olivLaw · US equity research
Paysafe Limited PSFE
Services-Business Services, NEC · SIC 7389 · Vertical: Services-Business Services, NEC (SIC 7389)
Paysafe Limited is a global payments platform that processes large volumes for merchants and consumers, with digital wallets, eCash and merchant acquiring, active mainly in iGaming, gaming and online commerce. For fiscal 2025 the company reported payment volume of 167 billion USD, while revenue held at 1.7 billion USD, in a context where it is adjusting its portfolio and reducing exposure to higher-risk segments.
The AI analysis may be outdated: new filings came after its sources (see the «AI analysis» section).
At the close of 04 Nov 2026, Paysafe Limited (PSFE) stock was 6.57 USD (+9.68% on the day), with market capitalisation 339.5 m USD, beta 1.83, 52-week range 5.38–10.60 USD.
Data as of · AI analysis dated · Source: SEC filings and closing prices, computed by olivLaw.
Price history
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Technical reading
- RSI (14)
- 66.1
- strong (55–70)
- Bollinger (20, 2)
- 5.21 – 6.22
- above the upper band · %B 1.35 · band width 17.7%
- SMA 50 / 200
- 6.04 / 7.13
- mixed trend
- MACD (12, 26, 9)
- -0.01 / -0.12
- MACD above signal
Indicators describe past prices; on their own they do not predict direction. On our history the RSI ≤ 40 filter added no return (see the signals methodology).
Performance
| Company | S&P 500 | vs S&P 500 | Vertical median | |
|---|---|---|---|---|
| 1 month | +16.7% | −1.1% | +17.8 pp | — |
| 3 months | −18.2% | −0.5% | −17.7 pp | — |
| 6 months | −29.0% | +4.4% | −33.4 pp | — |
| Year to date | −18.8% | +12.3% | −31.1 pp | — |
| 1 year | −36.8% | +13.5% | −50.4 pp | −4.0% |
| 3 years | −39.1% | +76.4% | −115.5 pp | −6.4% |
| 5 years | −92.6% | +63.7% | −156.3 pp | — |
Price returns, dividends excluded.
Quarterly results
ESEF annual reports carry no quarters: the results are annual (below).
E/P over time
E/P = trailing-12-month diluted EPS / price at quarter end. E/P is the inverse of P/E and stays defined when earnings are negative.
Fiscal years
| Fiscal year | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Revenue | 1.4 bn | 1.4 bn | 1.5 bn | 1.5 bn | 1.6 bn | 1.7 bn | 1.7 bn |
| Revenue YoY | unavailable | +0.6% | +4.2% | +0.6% | +7.0% | +6.5% | −0.2% |
| Net income | -110.2 m | -126.7 m | -111.0 m | -1.9 bn | -20.3 m | 22.2 m | -182.5 m |
| Net income YoY | unavailable | unavailable | unavailable | unavailable | unavailable | unavailable | −923.6% |
| Diluted EPS | -0.15 | -2.10 | -1.84 | -30.78 | -0.33 | 0.36 | -3.14 |
| Diluted EPS YoY | unavailable | unavailable | unavailable | unavailable | unavailable | unavailable | −972.2% |
| net % | -7.8% | -8.9% | -7.5% | -124.5% | -1.3% | 1.3% | -10.7% |
| Free cash flow | 279.4 m | 403.7 m | 255.8 m | 232.7 m | 221.2 m | 237.9 m | 223.6 m |
Reported results vs expectations
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Balance sheet & financial health
Fiscal year 2025 · 31 Dec 2025
- Cash
- 250.2 m USD
- Financial debt
- 2.6 bn USD
- Net debt
- 2.4 bn USD
- Equity
- 655.0 m USD
