100 · 1/2 factors with a value
- Quality77/100 · 2/3 factors with a value
- Returns40/100 · 2/2 factors with a value
- Valuation94/100 · 2/3 factors with a value
A «partial» group is computed from under half of its weight or from one factor: it is not a full assessment of the group.
Memo
JACK IN THE BOX INC. (JACK). Latest full fiscal year: 2025; data up to 2026-07-05.
Figures computed from the financial statements: revenue 1.5 bn USD in 2025; YoY growth -6.7%; net margin 2.4%.
The estimated value range is 21.73–36.32 USD per share (median of 2 methods, agreement: low); assumptions are illustrative. Against the central value of 25.81 USD, the price of 14.37 USD leaves a potential of 79.6% (value / price − 1) and a margin of safety of 44.3% (1 − price / value). The range is the median of the methods' low, central and high values, not a probability interval.
Insufficient data for a verdict (score weight coverage: 54.2% of at least 60%).
Text generated deterministically from the figures shown; no language model. Not investment advice.
What supports the thesis
- FCF conversion: 267.9%
- P/E (TTM): 8.2x
- FCF yield: 32.8%
- Payout ratio (FCF): 0.0%
- The price is below the estimated value range
What contradicts it
- Revenue CAGR 3Y: -0.1%
- Current ratio: 0.6x
- Shareholder yield (distributions): 0.0%
- The valuation methods diverge
Not assessed (insufficient data or a ratio without meaning): ROIC, EPS CAGR 3Y, Net debt / EBITDA, Interest coverage, EV/EBITDA.
Versus the vertical median
Retail-Eating Places (SIC 5812) · same industry (4-digit SIC) · compared with 39 companies
Multiples and returns vs the median
Price rebased to 100 (monthly, 5 years)
Companies in the vertical
| Market cap | P/E | ROE | Net margin | Revenue YoY | 1A / 3A | |
|---|---|---|---|---|---|---|
| MCDMcDONALD’S CORPORATION | 198.3 bn | 0.0 | — | 31.7% | +3.7% | −10% / −1% |
| YUMYum! Brands, Inc. | 45.4 bn | 20.9 | — | 25.4% | +8.8% | +9% / +32% |
| CMGChipotle Mexican Grill, Inc. | 44.5 bn | 32.9 | 48.5% | 10.8% | +5.4% | +2% / −20% |
| DRIDarden Restaurants, Inc. | 26.1 bn | 22.5 | 55.1% | 8.8% | +9.4% | +28% / +47% |
| QSRRestaurant Brands International Inc. | 24.8 bn | 18.2 | 53.8% | 20.1% | +12.2% | +8% / +10% |
| YUMCYum China Holdings, Inc. | 17.0 bn | 18.3 | 17.5% | 7.8% | +4.4% | +3% / +15% |
| TXRHTexas Roadhouse, Inc. | 12.9 bn | 31.3 | 28.1% | 6.8% | +9.4% | +12% / +75% |
| EATBrinker International, Inc. | 9.2 bn | 19.4 | 134.7% | 8.4% | +7.9% | +43% / +512% |
| CAVACAVA Group, Inc. | 7.2 bn | 109.3 | 8.3% | 4.8% | +22.4% | +27% / +82% |
| HDLSuper Hi International Holding Ltd. | 6.4 bn | 247.5 | 6.9% | 2.8% | +13.4% | −46% / unavailable |
| CAKEThe Cheesecake Factory Incorporated | 5.8 bn | 27.4 | 41.6% | 5.2% | +4.7% | +142% / +268% |
| WINGWingstop Inc. | 4.5 bn | 39.3 | — | 16.0% | +11.4% | −37% / −30% |
| CBRLCracker Barrel Old Country Store, Inc. | 1.6 bn | 50.2 | 6.7% | 1.0% | −4.7% | +143% / +5% |
| ARCOArcos Dorados Holdings Inc. | 1.5 bn | 7.0 | 33.2% | 4.5% | +4.7% | −7% / −39% |
| BJRIBj’s Restaurants, Inc. | 1.3 bn | 33.0 | 10.4% | 2.9% | +3.1% | +61% / +106% |
| SGSweetgreen, Inc. | 1.1 bn | 117.9 | 3.1% | 2.0% | +0.4% | +82% / +25% |
| BLMNBloomin’ Brands, Inc. | 939.3 m | 35.1 | 6.7% | 0.7% | +0.1% | +55% / −53% |
| FWRGFirst Watch Restaurant Group, Inc. | 833.3 m | 42.1 | 3.1% | 1.5% | +20.3% | −27% / −25% |
| PZZAPapa John’s International, Inc. | 658.1 m | 25.1 | — | 1.4% | −0.3% | −52% / −69% |
| LOCOEl Pollo Loco Holdings, Inc. | 501.2 m | 14.1 | 11.8% | 7.0% | +3.6% | +51% / +98% |
| DINDine Brands Global, Inc. | 448.6 m | 106.7 | — | 0.4% | +8.2% | +17% / −16% |
| NATHNathan's Famous, Inc. | 418.2 m | 21.1 | — | 11.8% | +9.4% | −4% / +56% |
| PTLOPortillo's Inc. | 336.8 m | 29.8 | 3.0% | 1.9% | +3.0% | +4% / −65% |
| PLAYDave & Buster’s Entertainment, Inc. | 305.8 m | — | -69.7% | -4.3% | −1.4% | −50% / −79% |
| JACKJack In The Box Inc. | 275.6 m | 8.2 | — | 2.4% | −6.7% | −14% / −78% |
1- and 3-year price returns: for JACK from daily closes (the same as the performance table), for the other companies from month-end closes.