- Total assets
- 4.8 bn USD
- Debt / equity
- 3.99x
- Current ratio
- 1.24x
- ROE
- -23.8%
- ROA
- -3.8%
- FCF margin
- 13.1%
Financial statements (source on every figure)
Revenue and net income (USD)
Margins
Income statement · USD
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Source (latest year) |
|---|---|---|---|---|---|---|---|
| Revenue | 1.4 bn | 1.5 bn | 1.5 bn | 1.6 bn | 1.7 bn | 1.7 bn | SEC (XBRL)· 03 Mar 2026verified |
| Cost of revenue | 534.8 m | 599.8 m | 614.0 m | 663.2 m | 715.8 m | 741.2 m | SEC (XBRL)· 03 Mar 2026verified |
| Gross profit | 891.7 m ≈ | 887.2 m ≈ | 882.1 m ≈ | 937.9 m ≈ | 989.1 m ≈ | 960.2 m ≈ | SEC (XBRL)· 03 Mar 2026derived |
| Research & development | — | 8.6 m | — | — | — | — | SEC (XBRL)· 28 Mar 2022verified |
| SG&A | 465.9 m | 545.1 m | 534.5 m | 508.1 m | 575.6 m | 563.6 m | SEC (XBRL)· 03 Mar 2026verified |
| Operating income | 19.7 m | -269.3 m | -1.9 bn | 158.7 m | 133.4 m | 71.9 m | SEC (XBRL)· 03 Mar 2026verified |
| Depreciation & amortisation | 268.2 m | 261.4 m | 266.8 m | 264.1 m | 274.8 m | 276.4 m | SEC (XBRL)· 03 Mar 2026verified |
| EBITDA | 287.8 m ≈ | -7.9 m ≈ | -1.6 bn ≈ | 422.8 m ≈ | 408.1 m ≈ | 348.3 m ≈ | SEC (XBRL)· 03 Mar 2026derived |
| Interest expense | 164.8 m | 165.8 m | 126.6 m | 151.1 m | 140.8 m | 136.4 m | SEC (XBRL)· 03 Mar 2026verified |
| Pre-tax income | -185.9 m | -195.4 m | -1.9 bn | 20.6 m | 14.0 m | -72.1 m | SEC (XBRL)· 03 Mar 2026verified |
| Income tax | -59.2 m | -85.1 m | -52.5 m | 40.8 m | -8.1 m | 110.4 m | SEC (XBRL)· 03 Mar 2026verified |
| Net income | -126.7 m | -111.0 m | -1.9 bn | -20.3 m | 22.2 m | -182.5 m | SEC (XBRL)· 03 Mar 2026verified |
| Diluted EPS | -2.10 | -1.84 | -30.78 | -0.33 | 0.36 | -3.14 | SEC (XBRL)· 03 Mar 2026verified |
| Weighted average diluted shares | 60.3 m | 60.3 m | 60.5 m | 61.4 m | 61.9 m | 58.1 m | SEC (XBRL)· 03 Mar 2026verified |
≈ computed by olivLaw from the reported lines of the same year: Revenue − Cost of revenue; Operating income + Depreciation & amortisation.
Balance sheet · USD
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Source (latest year) |
|---|---|---|---|---|---|---|---|
| Cash | 387.6 m | 313.4 m | 260.2 m | 202.3 m | 216.7 m | 250.2 m | SEC (XBRL)· 03 Mar 2026verified |
| Receivables | 117.4 m | 147.8 m | 159.3 m | 162.1 m | 158.2 m | 138.4 m | SEC (XBRL)· 03 Mar 2026verified |
| Current assets | 2.2 bn | 2.3 bn | 2.5 bn | 1.9 bn | 1.7 bn | 1.8 bn | SEC (XBRL)· 03 Mar 2026verified |
| Property, plant & equipment, net | 18.7 m | 14.9 m | 11.9 m | 17.2 m | 24.3 m | 28.4 m | SEC (XBRL)· 03 Mar 2026verified |
| Goodwill | 3.5 bn | 3.7 bn | 2.0 bn | 2.0 bn | 2.0 bn | 2.1 bn | SEC (XBRL)· 03 Mar 2026verified |
| Intangibles (excl. goodwill) | 1.5 bn | 1.2 bn | 1.3 bn | 1.2 bn | 981.3 m | 874.1 m | SEC (XBRL)· 03 Mar 2026verified |
| Total assets | 7.4 bn | 7.3 bn | 6.0 bn | 5.2 bn | 4.8 bn | 4.8 bn | SEC (XBRL)· 03 Mar 2026verified |
| Accounts payable | 27.2 m | 18.6 m | 46.0 m | 49.7 m | 57.6 m | 60.1 m | SEC (XBRL)· 03 Mar 2026verified |
| Short-term debt | 15.4 m | 10.2 m | 10.2 m | 10.2 m | 10.2 m | 10.2 m | SEC (XBRL)· 03 Mar 2026verified |
| Long-term debt | 3.2 bn | 2.7 bn | 2.6 bn | 2.5 bn | 2.4 bn | 2.6 bn | SEC (XBRL)· 03 Mar 2026verified |
| Current liabilities | 1.8 bn | 1.7 bn | 2.3 bn | 1.7 bn | 1.4 bn | 1.4 bn | SEC (XBRL)· 03 Mar 2026verified |
| Total liabilities | 5.5 bn | 4.6 bn | 5.1 bn | 4.3 bn | 3.9 bn | 4.1 bn | SEC (XBRL)· 03 Mar 2026verified |
| Equity | 1.9 bn | 2.7 bn | 859.6 m | 883.3 m | 879.3 m | 655.0 m | SEC (XBRL)· 03 Mar 2026verified |
| Shares outstanding at year end | — | 723.7 m | 60.8 m | 61.7 m | 59.9 m | 51.7 m | SEC (XBRL)· 03 Mar 2026verified |
Cash flow · USD
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Source (latest year) |
|---|---|---|---|---|---|---|---|
| Operating cash flow | 409.1 m | 261.5 m | 237.2 m | 234.0 m | 253.8 m | 236.2 m | SEC (XBRL)· 03 Mar 2026verified |
| Capex | 5.4 m | 5.6 m | 4.5 m | 12.8 m | 15.9 m | 12.6 m | SEC (XBRL)· 03 Mar 2026verified |
| Free cash flow | 403.7 m ≈ | 255.8 m ≈ | 232.7 m ≈ | 221.2 m ≈ | 237.9 m ≈ | 223.6 m ≈ | SEC (XBRL)· 03 Mar 2026derived |
| Investing cash flow | -51.2 m | -411.3 m | -575.6 m | -135.2 m | -108.4 m | -140.4 m | SEC (XBRL)· 03 Mar 2026verified |
| Financing cash flow | -75.5 m | 446.3 m | 606.3 m | -771.0 m | -280.8 m | -163.4 m | SEC (XBRL)· 03 Mar 2026verified |
≈ computed by olivLaw from the reported lines of the same year: Operating cash flow − Capex.
Computed indicators
Growth
Profitability
Returns
Balance sheet
Liquidity
Cash
Efficiency
Market and valuation
1 indicators that do not apply to the sector.
Valuation
olivLaw classification
Score: 38 / 100
A scoring methodology on indicators and valuation, not investment advice.
score < 40
Closing price
04 Nov 2026Source: olivLaw, closing series
Market cap: 339.5 m USD
Key indicators
Coverage and freshness
Score by group
- Balance sheet7
- Growth36
- Valuation87
- Quality23
Estimated value range
The combined range = the median of the valid methods' low, central and high values; it is not a probability interval and does not cover every result. Envelope of all methods: 8.49 – 404.36 USD.
Valuation assumptions are editorial choices, not measured; beta is not measured.
Method ranges (USD per share)
— — Mid · ▏ Price
Valuation methods
- DCF (discounted cash flow)111.67 – 404.36 (Mid 185.65)WACC 5.5% · starting FCFF 338.2 m USD · terminal value share of EV 87%The WACC × g sensitivity gives the method's bounds; these are not probabilities.Reverse DCF: no growth between −30% and +40% justifies the price
- Peers: EV/EBITDA8.49 – 80.32 (Mid 56.85)16 companies used · median multiple 15.2x · quartiles 8.1x – 18.7xBAER, BR, CPAY, CSGP, EBAY, FICO, FIS, GPN, IMXI, MELI, MSCI, NUTX, PRTH, PYPL, RBA, UBER
- Peers: P/Eunavailable · the base of the ratio is not positive
- Dividend discount (DDM)unavailable · the company pays no dividend: a dividend model needs an explicit initiation assumption
Classification (SIC) comparables group by industry code, not by economic activity; the direct group is an editorial selection by activity. Members' multiples are on their own trailing twelve months, at their own latest close.