olivLaw engine forecast
The world engine ran after the company's latest material disclosure. Probabilities are of TOUCHING a level within the horizon (not closing there) and sit next to the random walk (p_rw), the no-information benchmark.
The engine has no published run for this company yet.
Valuation scenarios (editable assumptions)
Illustrative scenarios
Illustrative: not forecasts and without probabilities. Each case is one coherent set of assumptions, computed on today's figures.
Estimated price (USD)
| Estimated price | Bear | Base | Bull |
|---|---|---|---|
| 1 years | 8.10 Total return -44% · Per year -44% | 14.36 Total return -0% · Per year -0% | 21.68 Total return 51% · Per year 51% |
| 3 years | 7.16 Total return -50% · Per year -21% | 14.34 Total return -0% · Per year -0% | 23.87 Total return 66% · Per year 18% |
| 5 years | 6.33 Total return -56% · Per year -15% | 14.32 Total return -0% · Per year -0% | 26.29 Total return 83% · Per year 13% |
- Exit P/E± 3.59
- Net margin± 2.51
- Annual revenue growth± 2.15
- Annual dilution± 0.21
AI analysis
AI-generatedAI-generated analysis (Claude) from cited public sources; it may contain errors. Not investment advice. As of 27 Oct 2026 · Model: claude-haiku-5-5.
In brief
Jack in the Box Inc. operates and franchises quick-service restaurants under the Jack in the Box brand, with 2,115 units at July 5, 2026, most of them franchised. After selling the Del Taco brand, the company is focused on restoring restaurant performance amid declining same-store sales 23.
SWOT
Strengths
- The brand has solid recognition in the western and southern United States, and a franchise model generates stable royalty and rent revenue 1.
- The company completed a debt refinancing and prepaid significant tranches, strengthening its financial flexibility 3.
- The restaurant portfolio is largely franchised, reducing direct exposure to operating costs 1.
Weaknesses
Opportunities
Risks
- Decline in same-store saleshigh
Same-store sales have fallen this year, affecting franchise and company restaurant revenue 23.
- Cost pressurehigh
Commodity inflation and wage growth could reduce restaurant margins 12.
- Geographic concentrationmedium
Most restaurants are in a few states, amplifying the effect of local economic conditions 1.
- Dependence on franchiseesmedium
Revenue depends on franchisee financial health, and disputes or unpaid balances could affect results 13.
- Leadership changelow
The company is led by an interim chief executive, which could slow execution of its strategy 3.
Investment thesis
What would need to be true (bull case)
What to watch
- Delivery of the adjusted EBITDA and restaurant count guidancefiscal 2026
- Trend in same-store sales in the coming quartersQ4 2026
- Franchise-level margin and the level of unpaid franchisee balancesQ4 2026
- Appointment of a permanent CEO and long-term strategy2027
Products, market & competition
AI-generatedAI-generated analysis (Claude) from cited public sources; it may contain errors. Not investment advice. As of 27 Oct 2026 · Model: claude-haiku-5-5.
The business
Jack in the Box Inc. (NASDAQ: JACK) is a restaurant company headquartered in San Diego that operates and franchises the Jack in the Box chain, one of the largest hamburger chains in the United States 1. As of July 5, 2026 there were 2,115 restaurants, mostly franchised 2. Revenue comes from company-operated restaurant sales, rent, royalties calculated as a percentage of sales, franchise fees and franchisee contributions to advertising 12. The company sold the Del Taco brand for 115 million dollars, a transaction completed on December 22, 2025 2.
Segments
Market context
The restaurant market is highly competitive, with national and regional chains and some competitors with greater financial resources 1. Demand depends on consumer confidence and disposable income, and the company is concentrated in California and Texas 1. A continued decline in transactions could persist if demand remains weak 2.
Trends
- Closures under the JACK on Track programmixed
The restaurant closure program aims to improve system health but reduces the rent and royalty base 3. In the short term it pressures franchise-level margin, although it could support the profitability of remaining franchisees 3.
- Commodity inflationheadwind
Inflation in beef, poultry and beverages has raised food costs 2. If pressure persists, margins at company-operated restaurants could remain under strain 3.
- Debt refinancingtailwind
The company refinanced securitized debt and prepaid several tranches, which could reduce interest costs 3. The effect depends on cash flow developments.
- Labor costsheadwind
Higher wages, especially in California, have raised personnel costs 12. If wage pressure persists, margins could be further affected.