Assumptions (illustrative, editorial)
- Risk-free rate
- 4.3%
- Equity risk premium
- 5.0%
- Beta (default)
- 1.00
- Cost of equity
- 9.3%
- Terminal growth
- 2.5%
Factor scorecard
Unattractive profile · Score 38/100
| Factor | Value | Score | Weight used |
|---|---|---|---|
| ROIC · Quality | 2.0% | 27 (vs peers) | 16% |
| Net margin · Quality | -10.7% | 15 (vs peers) | 10% |
| FCF conversion · Quality | unavailable | unavailable | — |
| Revenue CAGR 3Y · Growth | 4.4% | 36 (on a fixed band) | 13% |
| EPS CAGR 3Y · Growth | unavailable | unavailable | — |
| Net debt / EBITDA · Balance sheet | 6.8x | 0 (vs peers) | 16% |
| Interest coverage · Balance sheet | 0.5x | 0 (on a fixed band) | 10% |
| Current ratio · Balance sheet | 1.2x | 36 (on a fixed band) | 6% |
| P/E (TTM) · Valuation | unavailable | unavailable | — |
| EV/EBITDA · Valuation | 7.8x | 76 (vs peers) | 16% |
| FCF yield · Valuation | 65.9% | 100 (on a fixed band) | 13% |
| Shareholder yield (distributions) · Returns | unavailable | unavailable | — |
| Payout ratio (FCF) · Returns | unavailable | unavailable | — |
Factors without a value were dropped; the remaining weights were renormalised.
Score groups
- Balance sheet7/100 · 3/3 factors with a value
- Growth· partial36/100 · 1/2 factors with a value
- Quality23/100 · 2/3 factors with a value
- Returns· partialunavailable · 0/2 factors with a value
- Valuation87/100 · 2/3 factors with a value
A «partial» group is computed from under half of its weight or from one factor: it is not a full assessment of the group.
Memo
Paysafe Ltd (PSFE). Latest full fiscal year: 2025; data up to 2025-12-31.
Figures computed from the financial statements: revenue 1.7 bn USD in 2025; YoY growth -0.2%; net margin -10.7%; ROE -23.8%; net debt/EBITDA 6.8x.
The estimated value range is 60.08–242.34 USD per share (median of 2 methods, agreement: low); assumptions are illustrative. Against the central value of 121.25 USD, the price of 6.57 USD leaves a potential of 1,745.5% (value / price − 1) and a margin of safety of 94.6% (1 − price / value). The range is the median of the methods' low, central and high values, not a probability interval.
olivLaw score 38/100, methodological classification: unattractive profile (score, margin of safety and method agreement together; not a judgement of the right price). Groups assessed only in part: growth, returns. Not investment advice.
Text generated deterministically from the figures shown; no language model. Not investment advice.
What supports the thesis
- EV/EBITDA: 7.8x
- FCF yield: 65.9%
- The price is below the estimated value range
What contradicts it
- ROIC: 2.0%
- Net margin: -10.7%
- Net debt / EBITDA: 6.8x
- Interest coverage: 0.5x
- The valuation methods diverge
Not assessed (insufficient data or a ratio without meaning): FCF conversion, EPS CAGR 3Y, P/E (TTM), Shareholder yield (distributions), Payout ratio (FCF).
Versus the vertical median
Services-Business Services, NEC (SIC 7389) · same industry (4-digit SIC) · compared with 39 companies
Multiples and returns vs the median
Price rebased to 100 (monthly, 5 years)
Companies in the vertical
| Market cap | P/E | ROE | Net margin | Revenue YoY | 1A / 3A | |
|---|---|---|---|---|---|---|
| UBERUber Technologies, Inc | 142.7 bn | 15.4 | 38.4% | 17.3% | +18.3% | −20% / +24% |
| MELIMercadoLibre, Inc. | 88.2 bn | 47.3 | 27.5% | 5.3% | +39.1% | −16% / +7% |
| EBAYeBay Inc. | 54.9 bn | 27.2 | 46.6% | 16.9% | +7.9% | +51% / +205% |
| PYPLPayPal Holdings, Inc. | 50.0 bn | 11.5 | 23.8% | 13.8% | +4.3% | −4% / +4% |
| MSCIMsci Inc. | 48.2 bn | 35.7 | — | 40.3% | +9.7% | +20% / +29% |
| FISVFiserv, Inc. | 33.0 bn | 11.9 | 10.7% | 13.4% | +3.6% | +1% / −52% |
| CPAYCorpay, Inc | 27.5 bn | 25.4 | 30.5% | 22.7% | +13.9% | +42% / +74% |
| GPNGlobal Payments Inc. | 25.4 bn | — | -4.1% | -9.1% | −0.4% | +27% / −17% |
| BRBroadridge Financial Solutions, Inc. | 21.4 bn | 20.9 | 40.2% | 13.9% | +8.5% | −17% / −2% |
| RBARB Global, Inc | 17.6 bn | 39.9 | 8.8% | 10.0% | +7.2% | −3% / +49% |
| FISFidelity National Information Services, Inc. | 15.3 bn | 4.6 | 22.3% | 27.6% | +5.4% | −55% / −49% |
| FICOFair Isaac Corp | 15.1 bn | 20.3 | — | 34.1% | +15.9% | −61% / −36% |
| CARTMaplebear Inc. | 13.7 bn | 32.4 | 17.1% | 12.0% | +10.8% | +41% / +145% |
| CSGPCoStar Group, Inc. | 13.1 bn | 74.3 | 2.2% | 4.9% | +18.7% | −53% / −61% |
| AKAMAkamai Technologies, Inc | 12.3 bn | 30.9 | 8.9% | 9.5% | +5.4% | −4% / −26% |
| LYFTLyft, Inc. | 7.1 bn | 2.7 | 152.6% | 42.3% | +9.2% | −11% / +60% |
| ALITAlight, Inc. | 5.7 bn | — | -67.9% | -46.0% | −3.0% | −72% / −92% |
| FLYWFlywire Corporation | 2.7 bn | 83.8 | 4.2% | 4.8% | +26.6% | +56% / −6% |
| PAYOPayoneer Global Inc. | 2.4 bn | 49.1 | 7.1% | 4.6% | +7.7% | +24% / +38% |
| ACVACopart Inc | 1.8 bn | — | -15.1% | -7.9% | +19.2% | +16% / −21% |
| NUTXNutex Health Inc. | 1.4 bn | 8.1 | 57.2% | 21.2% | +82.4% | +78% / +620% |
| CASSCass Information Systems, Inc. | 704.7 m | 19.8 | 15.1% | 18.5% | +5.3% | +31% / +33% |
| PRTHPriority Technology Holdings, Inc. | 652.9 m | 11.6 | — | 5.6% | +8.3% | +35% / +164% |
| PSFEPaysafe Ltd | 339.5 m | — | -23.8% | -10.7% | −0.2% | −37% / −39% |
| IMXIInternational Money Express, Inc. | 251.1 m | 13.3 | 11.9% | 3.4% | −7.7% | −45% / −60% |
1- and 3-year price returns: for PSFE from daily closes (the same as the performance table), for the other companies from month-end closes.
olivLaw engine forecast
The world engine ran after the company's latest material disclosure. Probabilities are of TOUCHING a level within the horizon (not closing there) and sit next to the random walk (p_rw), the no-information benchmark.
The engine has no published run for this company yet.