Competitive position
Jack in the Box competes directly and indirectly with many national and regional quick-service chains, with independent restaurants, grocery stores and delivery services 1. Some competitors have greater financial and marketing resources 1.
- National quick-service chains
Competitors with greater national name recognition, described in the company's sources without further detail.
- Regional restaurant chains
Regional competitors that dominate some local markets, mentioned in the declared risks.
- Independent restaurants
Local businesses competing on price and perceived value.
- Grocery stores and delivery services
Supermarket delis and delivery services are indirect competitors.
Links, dependencies and risks
Who the company is tied to, from its own SEC filings (customers, suppliers, production, partners, competitors, countries, regulation), from the 5 %+ holders' statements (13D/13G) and from what other companies say about it. Click a node for its evidence; on a listed company the graph moves to it.
Loading the links…
News & filings
In the press
- Jack Dorsey’s Block Modestly Beats Third-Quarter ExpectationsBloomberg Markets · 03 Nov 2026 · EN
- Everton învinge din nou pe Newcastle, fără Jack Grealish, și se apropie de zona cupelor europeneMediafax · 02 Nov 2026 · RO
- Jack Grealish, exclus din lot după ce a petrecut două nopți: ”Au băut, au cântat și au plecat acasă foarte târziu” - Sport.roSurge — Google News · 01 Nov 2026 · RO
- Jack Grealish, scos din lot de Everton după două nopți de petrecere - GSPSurge — Google News · 01 Nov 2026 · RO
- Jack Dorsey’s Block made an AI model that talks to you like an awkward new friendThe Verge · 23 Oct 2026 · EN
- In allowing coal expansion in the Hunter, Chris Minns is pouring fuel on the climate fire. His decision will come back to hurt us all | Jack EganThe Guardian — Environment · 23 Oct 2026 · EN
- Sailing-Black Jack 100 takes monohull line honours at Rolex Middle Sea RaceCNA (Channel NewsAsia) · 19 Oct 2026 · EN
- Pilotul IndyCar Jack Harvey a anunțat că a fost diagnosticat cu cancer - www.goldring.roSurge — Google News · 18 Oct 2026 · RO
- Capabilitățile AI ar putea crește PIB-ul SUA cu aproape 50% până în 2030, potrivit lui Jack Clark - www.goldring.roSurge — Google News · 17 Oct 2026 · RO
- Seen and heard: Jack H. Knott on Beijing's 12345 hotlineCGTN — World · 14 Oct 2026 · EN
- Turn an old junk phone into a Talking Jack-O-LanternHacker News · 13 Oct 2026 · EN
- Jack of All Trades live la Soho Music Hall Bistrița, 2026 - Zile și NopțiSurge — Google News · 12 Oct 2026 · RO
- Special counsel gone wild: Jack Smith makes a splash at a ‘No Kings’ concertThe Hill · 10 Oct 2026 · EN
- Grassley defends record after attacks from Democrats over Jack Smith treatmentThe Hill · 09 Oct 2026 · EN
- Durbin demands Schmitt records and an apology for Jack SmithThe Hill · 08 Oct 2026 · EN
- Jack Smith did not deserve the Senate trashingThe Hill · 06 Oct 2026 · EN
- Jack Smith seen sporting ‘No Kings’ T-shirt at Power to the People festivalThe Hill · 05 Oct 2026 · EN
- Jennifer Berkshire and Jack Schneider discuss education policy in Brodie Lecture – The Bowdoin OrientSurge — GDELT DOC · 02 Oct 2026 · RO
- Jack Smith faces new lawsuit over congressional phone recordsAxios · 30 Sept 2026 · EN
- Raskin rips Schmitt questioning of Jack Smith: ‘He’s basically disgraced himself’The Hill · 30 Sept 2026 · EN
SEC filings
- Current report21 Sept 2026Material agreement · Departure or appointment of officers · Regulation FD disclosure · Financial statements and exhibits
- Current report20 Aug 2026Departure or appointment of officers · Regulation FD disclosure · Financial statements and exhibits
- Quarterly report12 Aug 2026
- Current report12 Aug 2026Results of operations · Financial statements and exhibits
- Current report07 Jul 2026Departure or appointment of officers
- Current report23 Jun 2026Material agreement · Termination of a material agreement · Creation of a direct financial obligation · Other events · Financial statements and exhibits
- Current report15 Jun 2026Material agreement · Other events · Financial statements and exhibits
- Current report08 Jun 2026Other events · Financial statements and exhibits
- Current report29 May 2026Departure or appointment of officers
- Quarterly report13 May 2026
Sources
- [1] Form 10-K, fiscal year ended 2025-09-28 · SEC / Jack in the Box Inc. · 19 Nov 2025
- [2] Form 10-Q, quarter ended 2026-07-05 · SEC / Jack in the Box Inc. · 12 Aug 2026
- [3] Form 8-K, results release (exhibit 99.1) · SEC / Jack in the Box Inc. · 12 Aug 2026
Figures computed by olivLaw from SEC filings and closing prices; the qualitative analysis is AI-generated from cited sources. Not investment advice.