Valuation scenarios (editable assumptions)
Illustrative scenarios
Illustrative: not forecasts and without probabilities. Each case is one coherent set of assumptions, computed on today's figures.
Estimated price (USD)
| Estimated price | Bear | Base | Bull |
|---|---|---|---|
| 1 years | insufficient data Total return unavailable · Per year unavailable | insufficient data Total return unavailable · Per year unavailable | insufficient data Total return unavailable · Per year unavailable |
| 3 years | insufficient data Total return unavailable · Per year unavailable | insufficient data Total return unavailable · Per year unavailable | insufficient data Total return unavailable · Per year unavailable |
| 5 years | insufficient data Total return unavailable · Per year unavailable | insufficient data Total return unavailable · Per year unavailable | insufficient data Total return unavailable · Per year unavailable |
AI analysis
AI-generatedAI-generated analysis (Claude) from cited public sources; it may contain errors. Not investment advice. As of 27 Oct 2026 · Model: claude-haiku-5-5.
Possibly outdated: the newest document it read is from 03 Mar 2026; since then the company filed 6-K (13 Aug 2026), 6-K (29 Jul 2026), 6-K (27 May 2026), 6-K (13 May 2026).
In brief
Paysafe Limited is a global payments platform that processes large volumes for merchants and consumers, with digital wallets, eCash and merchant acquiring, active mainly in iGaming, gaming and online commerce. For fiscal 2025 the company reported payment volume of 167 billion USD 1, while revenue held at 1.7 billion USD 1, in a context where it is adjusting its portfolio and reducing exposure to higher-risk segments.
SWOT
Strengths
- An integrated platform with global reach, expertise in complex verticals such as iGaming and gaming, and an extensive banking network 1.
- More than three decades of industry experience and a dedicated compliance and risk team that the company regards as a strategic advantage 1.
- A track record of acquisitions and integrations that supports growth through consolidation 1.
Weaknesses
Opportunities
- Growth in digital payments and wallets could open further opportunities in online commerce and experience-driven industries 1.
- Expansion into emerging markets, particularly Latin America, could support growth in transaction volumes 1.
- Consolidation through acquisitions and partnerships with software integrators could bring new clients and synergies 1.
Threats
- Cyberattacks and security weaknesses could lead to losses of funds and data and seriously harm the company's reputation 1.
- Economic instability, war and trade tensions could reduce spending by consumers and small merchants 1.
- Changes in regulation and applicable sanctions could restrict operations in certain jurisdictions 1.
Risks
- Cybersecurityhigh
A security incident could lead to loss of customer data or funds, followed by fines and litigation 1.
- Economic and political conditionshigh
Regional and global instability could reduce spending by merchants and consumers, affecting transaction volumes 1.
- Catastrophic and geopolitical eventsmedium
War, pandemics or natural disasters could interrupt operations or reduce demand for the company's services 1.
- Acquisitions and integrationmedium
Integrating acquired businesses could generate unforeseen costs and may not deliver the expected returns 1.
- Taxationlow
Changes in tax law and a valuation allowance against US deferred tax assets could influence financial results 1.
Investment thesis
What would need to be true (bull case)
- If the shift toward digital payments and wallets consolidates, the company could benefit from higher demand in its core segments 1.
- Exiting higher-risk business lines could reduce exposure and support a more stable risk profile 1.
- Compliance expertise and an extensive banking network could be an advantage in regulated verticals 1.
What to watch
- Development of revenue and Adjusted EBITDA compared with fiscal 2025Q1 2027
- Impact of any earnout receipts from the sale of the direct marketing business2027
- Pace of the share repurchase programnext 10-K
- Effects of global tax rules and the valuation allowance on US deferred tax assetsnext 10-K
Products, market & competition
AI-generatedAI-generated analysis (Claude) from cited public sources; it may contain errors. Not investment advice. As of 27 Oct 2026 · Model: claude-haiku-5-5.
Possibly outdated: the newest document it read is from 03 Mar 2026; since then the company filed 6-K (13 Aug 2026), 6-K (29 Jul 2026), 6-K (27 May 2026), 6-K (13 May 2026).
The business
Paysafe operates through two reportable segments: Merchant Solutions, offering acquiring, transaction processing, gateway and risk management tools to merchants and integrated partners, and Digital Wallets, marketed under the Neteller, Skrill, PaysafeCard and PaysafeCash brands, which let users store, send and spend funds online. Revenue comes mainly from transaction-based fees, calculated as a percentage of transaction value or a fixed fee, and in some cross-border cases from foreign exchange fees 1. For fiscal 2025 the company reported a net loss of 183 million USD and Adjusted EBITDA of 429 million USD 1.
Segments
Digital Wallets
The Digital Wallets segment generated approximately 815 million USD, or 47% of revenue in fiscal 2025 1. Brands such as Neteller, Skrill, PaysafeCard, PaysafeCash and the Rapid Transfer pay-by-bank solution support online payments and give access to consumers without a bank account or credit card 1.
Merchant Solutions
The Merchant Solutions segment generated approximately 905 million USD, or 53% of fiscal 2025 revenue 1. It includes acquiring, processing, gateway solutions, fraud tools, data analytics, point-of-sale systems and merchant financing, and is also sold through ISV and ISO partners 1.
Market context
The company is active in digital commerce and experience-driven industries where payments are complex and regulated. Paysafe serves approximately 1,500 iGaming operators 1 and works with nearly 90 commercial banks across 36 countries 1. Growth in digital wallets and in digital commerce across Latin America and other emerging markets are trends that could support demand for its solutions 1.
Trends
- Acceleration of digital walletstailwind
Adoption of digital payment methods, including wallets, continues to grow globally as consumers shift to digital-first experiences. If this continues, wallets could take a larger share of payments from traditional methods 1.
- Evolution of merchant acquiringtailwind
SMBs increasingly adopt technology-enabled point-of-sale solutions, which raises demand for payment partners that can work inside integrated ecosystems 1.
- Tariffs and trade policyheadwind
Tariffs on certain imported goods could raise the cost of point-of-sale terminals depending on sourcing, and a prolonged US government shutdown could affect the US merchant base 1.
- Global minimum taxationmixed
Pillar Two rules apply a global minimum tax, and the company provided for top-up tax where it applies; the impact on consolidated financial statements was not material in the period reviewed 1.
Competitive position
The analysed sources do not explicitly name the company's competitors. Paysafe describes its position through global scale, expertise in regulated verticals and an integrated platform, but the documents do not provide a list of competitors 1.
- Competitors not named in source
The source does not name competitors, so no comparison can be drawn from this document.
Links, dependencies and risks
Who the company is tied to, from its own SEC filings (customers, suppliers, production, partners, competitors, countries, regulation), from the 5 %+ holders' statements (13D/13G) and from what other companies say about it. Click a node for its evidence; on a listed company the graph moves to it.
Loading the links…
News & filings
In the press
- Interactive Brokers Group (IBKR) vs. Paysafe Limited (PSFE): Which Fintech Stock has the Stronger Growth Story?Yahoo Finance — News · 28 Aug 2026 · EN
- Fake Paysafe, Skrill SDKs on NPM and PyPi steal credentialsBleepingComputer · 08 Jul 2026 · RO
SEC filings
- Current report (foreign issuer)13 Aug 2026
- Current report (foreign issuer)13 Aug 2026
- Current report (foreign issuer)29 Jul 2026
- Current report (foreign issuer)27 May 2026
- Current report (foreign issuer)13 May 2026
- Current report (foreign issuer)13 May 2026
- Current report (foreign issuer)10 Apr 2026
- Annual report (foreign issuer)03 Mar 2026
- Current report (foreign issuer)03 Mar 2026
- Current report (foreign issuer)27 Feb 2026
Sources
- [1] Form 20-F, fiscal year ended 2025-12-31 · SEC / Paysafe Limited · 03 Mar 2026
Figures computed by olivLaw from SEC filings and closing prices; the qualitative analysis is AI-generated from cited sources. Not investment advice.